What is the difference between an FTP platform and a P2P platform? Please advise.

FTP is a file transfer protocol, and the transfer mode is CS mode, that is, server and client; Whereas, P2P is a peer-to-peer model.

P2P can be understood as "people to people" In fact, it should be regarded as point-to-point, that is, point-to-point transmission, the information existing in a person's machine can be regarded as a point, and this technology allows these points to connect in pairs, establish contact, and then transmit data to each other, so that the network has a fuller utilization efficiency.

1. O2O is a platform for business exchange and cooperation, and P2P is a private small lending platform.

The concept of O2O is very broad, which can involve both online and offline, and can be commonly referred to as O2O.

In 2013, O2O entered a stage of rapid development, and began the integration and improvement of localization and mobile devices, so the O2O business model was born and became the localization branch of the O2O model.

2) P2P is the abbreviation of Peer to Peer Lending (or Peer-to-Peer), which means person-to-person (partner-to-partner). Peer-to-peer network borrowing is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds.

It is a type of Internet finance (ITFIN) product. It belongs to private small-amount lending, with the help of the Internet and mobile Internet technology, online credit platforms and related financial management behaviors and financial services.

Since 2018, there have been frequent thunderstorms in P2P, and the scale of P2P defaults in Shanghai alone has exceeded 200 billion. On August 8, 2018, the National Mutual Finance Rectification Office issued the Notice on Submitting Information on Debt Evasion by Borrowers on P2P Platforms to all provinces (autonomous regions and municipalities directly under the Central Government) and the Shenzhen Mutual Finance Rectification Office, requiring P2P platforms to submit information on defaulters as soon as possible.

2) P2P is the abbreviation of Peer to Peer Lending (or Peer-to-Peer), which means person-to-person (partner-to-partner). Also known as peer-to-peer network lending, it is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds.

It is a kind of Internet finance (ITFIN) product, and also belongs to private small loans, online credit platforms and related financial management behaviors and financial services with the help of the Internet and mobile Internet technology.

3. There are three differences between O2O and P2P:

1. The focus of the two is different:

1) O2O focus: O2O focuses more on service consumption (including catering, movies, beauty, spa, tourism, fitness, car rental, renting, etc.).

2) P2P focus: P2P focuses on financial services such as lending and wealth management.

2. The business models of the two are different

2) P2P business model: The biggest feature of the pure online model is that both borrowers and investors obtain from non-ground channels such as the Internet and **, most of which are credit loans, the loan amount is small, and the credit assessment and review of borrowers are mostly carried out through the network. This model is relatively close to the original P2P lending model, focusing on data loan review technology, focusing on the segmentation of the user market, and focusing on small and intensive lending needs.

The platform emphasizes investors' awareness of risk and self-responsibility, and protects investors to a certain extent through risk margin. At present, the business expansion capability of the pure online model has certain limitations, and the business operation is difficult. There are few platforms in China that adopt a pure online model.

3. The characteristics of the two are different:

1) Characteristics of O2O: O2O has advantages in the service industry, which is cheap, easy to buy, and discount information can be obtained in time. It will broaden the development direction of e-commerce and move from large-scale to diversified.

The O2O model opens up the online and offline information and experience links, allowing offline consumers to avoid the "blinding" suffered by information asymmetry, and at the same time realize the "pre-sales experience" of online consumers.

2) The characteristics of P2P: The amount of a single loan is high, from millions to tens of millions or even hundreds of millions, and there is generally a guarantee company to provide a guarantee, and the enterprise to provide a counter-guarantee. At the same time, this model no longer conforms to the characteristics of small and micro and intensive, and it is not easy for investors to fully diversify their investments and risks, and the relevant pressure is transferred to the platform, which puts forward higher requirements for the risk tolerance of the platform.

O2O concept.

P2P concept.

Personally, let's talk about the difference between the two:

1. O2O mainly refers to the opening of online and offline consumption, such as ** is a typical O2O (online order to store consumption), and so on, as well as Ctrip to book air tickets, where to book hotels, etc.

2. P2P mainly refers to Internet financing, and the P2P financing platforms that I have paid attention to include: Renren Loan (pure online), Pterodactyl Loan, CreditEase, etc., you can log in to one to understand a little bit to know.

There is no difference to be said, one is technology and the other is tool.

BT is the first well-known implementation based on P2 technology.

P2P refers to a way in which data is transmitted.

And bt, point donkey, that's the software that applies this way.

O2O stands for Online to Offline, which is also the opportunity and interconnection of offline business.

To put it simply.

O2O refers to an online-to-offline and offline-to-offline Internet approach, while P2P refers to a person-to-person lending transaction.

So they are not directly related.

P2P refers to point-to-point transmission, such as the transfer of data between two computers on a network.

P2P stands for: Point to Point Peer-to-Point Protocol. It provides the transmission protocol between the two terminals of the network.

It is also thanks to this agreement that you can get the information you want from the machines that others share. To be correct, this is not a simple process, but from a point to the network, through the network to your hungry manuscript acres of points!

FTP: File Transfer ProtoCl file transfer protocol.

If it's about speed, I like to use BT. It doesn't require a username or password (this is only for FTP mode). However, both BT and Emlue are more seriously damaged to the hard disk.

The biggest difference is that private lending has a targeted lending relationship, while P2P uses an online platform to realize a non-directional lending relationship between individuals.

FTP all resources come from the server, if there are too many people, the speed will be very slow, BT is the application of P2P technology, each ** person is used as a user to act as a server, which means that A and B together ** the same thing, A ** a part, B ** B part, after that, A can pass his A part to B, B is the same, so theoretically the more people, the faster.

FTP is one of the oldest file transfer protocols.

BT is a type of P2P, which seems to be relatively fast, but it may have hundreds of thousands of threads, which is disgusting.

For example, if you open a company and have a 100 trillion file for 1 million users, then the total traffic with FTP is 100 trillion times one million, if you use P2P, theoretically only need 100 trillion traffic, and the rest of the users let each other ** go to each other.