Ping An Is Dongbao an insurance that you don t need to buy with money?

Insurance does not need money to buy, what money does the insurance company make, insurance is not paid in many cases, this is a major problem of current domestic insurance, and there are many drawbacks, I personally suggest that if you have money to invest, you can buy it, but it is best not to buy it if you don't have much money.

Ping An i-Animal Insurance, a subsidiary of Ping An Health Insurance, announced its first health management product, which is an insurance product that can be exchanged for the sum insured through exercise, which can be activated and claimed on the Ping An Health app. Users who join Ping An i-Animal Insurance can count the number of steps they have taken every day through the Ping An Health app, and the insured amount will be intelligently floated according to the number of steps completed. Ping An i Animal Health Care is divided into two types of products: Ping An i Animal Insurance, Critical Illness and Ping An i Animal Insurance, Critical Illness mainly solves the cost of critical illness, nutrition fee, nursing fee and income loss. Ping An i Animal Health Care mainly effectively solves the high medical expenses, drug costs, and surgery costs caused by illness and hospitalization. The two complement each other in terms of coverage content and coverage amount.

Is it really money-free insurance?

1,000,000 sum insured. Ping An i Animal Insurance can be insured for 18-50 years old, the insurance period is one year, no need to pay, you can redeem the insurance amount with the number of exercise steps, and the fitness + protection is correct.

1. Introduction to Ping An i animal protection products.

1. Instructions for insurance application.

Issue age: 18-50 years old.

Duration of Insurance: The sum insured is valid for 1 year after it has taken effect.

Occupation restrictions: Except for high-risk occupations.

Maximum sum insured: 100,000 yuan.

Waiting period: 90 days.

2. Guarantee content.

1) i animal insurance critical illness: provide 25 kinds of critical illness protection, these 25 kinds of diseases are a kind of high-incidence serious illness stipulated by the industry, once the insured is diagnosed, the insured can get a claim, the amount of the claim outside the date of diagnosis of the account accumulated in the amount of insurance, you Chongpai can get up to 10,000 yuan.

2) i animal health care: not limited to the reimbursement of the social Abo directory, the deductible is 100,000 yuan, and the maximum annual insurance amount of 1 million yuan can be reimbursed, which can be reimbursed according to 100%, if there is social security but no social security, only 60% can be reimbursed.

3. Rules for the redemption of the insured amount.

Ping An i Animal Health Critical Illness: The initial sum insured is 0 yuan. The insured can redeem the sum insured by the number of steps taken per day, and the more steps taken per day, the higher the sum insured.

You can accumulate up to 20,000 steps per day, and the sum insured will not continue to increase after reaching 20,000 steps, and you can get up to 100,000 yuan per year.

Ping An i-Medical: You can receive 1 million yuan of insurance in the first month, and the sum insured will be updated once a month, and the accumulated steps per month can be exchanged for the next month's sum insured.

Ping An i Animal Insurance is an insurance product that can be exchanged for the amount of insurance through exercise, and is a free public welfare insurance, which is divided into two types of products: Ping An i Animal Health Critical Illness and Ping An i Animal Health Medical Products. It was launched by the Ping An Health app, a platform owned by Ping An Health Insurance.

Ping An i animal health care critical illness was launched in December 2017, the age of the policyholder must be between the ages of 18 and 50, the maximum insurance amount provided is 100,000 yuan, and 25 kinds of critical illness protection can be provided.

Ping An i animal health care for the population is also 18 years old - 55 years old, after the insurance has a deductible of 100,000 yuan, and then the maximum insurance amount is 1 million yuan, and at the same time, users who meet the health requirements can be insured within the scope of protection without limiting the types of diseases, and the specific types of diseases need to be checked by the user to view the insurance agreement.

Users can compare the types of insurance launched by different insurance companies when buying insurance on a daily basis, so that they can know whose insurance is cost-effective, and then choose it when buying insurance, and the commercial insurance purchased daily has a hesitation period, during which the user can surrender the policy in full, usually with a hesitation period of 15 days.

Version information: Take Ping An Health version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2) as examples.

The free product "i-Animal Insurance" launched by Ping An Health APP does not charge or deduct fees before and after joining, and at the same time, the protection capacity is sufficient, including up to 1 million medical treatment and up to 100,000 critical illness protection.

Among them, millions of medical treatment can be reimbursed inside and outside the social insurance, and most of the expenses incurred during hospitalization, such as ** fees, drug fees, surgical fees, etc., can be guaranteed; In terms of critical illness protection, there are 25 types of high-incidence critical illnesses covered by the coverage, and more than 95% of high-incidence illnesses are basically covered.

What's more, this is the most fortunate health guarantee of 1.1 million yuan, which can be easily obtained by simply walking to complete the goal. After joining the i-animal insurance for the first time in the Ping An Health app, you can immediately receive a i-animal insurance medical insurance of up to 1 million yuan.

From the beginning of the second month, you can take the number of exercise steps to exchange for the corresponding amount of insurance, exchange 100,000 for every 20,000 steps, and walk 200,000 steps a month, you can get up to 1 million i animal insurance medical insurance. At the same time, the maximum critical illness benefit limit of $100,000 is also accumulated every day.

Of course, it is very useful. Ping An i Animal Health Insurance is a million-dollar medical insurance underwritten by Ping An Health. This million medical insurance is claimed to be free medical insurance, the amount of insurance is 1 million, the first month of 0 yuan to join, you can get 1 million medical insurance, and the next month you need to use the number of steps to exchange the amount of insurance, users need to complete 200,000 steps per month (that is, about 7,000 steps per day) to get 1 million medical insurance protection, or more recommended.

Ping An i animal protection is a critical illness.