If you want to buy yourself an insurance, how about Ping An Life Insurance? What kind of products ar

There is no cost-effective insurance, only suitable and inappropriate, what kind of insurance do you want to consider?

Hello, there is no cost-effective way to buy insurance, if you buy really going out of insurance, the company accompanies you hundreds of thousands of people are gone, can it be called cost-effective, if you buy a lifetime of peace and security is cost-effective, do not insurance than insurance, since there are two types of insurance, it proves that their insurance responsibilities are not the same.

If you really want to buy insurance, you must consider your own situation, according to your own needs to buy, your current age, family income, family responsibilities, serious illness or accident or financial management and other aspects, do not blindly buy, suitable for others may not be suitable for yourself, if you can, you can tell me your date of birth, gender, family income and the policy you need, I will help you design an insurance that suits you.

Taikang Life's all-round insurance payment base, high protection, 42 kinds of critical illness protection, up to one million accident protection, and accident protection covers, land, sea, air, self-driving, taking buses, comprehensive protection, it won the CCTV Gold Award product, it is facing suspension of sales due to high loss ratio, consulting**,

You can consider the health fortune of New China Insurance! Critical Illness Insurance! The sum insured increases by 3% every year! You can convert your pension at the age of 66!

Hello, our company's Fulu is very good, not only to protect the sick, but also to provide for the elderly. There is no cost-effective insurance product, and what suits you is the best.

First of all, it depends on your age, if you are not more than 40 years old, then universal insurance is still good.

If you are over 40 years old, consider pure protection insurance.

Hello, I am glad that you have such a strong sense of insurance, buy insurance to be clear about what you need, and then consider your investment ability and income, you can chat privately.

Now you can consider Taikang All-round Insurance, with low payment and high protection, 100,000 critical illnesses, millions of worth, 80 years old, and return to the capital when you are old.

Hello, there is nothing cost-effective, only suitable or not, first of all, there is what you want to insure tomorrow, we can design your suitable insurance for you according to your situation.

In fact, each company is almost the same, the main choice is to settle claims quickly, the most important thing is the later service, New China Life is looking forward to serving you.

Hello, the best insurance is the best for you! I can design it for you according to your situation! Puyang Ping'an Cui Yinxia.

Pension recommended Huaxia Fu Linmen (2015 Chinese New Year Edition).

Chinese evergreens are recommended for diseases.

Compare the golden life of the Pacific, 72 diseases are the most complete in the industry! Liu wei.

Ping An Insurance and China Life Insurance have their own advantages, and you should choose the most suitable insurance for yourself according to your own situation.

Difference Between Life Insurance and Ping An Insurance:

1. Chinese Life Insurance is a well-known brand in insurance and a state-controlled financial enterprise company, while Ping An Insurance is a private joint-stock insurance company with a liquid chain, but Ping An Insurance is growing rapidly.

2. China Life shares account for the share of the insurance industry, while Ping An of China occupies the proportion, from the perspective of premiums, China Life has collected a total of 100 million yuan, Ping An Life has attracted 100 million yuan, and Chinese Life ranks first.

3. Solvency, also commonly known as "ability to settle claims", the solvency report for the first quarter of 2018 has already been released, according to statistics, the solvency indicators of Chinese Life and Ping An are much higher than the standard line announced by the state, and the overall solvency of China Life in the first quarter of 2018 is 271%, and Ping An is 234%.

Judging from the difference between the above comparisons, it can be said that the two are not up and down, and it is difficult to define a company whether it is good or not, so the discussion of which one is good still depends on the products and services, and how to choose depends on how the individual looks at it.

Common misunderstandings about insurance:

1. The more varieties you buy, the more comprehensive the protection you can enjoy: although there are many varieties of insurance, you still have to do what you can when buying, and not the more complete you buy, the better. Choose the breed you need according to your occupation, age, family structure, physical condition, as well as financial ability.

The advice given by the experts is that the expenditure on the insured project should not exceed 10% of the income.

2. If you buy more, you must lose more: In today's increasingly fierce competition in the market economy, product homogenization is becoming more and more serious. The products launched by major insurance companies are similar.

As a result, many people have the idea that if I buy the same insurance in multiple insurance companies, there will be many claims.

Further Material: Benefits of Buying Insurance:

1. Bear accidental injuries: There are unforeseen circumstances, and people have good and bad luck", when an accident occurs, insurance can bear the accidental injury to the greatest extent.

2. Reduce investment risk: investment is a high-risk behavior, and many types of insurance are specifically aimed at the investment field, and when the risk comes, insurance can bear certain losses.

3. Provide life security: Protecting personal life is the original intention and goal of insurance, if you don't want to live too insecure, you can choose an insurance for yourself.

4. Get extra income: Another benefit of buying insurance is that even if you don't do anything, just lose your job, you can get extra income from insurance.

Young people in modern society are under too much pressure, such as housing loans, car loans, etc., and insurance is also very necessary in addition to social security.

There are three main personal risks faced by young people: accidents, illness and survival, which involves accident insurance, health insurance and life insurance, among which health insurance includes critical illness insurance and medical insurance. Not long after leaving the society, the income is unstable, and the critical illness insurance can be referred to:

Top 10 Cheap and Good Price Critical Illness Insurance** Points!

First of all, Ping An Insurance involves a wide range of insurance types or general, and a variety of forerunner insurance products, it is recommended that you benchmark Ping An Insurance products according to your own insurance needs, and choose Hui Tuan to match your own protection needs with a high match. Secondly, if you want to buy life insurance, it is recommended that you focus on the protection period, coverage content and insurance amount, etc., and choose the product that suits you.

Life insurance mainly includes term life insurance, whole life insurance and both insurance, etc., taking term life insurance and whole life insurance as an example, if you want to know more about it, you can click on this article to see: What is the difference between term life insurance and whole life insurance? Senior sister will tell you in one article!

Ping An and Life are both very good, I can't say which one is better, from different aspects, the rankings of the two are different.

Ping An Life, founded in 2002 with a registered capital of RMB 33.8 billion, is one of the subsidiaries of Ping An Insurance and the second largest life insurance company in China in terms of scale premiums.

Chinese Life Insurance Group, formerly known as the former Chinese People's Insurance Company, was born in 1949, and the consolidated total assets of the group company will exceed 6 trillion yuan in 2022. At present, Tuanqi has been selected as one of the Fortune Global 500 companies for 20 consecutive years, and its ranking has jumped from 290th in 2003 to 40th in 2022.

From the perspective of background and scale of establishment, Chinese life is slightly better. The senior sister also compared their solvency, if you want to know, you can see this article:2023 Most Complete Insurance Company Solvency Ranking List!

In fact, no matter which insurance company it is, as long as it is under the supervision of the China Banking and Insurance Regulatory Commission, it is reliable, and there is no need to worry about the problem of not making claims in case of insurance. As long as the conditions for compensation are met, the insurance company will generally settle the claim. If the insurance company unreasonably refuses to make a claim, we can apply to the insurance company to file a complaint, or complain to the CBIRC.

Even if the insurance company fails, the CBIRC will require the policy to be transferred to another company as soon as possible, and the policy will not be greatly affected, and the insurance can still be claimed. Generally speaking, insurance companies will not be so easy to go out of business, and those who are worried can read this article to find out:The insurance company is bankrupt, what should I do with the insurance I bought?

To buy insurance, it is mainly necessary to look at the protection content of the product. For example, when purchasing critical illness insurance, we should pay attention to whether it provides mild to moderate illness corresponding to high-incidence diseases. If he suffers from mild to moderate illness of a high-incidence disease, but does not have relevant protection and does not meet the conditions for claims, then Sun Xun will not be able to get a claim.

If you are provided with a high incidence of illness to cover mild to moderate illness, you may have the opportunity to receive more benefits. At present, the best critical illness insurance in the market can reach 30% and 60% of the basic sum insured for mild and moderate illnesses respectively, and some will also provide additional compensation for mild and moderate illnesses. Senior sister has sorted out ten excellent critical illness insurance, interested partners can take a look:

Top 10 Popular Critical Illness Insurance Worth Buying** Point Collapse Kaigao! Hope.