Did a programmer with a monthly income of more than 10,000 buy a house in Beijing, Shanghai, Guangzh

My husband's cousin, graduated from college and stayed in Shanghai to work, at that time the programmer was still more popular, the Internet did not develop so fast, he worked for the 9th year, the house he bought in Shanghai, all of which were earned by himself and his wife, but at that time, the house in Shanghai was not as expensive as it is now, not too close to the city center of the house price of about 40,000, he and his wife salary was about 20,000, the house bought was not big, two rooms of more than 70 square meters.

I bought it, but I have to repay the loan every month, and I have to repay it for more than ten years.

It is basically impossible to buy a house in a first-tier city with a monthly salary of more than 10,000 yuan, the housing prices in the first-tier cities have far exceeded, and the purchase level of ordinary programmers has been difficult to achieve, I remember that when the housing price in Beijing was just over 10,000, everyone shouted that the housing price was too high, and the outrageous result was that many people rushed to buy a house. Now the threshold for programmers is no longer a problem with a monthly salary of more than 10,000 yuan, and there are many computer students who have just graduated with an annual salary of 200,000 yuan, but housing prices have skyrocketed.

Without the help of parents, it should be very rare, just like we have a house price of more than 10,000 here, and you let a person with a monthly salary of 3,000 to buy a house, isn't it a fantasy.

What does a monthly salary of more than 10,000 yuan have to do with the house in Beijing, Shanghai and Guangzhou, 50,000 yuan is hanging, and 100,000 yuan can be ready to buy a house.

How is it possible, buying a house in a city like Beijing, Shanghai and Guangzhou mainly depends on the situation of the family, the monthly salary is 10,000 yuan, and if you want to buy a house by yourself, it is difficult, you can save the remaining 5,000 in December 60,000 in 10 years, 600,000 in 10 years, 2 million in 10 years, 30 years, if you don't rely on your family, you can make money by yourself 23 and start working, plus 30 years, you can buy a house at the age of 53.

Beijing, working for 7 years, programmer in the financial industry, this is my college classmate, 7 years after graduation is already the company's R&D director, the salary is about 30,000 yuan, and there is a generous bonus at the end of the year. Last year, he bought a house in Beijing, more than 80 square meters, spent about 5 million, and took out 1.5 million deposits for 7 years, plus 1.5 million yuan that his father bought his hometown house, and all the remaining bank loans. When I first learned that he had bought a house in Beijing, I was really surprised, I was also a college classmate, and my assets were not as good as half of others, and of course my debts were less than half of them.

A friend of mine, who bought a house relatively quickly, graduated from college in 2012 and bought a house in 2014. At that time, his salary was only 7,000 yuan, and his girlfriend was about the same as him. However, at that time, the house price was about 10,000, and later in order to get married, I kept looking at the house, and I saw a large 140-square-meter house near the outer ring of Tianjin, with a cheap average price, a down payment of 400,000 yuan, and a monthly payment of 3,000, and I hesitated for a long time at that time.

After graduating for two years, the two of them really had no money in their hands, and later borrowed relatives, friends, classmates, teachers, and colleagues and leaders to make enough down payment. It took another 3 years to pay off all the arrears, and now I think about it.

Now there are a large number of programmers who have begun to consider buying a house in a second-tier city to take root, and many colleagues and classmates around are already doing this kind of thing, the salary of programmers in second-tier cities is much better than before, mainly because the housing prices are relatively reasonable, and as long as the salary is not too low, it is also a good choice to be a programmer in a second-tier city. I am ready to go back to my hometown at the end of the year to find a company to write **, and I have prepared this life, and there are not a few people who have made this choice, after all, compared to Beijing, the consumption level has been much less.

Programmers can be in Beijing, Shanghai, Guangzhou and Shenzhen.

Live for a lifetime? The entrepreneurial environment is not good, resulting in a very serious phenomenon of overtime, many bosses think that overtime can produce results, and there is no more room for older programmers to survive! Programmers need to transform into management or consulting before the age of 40 to have a way out!

Many people should not be in first-tier cities.

Life for a lifetime, the most developed place will always belong to young people, you will not be young forever, but there will always be people young, when you are no longer suitable for the life of the big city, you will leave the first-tier city and return to a life rhythm is not very fast, more comfortable environment.

The programmers are updated quickly with new and old ones. On the one hand, it is the renewal of new and old employees, and on the other hand, the update of new knowledge and new technologies. ** The development is efficient, stable and balanced.

The three levels are interrelated, and the rough Kai progresses in turn. The question of balance, in particular, depends a lot on long-term experience, which is also an advantage for some older programmers. A programmer's career.

It can be divided into: programmer, architect, management post, etc.

To sum up, if a programmer lives in a first-tier city for a lifetime, what he has to do is to give full play to his advantages at different ages.

The cost of living in first-tier cities such as Beijing, Shanghai and Guangzhou is too high, because after all, not every programmer can get a high salary, because the profession of programmer is also a youthful meal, after the age of 35, if you do not enter the company's management or you do not have core technology, at this time you will not be competitive in the workplace, a programmer who is not competitive in the workplace will feel pressure, and will be more passive in the workplace. So I think whether or not to live in a first-tier city for a lifetime depends on the development of this programmer.

Although the resources in all aspects of the big city rock judgment are good, you also need to have enough economic strength to enjoy, which is like if you go to a luxury store, you can go in and have a look, these are no problems, but if you want to have it, then you have to have enough spending power, otherwise you will just look at these good things to satisfy your eyes.

In recent years, the slogan of "escape from Beijing, Shanghai and Guangzhou" has been very loud, but as programmers, whether they can choose to work in second- and third-tier cities, and escape from the congestion of Beijing, Shanghai and Guangzhou is also a topic of concern for them. In fact, whether to flee Beijing, Shanghai and Guangzhou is no longer a matter of personal career choice, but a social topic: relatively good employment resources are highly concentrated in first-tier cities, and it seems that after fleeing Beijing, Shanghai and Guangzhou, it is equivalent to saying goodbye to high salaries.

Many programmers are interested in the high-paying characteristics when they choose this industry, so they are willing to go out early and return late in big cities, work overtime and stay up late to write**, and they will also be willing to stay in first-tier cities.

Which cities do programmers like to work in?

A city's absorptive capacity can be reflected in the inflow and outflow rate of a city. The higher the inflow rate, the stronger the city's ability to absorb talent.

Nationally, Guangzhou ranks first in terms of inflow rate and has become the most popular city for programmers to work, and netizens jokingly call it "gravity."

Today, China has entered a period of rapid development, the gross national product is also steadily increasing, we see that the people's living standards are getting higher and higher, but in the developed Beijing, Shanghai, Guangzhou and Shenzhen and other regions, housing prices are also increasingSo as a programmer, how to buy a house in Beijing, Shanghai, Guangzhou and Shenzhen?

We know that programmers are a middle-income level profession, but there are also high salaries, and some housing prices in Beijing, Shanghai, Guangzhou and Shenzhen are as high as 9 to 100,000 per square meterIt will take at least 30 yearsThis is based on the price of the city center.

Then, in such a bustling big city, with all roads extending in all directions, and the city's subway system is very sound, you can actually consider buying a house on the edge of the cityThe suburbs are actually a very good choice, and the environment in the suburbs is relatively better than in the city centerThe most important thing is that the house price is much cheaper, and the pressure of life is relatively small.

Secondly, programmers can also gather all kinds of strength of the whole family, all the members of the family who have the ability to work, and everyone can share these expensive housing prices together, after all, it is not easy for a person to buy a house alone.

Also, I must remind that although Beijing, Shanghai and Guangzhou, as the most developed cities in China, are inexplicably attractive to all people, and there is indeed a lot to learn in these places, however, in other places in ChinaSecond- and third-tier cities, the pressure to buy a house is much less in these citiesIt will be China's reserve forceIn the future, it will become more and more developed, and it is a wise choice to consider buying a house in a second- or third-tier city now.