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Before the reform and opening up in 1978, China had long implemented a social security policy that was unified with the planned economic system, and provided the people with all kinds of social security to the greatest extent. Since the mid-80s of the 20 th century, along with the establishment and improvement of the socialist market economic system, China has carried out a series of reforms to the social security system during the planned economy period, and gradually established a basic framework of the social security system that is compatible with the market economic system and is responsible for the social security system at different levels.
China's social security system includes social insurance, social welfare, preferential care and resettlement, social assistance and housing security. Social insurance is a core part of the social security system, including endowment insurance, unemployment insurance, medical insurance, work-related injury insurance, and maternity insurance.
The framework of the social security system with Chinese characteristics has taken shape. At present and for some time to come, the task of developing social security in China is still arduous. The aging of the population will further increase the pressure on the payment of pensions and medical expenses, the improvement of the level of urbanization will make it more urgent to establish and improve the social security system linking urban and rural areas, and the diversification of employment forms will enable more non-public economic workers and flexible employment personnel to be included in the coverage of social security, and so on, all of which have put forward new requirements for the smooth operation of China's social security system and the establishment of a long-term mechanism for the sustainable development of social security.
Speeding up the improvement of the social security system is an important task for China to comprehensively promote the construction of a moderately prosperous society. The enhancement of the country's comprehensive economic strength, the implementation of the comprehensive, coordinated, and sustainable scientific outlook on development, and the establishment of a social security system suited to China's national conditions after years of exploration and development will provide various favorable conditions for the sustainable development of China's social security undertakings. In the years to come, the Chinese people will further benefit from the country's development and progress and will surely enjoy more abundant achievements in material civilization.
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China's current state of social security is very good, with social security and medical insurance, and the people live and work in peace and contentment.
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Social security? Honestly?
Hehehe. Exceptional.
What is the purpose of delaying retirement?
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As of the end of June, the number of people insured by basic old-age, unemployment, and work-related injury insurance in the country was 100 million, 100 million, and 100 million respectively; The number of social security card holders nationwide has reached 100 million, covering the population. At present, the national overall planning of basic pension insurance for enterprise employees is being steadily implemented, and the system is running smoothly. In the first half of the year, the human resources and social security department increased the support for the most difficult provinces with the national overall adjustment funds, and simultaneously adjusted the basic pension level of retirees in enterprises, government agencies and institutions, so as to effectively ensure the basic life of retirees.
In the first half of the year, a total of more than 16 million people in difficulty paid the old-age insurance premiums for Laoxiao urban and rural residents, and 10,000 eligible fishermen in key waters participated in the basic old-age insurance.
First, the method of paying social security:
1. Self-payment by the Social Security Bureau: For locals, they can go directly to the Social Security Bureau to handle it, and they can pay the social security of urban employees and urban residents.
2. Intermediary payment: Choosing a suitable social security agency to pay on behalf of the company is the most direct and worry-free remedy, but the amount of payment will be engaged, and the fees we need to pay are not only the necessary costs of social security, but also the service fees of social security institutions.
3. Follow-up payment: The years of pension and medical insurance can be accumulated, and if the payment is broken, as long as the supplementary payment is enough. Therefore, we can also choose to make up the payment at some time in the future, and it is recommended to make up the payment for 15 years before retirement.
2. The materials required for the payment of social security are:
1. Fill in the "Social Insurance Registration Form" and the "Application Form for Enterprise Employees to Participate in Social Insurance";
2. A copy of the business license of the enterprise (original copy);
3. A copy of the unified certificate of the enterprise organization (original certificate);
4. The seal card and copy of the opening bank or the certificate of the opening bank for the collection of social security premiums.
Legal Rotten Contains Basis:
Social Insurance Law of the People's Republic of China Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.
The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.
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The level of social security refers to the degree of protection and the quality of social security system.
The level of security is an important indicator that reflects the soundness and fairness of the social security system, which measures the development level of a country's or region's social security system and the rationality of the allocation of social security resources. Therefore, it can also be understood as the coverage of the social security system, assistance standards and welfare policies.
To improve the level of social security, it is necessary to continuously improve the social security system, increase social investment in social security, improve the social security system, improve security standards, and provide better welfare and services for the masses.
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Hello, China's social insurance generally refers to the Social Insurance Law of the People's Republic of China. Adopted at the 17th Session of the Standing Committee of the 11th National People's Congress on October 28, 2010, and amended in accordance with the Decision on Amending the Social Insurance Law of the People's Republic of China at the 7th Session of the Standing Committee of the 13th National People's Congress on December 29, 2018. This Law is enacted in accordance with the Constitution in order to regulate social insurance relations, safeguard the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enable the public to share the fruits of development, and promote social harmony and stability.
Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth. Article 3: The social insurance system adheres to the principles of wide coverage, basic protection, multi-level, and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development. Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them. Article 5: The people at or above the county level shall include social insurance undertakings in their national economic and social development plans. The state raises social insurance funds through multiple channels.
The people at or above the county level shall give necessary financial support to the social insurance undertakings. The state supports social insurance through preferential tax policies. Article 6 The State shall exercise strict supervision over social insurance.
and the people of provinces, autonomous regions and municipalities directly under the Central Government to establish and improve the management system of social insurance supervision and no loss sources, and ensure the safe and effective operation of social insurance. The people at or above the county level should take measures to encourage and support all sectors of society to participate in the supervision of social insurance. Article 7 The social insurance administrative department shall be responsible for the social insurance administration of the whole country, and other relevant departments shall be responsible for the relevant social insurance work within the scope of their respective duties.
The local people's social insurance administrative departments at or above the county level are responsible for the social insurance management work in their respective administrative regions, and other relevant departments of the local people's social insurance at or above the county level are responsible for the relevant social insurance work within the scope of their respective duties. Article 8 Social insurance agencies provide social insurance services and are responsible for social insurance registration, records of individual rights and interests, payment of social insurance benefits, and so forth. Article 9 Trade unions shall safeguard the legitimate rights and interests of employees in accordance with the law, and shall have the right to participate in the study of major social insurance matters, participate in the social insurance supervision committee, and supervise matters related to the social insurance rights and interests of employees.
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Summary. Social insurance is a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.
The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.
In China, social insurance is an important part of the social security system, and it occupies a core position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility. However, only when the worker fulfills the statutory payment obligation and meets the statutory conditions can he enjoy the corresponding social insurance benefits.
Social insurance is a social and economic system that provides income or compensation to people who have lost their ability to work, who have temporarily lost their jobs, or who have suffered losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance. The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.
In China, social insurance is an important part of the social security system, and it occupies a core position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility. However, only when the worker fulfills the statutory payment obligation and meets the statutory conditions can he enjoy the corresponding social insurance benefits.
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1. China's social insurance system is a basic security system designed and implemented by the state, mainly including five basic guarantees: endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance. 2. Endowment insurance is the foundation of China's social insurance system, which is jointly paid by employees, units and other parties, and employees can enjoy basic pension and other income when they retire after participating in endowment insurance, and maintain their normal life. 3. Medical insurance is an important part of China's social insurance system, which is mainly responsible for the medical expenses incurred by employees due to work or non-work reasons, including medical compensation, serious illness insurance and critical illness insurance.
4. Unemployment insurance is an important part of China's social insurance system, which is jointly paid by the employer and the employee, and is responsible for the unemployment subsidy when the employee is unemployed due to subjective factors or objective reasons, so as to maintain the normal life during the period. 5. Work-related injury insurance is a part of China's social insurance system, which is mainly responsible for work-related injury losses caused by work or non-work reasons, including compensation for work-related injury care, compensation for work-related injury losses, etc., to provide more comprehensive protection for employees. 6. Maternity insurance is a part of China's social insurance system, which is mainly responsible for providing more comprehensive protection for employees after giving birth, including maternity allowance and prenatal examination expenses.
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Refer to the "2015-2020 Internet Opportunities, Challenges and Coping Strategies for China's Insurance Industry" released by the Prospective Industry Research Institute
Xiang Junbo, chairman of the China Insurance Regulatory Commission, said at the "2015 Lujiazui Forum" on the 26th that by 2020, a modern insurance service industry with comprehensive protection, perfect functions, safety and stability, integrity and standardization, strong service capabilities, innovation capabilities and international competitiveness, and adaptation to China's economic and social development will be presented to the world. China will transform from an "insurance power" to an "insurance power". To achieve this vision, China's insurance industry will continue to step up reform and innovation.
Accelerate the development of the insurance industry, from the will of the industry to the will of the state. In October 2014, the General Office of the People's Republic of China issued the "Several Opinions on Accelerating the Development of Commercial Health Insurance", which further improved the system of commercial insurance development. In May this year, the executive meeting passed the preferential tax policy for commercial health insurance, and commercial health insurance ushered in a period of development.
The state's attention and support for the insurance industry has opened up a Chinese model for the development of emerging insurance markets and activated the huge development potential of China's insurance industry.
First, the insurance industry should not only be "big", but also "strong". The next decade should be more and more focused on the quality of premiums and the protection provided, rather than the size of the premiums. In the past 20 years, the excessive pursuit of premium scale, bancassurance, people, and intermediary channels have been chaotic, leaving the insurance with the infamy of "pyramid scheme", which is because capital pursues profits and pursues short-term interests, and destroys the industry ecology.
Sooner or later, capital will find that if it continues to do so, it will be a matter of exhaustion, and coupled with state control, there will be a relatively obvious improvement in the insurance industry in the next ten years. It will gradually be on par with foreign-funded companies, and more and more medium-sized companies will enter the market and continue to compete, which will also force insurance companies to upgrade themselves in terms of products and services.
Second, the current 90% of the insurance practitioners' professionalism and professionalism can no longer meet the growing insurance needs of our customers, so in the next 10 years, the insurance industry is in urgent need of a group of high-quality talents, and the country should also have a supporting professional qualification certification system. The separation of production and marketing is the trend of the times.
With the development of the Internet, and the improvement of mass awareness, information is becoming more and more symmetrical, the first-class system will go to the grave, and network marketing will become the mainstream. Insurance companies will improve their investment capabilities, pursue differentiated development, and build their own ecosystems.
Fourth, with the development of science and technology, health insurance, property insurance (mainly car insurance), will usher in earth-shaking changes, annuity insurance will assume more social pension responsibilities, and products will become more and more reasonable. The long-tail effect brought about by the Internet will meet the insurance needs of customers in an all-round way (such as home property insurance).
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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