How much is the premium of 500,000 for light enclosed trucks?

Updated on Financial 2024-06-30
11 answers
  1. Anonymous users2024-02-12

    Light goods vehicles, third party insurance, are related to your accident situation in previous years.

  2. Anonymous users2024-02-11

    The standard premium for purchasing a truck third-party liability insurance with a limit of 500,000 yuan is 1,781 yuan.

    The premium of the third party of the truck is related to the amount of insurance you want to choose, which can be 50,000, 200,000, 300,000, 500,000, 1 million, 2 million, etc., the amount of insurance is not the same, the compensation is different, the premium is not the same, of course, the higher the insurance amount, the more expensive the premium, and the higher the compensation, but the more cost-effective it is for the insured.

    The standard premium for purchasing 100,000 yuan of truck third-party liability insurance is 1,061 yuan, the standard premium for purchasing 200,000 yuan of truck third-party liability insurance is 1,314 yuan, the standard premium for purchasing 300,000 yuan of truck third-party liability insurance is 1,484 yuan, and the standard premium for purchasing 500,000 yuan of truck third-party liability insurance is 1,781 yuan.

    Precautions for the premium of third party liability insurance:

    Truck third-party liability insurance refers to the economic responsibility that the insured or its permitted driver shall bear by the insured in accordance with the law in the event of an accident in the process of using the insured vehicle, resulting in direct damage to the person or property of the third party, and the insurance company is responsible for compensation.

    If there is a circumstance that causes ** in a traffic accident, the liability for compensation borne by the party responsible for the accident will be very heavy, and if there is no insurance, a well-off family will immediately become a poor family after paying compensation, and may also bear huge debts, and the price paid is very heavy.

  3. Anonymous users2024-02-10

    Hello! Under normal circumstances, the premium for the first year of 500,000 yuan of car insurance is 1507 yuan to 1995 yuan, depending on the nature of the vehicle. Among them, the premium for family cars is 1,507 yuan, the premium for enterprise cars with less than 6 seats is 1,734 yuan, the premium for ordinary family cars (less than 6 seats) is 1,721 yuan, the premium for 6-10 non-operating buses is 1,711 yuan, and the premium for 10-20 non-operating buses is 1,995 yuan.

    As for the first year and later, the ** of 500,000 of the three car insurance is related to the number of vehicle accidents, and you can enjoy certain discounts without insurance, and the more times you have insurance, the more the premium will rise. In any case, if you are able to purchase third party liability insurance, you can enjoy a discount of at least 15%.

  4. Anonymous users2024-02-09

    Hello, the premium of the third party of the truck is related to the amount of insurance you want to choose, which can be 50,000, 200,000, 300,000, 500,000, 1 million, 2 million, etc., the amount of insurance is not the same, the compensation is different, the premium is not the same, of course, the higher the amount of insurance, the more expensive the premium, the higher the compensation, but the more cost-effective it is for the insured.

    Truck third-party liability insurance refers to the economic responsibility that the insured or its permitted driver shall bear by the insured in accordance with the law in the event of an accident in the process of using the insured vehicle, resulting in direct damage to the person or property of the third party, and the insurance company is responsible for compensation.

    Hello, is there anything else you need my help with? If you have any questions, I'll be happy to help you with any questions.

    Question: Blue brand truck insurance more than 1 million yuan?

    Hello, the benchmark premium of 1 million yuan for truck insurance third-party liability insurance is about 2,200 yuan, and each insurance company is different. In addition, the premium is related to the number of accidents and whether there is any insurance in the past years, and the minimum discount can be 3% if there is no insurance for three consecutive years, on the contrary, the more insurance trips, the higher the premium.

    Hello, please wait a minute, I will help you inquire, I will reply to you as soon as possible, and please wait for me a little longer.

    Q: Can I pay for the three insurances separately? Don't want seat insurance?

    Hello, normally speaking, seat insurance is not included in the third-party insurance of car insurance. These are two different types of insurance, seat insurance is seat insurance, and three insurance is three insurance. The two are completely different, so if you have an insurance need, you must ask about the relevant information before you can buy it.

    Otherwise, it will not be good to bring some negative effects.

    Question: Why do we have to pay driver insurance and seat insurance when we pay three insurance?

    Hello, it may be related to the local management system, these are two different types of insurance, seat insurance is seat insurance, and three insurance is three insurance. However, be sure to ask about the relevant information before making a purchase.

    Promote social justice, highlight legal values, maintain personal dignity, I am very happy to serve you, if you have any questions, come to the platform for consultation I wish you all the best! Have fun!

  5. Anonymous users2024-02-08

    Answer hello pro 3, this premium is 1781 yuan Oh The premium of the third party of the truck is related to the amount of insurance you want to choose, which can be 50,000, 200,000, 300,000, 500,000, 1 million, 2 million, etc., the amount of insurance is different, the compensation is different, the premium is not the same, of course, the higher the amount of insurance, the more expensive the premium, the higher the compensation, but the more cost-effective it is for the insured.

    The standard premium for purchasing 100,000 yuan of truck third-party liability insurance is 1,061 yuan, the standard premium for purchasing 200,000 yuan of truck third-party liability insurance is 1,314 yuan, the standard premium for purchasing 300,000 yuan of truck third-party liability insurance is 1,484 yuan, and the standard premium for purchasing 500,000 yuan of truck third-party liability insurance is 1,781 yuan.

  6. Anonymous users2024-02-07

    Trucks with operating certificates are generally business vehicles, the premium of this kind of truck three liability insurance is mainly related to the insurance limit, the compensation limit of 50,000 yuan of three liability insurance needs 758 yuan a year, the compensation limit of 500,000 yuan of three liability insurance needs a premium of 1,734 yuan.

    Third-party liability insurance is responsible for compensating for the personal or property losses of the third party caused by accidents, and the third-party liability insurance is a commercial insurance, and the commercial three-liability insurance is different due to different insurance companies and different channels.

    The liability limit of each accident of third-party liability insurance shall be determined by the policyholder and the insurer at the time of signing the insurance contract according to the grades of 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan, 1 million yuan and more than 1 million yuan not exceeding 10 million yuan. The premiums of truck liability insurance are 758 yuan, 1057 yuan, 1206 yuan, 1301 yuan, 1456 yuan, 1734 yuan and 2258 yuan respectively. The calculation of the premium of the third party liability insurance has nothing to do with the purchase price of the vehicle, as long as the car owner follows the rate schedule, he can get a fixed rate, and then multiply it by the insurance company's discount range, which is the final premium amount.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  7. Anonymous users2024-02-06

    Hello, pro, how much is the insurance premium of the mini truck and the amount of insurance you want to choose, it can be 50,000, 200,000, 300,000, 500,000, 1 million, 2 million, etc., the amount of insurance is different, the compensation is different, the premium is not the same, of course, the higher the insurance amount, the more expensive the premium, the higher the compensation, but the more cost-effective it is for the insured. The following is calculated separately how much premium to pay for different insurance amounts, the standard premium for purchasing 100,000 yuan of truck third-party liability insurance is 1,061 yuan, the standard premium for purchasing 200,000 yuan of truck third-party liability insurance is 1,314 yuan, the standard premium for purchasing 300,000 yuan of truck third-party liability insurance is 1,484 yuan, and the standard premium for purchasing 500,000 yuan of truck third-party liability insurance is 1,781 yuan. Standard premium refers to the premium to be paid without a discount.

    From this point of view, choosing to purchase a third-party liability insurance with a limit of 500,000 yuan is the most cost-effective, compared with the standard premium of 1061 yuan for the third-party liability insurance of trucks with a limit of 100,000 yuan, it is only an increase of 720 yuan, but the insurance amount has increased by 4 times. It is recommended that the majority of car owners try to choose an insurance amount of 500,000 yuan when purchasing third-party liability insurance for trucks, which is more cost-effective.

  8. Anonymous users2024-02-05

    The premium of 10,000 yuan of third-party liability insurance includes 1,615 yuan for the main insurance, excluding the deductible of 242 yuan. Is it enough to buy 500,000 insurance for the three insurances: For different car owners, the recommended insurance amount for the three insurances is not the same.

    If the owner lives in a relatively remote area, such as suburbs, small counties, etc., there are not many vehicles on the road, and the probability of accidents is not high, then you can buy 30-500,000 yuan of three-party insurance; However, if the owner is located in a city full of luxury cars, or often has the need to run high-speed, the probability of causing an accident is high, and the amount of compensation involved in the accident is large, then it is recommended to purchase 1 million or more three-party insurance, only in this way can the insurance not be enough.

    2.Basis and standard of compensation:

    1) In the event of a third-party liability accident involving an insured vehicle, it shall be handled in accordance with the scope, items and standards of compensation stipulated in China's current Measures for the Handling of Road Traffic Accidents and the provisions of the insurance contract.

    The amount of compensation is assessed according to the limit of liability stated in the insurance policy

    1) When the amount of compensation payable by the insured according to the proportion of accident liability exceeds the liability limit: compensation = liability limit (1 - free odds).

    2) When the amount of compensation payable by the insured according to the proportion of accident liability is lower than the liability limit: compensation = compensation amount (1 - free odds).

    3) The amount of compensation promised or paid by oneself: refers to the compensation that does not comply with the scope, items and standards of compensation stipulated in the Measures for the Handling of Road Traffic Accidents and the provisions of the insurance contract, and without the prior consent of the insurer, and the insured agrees to bear or pay without the consent of the insurer in advance.

    Extended Information:1What is Rider?

    On the basis of purchasing third-party liability insurance, you can purchase on-board personnel liability insurance, on-board cargo liability insurance, no-fault liability insurance, and on-board cargo drop liability insurance.

    1) Liability insurance for persons on the vehicle: In the event of an accident that causes the personal life of the person on the insured vehicle, the insurer shall be responsible for the economic compensation liability that should be borne by the insured according to law.

    2) On-board cargo liability insurance: In the event of an accident that causes direct damage to the goods carried in the insured vehicle, the insurer shall be responsible for the economic compensation liability that should be borne by the insured according to law.

    3) No-fault liability insurance: In the event of a traffic accident between the insured vehicle and a non-automobile or pedestrian, resulting in direct damage to the person or property of the other party, the insured vehicle is not at fault, and the insured refuses to compensate unsuccessfully, the insurer shall calculate the compensation within the liability limit in accordance with the "Road Traffic Accident Handling Measures" and the road traffic accident handling standards of the place where the accident occurred. 20% of each compensation is waived.

  9. Anonymous users2024-02-04

    Summary. The three operating trucks under 2 tons are 500,000 yuan and the deductible premium is 4,367 yuan. The meaning of third-party commercial liability insurance refers to the accident that occurs in the process of using the insured vehicle by the insured or its permitted legal driver, resulting in direct damage to the third party's personal ** or property, and the insured shall bear economic responsibility and the insurance company shall be responsible for compensation according to law.

    Since the introduction of compulsory liability insurance, third-party liability insurance has become an optional insurance and can be used as a supplement to compulsory liability insurance.

    Dear, I am glad to answer for you: the operating small truck insurance is 500,000 yuan without deductible, and the premium is 4,367 yuan.

    The three operating trucks under 2 tons are 500,000 yuan and the deductible premium is 4,367 yuan. The meaning of third-party commercial liability insurance refers to the accident that occurs in the process of using the insured vehicle by the insured or its permitted legal driver, resulting in direct damage to the third party's personal ** or property, and the insured shall bear economic responsibility and the insurance company shall be responsible for compensation according to law. Since the introduction of compulsory liability insurance, third-party liability insurance has become an optional insurance and can be used as a supplement to compulsory liability insurance.

  10. Anonymous users2024-02-03

    The third-party liability insurance is 500,000 yuan, and the basic premium is 1,500 yuan, due to different insurance companies, the same insurance company is different in different regions, if the renewal is related to the loss ratio (the amount of compensation paid in the previous year's premium), the number of accidents, and the insurance can be cheaper to about 800 yuan for many years.

    Article 8 of the "Motor Vehicle Insurance Clause" stipulates that the maximum compensation limit for each accident of third-party liability insurance is divided into five compensation grades of 50,000 yuan, 100,000 yuan, 200,000 yuan, 500,000 yuan and 1 million yuan, and the insurance costs are 800 yuan, 1,040 yuan, 1,250 yuan, 1,500 yuan and 1,650 yuan respectively, and the insured can voluntarily choose to insure the insurance. This clause stipulates the maximum compensation limit for each accident of third-party liability insurance, which is also the basis for the insurer to calculate the insurance premium.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  11. Anonymous users2024-02-02

    Summary. Hello, I received your question, it is being sorted out, and I will reply to you as soon as possible, please wait!

    Hello, I received your question, it is being sorted out, and I will reply to you as soon as possible, please wait!

    Car insurance includes compulsory traffic insurance and commercial insurance, commercial insurance is affected by a variety of standards, can not come up with a unified price list, but compulsory traffic insurance is a unified national requirement and unified charging standards, so the relative price is fixed, but different vehicles carrying passengers and the amount of strong insurance specifications will also be different. Take the following 6-seater vehicle purchased by the family as a reference: 950 yuan.

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