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If you want to improve your score, the first thing you need to understand is what the scoring basis of Sesame Credit is, which proves your ability from five directions: identity characteristics, performance ability, credit history, personal relationships, and behavioral preferences.
1. Use more of Alipay's various service functions, if you can use Alipay to pay for water, electricity, and broadband at home, use Alipay to pay, and it is best to bind your own credit card to pay, and use Alipay to consume.
2. Improve your personal information on Alipay, and try to choose certification if you can authenticate, especially if you have car property, real estate, provident fund and other information under your name, try to choose certification, and add it to the credit management of Sesame Points.
Third, the most important point is that every time you pay your salary, you will save the money in Yuebao, so that Alipay's daily turnover is very large, and you can also earn a certain income.
Sesame Credit is a long-term accumulation process, which cannot be achieved overnight, and Alibaba Big Data will comprehensively evaluate it.
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Hello. Sesame Credit is a third-party credit bureau, if you want to increase the sesame score to 600, it is first recommended to supplement and improve the sesame credit information, bind Alipay to the credit card and other operations, which will make the sesame score slowly increase.
Sesame credit score of 600 to 650 belongs to good credit, generally many services require users to have good credit to enjoy, if you want to improve sesame points, there are the following practices:
1. Improve Sesame Credit Information. The personal information in Sesame Credit contains the user's basic information, credit consumption, and asset status, and only by filling in all these specific information can the system deepen its understanding of you, and the information provided can judge your credit status, which is conducive to improving Sesame Score.
Second, Alipay is mostly bound to bank cards and credit cards. In ordinary consumption, use Alipay more, and the capital flow of bank cards can increase the user's account flow. When repaying by credit card, Alipay is also used to repay the credit card.
In this way, a good repayment record and an increased account turnover are conducive to improving the sesame score.
Third, use the Alipay transfer function or buy some investment and wealth management products, and you can also make some public welfare donations.
Sesame points need to be accumulated slowly, as long as users usually maintain good consumption and repayment habits, sesame points will increase. I would like to remind you that the sesame points will be updated once a month, so you should check what level your sesame points have reached in time.
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My Ant Credit score is now 750, and it was only more than 500 at the beginning, and I use Alipay almost every day to use Huabei as much as possible.
Then make your payments on time next month, which can quickly accumulate credit scores.
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He has his own rules, and it is impossible to reach it quickly, so it can only be said that you have to maintain good credit, use more ant Huabei or make a few more installments, and the speed will be faster.
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It can be proved by assets and compliance.
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Here's how to improve Ant Credit:
1.Use Alipay to pay for consumption: When shopping for daily consumption, use Alipay to pay, especially Huabei, borrowing, and reserve.
and other products, more shopping and consumption on **;
2.Complete personal information: Ant Credit score is related to personal information, try to fill in your personal information completely, including education, occupation, provident fund, and driver's license.
and other information; 3. Accumulate personal credit and use more ants in Alipay to borrow.
Ant Huabei function, and repay on time, maintain a good repayment record, so that Alipay will know that you are a person with good credit, which is conducive to improving sesame points.
4. Purchase wealth management products Good proof of assets is also an important means to improve sesame points. It is recommended that you usually buy more wealth management products, such as Yue Bao.
or other financial products, which can not only earn income, but also increase sesame points.
Extended Materials. The people of Sesame Credit 700 are not very good people, they are all around everyone. In fact, the reason why their sesame score can reach 700 is because some of their behaviors are very consistent with the sesame credit score.
Grading Criteria. Alipay's internal employees revealed that the general sesame score reaches more than 700 points, indicating that he is a person with excellent credit, especially when using Huabei and borrowing on Alipay, he can repay on time and there is no malicious default. Sesame Credit is currently the most valuable private credit.
It has played an important role in many aspects, not only reflecting the integrity of users, the higher the score, the more rights and interests you enjoy, let's take a look at what are the benefits of sesame points in 2019?
1. Charge-free service. As long as the score reaches 700 points, you can enjoy the free service on Alipay, and the vast majority of the services and products provided by Alipay require a deposit, and sesame can be exempted from this trouble after reaching 700 points.
2. Rent-free housing. For young people, renting is a rigid need. The sesame score is high, you can rent a house without a deposit, and there is even a fast service, which is very convenient.
3. Visa. On Ali Travel's e-visa platform, you can directly rely on the credit score visa, and you don't need to provide other supporting materials, and the better the credit, the fewer materials you will submit.
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Sesame Credit.
A score of 800 or more is quite a high credit record.
Extended information: 1. Alipay credit over 800 benefits:
1. Users with a sesame score of 750 or more can apply for Luxembourg through Alitrip.
"Credit Visa". When applying for a Luxembourg visa with Sesame Credit**, depending on the circumstances of each applicant, the user can submit less information such as proof of assets. Applicants with better credit have less materials to submit, and the materials that can be submitted may include proof of employment and proof of income.
Hukou booklet, ID card.
Photocopy, airline ticket and hotel payment certificate, etc.
2. Electronic signature for travel in Alibaba.
platform, users with a sesame score of more than 700 can apply for a Singapore visa, without the need to provide proof of employment, personal information form, household register, copy of ID card and other information.
3. If the sesame score is above 600 points, the Sesame credit partners (P2P companies, small loan companies, etc.) can open up a green channel for them to obtain faster and better credit review services, as well as increase in quota and preferential services for repayment.
4. In the financial field of Xiaobiqiao Cong fee, users with a sesame credit score of more than 600 can apply for "Huabei".
quota to be used on Tmall.
and **Pay when you shop. Like credit cards, the limit is between 2,500 and 30,000.
Users with more than one score can enjoy services such as "zero deposit" check-in at some partner hotels.
6. Users with a sesame credit score of more than 700 can apply for a loan, with a limit of 2,000-10,000 yuan, and the loan term is divided into three levels, respectively and 12 months, and the repayment method is equal principal and interest.
7. Renting a car is also possible, and users with a sesame score of 650 points do not need to pay a deposit or pre-authorization, and can book short-term rental self-driving products with a deposit of less than 5,000 yuan in more than 700 car rental direct stores across the country.
Improvement depends.
2. How can I improve my Sesame Credit Score?
1. Credit history: past credit account repayment records and credit account history;
2. Behavioral preference: preference and stability in shopping, bill payment, transfer, financial management and other activities;
5. Connections: the identity characteristics of friends and the degree of interaction with friends.
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A score of 700 or more is very good and the credit is very high, and the highest is 950 points. By the way, people with a high Sesame Credit score must be those who repay on time and have no bad records. Whether it is a bank loan or some credit loans, whether it is a personal credit report or not, Alipay's sesame system may recognize it, so timely repayment is a prerequisite for obtaining a higher sesame credit score.
Extended information: 1. Ant Credit Score is to analyze a large number of online transaction and behavior data to evaluate users' credit, which can help Internet financial companies make conclusions about users' willingness and ability to repay, and then provide users with fast credit and cash installment services. Strictly speaking, "Sesame Credit" is a set of credit information system, which collects data from the financial system, and will also fully analyze the user's behavior records and data aggregation on platforms such as ** and Alipay.
2. If your Ant Credit score is more than 700 points, you can apply for a loan with a limit of 1,000-50,000 yuan and a repayment period of up to 12 months. Rely entirely on Sesame Credit for credit review, and you can get a loan within 3 seconds after passing the review.
3. In addition to opening Huabei and borrowing, "Ali Go" has launched a "Credit Stay" hotel service plan based on Sesame Credit. Users with a score of 700 or more can enjoy services such as "zero deposit" check-in when booking a hotel. The emerging rental platform "Little Pig Short-term Rental" has also joined hands with Sesame Credit to launch a deposit-free check-in service with more than 700 points.
4. Users with an Ant Credit score of more than 700 can also apply for a Singapore visa on the Ali Travel "Go" electronic signature platform, and users with a sesame score of more than 700 can apply for a Singapore visa without providing proof of employment, personal information form, household registration book, copy of ID card and other information.
5. Now the sesame credit score of 700 points is a hurdle, the privilege of less than 700 points is limited, but the privilege of more than 700 points is very great! The first one is the role of using public facilities, for example, some cities have Yongan bicycles, so you can ride without a deposit. The same is true for shared cycling, where Harrow bikes can be ridden without a deposit.
It's not just bike-sharing, it's also car-sharing.
1. Determine the seed group members who participate in the fission to send a message to the circle of friends. >>>More
This is due to a lot of factors, and it's hard to say
How to improve Alipay Sesame Credit score quickly?
Sesame points are credit evaluation, will not be unlimited**, each update is automatically calculated by the system, if the score fluctuates small, it means that the sesame points have stabilized, and you can check whether there are tasks to be completed in the credit improvement, you can choose to complete the task to improve the sesame points.
To improve the sesame credit score, six to six don't, six to - 1. Spend more shopping on Ali's e-commerce platform Tmall, **, Juhuasuan, etc. Of course, online shopping is also particular, don't always look for some bargains, but also buy more home appliances, fitness equipment, handicrafts and other large goods. 2. Use the Alipay credit card repayment function more often and repay the loan in time. >>>More