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Why didn't the real insurance company make a statement to the farmers? **Give. What about a portion of the premium?
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The insurance claim process is mainly divided into report acceptance, viewing, and determining the amount of claims. 1.Report and acceptance.
After the farmer is affected by the disaster, he can report to the PICC property insurance company through the administrative village assistant insurance officer and the township (town) insurance officer, and at the same time should protect the subject matter of the first thing. 2.Site survey.
After the insurance company's survey personnel arrived at the scene, they found out the cause of the crop damage, photographed the damaged scene, verified the amount of damage, and determined the loss rate. 3.For major claims cases, a joint investigation team should be formed with insurance companies as the mainstay, with the participation of agriculture, plant protection, finance, meteorology and other departments, and the cooperation of townships and towns.
4.After the on-site investigation of the insurance company, the compensation amount will be determined according to the terms of the planting insurance, and the scattered farmers can directly pay the compensation in the wilderness. For the loss of a large area of disaster, the local government and the insurance company shall determine the liability, amount and method of compensation by agreement between the two parties according to the investigation of the loss.
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Financial system, social security system, agricultural security system, disaster prevention and mitigation system, social management system.
1. Financial system:
It includes five aspects: financial regulation and control system, financial enterprise system (organizational system), financial supervision system, financial market system, and financial environment system.
2. Social security system:
It refers to the interconnection and complementarity of the various organic components of social security.
3. Promote the development of agricultural insurance from the following five aspects:
Market access, product regulation, agricultural insurance service targets, agricultural insurance catastrophe risk mechanism and rural inclusive finance.
4. Putting disaster prevention and mitigation in a more important position, taking precautions and preventing disasters before they happen, is of great significance for the in-depth implementation of the Scientific Outlook on Development, the promotion of economic and social scientific development, and the protection and improvement of people's livelihood.
5. Social management system:
It is an institution set up by a state for social management and is used to introduce various social management policies.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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1. Insurance depends on the contract, and there must be a limit on the amount of payment and compensation when the money is paid. And it depends on what kind of risk, and only if it meets the requirements of the contract, the insurance company will pay for the loss. It still needs to be analyzed on a case-by-case basis.
Article 2 of the Regulations on Agricultural Insurance stipulates: "The term "agricultural insurance" as used in these Regulations refers to the insurance activities in which the insurance company bears the responsibility for compensating the insured for the property losses caused by the agreed natural disasters, accidents, epidemics or diseases in the course of agricultural production due to the insured subject matter in the course of agricultural production. The term "agriculture" as used in these Regulations refers to industries such as crop farming, forestry, animal husbandry, and fishery.
Agricultural insurance is divided into planting insurance and breeding insurance according to different types of agriculture; According to the nature of the risk, it is divided into agricultural insurance, agricultural insurance, disaster loss insurance, pest and disease loss insurance, and disease death.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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