How to withdraw the money paid before the mutual aid treasure can be refunded

If you are consulting Alipay's mutual treasure, how to withdraw from the plan.

Open "Mutual Treasure" and click on "My Mutual Aid.""；

Click on the "Program Details" of the person who needs to opt out;

At the bottom of the page, "Exit the Mutual Aid Program", read the content of the page first, if you decide to exit, you can exit according to the prompts on the page.

Tips: If you withdraw after July 21 of each month (including that day), you still need to participate in the current apportionment on 14 28 of the current month, and no deduction will be made in the next period after the current amortization is completed. If there is an update to Alipay's business, the latest Alipay business shall prevail.

Mutual aid, it should be in the Alipay in that Tencent In the past, he must not have to return it, then help each other You pay the money and serve others Anyway, I didn't pay much money at the beginning Later, I had to say it casually.

Operating device: OPPO Reno5

Device system: coloros

Software: Alipay.

2. Click on the box above after entering, as shown in the figure below

3. Enter the Mutual Aid Treasure in the box, as shown in the figure below

4. Then click on the official Mutual Aid Treasure, as shown in the figure below

5. Then click on the Serious Illness Mutual Aid Program above, as shown in the figure below

6. Find and click on the protection details, as shown in the figure below

7. Scroll down to find and click Waiver Protection, as shown in the figure below

8. Continue to scroll down, find and click I still want to give up, as shown in the figure below:

9. Check the reason and click I still want to give up, as shown in the figure below

10. Finally, click Confirm to give up, as shown in the figure below

1. You can withdraw at any time after joining Mutual Insurance, and the specific withdrawal method is as follows: Search for [Mutual Insurance] directly through [Ant Insurance] - [Mutual Insurance] or Alipay's homepage to enter the Mutual Insurance interface.

2. Click [300,000 yuan guarantee] or [100,000 yuan guarantee] in the mutual insurance interface to enter the protection details; Click [Waiver of Protection] - [Exit] above the information of the insured and enter the password, and the mutual insurance coverage will be terminated.

3. Withdrawal from Alipay mutual insurance can be divided into two types: active withdrawal and automatic withdrawal: active withdrawal, active withdrawal needs to meet the conditions that all minor children under the user name have successfully withdrawn, or there are no minor children under the name.

4. Automatic withdrawal, as long as one of the following conditions is met, it will automatically withdraw from mutual insurance: users will automatically withdraw from the plan when they reach the age of 60.

5. Those who have successfully applied for the guarantee will be automatically withdrawn from the plan; It is verified that the conditions for joining are not met; Failure to apportionment of the guarantee and management fee as agreed.

Assessed fees paid after withdrawal will not be refunded. At present, only during the waiting period, the money paid by users who withdraw from Mutual Treasure will be withdrawn. If the Subscriber withdraws from Mutual Treasure due to the diagnosis of a disease covered by the Clause, Mutual Treasure will refund the contribution amount paid by the Subscriber.

If the plan is cancelled or withdrawn under other circumstances, the shared fee previously charged will not be refunded after the user withdraws from Mutual Treasure.

The money of the mutual treasure is non-refundable.

The steps to exit Mutual Treasure are as follows:

1. Open Alipay, click "My" at the bottom of the home page;

2. Click to enter "Ant Insurance";

3. Click to enter "Mutual Treasure";

4. Click "300,000 yuan mutual aid fund" to enter;

5. Click "Exit Program" and then click the "Exit" button.

The money apportioned in it is non-refundable until it is suspended. According to Hubao, if there is no illness and no normal reimbursement before January 28, 2022, it will not be refunded. Hubao adopts the model of first telling the family to join and then apportioning.

While participating in the apportionment, Hubao members also provide corresponding guarantees. The shared fee has been used to help sick members, so it cannot be refunded. To put it simply, the money that users deduct from Mutual Treasure each period has actually been used by other rescued users.

Therefore, these expenses apportioned in the past period are essentially "donations" from the user, which are gifts in nature and are non-refundable. The money of Hubao is non-refundable, which is equivalent to apportioning the "donation" to those who need it. However, you can opt out of the mutual aid program and stop sharing.

Open the Alipay app, [My] - [Mutual Treasure], click on the avatar at the top of the page, select the "Plan Details" under the mutual aid plan you want to withdraw, go to the bottom of the page, click [Exit the Mutual Aid Program] - [I still want to give up], select the reason for withdrawal, and you can exit after successful authentication. The payment account of Mutual Treasure can be determined at its own discretion. After the Alipay application is successful, it can be directly transferred to the Alipay account, or the payment can be made directly to the bank card account of the insured verifier.

Just check the insured person's information and bank card account information, including Alipay account information, when applying for mutual aid.

After joining Mutual Treasure, if any of the members are in danger, they can report the case within 10 days. After reporting the case, submit the application materials according to the instructions of the claims adjuster. After the platform is reviewed, it will be publicized and apportioned.

This process can take up to 30 days, but within 24 hours of a successful claim, the account will be credited.

Operating Environment: Brand: Apple 12

System version: iOS14

Alipay version,

Alipay Mutual Treasure is a mutual aid plan, and users who participate in the mutual aid plan can get a compensation amount of 300,000 yuan when they need to compensate within the scope of protection, and the amount is shared by the users who participate in the mutual aid plan. However, with the increasing number of users joining Hubao, many users said that the apportionment amount of Alipay Hubao is getting higher and higher. So if you withdraw from Mutual Treasure, can the money of Alipay Mutual Treasure be launched?

Alipay Mutual Treasure can apply for withdrawal, but after the user withdraws from the mutual aid plan, the amount that has been apportioned cannot be withdrawn, because the apportioned amount has been compensated to the user who applied for a claim. In addition, when withdrawing from the mutual aid program, if there is a shared fee that is not paid, it will have a certain adverse impact on the user's credit.

Under normal circumstances, there are two kinds of withdrawal of Alipay Mutual Treasure, namely automatic withdrawal and active withdrawal, automatic withdrawal refers to the automatic withdrawal of the plan after participating in mutual aid application claims and receiving security funds; Active withdrawal refers to the user's direct withdrawal from the mutual aid program of Hubao.

The above is an introduction to the relevant content about whether Alipay Hubao's money can be withdrawn, I hope it can help.

3. In the Mutual Treasure interface, find the guarantee amount option under your profile picture and click to enter.

4. After entering, there is an option "Waiver of Protection" on the right side, click on this option.

5. In the pop-up dialog box, click the exit option to close the mutual treasure.

Log in to Alipay on your mobile phone, enter the "My" page, find [Ant Insurance] - [Mutual Treasure] on the page to enter the Mutual Treasure page, then click on the protection amount under your profile picture, find [Waiver Protection], and finally click Exit, enter your Alipay password to completely exit Mutual Treasure. Mutual Treasure can be withdrawn at any time, and the mutual aid program will be terminated after withdrawal.

Alipay (China) Network Technology is a third-party payment platform in China, committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always taken "trust" as the core of its products and services. It has two independent brands, "Alipay" and "Alipay Wallet".

Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as international organizations such as Visa and Mastercard, and has become the most trusted partner of financial institutions in the field of electronic payment.

If you want to exit Mutual Treasure, you can log in to Alipay on your mobile phone, enter the "My" page, find [Ant Insurance] - [Mutual Treasure] on the page to enter the Mutual Treasure page, then click on the protection amount under your profile picture, find [Waiver Protection], and finally click Exit, enter your Alipay password to exit Mutual Treasure.

The shared expenses after withdrawing from Mutual Treasure will not be returned, because Mutual Treasure is a mutual aid plan that first enjoys the protection and then deducts the fee, so members have already enjoyed the protection of Mutual Treasure before withdrawing, and the shared expenses will naturally not be able to get back.

If you withdraw from the protection plan on your own, or if you are withdrawn because you do not meet the enrollment rules, the platform will not refund the shared fee. In addition, Alipay Mutual Treasure is not insurance, but health notification is also required when joining, otherwise, in case of insurance, the platform will not be liable for mutual aid payment.

Steps to quit Mutual Aid:

Step 2: Click on the homepage in your Alipay account, and then click on the Ant Insurance column to enter the page.

Step 3: At the top of Ant Insurance, all the insurances you have joined will appear, and there will be mutual treasure.

Step 4: Click on the option of Mutual Aid Treasure to directly enter the Mutual Aid Treasure page, which is the detailed content of Mutual Aid Treasure.

Step 6: Click directly on the option to exit the Mutual Aid Treasure, the system will prompt you to enter the password, enter the password, and you will also receive a prompt from the system after the exit is successful.

Extended Information: What is Mutual Aid?

Mutual Aid is a kind of mutual aid behavior, it belongs to a kind of mutual aid plan, and commercial insurance critical illness insurance is very similar, as long as the drawings and the conditions agreed in his contract, sometimes it will be directly to the service center, for example, you join this mutual aid treasure, suddenly after seven or eight months with cancer, if you meet the conditions for this disease, mutual insurance will give money to people with cancer, as long as it is 0 39 years old to join the person, if you can meet the conditions agreed in the contract, Then you can get a mutual aid fund of 300,000 yuan, if you are older, that is, a person who is 40 or 59 years old joins, and if you meet the corresponding conditions, there will only be a mutual aid fund of 100,000 yuan.

How about Mutual Aid Treasure, is it reliable?

Mutual Aid is unreliable, and there are problems such as difficulty in applying for funds. As an online mutual aid project, Mutual Aid has attracted a lot of attention since its launch in 2018. Users only need to open Alipay's mobile app and search for common wealth to find this mutual aid program.

According to the principle of reciprocity, after joining the program, members can apply for reciprocity of 300,000 yuan or 100,000 yuan if they encounter a major illness or accident, and the cost will be shared by all reciprocal members. According to the official statement of Hubao, the 14th and 28th of each month are the distribution days, and the distribution amount of each member to a single sick member does not exceed RMB. Currently, more than 40 million people are participating in the Common Treasure, and Mr. Tang is one of them.

However, after the accident and serious injuries, Mr. Tang's family's application for $100,000 in mutual aid was not recognized. In this regard, the relevant staff of Mutual Aid Treasure said that the joining requirement of Mutual Aid Treasure said that "in the past two years, he has not taken medication for more than 30 consecutive days or been hospitalized for more than 15 consecutive days", and Mr. Tang's condition does not meet the requirements. Employees said:

After an investigation, the company found that Mr. Tang was hospitalized for 10 days due to dermatomyositis in September 2016. The doctor ordered him to take hormone drugs for a long time. Investigators concluded that this did not meet the health requirement of mutual benefit, and initially concluded that mutual benefit would not be granted. ”