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It is common for college students to consume ahead of time, should parents take the blame? I think it depends on what the specific causes of this phenomenon are, and this behavior of college students is related to the bad social environment, the family environment, and their own ideas.
1: College students' advanced consumption is inseparable from this social environmentIn today's social environment, many people like to consume ahead of time. For example, they will use credit cards or other borrowing methods to achieve some of their own consumption purposes.
When this kind of behavior first emerged, many people still couldn't accept it, but after some time, some changes in concepts have become common. Some of the parents of the students are also one of them. Including a lot of teachers in the school, even doing it.
There will also be some advertising and so on about these aspects, which will make college students less resistant to trying to consume ahead of time, because they feel that everyone else is like this. Therefore, it can be said that the environment plays a role in promoting it to a certain extent.
2: College students' advanced consumption is related to the attitude of some parentsI believe that some parents of college students are not very obstructive in terms of their children's consumption. They all hope that the child can live a better and more decent life outside, and if the child wants it, not part of it will be given.
Out of this psychology, many college students interpret the love of their parents as connivance in consumption. Therefore, many college students will consume ahead of time, and their parents will pay for it. It can be said that this behavior is a large part of the reason for parents at this time.
Three: Many college students are outside, and their parents can't manage itAfter going to college, many things are decided by yourself, and your parents can pay for living expenses every month. Without your parents around, you have a lot of things to deal with on your own.
At this time, how to deal with some of the information and ideas I receive is something that parents can't take into account. Some college students should think about their own behavior.
To sum up, college students' advanced consumption is inseparable from the social environment, and it may also be because of a kind of connivance from parents, which is also related to the choice of college students themselves.
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The college stage is a transitional stage from students to society, we college students are no longer children, before learning the ability to make money, it is more important to learn how to spend money. The cost of installment payment is very high, and many young people may not know how to calculate the account, this one shortcoming should be made up, learn some financial knowledge, and not be confused in the problem of money. Because you don't know how to spend money, it's easy to spend money indiscriminately.
In addition, college students should also learn to control their desire to consume, combined with their own financial situation, and give up.
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I don't think it has anything to do with the parents, it mainly has to do with the children themselves. There may be some children who like to compare and have strong hypocrisy, so they like to consume ahead of time.
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Should. Parents do not educate their children to consume reasonably, spoil their children too much, and do not let their children establish a correct outlook on learning, life, and consumption, so it will lead to college students spending ahead of time.
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I don't think this kind of behavior is advisable.
The external world has provided easy consumption tools for college students, so that some college students are facing campus loan difficulties, credit card overdrafts and other phenomena, which have become an objective existence that college students have to face in reality. In this whirlpool, many college students still have their own reflections, and they are not blindly indulging.
The external world has provided easy consumption tools for college students, so that some college students are facing campus loan difficulties, credit card overdrafts and other phenomena, which have become an objective existence that college students have to face in reality. In this whirlpool, many college students still have their own reflections, and they are not blindly indulging.
1. Nowadays, many college students spend more in advance to fall in love.
Male college students don't have the same stable economy as working adults**, but they have the same emotional burden as social people! Not to mention the lavish spending, a month date, eating, giving a small gift, meeting May Day, the National Day holiday, two people may also go out to have fun and travel need money, girls too, in order to dress themselves, cosmetics, skin care products, lipstick, foundation, cushions, perfumes, etc. are quite expensive. Falling in love may be a reason for advanced consumption, and the living expenses given by the family are so little, and I am embarrassed to ask the family for it, they are all adults.
2. Vanity, such as having limited ability, but being pretentious, wanting to compare with others, using famous brands or squandering money to flaunt yourself. I feel that others have shoes, bags, and cosmetics for thousands of dollars, so why can't I own them, so I borrow money to buy them to save my face.
3. The consumption structure is unreasonable. According to the survey, many college students spend a lot on clothing and entertainment, and the investment in learning is obviously insufficient. How can I afford to go out to play and eat at a time, as a college student, I can only go ahead of time to consume, use Huabei, credit cards and even borrow loans.
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It is not good for college students to consume in advance, because they do not have their own economic income**, and if they rely on their families, advanced consumption is tantamount to increasing the burden on their families.
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1. Should college students consume ahead of time? In fact, people with a normal mind can already see the answer contained in the question, that is, college students should not spend ahead of time, because they have no independent income**, and spending ahead of time will bring financial burden to themselves and their families.
2. Rational consumption: Remember to pay attention to avoid blindly following the herd in consumption. In addition, it is necessary to try to avoid emotional consumption, which can cause waste due to a lack of cool-headedness. It is necessary to insist on making a big deal out of the actual needs of individuals and consuming rationally.
3. Use it in moderation: To achieve that consumer spending should be compatible with your own income.
4. Be diligent and thrifty: cherish the income of your parents' labor, don't be extravagant, and understand the hardships and difficulties of your parents to earn money.
5. Ensure the quality of life: Once a person is sick, the medical expenses will be far more than the consumption of food and drink, so it is necessary to ensure the high quality of food and drink.
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Can be used as a starting point from the pros and cons:
Advance consumption is conducive to: reasonable advance consumption is conducive to the overall pure and virtual social and economic development; The advanced consumption of college students for the purpose of improving themselves is conducive to employment after graduation; Advance consumption behavior is conducive to cultivating college students' financial management concepts; It can promote the employment of college students, and it is reasonable for college students to consume ahead of time.
Advance consumption is not good: Advance consumption overdraws people's ability to resist risks and reduces the bargaining space for workers' wages. The economic instability of college students and the lack of ability to pay will cause a burden on the family.
College students are not mentally mature enough and do not understand enough finance, and it is easy to fall into the trap of financial management (campus loans). College students are exposed to money rules too early and can be distracted and affect their studies. The key points of liquid pulse are that there is no ability to pay, from thrift to luxury, and insufficient assessment of consumption risk.
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In today's society, the phenomenon of college students' advanced consumption is becoming more and more common. Advance consumption usually refers to spending a large amount of money in advance to buy higher-value goods or services when the future income is not ***. Although advanced consumption has certain advantages, it will also bring some negative effects that cannot be ignored.
First of all, advanced consumption can improve the quality of life and meet the psychological needs of college students, enhance their consumer confidence and spending ability, and even contribute to some businesses and brands. However, this kind of advanced consumption often requires a higher credit limit or borrowing, which can easily make college students indulge in vanity, produce the burden of consumption, increase the risk of economic burden, and may face the risk of debt risk and economic bankruptcy.
Secondly, advanced consumption is often not fully considered and saved, and it is a consumption method that satisfies in the short term and pays for a long time. Over time, the actual value and price of these items or services will gradually decrease, and there is a risk of significant waste. At the same time, they may also miss out on other more important opportunities due to lack of savings, such as travel, further education, and other more meaningful things.
To sum up, the benefit of college students' advanced consumption is that it can bring them a certain quality of life and consumption experience, and enhance their consumer confidence and spending ability. However, it also has certain negative effects, such as the risk of overburdening the economy, facing the risk of debt and economic bankruptcy, and the possibility of missing out on more meaningful opportunities and generating a lot of waste. Therefore, it is recommended that college students should consider rationally when consuming in advance, insist on saving for consumption, and make reasonable arrangements and decisions according to their own economic conditions and consumption needs.
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