Reluctant to spend money, like to save money, saying that he is about to get married, he has to save

If the object of his marriage is you, then he is doing this for you, for the sake of a good wedding for you, for the sake of your future happiness, if the money is spent now, how can he take you, how can he give you happiness? He does it all for you, and you shouldn't think he's selfish! Wishing you happiness!

Now that you're getting married, you really should save some money.

I believe everyone knows that in today's society, spending money is addictive, especially for young people. After all, many young people have just come out of society, and the salary level is relatively low, and in the face of gradually ** prices, many people think about how to consume ahead of time or even borrow money to consume, just to let themselves live a relatively happy life.

Of course, among young people, some people spend money and some people like to save. Even some time ago, a netizen asked: Although his salary is not high, he is addicted to saving money, and he is reluctant to spend a penny.

So, is it a good thing or a bad thing for young people to be addicted to saving money? How do you balance saving money with spending it? In addition to saving money, what kind of awareness should we have in order to live a better life in the future?

Today, let's talk about saving money and spending money.

There is no psychological state of mind about being reluctant to spend money and trying to save money.

It can only mean that you are old, and you have a family, a wife and children. That's all.

It's saving money that gives them a sense of security.

Reduce the current quality of life, save money desperately, see what you think, and be happy.

If you have more money, you naturally want to spend it the most, and give yourself a standard, that is, how much money you save every month, and you have to spend the rest of it.

Keep the money in two cards separately, try not to move one with more money, and save less money to spend it, and put some cash in your hand in case you need it.

Many people are like this, if they have money, they will spend it, and the money will be spent and earned from scratch.

People who only save money and don't spend money, I think the topic is inaccurate, it should be people who only save money and don't spend, don't spend money, no one can do it, but don't consume, we can really meet a lot in real life.

I would like to analyze it from the psychological reasons.

This kind of person has a stratification in terms of age, people who only know how to earn money, save money, and are not willing to spend, mainly the previous generation, to be precise, people before 81, and few people after 85 are like this. The reason for this is nothing more than survival pressure + mental memory.

1. Psychological memory factors.

Most of this generation, especially those in the 70s and before, have had memories of not having enough to eat, and the insecurity they caused in the depths of their hearts is an indelible memory, so out of animal instinct, they should feel like they need to hoard more disposable resources, that is, to have more money for themselves. I have seen many big entrepreneurs who are also "picky", and many of them are also due to this.

2. Cultural factors.

China has always had the cultural tradition of frugality, so many people believe that saving money without spending it is thrifty, except for the necessary expenses of life, they only know how to save money and then leave it to their children. Ordinary people generally don't realize that there is anything wrong with doing this, so more people are starting to follow suit.

3. Financial literacy factors.

Many Chinese families are really in charge of money, but have not learned financial knowledge, let alone have the opportunity to contact formal financial knowledge learning, and many people are exposed to some illegal fund-raising, pyramid schemes, and fraud under the guise of financial management, which makes the Chinese people who have no financial management experience have no sense of security, and can only choose to only save money and not spend.

Finally, I would like to say that before learning how to manage family finances, you should first learn some correct financial management concepts, and in addition, divide your family income into several parts, take out one of them (mainly depending on how much you can afford to lose), and try to manage money or even invest, which will definitely be better than the income you only save money.

Of course, whether you should spend money on consumption, that can be understood is a personal belief, I have no intention of saying no, and it is not necessary to change, everyone has everyone's freedom. I have also seen people who have been frugal all their lives and have donated their savings after death, and it is still the same sentence that when you are the owner of money, you have the right to spend every penny of your money in any way.

The first type of people are extremely picky. I've seen people pick at others, and I've seen people pick at themselves. Some people may be born with a temperament, or it may be caused by the growth environment, they often attach great importance to money, and do not know how to manage money, only know how to save money desperately, and they are reluctant to spend any of their own money, and they are reluctant to spend it on others.

You must have seen such people!

Category 2 and Category 3.

Parents who raise children (this example excludes the rich second generation). Although the economy is now developing and life has become better, for most young couples who have just started their own small family, raising a child is a huge investment. Since I had a child, I don't dare to spend money indiscriminately; Since I had a child, I wanted to give him the best life; Since I had children, I have a lot of money to spend.

Our parents are like this, they deduct themselves for the sake of their children.

Seven things to open the door, firewood, rice, oil, salt, sauce, vinegar and tea, everything costs money. Ordinary people work hard for a whole year, and in addition to the income to pay for the necessary living expenses, the remaining part will be used to honor their parents, pay for their children's education, pay pensions, pay medical funds, and repay mortgages. Even the elderly who live in poor mountainous areas have a relatively small income, but they still have to buy salt, washing powder, snacks and so on, and they have to spend more or less money every month.

Therefore, among ordinary people, the number of people who only save money and do not spend money is very small.

The people who really only save money and don't spend money are certain senior managers. Their monthly income is high, they have a meal to eat, they go to entertainment and someone pays, the gifts and shopping cards they receive every month are too much to use, and some people can't use up the gifts they receive and have to sell them through secret channels. Their salary, dividends, bonuses, and gifts are all deposited in the bank.

They are a group of people who really don't spend money!

I think you have to look at it specifically, because people have different personalities and educations. It's understandable for your boyfriend to be frugal in his usual life. But if you really love each other to a certain extent, then the problem you're talking about is not a problem.

But if he doesn't usually say the above in his own life, but he is more critical of you, I can only say that your love has not reached that level. Falling in love and getting married are two different things entirely. We will not make a decision to answer the question, but can only advise you to think carefully to avoid conflicts after marriage.

The only time a woman can show her most beautiful and happiest time is "Today I Become Your Bride", then the moment she becomes the most beautiful bride is the moment she wears a white wedding dress, even if the family conditions are poor, if even the requirements of a woman, who at least cares about the most, are destined to be lifelong events in this life, can not be satisfied, then what capital does he have to talk about being good to you? Then again, why should I marry you when I say you're ugly? Could it be that you chased someone backwards in the first place?

Why can foreigners' weddings be very romantic, although marriage is a formality, but it is a very important thing for foreigners, why do people go to church when they get married? Why do we make marriage vows to one another before Jehovah? Because it's a very formal, very important thing, they have to take it very seriously and do it very formally.

Of course, having said that, the Chinese concept of marriage may still stay in the traditional concept of "marrying a chicken with a chicken and marrying a dog with a dog" in the sixties and seventies and eighties, and the family was poor in the past, so marriage was not particularly particular, that is because marriage in China at any time was "the order of the parents, the words of the matchmaker", and the economic conditions were not very good. At any time, even if the marriage conditions are not good, the dowry must be "three turns and one ring" (bicycle, watch, sewing machine, tape recorder). But now the degree of China's openness is not what it used to be, China's economic environment and material living conditions are no longer as at the beginning, material scarcity, economic shortage, and now marriage is also free love, therefore, every happy man and woman in the long river of marriage have the right to pursue their own happy moments.

I don't want to flaunt that you are going to make your marriage as romantic as a foreign marriage, but at least it should be very important and formal, not like buying and selling cabbage. Of course, I said that this is just a matter, not for anyone, please do not sit in the opposite seat, if there is any similarity is purely coincidental. If the language is inappropriate or offensive, please bear with me!

In this case, you'd better forget it, if you still mind. We can already see between the lines that this family is not a generous person, and rich people are not necessarily willing to spend money! It is possible that you will eat fried noodles three times a day in the future, after all, some people only like to save money, and they don't use it if they can, which is caused by a combination of habits, personality and family, and it can't be changed.

If you want to continue to live, you have to accept this family model, otherwise you will only be left out in the cold.

Why do you have to ask your boyfriend to pay? Can't you pay for it yourself? Isn't marriage a matter of two people, but only of the man?

People are not poor, they must be diligent and thrifty, and they can't be extravagant, so why can't they save if they have to? Don't you think about it at home? Whatever you think about, you can see it.

What I said was too ugly, too close to the woman's feelings. Come to think of it, isn't that the reason?!

It's not that absolutely, maybe it's customary to be a little frugal; But I personally wouldn't choose such a boy, because I can earn and spend it myself, so why don't I choose a boy who spoils me; The point is that marriage is not compromised. Now girls are very independent, they don't depend on anyone, they choose emotionally by themselves, and they don't settle.

Hello! The above is said, it can be seen that your boyfriend is not a little manly, this is the nature of buttoning and pinching, if he loves you, he is not even willing to eat this money, unless he has a low IQ and will not choose. It's all in plain sight, and you'll regret it later.

You can ask him directly, and in addition, you want to see what the reason is, whether you are reluctant to spend the money, or do important things first, because of limited funds, etc., don't guess by yourself, except for hurting the spirit, nothing can be solved, and it will also add trouble. Both parties need to communicate frequently, and their feelings also need to keep pace with the times. I wish you a happy 2019.

1. Not confident, even if you don't have money, you can't wronged your beloved, you believe that you can earn it if you can spend it, and the money that men earn is used to love their loved ones (including lovers and family members).

2. Rational, buy what you need not buy what you want, it depends on a person's life background, if you are a thrifty child since childhood, this is a good habit.

3. It can't be said that I don't love you, at least not enough to love, I think at least before marriage, every man is willing to spend money for the woman he loves!

He will always love himself the most, even if he is married, don't forget this.

So, in the days to come, you need to love yourself even more.

Of course, the feelings are also mutual, after all, everyone's money is not scraped from the sky, put yourself in each other's shoes and think about each other, tolerate each other, be considerate, and if you find that it is not suitable, you can worship as soon as possible.

That's how my husband looks. When you get married, you don't have anything, and if you want to go to ** travel after the marriage, you are too expensive and reluctant Life is very realistic Love someone is that he can't give you the best You are still willing to marry him.

There may be some reason.

Some boys are inherently thrifty.

But you should look at your girlfriend or wife with a different view.

It was like that before marriage, and it is unimaginable after marriage.

But there is mutual respect, you treat him well, and he can't say anything to you like this.

Don't think so much, you can find someone who is willing to give you the most beautiful investment of your life a chance.

This kind of boyfriend doesn't necessarily don't love you, depending on your boyfriend's personal personality, his sacrifice to you has to be this one thing, and it is a lot of things in life. When two people fall in love and get married, including getting along in the future, they must communicate with each other first, understand each other's ideas, and solve them after communication. If you can tolerate this kind of personality, then don't pay too much attention to these problems, if you can't tolerate it, there is still a long life ahead, please think carefully.

So what's going on together? Of course, the score is that I don't want to spend money when I get married, so who will spend it?

It's not clear, it may be that he is used to frugality, and the family atmosphere is like that, and it is difficult for such a person to change his habits. If you live together in the future, you will inevitably quarrel because of these, think about it yourself, if you feel that you can tolerate these shortcomings, then there is no problem, after all, not everyone is perfect.