Today, I went to the post office to make a fixed deposit, and I was indeed invested in Taikang Life

Now the China Insurance Regulatory Commission is tackling the problem of misleading insurance sales nationwide, and as long as the situation is true, insurance companies are suspected of misleading sales.

This issue can be resolved in the following ways:

1. Go to the insurance company to negotiate and communicate the situation, and clearly inform the insurance company to modify the insurance contract, or surrender the insurance (request to terminate the insurance contract). You can clearly tell the insurance company that your behavior is suspected of misleading sales, and you have the right to complain to the insurance regulatory department with reason. During the period, do a good job of collecting evidence for rights protection.

2. Call the National Insurance Rights Protection **12378 to complain to the insurance company.

3. Complain to the local insurance regulatory department, either through the Internet or through the Internet. At the same time, in this case, you can also file a complaint with the local banking regulatory bureau.

Summary: If there is evidence to prove the deception or misleading of the bank staff, negotiate with the bank and the insurance company as soon as possible to request the termination of the insurance contract; If the negotiation fails, the complaint shall be resolved with the CBRC and the CIRC; Finally, you can go to court to sue.

Commercial life insurance has a statutory cooling-off period of 10 days, and within 10 days from tomorrow, you have the right to unconditionally cancel this policy, pay up to 10 yuan of production cost, and the premium paid will be refunded in full unconditionally. Once the cooling-off period is exceeded, the surrender of the policy will result in a high surrender loss. So what you have to do is to carefully study this policy within these 10 days to see if you need it, if you are sure that you don't need it, be sure to bring your ID card and the original policy to cancel the policy during the hesitation period, and you must not delay the hesitation period, otherwise you will have a hard time riding the tiger.

Hello, the insurance sold in the bank is very good, and in addition to the insurance protection function, there will be income at maturity. It is recommended that you call Taikang** to learn more. In addition, Taikang is a formal insurance company regulated by the Insurance Regulatory Commission, and this kind of insurance generally has a hesitation period, if you feel that it is not suitable, you can choose to surrender the policy within the hesitation.

This must have been advised by them when you were saving money, maybe they didn't make it clear to you. There is a cooling-off period for 10 days after saving. If you want to withdraw it after 10 days, you will have to deduct the default fee from your principal.

I don't know what you say about Taikang Life Insurance in your deposit. Years. Maybe this is a good financial insurance, the income is higher than the regular meeting, it is recommended that you take a good look at the policy and contract.

Hello, Yingtai A is an insurance product, it is recommended that you come to claim it after 2 years, because there is no risk and there is a benefit after 2 years.

First of all, this is an insurance product, and the income is only the expected return, not the guaranteed return. So even a 4% interest rate is uncertain and not guaranteed.

Secondly, whether the withdrawal after one year can be fully withdrawn, including the principal and interest, is also a problem, and it is necessary to further confirm with the bank teller, it is possible to withdraw after one year, which is considered early surrender, and the principal cannot be withdrawn at that time, or a part of the principal is lost.

This is misleading, you can choose to surrender the policy during the hesitation period, the bank will refund, now there are many financial channels, even if you deposit Yue Bao, the annualized income is 5%, and you can take it out at any time, more flexible than this.

It is recommended to consult with a professional insurance professional for specific matters.

There is no such thing as interest in life insurance. Only bonuses. Dividends are uncertain and should be determined based on the operating performance of the insurance company.

Theoretically, the dividend can be 0, and it can be completely lower than the bank's deposit interest rate for the same period. Therefore, it is entirely possible that dividends are not as good as deposit interest.

In addition, I see that your follow-up question also mentions the issue of withdrawing money after 2 years. This depends on the insurance period specified in the policy. For example, bank deposits are deposited for 2 years, and after 2 years, they are returned with interest.

Insurance is completely different. You must check out how long the insurance period is stipulated in the policy, if the insurance period is 5 years, then you cannot withdraw it after 2 years. Unless you go through the surrender process, which will incur a very high surrender loss, you will definitely get a surrender payment that is less than the premium you paid.

Another point is that this insurance is owned by Taikang Life, and Postal Savings is only an intermediary role for consignment sales, from which it does not assume any guarantee liability. Don't think that any problems with this insurance are covered by the postal savings, don't understand it that way.

Hello, our company sells many products through the post office, if it is convenient, you can provide the name of the insurance, or you can call Taikang ** directly for consultation.

It's really not good, I was fooled into making a Taikang dividend insurance in CCB, I had a minimum of 100,000 yuan, and I couldn't surrender the insurance for two years, guess how much I got two years later! md！Two thousand! , I'm not going to put the bank on that!

I don't know what type of insurance you have. The insurance has a time limit, and you cannot withdraw it in advance, and if you withdraw it early, you will be charged a high fee.