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The most common banks are commercial banks, which can be divided into state-owned commercial banks, joint-stock banks and city commercial banks. Its state-owned banks include Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank of China, and Bank of Communications (state-owned joint-stock system), which cover a wide range of businesses and have a very large number of outlets.
Joint-stock banks include China CITIC Bank, China Everbright Bank, Huaxia Bank, China Merchants Bank, Industrial Bank, Guangfa Bank, etc., which have fewer outlets than state-owned banks and are inferior to state-owned banks in terms of convenience for deposits and withdrawals. There are many city commercial banks, such as Bank of Beijing, Bank of Shanghai, Zheshang Bank, etc., all of which belong to the series of city commercial banks.
In addition to commercial banks, there are also policy banks, such as the Agricultural Development Bank, the Export-Import Bank, the China Development Bank, etc., these banks only handle policy banking business, and the number of distribution in various places is relatively small, and ordinary people generally do not need to go to such banks to handle business.
There are also two banks worth mentioning, which are the Credit Union and the Postal Savings Bank. It can be said that they have the widest distribution range, there are outlets in every town, and it is very convenient to handle deposit and withdrawal business.
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China Construction Bank, Industrial and Commercial Bank of China, People's Bank of China, Agricultural Bank of China, Postal Savings Bank of China, Bank of Communications.
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A bank is a financial institution established in accordance with regulations to operate monetary loans and other businesses, and is a derivative of the development of the product monetary economy to a certain link. Banks are one of the financial institutions, and banks are classified into: ** banks, commercial banks, policy banks, investment banks, and the World Bank.
Precautions for opening a card at the bank.
In daily life, the application for bank cards is relatively extensive, if customers go to the counter of bank outlets to apply for bank cards, they generally need to bring their personal ID cards and photocopies, personal work unit certificates, work income certificates, etc. The application for a savings card or debit card is relatively simple. Generally, customers can get the card on the same day of application.
If you want to apply for a credit card, in addition to the above information, you also need to bring your personal credit report and personal asset ability to confirm these, because the bank must approve and evaluate the customer's credit qualification, and you can only apply for a credit card if you have passed it clearly. Different banks have different fees for applicants to apply for credit cards. Under normal circumstances, there is no charge for applying for a credit card, and the corresponding annual credit card fee will be deducted every year after the application is completed.
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A bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is a product of the development of the commodity money economy to a certain stage.
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The enterprise unit established with the approval of the relevant state departments shall be the bank, and the People's Bank of China shall be in charge of the enterprise-oriented business that handles the deposit collection business, transfer business, and lending business, and has a certain amount of property and capital guarantee.
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A bank is a financial institution established with the approval of the state to engage in the business of monetary receipts and payments.
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Provident fund loan refers to the loan enjoyed by employees who pay into the housing provident fund. The state stipulates that employees who pay provident fund can apply for personal housing provident fund loans in accordance with the relevant provisions of provident fund loans. So which banks can do CPF credit loans? Let's take a look.
1. Agricultural Bank of China - Agricultural Bank of China Online Quick Loan. "Netjet Loan" refers to the credit loan issued by the Agricultural Bank of China in cash to the high-quality corporate customers who pay the provident fund and the existing customers of the Agricultural Bank of China, and the customers can apply for the small personal consumption loan by themselves, receive the account quickly, automatically approve and use the credit by themselves. The maximum amount is 300,000 yuan, the annual interest rate is as low as 4%, the interest is first and the principal is later, and the credit is granted for up to five years, and the principal is returned once a year; Pure online, fully automatic, free of burden and hidden grinding insurance, you can apply directly on the APP of the Agricultural Bank of China!
2. Everbright Bank provides loans as you like. The service group of Guangda Bank Suixin Loan is 22-55 years old, mainly for customers who have paid more than 1,000 yuan in provident fund and customers who purchase personal loan guarantee insurance in Guangda.
3. Bank of Communications is a good loan. Jiaotong Bank Haoxiang Loan is a pure credit loan, the amount depends on the borrower's situation, and the repayment period is between 3-24 installments.
4. Minsheng Bank's consumer micro-loans. Min Shengxing Consumer Micro Loan is a series of loan products launched by Minsheng Bank, which can be relied on by virtue of your own social security and payroll. Apply for a line of credit for tax bills, etc.
5. Industrial Bank Xing Flash Loan. Flash Loan: Annualized interest rate of 6%-8%, interest first and then current one-year or equivalent three-year term.
6. Bank of China - Bank of China e-loan. Bank of China e-Loan is a full-process online credit consumer loan launched by Bank of China, which is mainly for office workers who pay provident fund and existing customers of Bank of China, with a maximum amount of 300,000 yuan, interest first and principal later, with a credit term of 12 months, which can be recycled and repaid at any time during the validity period of the credit line, and the interest on the loan is calculated on a daily basis according to the actual number of days of payment. A single loan can be repaid in a lump sum at maturity with principal and interest, or by monthly interest payment and principal at maturity.
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You are not a bank loan, but the group is an obvious damage to the online loan to help you check it, and the regular bank loan does not have this kind of page, so you are an online loan.
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