What is the best way to spend money? How to spend money wisely?

1.Reduce the number of times you go out.

2.Go to a short-term job and experience how hard it is to make money.

3.Go out shopping and make a list so you don't see what to buy.

4.Keep your money in the bank and withdraw as much as you want to spend each week.

Only by acting on your own to make money can you appreciate its hard work, and then you will learn financial management.

The general principles are:

But you can also divide the proportion of these three parts of the money according to your personality:

Aggressive: invest a little more and deposit less; Stable: The proportion of investment deposits is comparable; Conservative: Deposit a little more, invest a little less.

Of course, you can also divide the above types according to your age: a little more aggressive when you are younger, a little more stable in middle age, and a little more conservative when you are old.

Buy only the necessities of life, and save the rest. You can also go to a part-time job such as a tutor (you can also review your knowledge) to open source.

Spend according to your living situation and economic conditions, rather than spending tomorrow's money today.

Save today's money for tomorrow.

It's okay to think it's good.

Money is in your hands, not in someone else's.

It's up to you! The places in the province must not be large-scale, so the places that should not be saved, don't go too far to be poor!

Spend your money on the right path!!

If you eat, drink and have fun, you have to weigh the gains and losses yourself!

Combined with some of the content I have learned and my thoughts on life, I have the following suggestions for spending money. 1.Pay for some special experiences.

A trip to your dream place will definitely cost more lasting happiness and memories than buying a designer bag, and the rewards will be greater. If you can only choose between a luxury bag and a trip, you might as well spend on an experience like travel. 2.

Pay for all kinds of practical knowledge. Most of us are prone to fall into a misunderstanding, always feeling that we have learned enough after studying for more than ten years from primary school to middle school to university. After graduation, many people at most recharge their relevant business knowledge in combination with their own work needs and give up more social knowledge and ability learning.

In today's ever-changing society, when you have the ability and time to learn more, you still have to bring more possibilities to your world. If you can continue to squeeze out time to systematically study all kinds of online courses, it is a good process to continuously add value and recharge yourself. This is definitely a process that costs less but pays more, and at least it will lay a solid foundation for changing your thinking and broadening your possibilities for the future.

You must know that the victors of this era must belong only to lifelong learners, and a lot of knowledge cannot be learned in books. If you give up self-study, the road behind will become more and more difficult to walk, or even have no way out. Lifelong learning is actually taking shortcuts, and spending money is more valuable in order to accumulate such abilities.

3.Spending money to increase your bank balance. A person can have a lasting sense of self-security, it is certainly not a bag or a good car that will depreciate when bought back by a traveling position, but how much balance he really has in the bank that he can use for himself.

In order to realize the process of increasing bank savings, it is also a process of spending to improve one's earning ability, and it is also a process of constantly cultivating one's self-control and willpower and constantly improving one's financial management ability. Don't indulge in this kind of luxury consumption that does not create new value, and waste all the money you don't have much. May you and I be able to invest more of our limited money in ourselves, and become wise people who constantly have the ability to save and spend money to make ourselves more valuable.

The ancients said: "A gentleman loves money, takes it in a proper way, and uses it in a proper way." The word "square" can be understood as the meaning of economy and method, that is, we have to learn to spend money. So how do we spend our monthly salary to be called spending?

First of all, you can divide your salary into the following items, which is the basis for spending money, and divide your total salary each month according to your actual consumption.

Food and accommodation expenses are the most basic expenses of the chain every month, and they are also the largest expenses.

The cost of hobbies and hobbies is divided according to the actual situation of the individual, such as buying books, going to outdoor sports, or going to the supermarket to shop and other expenses every month.

Emergency expenses are mainly used to meet some unexpected expenses every month, such as friends visiting, going out to play, being sick and other unexpected expenses.

Investment costs, if you don't want the money in your bank card to lie in the card and sleep, you can take it out for investment, such as buying, doing small business, etc., but Li He is this fee is best based on the individual's familiarity with the financial market to determine the investment, it is recommended that the monthly salary after removing all consumption and the remaining 2000 yuan and a certain degree of savings to consider investment.

Although most of our parents don't need our money now, we give our parents a little money every month, which is a part of our children's mind, and it depends on our family's economic situation.

Reserve savings, and this part of the money that is divided every month is the existing funds that you can answer Sun Ding for sure, and this part of the money is particularly important.

Since everyone's actual salary is different, we can allocate the total monthly salary according to a certain proportion according to the split items, that is, make a monthly salary fixed distribution table, and then make timely adjustments when the income changes each month or the content of the split items changes.

Once you make some money, what do you do? At this time, don't rush to spend, don't save money, you should use them to invest greater value and make value reserves for the next time you make more money. 1. Spend money to learn from cattle.

In the field where you have explored the brand positioning of others, there must be teachers and experts above you, spending money on their most expensive courses or consulting, and integrating their strengths into your own. Also, look at the pits they've stepped on and see if you have them before you act? If there is, avoid it far away to reduce losses, which is also a kind of income generation.

2. Spend money to automate non-core tasks. Your time is the most valuable, and you should not invest in the things that are not core, repetitive, inefficient, but can be automated, but should be invested in the most core things that create the most value. Automation, on the other hand, can be achieved by simply spending money on a few applications.

Exchanging money for time is one of the most cost-effective things in the world. 3. Spend money to buy other people's time. Your time is the most valuable.

In addition to automating some of the things with the system, there are also some things that can't be automated, and it really takes people to complete, at this time, you have to learn to spend money to buy other people's time to help you complete these things. Subcontract some non-core things and free up time to focus on the most core and value-creating things. Spend money to buy someone else's time and sell it.

It's a high-level personal business model. Too many people get money, spend it quickly, and then continue to spend their time to make money, which is stupid behavior. The master's approach should be to invest money, invest greater value, use greater value to make more money, and then invest it in ......

Method 1: If you want to use money to buy legitimate things, you can directly (of course, have a good attitude) ask, explain your intentions, and blow about the purpose and advantages of that legitimate thing.

Method 2: If you want to use money to do something improper (e.g., dating [silenced]), then you can show that your pocket money is not enough, and brag about how legitimate your pocket money will be used (......).

Method 3: If your parents don't give money, then you can behave very boring during meals and other times (note, after trying the above methods, otherwise it will be useless, who knows what will happen to you......）

Method 4: If you really can't get the money, you can attack alone, and behave kindly to someone, the one who says that the false ant is a little numb (......

Method 5: Say something very [silenced], for example, Dad, do you want to eat ice cream, I can buy it for you (he can't just give you just the right amount of change.......)Or at this time, he euphemistically said that his pocket money was in a hurry.

It's normal to have your friends with your parents, you have your social network, you have your circle of friends, for example, if you want to play with your friends, you say you want to play with your friends, tell your parents, this is also a trust in them.