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This question should be asked to yourself, what do you want? How to go on your own path, have you figured it out for yourself? Of course, I believe that your parents should at least defend you, and everything has its own reasons.
Is there any other evidence that borrowing money does not have legal effect? This money is also borrowed by your parents, it seems to have nothing to do with you, as far as I know, people over there in Wenzhou are very fond of struggle, and they need help from others when they fall in love, it doesn't seem to be the style of being a man, men go and struggle.
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The bottom line is important;
More importantly, you have to be motivated, and if you can get ahead in the future, it will be the best result; First, you have the ability to rectify them, second, you can take better care of your family, and third, you can make those who despised you regret it;
If you can't be self-reliant, you will always be a scum in the eyes of others; As long as you are willing to work hard and endure hardships, the current problems will not be a problem in the future;
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Good men are ambitious, find a way to earn money by themselves, let them collect the money lent by their parents, and wait until the day when they return to their hometown, and ride them under their crotch, and if you mix here again, it will only make you mentally ill.
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What is the bottom line, it is to return the money, because the price is **, the money is very powerful;
Blood and family affection can be broken, of course, it can't be broken, but we must have less contacts, because they are not of much help to us on the road of our development, and we must develop ourselves with ambition; Some relatives can't catch up with neighbors, colleagues, and friends who are getting along;
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You need to find evidence, e.g. authentication, physical evidence (bank transfer vouchers, etc.).
If there is evidence, they can be prosecuted.
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The forest is big, and there are all kinds of birds. But no matter what, my father's face still has to be given. As for the future, let's talk about it.
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If relatives are really in trouble and urgently need money, according to your economic conditions, under the premise of not affecting your quality of life, you can borrow something, if you don't feel at ease, you can borrow less, if your relatives have been borrowing money to live or take money to do improper things, you must not borrow, even if you are offended, do not borrow, in short, borrowing money is voluntary, it depends on yourself.
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The closest thing in a person's life is his immediate family, parents, brothers and sisters, wives and children, etc., as for other relatives, they can only do what they can as they said upstairs, and maintain their understanding of the New Year's holidays.
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When borrowing money, you should also consider what he is borrowing money for, and also consider his character, and you can't borrow as much as possible.
I refused it without borrowing it for a reason. Because now it is a grandson who borrows money, and when he repays the money, he becomes a grandfather, and the example in front of him is scary.
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Hello! Borrowing money from a relative, and the other party replies to you after a period of time, there are generally the following situations: 1. The relative's money is deposited regularly or in this case, the money cannot be withdrawn, or there will be a great loss when it is withdrawn, so the relative replies that it takes a period of time and does not want to expose the privacy of his deposit certificate, so the timeline is blurred.
2. It is a common situation that relatives (known to have money) do not want to borrow money, and everyone does not want to be borrowed, because this year's social atmosphere and news are all that owing money is the uncle's propaganda, resulting in everyone being unwilling to lend money to others. It is recommended that you consider bank credit, which is easier to borrow, and if you repay the loan on time, it will not affect the credit investigation
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Summary. Maybe the relative is also more difficult, or he has to sell something, or someone else also owes him money, and he wants to find someone else, you can empathize with the other party's difficulties.
It may be that it is more difficult to lose the base of relatives, or whether he has to sell something, or someone else also owes him money, and he wants to find someone else, you can empathize with the other party's difficulties.
In February, the bureau asked him to call ** on the 22nd and said to borrow 20,000 yuan. I said I would use it in March, and I could return it to him in June, and he said yes. Kirijun Jun.
But now it's March, I'm going to use it, I don't know how to open my mouth to him, then you can urge him again, since he promised you the letter date, he will definitely give it to you, but Yintan ruined the energy because he forgot. After all, it's you who want to use the money yourself, right, you must be thick-skinned.
If you act urgently, he'll lend it to you.
I just don't know how to open my mouth to urge it, and I want you to answer it.
You just make up an excuse and say that you want to buy something, and now you need 20,000 yuan urgently. The deposit has been paid, and if you don't pay the difference of 20,000, the deposit will not be refunded.
At that time, I told him that I was borrowing money to pay rent, and I had to pay it in March.
Now I want to ask again, but I don't know how to say it.
Then you can tell him the actual situation directly, and you can say it boldly, because after all, you are your own rent and ask the state. If you don't have money, you will be kicked out by the landlord and answered, what dare you not say, you will burn your eyebrows.
It's March 10th to pay, I told him at the time is to dissipate March, he said that the rent is simple, but the sedan chair is now March 4th, and I didn't see him take the initiative to contact me.
If you ask someone to borrow money, you must take the initiative to contact your family, and no one will take the initiative to send money.
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Because of family changes when he was a child, Mr. Fan has always been very frugal and meticulous in life, and he is basically very sensitive to money. Recently, his cousin asked him to borrow money twice, the first time the borrowed money was repaid on time, the second time he borrowed it to the agreed time and did not pay it back and did not explain, Mr. Fan was more angry, and after another month, there was still no news, I advised Mr. Fan not to rush to ask, there is not much money, it doesn't matter if he wants to pay it back, don't borrow it in the future, but Mr. Fan feels that the money can not be repaid, but there must be a statement, and it took two days to reply to WeChat and repay half of it.
I remembered the history of my sad urging to borrow money with Mr. Fan. My sister owed a lot of money to others before, and after graduation, I said that I would help my sister pay it back, and my sister would pay me back in the future, and my sister promised to pay it well, but when I paid back the money, I didn't want to pay it back, and there were a lot of conflicts, and my parents were caught in the middle It was very difficult, but fortunately, it was repaid. And two friends from college who thought they were better had a salute when they got married, but I didn't expect them to disappear when I got married.
And Mr. Fan didn't have a sock bucket for a long time after graduation to lend him 3,000 to his friend, which still owes him 700, and he doesn't know when he will pay it back. Mr. Fan's sister borrowed 1,500 from him two years ago, and said that she would pay it back in the New Year, but she didn't even say anything. In fact, it's not a lot of money, but it's really not a very happy thing for us who don't have good family conditions, especially since we are both more frugal people.
But at the same time, I thought of my cousin, who made a little more money, his cousin asked him to borrow more than 10,000 a few years ago, and last year my cousin's father died of a sudden illness in a vegetative state in the hospital for ten months, and spent a lot of money, and asked his cousin to ask for money and didn't give it, and my brother was also very angry, but my brother said, if he doesn't give it, he won't give it, and that's the end of it, and the relatives are still in contact, but the relationship between money is over.
There is a relationship between relatives who borrow money, it is really difficult to deal with it, many times the one who lends out the money is always very lossy, and Mr. Fan and I are not able to reach the level of my cousin now, so we still have to learn one thing in the future: open your mouth to refuse.
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Make it clear to you: no need!
Rich people buy houses and borrow money from relatives, which is nothing more than two situations:
One is that the capital turnover is not open, and the bank borrows, and you have to go through this procedure and that certificate, which is more annoying, and the waiting time is long, and the loan interest rate is higher. And I am eager to buy a house, so I can only borrow money from relatives to turn around.
The second is to pretend to be poor. Some rich people want to buy a house in full, but they don't want to show their wealth, so they borrow tens of thousands of yuan from their relatives to buy a house, so that their relatives know that they are not too rich, so that their relatives will not borrow money from him in the future. And borrowing money from relatives, the length of time to repay the money is not a problem, and don't give interest to relatives, why not take advantage of this?
This is the cautious eye of those who are mercenary.
In fact, in both cases, there is no need to borrow money from relatives to buy a house. The first is that the weekly gold is tight and the turnover cannot be opened, so you can slow down and buy again, and you are not in a hurry to buy. Even if you are in a hurry to buy a house, you can also take out a mortgage loan and mortgage your assets to take out a loan, which is definitely faster than a mortgage.
If there are civil servants or teachers in the family, you can also use consumer loans, and you can also borrow hundreds of thousands.
There is no need to pretend to be poor in the second way, if you don't take out your own money, you have to take advantage of your relatives, and you have to delay it for a while to pay back the money, can you say that Liangling can pass? Could it be that relatives' money fell from the sky, not hard-earned, and relatives may not necessarily borrow money from you when they have something, are you doing this with the heart of a villain to live the belly of a gentleman?
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<>First of all, we should be aware that we have the right to refuse. Whether we are relatives or not, we all have our own lives and needs, and we cannot allow the demands of others to occupy our lives.
In this case, we can consider our own needs and financial situation, and if we can help, we can gratefully give our relatives the items or money they need. However, if we are unable or unwilling to help, we have the right to refuse the request of our relatives. It's not rude or selfish, it's respectful of one's own life and decisions.
At the same time, we should be clear about our boundaries. If we think that the request of a relative is excessive or unreasonable, we have the right to refuse. We need to stand firm on our positions and decisions, and not be swayed by the demands of our relatives.
We should clearly express our thoughts and positions so that our relatives understand our thoughts and needs.
In general, when faced with the demanding behavior of relatives, we should respect our own lives and decisions, and maintain our boundaries and rights. If we are able and willing, we can help, but if we are unwilling or incapable, we have the right to refuse. We should stand firm and resolute in our positions and make our relatives aware of our thoughts and needs.
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Lending money to relatives is a very delicate matter that requires careful consideration. Here are some of my recommendations:
Borrowing money can be considered:
1.Emergency: If a relative has an emergency and needs to borrow money for a life or health problem, consider borrowing money. However, you need to confirm whether the other party's situation is true and the amount of the loan needs to be within your own tolerance.
2.Good reputation: If the other party has been distracting and performing well, and has a good reputation, you can also consider borrowing money. However, you need to pay attention to the amount of money borrowed and the repayment ability of the other party, so as not to affect your own life.
It is not possible to consider borrowing money:
1.Poor creditworthiness: If the other party has had a previous non-payment of debts, or has a bad reputation, then it is best not to borrow money. Otherwise, the loan may not be recovered, affecting one's own life.
2.Borrowing too much: If you are borrowing too much to afford, then it is best not to borrow money. Failure to do so may result in a greater impact on your life.
Lending money to relatives requires careful consideration, weighing the risk you can afford to bear and the other person's ability to repay, as well as the impact on your own life. If you're not sure whether to borrow money, consider declining or offering other forms of help.
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I will consider borrowing it to see the situation, and if I do, I will ask him to make an IOU or a recording or keep other relevant evidence.
If the relative who borrowed the money has any bad repayment records, then tell the mother directly not to lend money to the relative. If the relative does not have any bad records, then find out why your mother would lend money to this relative, talk to your mother, express your unwillingness to lend money to your relative, and hope that your mother will agree with your opinion.
It is necessary to make an IOU, and the brother should settle the account, don't hurt the feelings between relatives because of the money, make an IOU, prove the sincerity of the borrower, let the other party rest assured, and have a psychological guarantee.
Relatives borrowed money and didn't pay it back, it's really sad, it's all relatives sometimes don't want to ask him for it, I think if he doesn't pay back, he will ask his family directly for money, if it doesn't work, he will live directly in his house, I don't believe it or not.
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