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It has been said that life is a process of constant demand, not pleasure; Some people say that life is like harvest and loss in a fruit bowl; Some people say that life is like an onion that makes you cry; It is also said that life is a rosary ...... made up of countless troublesDifferent people have different views on life, different outlooks on life, and different perceptions of life. Life is full of variety, and all kinds of wonderful things are staged every day. In order to help you better understand the gonzo things that happen in life, today I will tell you about the 5th anniversary of the establishment of Huabei, and the first batch of Huabei "Lao Lai" was "publicly executed" by Ma Yun, what is their current situation?
Huabei can be said to have exposed many people to the concept of early consumption, most of the users are concentrated in the young crowd, although Huabei is very convenient, but there are many people who do not realize their economic situation, and use Huabei vigorously, resulting in the second month not being able to pay, and finally unloading Alipay to escape debts. However, Ma Yun has already taken countermeasures to this, if you don't pay back Huabei, Alipay will first remind you, urge you, add interest to you, if there is no result, Alipay will directly take legal measures.
The first batch of Huabei "lai" has been included in the credit network, was publicly executed, and left a stain on the credit network, they now have no right to use Alipay, which is not counted, if you need to buy a house and a car loan in the future, you basically have no qualifications to enjoy it, so everyone should pay attention to it, don't become a "lai".
As long as you have different opinions or opinions, you are welcome to leave a comment. Different ideas can promote everyone's common progress and growth, so I hope everyone can actively speak, can ask each other questions, and learn from each other. Let us swim and explore in the ocean of knowledge, so that wisdom can be sublimated, and the road of life can be smoother and more satisfying.
I hope you all like today's topic, pay more attention, and see you next time!
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They have left a stain on these nets, and they no longer have the right to use Alipay. And if you want to buy a house and a car loan in the future, you basically have no qualifications.
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As the saying goes, there are surprises everywhere in life, and the emergence of "mobile payment" is a good example of this, which has brought us a lot of convenience. Before you know it, you have entered the "cashless era", but if you don't bring cash and a mobile phone when you go out, there is no need to worry about food, clothing, housing and transportation. Among them, Alipay, which is mainly based on settlement methods, can be said to play a convenient role as a settlement for third-party shopping centers.
The reason why Alipay is well received by so many people is not only because its payment system is perfect, but also because of its functions that can meet people's actual needs. For example, mutual treasure is to gather the masses and spend a small amount of money to help those in need, and with the help of more than a billion users, the donations received by the other party can be said to be very considerable.
For example, people are now inseparable from Huabei and borrowing, and advanced consumption has become a popular consumption concept, spending tomorrow's money to meet today's wishes, so that more and more people feel convenient.
As one of the main functions of Alipay, Huabei has now been established for five years, and it has taken early consumption, and this month's consumption will be returned next month, and Huabei has become a consumption habit for many young people. However, there are many people who take chances, spend the money they owe but don't pay it back, and become Alipay's "old man", so what will happen to it?
Ma Yun is not "easy to mess with", and has punished these people. Alipay first reminds users through SMS, voice and other channels to make humanized reminders, and if they do not reply, they will stop using the right, and the consumption amount will be zero, giving users a penalty of 5% per day. In addition, they are blacklisted until they pay off their arrears, and then they are reviewed to decide whether or not to stop the punishment.
If neither of these methods can arouse the sense of "old lai", the law will be taken to recover the arrears, once the user is taken over by the court, not only to pay other fees, but also to be included in the credit blacklist, in the future bank loan business process, will be restricted, unable to buy train tickets, air tickets, etc.
Regarding the "Lai" user, netizens said that "consumption first" is not a big problem, but if the debt is not repaid in time, then it will be linked to credit information, so it must be controlled when consuming, Huabei was established for the 5th anniversary, "Lai" This road will not work, and in the end he will get himself bruised, and he is also very helpless as a user. What do you think?
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When it comes to Ma Yun, everyone must know that after all, Ma Yun is also a legendary businessman, it has changed our shopping methods and even lifestyles, it can be said that our lives are inseparable from Ma Yun today, **, Alipay, Tmall, Eleme are closely related to our lives, our lives have become more convenient, and more new ways of consumption have also been generated. Alipay has successively launched borrowing and spending, <>
With the development of science and technology, there are now more and more emerging payment and consumption methods, but the use of the population is mainly young people, on borrowing, Huabei, credit cards, these three ways are now the main way of advanced consumption, maybe the developer's intentions are good, hoping to solve the urgent needs of some people, but did not expect that most of the people are now in advance of consumption, spending money is cool for a while, but when it is returned, there is a very big problem.
Spending money is a kind of desire, and you must learn to control your desires, but now most people can't control their desires, resulting in advanced consumption, and in the end, it can't be paid. Sister, North China has been established for 5 years, so what happened to the first batch of people who were expected to spend flowers? When the bill is not paid, the bill will be generated, and in the case of overdue, Alipay will send a text message reminder at the beginning to the last manual reminder.
"Huabei" has been around for five years, remember the first batch of overdue people? What is the current situation.
But there are some people who have nothing to do because they uninstall Alipay. But as we all know, today's payment software requires real-name authentication. Even if you uninstall the app, your information will still be retained.
So it's not like you can sit back and relax by uninstalling the software. If it refuses to repay, Alipay can sue according to the original agreement. To the person who spent the first batch of use, but was overdue.
Jack Ma is very kind. Because that's the first user to experience it, after all.
So Jack Ma decided to ban them from using the Huabei feature until the rest of the bill was paid. I still refuse to make the repayment, then blacklist them until the debt is paid. As we all know, if the credit is blacked out now, there will be credit problems, and it is not allowed to go out to take a car or plane or even a house loan in the future, and in serious cases, it can even affect children or parents.
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We should be given a chance to start all over again, and no one wants to overdue.
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To tell you the truth, I'm just a person who was credited by Alipay, known as the kind of person who is laid, and when the credibility is the highest, you can use 150w, and at that time, you can repay it after using it until the month, and borrow it Huabei has never expired. (Because when scanning the code to pay, Huabei is preferred, and it can be accumulated in the month to accumulate a good reputation.) )
It is difficult to accumulate credit, it is easy to destroy credit, it is really helpless to be on the credit, there is nothing left overnight, it is difficult to be on the credit report, even if you pay off the debt. It's a stain on your life forever. It also affects your life development, so you don't need to use it easily?
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It's very difficult now, after all, I've become an old man, and I can't borrow Huabei anymore, so it's estimated that it's been very painful.
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They all regret it because it has a great impact on their lives. Alipay adopts the measure of fines, and the penalty interest of 5/10,000 is recorded every day. Moreover, many of Alibaba's businesses, such as Alipay, **, and Tmall, can never be used again, and social credit is also very bad.
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Entering the list of dishonest has caused a lot of trouble to life, and I can't take high-speed rail, planes, or take loans to buy houses and cars.
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Basically, they are on the list of dishonesty, and once a person has the stain of dishonesty, it will not work in many aspects, and it will be difficult to go on.
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As we all know, since entering the 21st century, the mobile Internet has begun to develop rapidly, with the continuous development and popularization of the network, our lives have already been changed by the network, and among the many network ways that change our lives, the emergence of mobile payment can be said to have the greatest impact on our lives; In the past, people had to pay cash to buy things, but it was inconvenient to carry a large amount of cash when going out, and there was also a fear of being stolen; And now with the payment method of mobile payment, we only need to carry a mobile phone when we go out, no matter what we buy, take out the mobile phone and scan it to make payment, which is very convenient!
In order to better serve consumers, after Ant Huabei was launched, it quickly broke the restrictions of shopping platforms, and it didn't take long for Ma Yun to expand Alipay's Ant Huabei services to more online and offline consumption areas. Nowadays, most users who use Alipay have opened the Ant Huabei function, and it can be said that this function has also become a major expenditure for many people every month; Of course, Alipay Ant Huabei, as a credit product, will naturally produce some overdue "old lai", and now Ant Huabei has been online for 6 years, and the status quo of the first batch of "old lai" has been **, and a large number of users are silent!
Although the Alipay Ant Huabei function is very convenient to use, after we use it this month, we will repay it on time next month; However, there are still many people in our daily life who do not use the Alipay Huabei function correctly, and think that after spending money, there is no need to pay back the money if you change your mobile phone number or uninstall Alipay, and this behavior can easily make yourself a 'laid';For these non-repayment, Ma Yun actually expected it, and also took corresponding measures, for Alipay Huabei users, not only the Alipay Huabei quota will be cleared, or even close Huabei, but also will not be able to use all Ali software, which will also bring great inconvenience to our lives, in addition, if the serious arrears do not repay, Alipay will also take legal means to recover the arrears, and will also be included in the blacklist of dishonesty.
It is reported that now Alipay Ant Huabei has lent about 300 billion, in order to prevent someone from not repaying, Alipay has also made a lot of efforts, and not everyone can open the Ant Huabei function, under Alibaba's big data system, Alipay has already created a set of its own credit safety factor, only users with high ant credit scores can have the opportunity to open Huabei; After seeing the fate of the "old lai" who did not repay, many users were also silent, and those users who originally had arrears and did not repay them now dare not have such an idea anymore!
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These first batch of overdue users were not only permanently suspended from using the right, but some of them have never returned Huabei, and their Alipay and ** accounts have also been frozen.
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If you don't pay back, you will be closed Huabei. If you refuse to repay the money for a long time, you will be included in the list of dishonesty.
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It will make them lose their credibility, they will not enjoy special rights in many things, and they will be restricted in work and life, and they will become what people call dishonest people.
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Alipay Huabei's first batch of "old lai"**, after seeing the current situation, netizens: Ma Yun is too "ruthless"!
We know that among the many mobile payment apps, Alipay is the most popular, with more than 900 million users worldwide. Among the many users, more than 100 million users have opened Huabei. According to the data, Huabei users have a non-performing rate of about 1%, that is, users who do not repay their debts.
In this case, Alipay ** the first batch of "Huabei Lao Lai", but after seeing their current situation, netizens were silent, and even said: Ma Yun is too "ruthless"!
Although they are all the first batch of users of Huabei, for the first batch of "old lai", Ma Yun did not "soft" because they were the first batch of users! For these "old lai", Alipay will inform users to repay the loan through SMS and **. If they fail to repay it after repeated deadlines, Alipay will start to take corresponding measures, such as clearing their Huabei quota, deducting a large number of credit points, and already finding a collection company to collect them, etc.
In this case, if the user still doesn't pay back Huabei, the consequences will be quite serious!
If the user still does not repay in the face of collection, then Alipay will pull these users into the "blacklist", not only can not use the "Ali system" software normally, but even their lives will be greatly affected. After that, Alipay will also use legal means to "protect rights" in order to recover the arrears in a timely manner. At this time, it is not a matter of whether you want to pay it back, but you must pay it back, and because of this matter, your credibility with your relatives and friends will be greatly reduced, and even your family will be greatly affected!
Among the first batch of "old lai" in Huabei, a large part of people's lives have been affected, and no one even wants to believe them!
Although Huabei is easy to use, it is better to be in arrears on time. As for the first batch of "old lai" in Huabei, after seeing their current situation, many netizens said: Ma Yun is too "ruthless", it is better for me to repay the loan on time! What are your thoughts on this?
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