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It's a good deal, it's a good deal. In this way, not only can you exploit your parents' money, but you can also calculate your grandparents' money.
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The monthly salary of 3k is still counted, and getting a car is a burden. If you choose an interest-free loan policy, the monthly payment is about 2,000, plus parking spaces, oil, maintenance, and insurance about 1,000 a month. It's still possible.
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It is not cost-effective to take a taxi to maintain a car, because there is an insurance fee, fuel fee, and parking fee for going out.
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Difficult, oil expensive. The average annual cost of a car is 10,000 yuan, and the average car is 300 per maintenance. You also need to take care of your own survival, it's not enough, you can drive a hundred thousand cars about 5,000.
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I have 3,000 a month in a city like Xiamen, and I have to rent a house by myself, and I want to buy a car, you can save the rent for 3,000 a month, 2,500 a month, 500 per day, and 2,000 left. You know, it's easy to buy a car and it's hard to maintain a car! Plus fuel, maintenance, repairs, parking, car wash!
The cost of the moonlight car is not less than 1300! Still waiting for the rich to buy a car.
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First of all, the cheapest car needs 40,000 yuan, you can save enough 40,000 yuan to buy a car if the salary is less than 3,000 yuan, and then the cost of car maintenance is 3,000 yuan for insurance and 1,000 yuan for annual maintenance. Then there is the fuel money used, at least 600 per month, it is better to sign up for a shared car.
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Based on my own experience, if the monthly salary is less than 3,000 yuan and there is no other person to help you, it is not recommended that you buy a car, because you will be very stressed. In this way, you will calculate an account, refueling 500 yuan a month, the first year of insurance will be a lot, about 5000, and if there is no insurance in the future, it will be almost 2000-3000, so that the monthly cost is almost 500, so that the car will cost 1000 per month. It already accounts for 1 3 of your salary, which will cause you to live a very stressful life, so it is not recommended that you buy a car.
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The monthly income is less than 3,000 yuan, and it is cost-effective to ask if it is cost-effective to maintain a car? The question itself has an answer, the vehicle is a consumable, and it must be expensive to maintain a car, so it is not cost-effective. Presumably, the mention of the Lord wants to ask if he can afford a car with a monthly income of 3,000 yuan.
First of all, it depends on whether you buy a car in cash or a loan, and what price you want to buy. With a monthly income of 3,000, commuting to and from work, in addition to refueling, maintenance, and insurance, it also needs 10,000 per year without violations. If there is no burden at home, you can also raise a car.
If you buy a car for more than 100,000 yuan, and you buy it with a loan, I suggest you give it up.
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It's easy for you to maintain a car this month. Now there is basically no need to maintain the word car, because the car is no longer a big burden, once you have a car, you will find that your cost of living has not increased much, four or five hundred yuan per month is enough, and these four or five hundred yuan, that is, you win or lose a mahjong game. Or the consumption of going to Walmart twice to buy groceries.
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For most people, it is difficult to afford a car with a monthly salary of 3,000 yuan. Because the salary of 3,000 yuan is not high, if in a more developed city, the salary of 3,000 yuan is relatively low, and it costs a lot of money to live every month, and there is not much money to stay.
Add to that the cost of the car, such as fuel, maintenance, insurance, fines, etc., and living expenses, and the remaining salary is difficult to cover all aspects of the car.
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With a monthly salary of 3,000 yuan, it is difficult to afford a car. The average family car drives 10,000 kilometers a year, and the fuel consumption is 1200L (92 fuel is about yuan), so the cost of refueling alone is as high as 7500 yuan a year. If it is a large displacement or a turbo model, then the fuel consumption will be greater.
Car insurance includes compulsory traffic insurance and commercial insurance, the cost of insurance is not the same for different companies, and the specific type of insurance purchased can be appropriately increased or reduced, the general ordinary family car insurance cost is about 5,000 yuan, if the car has a traffic accident this year and out of insurance, next year's insurance costs will increase.
Other Fees. Vehicle and vessel tax is to be paid every year, generally speaking, the vehicle and vessel tax fees in different regions are different, and the ** charged by different displacement models is also different, generally speaking, the cost of about 500 yuan for family cars needs to be paid.
For most car owners, parking is definitely a difficult thing, the general residential area monthly insurance 200 yuan a month, the company parking 100 yuan a month, plus temporary parking and other miscellaneous parking fees, a year down about 3500 yuan.
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Generally, it costs about 10,000 yuan a year, and if it is less than 3,000 yuan a year, I think it is more cost-effective to take a taxi.
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It takes about 10,000 yuan a year to raise a car, and if it is less than 3,000 a year, it is cost-effective to take a taxi, but in terms of convenience, it is more convenient to have your own car.
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Ordinary cars need maintenance fees, repair fees, fuel costs, insurance premiums and parking fees for a year, which add up to about 15,000. Compared with taking a taxi, it is still a little more cost-effective.
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Summary. Now on the market, with a monthly salary of 3,000 yuan, you can maintain a more durable second-hand car, such as Volkswagen Bora, Toyota Camry, Honda Accord, etc.
Now on the market, with a monthly salary of 3,000 yuan, you can maintain a more durable second-hand car, such as Volkswagen Bora, Toyota Camry, Honda Accord, etc.
1. Volkswagen Bora: Volkswagen Bora is a cost-effective second-hand car, its maintenance cost is low, durability is also high, in the case of a monthly salary of 3000 yuan, you can buy a relatively new Bora. 2, 'Toyota Camry:
Toyota Camry is a model with superior performance, its interior is comfortable, the driving comfort is also very high, in the case of a monthly salary of 3000 yuan, you can buy a relatively new Camry.
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The monthly salary is 9k, if it is before tax, deduct 5 insurance and one housing fund, it should be about 90,000 a year, if it is after tax, about 110,000 a year, I personally recommend taking out 2 times of your annual disposable income as a car purchase budget, if the subject eats and lives in the company or at home, then the car budget can go to 220,000, and buying a car of 250,000 is not a big problem. For a car of about 250,000 yuan, the insurance is about 5,000 per year, and the small insurance is between 700 and 1,000 at a time. I basically drank No. 95 gasoline.
The annual comprehensive consumption is 20,000 to 30,000.
1200 a year, 100 per month (if it is better in Shenzhen, there is no way to have money there), adding up to 2600 per month, there is still 6400 left to use. If you take out a loan, add a car loan of 2 to 3 thousand, and there is still a little subsistence allowance left. It may affect the quality of life somewhat.
The grade is a bit low, with a monthly salary of 9000, indicating that the majority of colleagues in the unit drive between 15-25. Buy a car between 35-40 and trust me, you're definitely the prettiest boy in the crowd.
First of all, about 250,000 cars, if you consider BBA, in fact, there are not many choices, if 25 refers to the landing, Mercedes-Benz A, BMW 1 Series and Audi A3, EMM, in fact, the meaning is not very big, unless you are very young, buy a car to play, exquisite route, otherwise the home is not particularly suitable, because it is too exquisite.
People grow. When I bought a car for my wife two years ago, I also felt pressured. It was still a mortgage at the beginning.
But when I bought a house this year, I felt that there was no pressure to buy a car in full. On the contrary, buying a house is quite stressful. But I believe that in another two or three years, the pressure of buying a house will be eliminated.
In the first few years, the performance of the vehicle is relatively good, and the main cost is fuel money, insurance money, and possibly parking money. To a certain extent, it will definitely affect your quality of life, but on the other hand, having a car will facilitate your daily travel and avoid your exposure to the wind and sun, and a better car can improve your personality and be conducive to the development of your career.
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Can't afford it. Counting the monthly parking fee, fuel and maintenance fee, 3,000 yuan is not enough to live.
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If you can't afford it, and 3,000 yuan is not enough for your own living expenses, you may be in debt, and you have to do your own things according to your own economic strength.
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I can't afford to keep it, because the usual maintenance and fuel costs are already very expensive, so don't buy this kind of car.
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Personally, I feel that I can afford it, as long as I usually pay attention to the maintenance of the vehicle, the vehicle is generally very economical, so it can be afforded.
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Affordable. Most of the 100,000 cars are domestic cars, so they are more fuel-efficient and can be raised.
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I can't afford to raise it, in fact, the cost of such a salary is very large every month, and it is estimated that I can only pay for the fuel every month.
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Yes, but this will lead to a poor quality of life and less money at your disposal each month.
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People who can't afford to raise a monthly salary of 3,000 can't afford to raise a car of 100,000 yuan, and the follow-up maintenance of a car of 100,000 yuan is also a big expense.
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OK. Because now China's vehicles have been greatly improved in terms of fuel consumption, most of the fuel consumption of cars is not large, so it can be fully afforded.
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Summary. The fastback shape and novel aluminum alloy wheels that young consumers like are all used in it, and the sense of grade has been improved.
Hello, I'm glad you can choose a Sylphy or a pure electric car for your question.
Because it is more fuel-efficient, it does not cost much for maintenance.
Sylphy adopts the current popular coupe design, which is stable and durable, and the family V-shaped front face is highly recognizable, like a miniature version of the Ethereal.
The interior of Sylphy has been redesigned to be more youthful and stylish, with a stronger sense of hierarchy. It is worth mentioning that the seats are relatively comfortable.
In terms of power, the engine model is HR16. Although this engine does not have the technology of covering the pin and taking the lead, it is durable and fuel-efficient, and the quality has withstood the test of the market and time. It has a maximum output of 99 kW and a maximum torque of 159 Nm, mated to a CVT gearbox.
Combined fuel consumption only.
The fastback shape and novel aluminum alloy wheels that young consumers like are all used in it, and the sense of grade has been improved.
That's it for this car. Fuel efficiency is the most critical. Of course, there is also a disadvantage that the noise is relatively large.
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Can I buy a car with a salary of 3000 a month? Nowadays, the monthly salary of 3000 is actually considered to be the middle and lower level, and the salary is almost spent when you go out for a walk twice, can you buy a car with a salary of 3000 a month? I think, in fact, it is still possible.
Can I buy a car with a salary of 3000 a month?
Xiao Li works in a state-owned enterprise in a third-tier city, with a monthly salary of 3000+, a daughter-in-law's salary of 2000+, bought a suite, took out a loan from the housing provident fund, and repaid about 650 per month, eats with his parents, and has medical insurance for the whole family, so the pressure is not great, that is, his own expenses, in addition to the provident fund repayment, there is a fixed deposit of 2500-3000 per month, I don't know if I can afford a car? Now I have a down payment and want to buy the Fit in installments, but I don't know if I can do it.
If you don't want children for the time being, you should be able to raise Fit, and if there is no parking fee for a month, the cost of Fit can be no more than 1000. But if you don't have a deposit of 100,000 yuan now, it is recommended to consider a second-hand one. Otherwise, paying off the car loan every month plus the cost of maintaining the car will leave you with no penny, which is not a good feeling.
In a few years, if the salary can be increased, it will be enough to raise children, and it will be cheaper for children in third-tier cities to go to kindergarten, and the pressure will be much less.
In general, maintaining a car is twice the cost of buying a car, so please consider carefully before buying a car, not only fuel consumption, but also maintenance, replacement of accessories, and so on.
Now there are not many people with a salary of 4,000 yuan a month to 5,000 yuan, and a large part of people's wages are still hovering around 2,000 or 3,000.
I feel that these girls have a family or boyfriend as financial backing.
Online loans are still irrational, after all, online loans are now on the credit report, the communication rate is certain, and it will become a bank black account, which is not advisable, you can discuss it with your family to see if it can help you, it is really overdue, but also actively communicate with the bank to negotiate repayment, reduce interest or stop interest on the account, to avoid credit reporting becoming a black account, and the interest is getting higher and higher. I used to be like you, I lost hundreds of thousands, I have a deep understanding, but I can come out of the darkness, I must find an effective way to solve the problem, as long as you are willing to face it, willing to take your own responsibility, I believe you can too. There are things that have to go through in life to grow.
Otherwise, you can directly confess your suspicions to your husband, and see what he says, the most important thing in marriage is to be honest and relative.
The monthly tax-free deduction is 5,000 yuan, and the individual income tax is paid only if it exceeds 5,000. >>>More