Where is Huabei s deferred repayment, and how is Huabei deferred repayment

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In the past, the repayment date of Huabei was the bill of the previous month on the 1st of each month, with an interest-free period of 31 days, and the repayment could be made before the 9th or 10th. Now the deferment function can help you postpone repayment for 60 days, and for moonshine people, if the interest-free period is tight, you can choose to repay it in the second month, and the pressure is reduced. However, deferring repayment does not mean that it is interest-free, and there is a certain handling fee.

The specific operation method of Huabei deferred repayment is as follows:

2. After opening the "My" page, click to open Huabei.

3. After opening Huabei, click Repay Now.

4. Then you can see that there is a deferred repayment on this page, and then click on the deferred repayment.

5. You can see that the deferred repayment can delay the repayment of Huabei for a month, and click "Postpone Now" to complete the operation.

No, it can be as follows:

Ant Huabei cannot postpone repayment, and the repayment date of Huabei is the 9th or 10th of each month, which is subject to the display on your page. If you need to complete the repayment before 24:00 on the repayment date at the latest, or keep the account funds sufficient on the repayment date, the system will initiate an automatic deduction.

If you repay the loan beyond the time limit, then it will be considered overdue, and late repayment will incur interest and affect your credit history, so it is best to repay on time to avoid overdue.

If you can't afford to pay, you can try the following:

1. Staging. If you haven't used the instalment for the bill, then you can try to installment the arrears (3 6 12 instalments), so that the repayment pressure will be reduced.

2. Minimum repayment.

If you have already paid the bill in installments, you can choose the minimum payment, and if you choose the minimum payment, the interest may be repaid.

Huabei cannot postpone repayment.

Huabei can apply for a deferral of repayment. Here's how:

1. First of all, open Alipay on your mobile phone, find [My] in the lower right corner of the home page, and click to enter.

2. Find [Huabei] in the interface and click to enter.

3. After entering [Huabei], find [My Bills] on the left side of the interface and click to enter.

4. Find [Repay Now] in the lower right corner of the interface and click to enter.

5. If this month's Huabei bill exceeds 100 yuan, there will be a [Deferred Repayment] icon in the lower left corner of the interface, click to enter.

6. Click [Postpone Now].

7. A tab will pop up in the interface, click [OK], and then enter the payment password to verify your identity, so that you can successfully apply for Huabei deferred repayment.

Huabei can postpone repayment, but a certain fee will be charged according to the overdue repayment, overdue fee = overdue amount * overdue days, of which the overdue amount * rounding accurate to the point (it is recommended to repay on time to avoid bad records affecting credit).

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information.