What about CMB s insurance products? Is CMB Insurance Wealth Management Really Reliable?

However, the insurance products sold by China Merchants Bank are all produced by regular insurance companies, and there is no problem that insurance companies have been reviewed and filed by the China Banking and Insurance Regulatory Commission before launching insurance products.

Therefore, it is possible to rest assured that China Merchants Bank's insurance products are insured, but the products still need to be analyzed in detail.

When choosing insurance products, you need to pay attention to the following points: [insurance] which is good, how to buy a good deal, and teach you to avoid these pitfalls of insurance.

In fact, China Merchants Bank is only a sales channel for insurance products, in addition to China Merchants Bank, there are other offline banks, insurance company physical stores and insurance companies and other sales channels.

I believe that many friends will think that buying insurance offline is more reliable than buying insurance online, but this is not the case.

Whether it is offline insurance or online insurance, as long as you buy the same product, you actually sign an insurance contract with the same insurance company, and the protection and rights and interests you enjoy are the same.

If you want to know more about this, you can see: Is it reliable to buy insurance online? What is the difference between online and offline insurance?

And if you have some minor health problems when you apply for insurance, you are more recommended to have an insurance brokerage company.

Because the insurance brokerage company can start from the actual situation of the customer, according to the actual situation of the individual to select the appropriate insurance products in the market, develop a personalized insurance plan, and provide "one-stop" service, there is no need to worry too much about themselves before and after insurance.

But choosing an insurance brokerage company requires skill, please see: How to choose a good insurance brokerage company?

Banks cannot directly carry out insurance business, if the insurance you want to consult is related to China Merchants Bank, there are two possibilities:1The insurance company is a subsidiary of China Merchants Bank, such as:

China Merchants Cigna Life Insurance. 2.The insurance company is not directly related to China Merchants Bank, but China Merchants Bank sells its products on behalf of it.

As far as the insurance company is concerned, China Merchants Bank.

It is a bank that we are very familiar with, it is very reliable, and it is also very reliable for financial insurance. Because, from the perspective of the product's own interests, we dare to say how much the income is, but it can protect the capital; In terms of security. It is not only for personal protection, but also for financial management; From a legal point of view, all insurance products are protected by law.

Therefore, CMB Insurance and Wealth Management are reliable.

Extended Material: Benefits of Financial Insurance

1. The advantage of investing in financial insurance is that the policy will not be frozen, when there is a debt, maybe your deposits, your **, and your bonds will be frozen, but the policy of financial insurance will not be frozen.

2. After many people have purchased financial insurance, even if the family's economic situation suddenly has problems, then with this financial insurance, it can also protect the family's economic security.

3. Financial insurance is relatively safe, because the state strictly supervises insurance companies, and the risk of insurance and financial management has been minimized, unlike other investment methods, although the return is high, but the risk is also very high.

Extended information: How to buy financial insurance

1. You must choose a good insurance company, this step is very critical, because a good insurance company can give you good income and good protection, otherwise, not only will there be no income, but you may not be able to get the principal back. The standard of a good insurance company is that the company is large, operates normally, and has good service and good reputation.

2. Be sure to buy financial insurance according to your own economic situation, financial insurance is generally purchased when you have a surplus of funds, because the insurance principle is still, first protect and then manage money.

3. Before applying for financial insurance, you must read the product manual, clearly understand which items are given by the insurance company, and which projects are not borne by the insurance company, and you must know what factors will affect your income and so on.

If the ** number you receive is 4007195555, the group is an outbound business group of China Merchants Bank Center, (changed from 075526835999 to 4007195555 on November 15, 2010)** sells insurance products, and currently sells relevant products of China Merchants Cigna.

Extended Resources:

**Insurance is unreliable:

First of all, you have to determine whether the sales ** is the sales of a regular insurance company**, if it is, it is not a big problem, but I still recommend that you find a professional salesman to buy insurance is more reliable, for the following three reasons:

You can understand the products promoted in detail through the popular explanation of the salesman, instead of listening so vaguely in **, and it is also very difficult to see the insurance liability;

A professional salesman can reasonably match and combine the products that are really suitable for you according to your current specific situation, rather than recommending the products he wants to sell like ** sales;

In case of risk or some after-sales business, the salesman will help you deal with it, so that you will save time and worry!

It can be seen from the thickness of the limbs that there are too many disadvantages of promotion, but no matter which channel you choose to buy insurance, you must understand some insurance knowledge in advance.

**What to look out for in insurance::

1.Because telemarketing insurance needs to have audio recordings on file, there will be some questions asked during the call, and it is recommended that you need to be truthful.

2.Sometimes the salesman will not say that it is insurance, but that it is a deposit, which is actually insurance (note: this kind of deposit is expressly prohibited by the CBIRC).

3.Buying telemarketing insurance will require you some personal information, and then someone will come to you to send you the contract, when you look carefully at the contract when you do not understand the problem, please contact your salesman in time.

Must-buy business insurance:

1.Critical illness insurance.

Critical illness insurance is a kind of benefit-based insurance, when we have a critical illness as agreed in the contract, the insurance company will directly pay a sum of money, whether it is used for medical treatment, loss of income or other purposes.

2.Medical insurance.

Medical insurance, like medical insurance, is a reimbursement type of insurance, see a doctor first, how much money is spent, reimbursed with invoices, and the reimbursement of Qian Youzheng does not exceed the actual cost. Calendar Town.

Generally, it is preferential to purchase million-dollar medical insurance, because this type of medical insurance has no restrictions on the type of disease and the means of **, even if it is an accidental hospitalization, it can be reimbursed.

Therefore, when the severity of the disease does not meet the critical illness standard and the critical illness insurance cannot be paid, we can use medical insurance to make a claim.

This ** is indeed my line.

Fake. Conditions for applying for a credit card:

1.Be at least 18 years old and not more than 65 years old;

2.Have a good credit history;

3.The applicant may apply for no more than two supplementary cards for his/her spouse or relative with full civil capacity.

Credit Card Application Materials:

1.Identification materials: a copy of resident ID card or military ID;

2.Proof of employment and income;

3.Other proof of financial resources: such as a copy of the real estate certificate, a copy of the car driving license, a copy of the certificate of deposit, etc.

Credit Card Application Process:

1.Fill in the application form;

2.Information to the bank, and a copy of the information;

3.Sent by the bank to the credit card center;

4.The credit card center conducts review, card issuance, and card issuance;

5.After I get the card, open the card and wait for the password letter.

1. China Merchants Bank Credit Card Wealth Management Insurance Service is to purchase insurance and other wealth management products with China Merchants Bank credit card as the payment method.

2. Remarks: 1. China Merchants Bank helps you achieve financial independence and maximizes financial value through selected high-quality insurance and wealth management products, thoughtful customer service and convenient operation procedures.

2. China Merchants Bank Credit Card Insurance Wealth Management is China Merchants Cigna to promote insurance in the name of China Merchants Bank credit card.