60,000 yuan in postal savings for half a year, how much is the interest?

On July 6, 2012, the Postal Savings Bank announced the semi-annual interest rate for lump sum deposits and withdrawals.

Interest = Principal Interest Rate Deposit Term.

Half-year interest = 60,000 yuan (915 yuan, note: the interest tax was suspended on October 9, 2008, and is currently tax-exempt.) Fixed deposit (dead period) refers to a form of savings in which the depositor deposits cash into a fixed savings account opened by a banking institution, agrees in advance to save for a fixed period of time, and receives a return at an interest higher than that of the current deposit, and can receive the principal and interest after the expiration of the term.

The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. Some CDs can be sold in the market before maturity when the depositor needs funds; Some certificates of deposit are non-transferable and require the depositor to pay a fee to the bank if he or she chooses to withdraw funds from the bank before maturity.

Extended information: 1. Handle automatic rollover of fixed deposits at the same interest rate.

If the automatic rollover is handled after the maturity, and the bank deposit interest rate has not changed, then we don't have to worry at all, the automatic rollover will directly enter your deposit into the next deposit cycle, according to the previous deposit cycle to start again, but it should be noted that there is a deposit interest rate problem, the deposit interest rate here is not the country's benchmark interest rate, but each bank according to its own situation, the adjusted deposit interest rate, subject to the bank's listing, the interest rate remains unchanged we don't have to worry about it.

2. Handle the automatic rollover of fixed deposits when the interest rate rises.

If the interest rate has risen, it is best to withdraw the money and then deposit again to enjoy the latest deposit rate if we still want to continue the fixed deposit.

3. Although we say that we have not handled the automatic rollover of the fixed deposit, the money in the account will not have any impact, but if we do not handle the automatic rollover, the bank will turn your money into a current account, and the interest rate difference between the current and the fixed deposit.

The annual interest rate of China Postal Savings is 6 months. Therefore, the regular half-year interest of 60,000 yuan deposited in the Postal Savings Bank is 936 yuan.

1. Postal Savings Bank of ChinaThe Postal Savings Bank of China was formally established on March 20, 2007, and is a commercial bank established on the basis of reforming the postal savings management system. The headquarters is located at No. 3, Financial Street, Xicheng District, Beijing. The Postal Savings Bank of China has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers in China.

2. Different deposit methods have different interest rates and different interest rates, and postal savings can choose the deposit methods of demand deposit, fixed lump sum deposit and lump sum withdrawal, and fixed and live deposit for half a year. Assuming your deposit amount is $10,000, your interest will be approximately

1. Demand deposit: calculated according to the annual interest rate of the listing, the interest is about 15 yuan;

2. Regular lump sum deposit and withdrawal: calculated according to the annual interest rate of the listing, the interest is about 78 yuan;

3. Fixed life two pennies: calculated according to the annual interest rate of the listing, the interest is about yuan.

Further information: 1. The Postal Savings Bank of China has the largest number of branches, with a history dating back to its establishment in 1919, which was formally established in 2007 and listed on the Hong Kong Stock Exchange and the Shanghai Stock Exchange in 2016 and 2019 respectively. Ranked 15th in the 2021 "Global Banks Global 1000" by The Banker magazine; Ranked 28th in the 2021 Forbes "Top 2000 Global Enterprises" in the United States.

The actual controller of the Postal Savings Bank is the Postal Group, and the shareholding ratio is; The remaining major shareholders are Hong Kong ** Clearing (** people) ****, Chinese Life Insurance, China Telecom and Ant Technology Group, respectively28% and. The Board of Directors is composed of 14 directors

There are 3 executive directors including Zhang Xuewen and Yao Hong, the chairman and vice presidents, and 11 independent directors and non-executive directors, including Zhang Jinliang, chairman of the Postal Savings Bank.

2. Headquartered in Beijing, PSBC has a total of 8,181 institutions by the end of 2020, including the head office, 36 first-level and directly affiliated branches, 324 provincial capital city branches and second-level branches, 2,062 first-level sub-branches, 5,756 second-level sub-branches, and two holding subsidiaries of China Post Consumer Finance and China Post Wealth Management. The business of PSBC is classified into three categories: personal banking, corporate banking and capital operation, and the largest contribution to revenue is personal banking.

In 2020, the three major sectors accounted for total revenue53% and, the largest proportion of revenue is the central and western regions, respectively and. As of 2020, PSBC had total assets of 113533 billion yuan, revenue of 286.2 billion yuan, and net profit of 64.3 billion yuan. the total amount of loans and advances issued was 5,988.7 billion yuan, and the total amount of deposits received was 108193 billion yuan; The total liabilities are 112109 billion yuan.

Semi-annual interest rate.

60,000 times equals 1,980 yuan divided by 2 (because you only saved for half a year, so divide by 2), your interest on 60,000 half a year is 990 yuan.

If this 60,000 yuan is spare money, it is better to buy a principal-guaranteed financial insurance, and the income is higher than the interest of the bank.

I agreed upstairs that I bought a principal-guaranteed wealth management product for 100,000 yuan for 35 days, that is, 420 yuan for 35 days, which feels better than regular saving, but it is still much lower than the inflation rate (the currency is about the same now).

Summary. Hello, glad for your question, the interest is a total of 1260 yuan. Now the interest rate of the Postal Savings Bank for one year is that if you have a principal of 60,000 yuan, then the interest for one year is a total of 1,260 yuan.

How much is the interest of 60,000 deposit post fixed for one year?

Hello, glad for your question, the interest is a total of 1260 yuan. Now the interest rate of the Postal Savings Bank for one year is that if you have a principal of 60,000 yuan, then the interest for one year is a total of 1,260 yuan.

The specific calculation is as follows, 60,000 yuan.

That's so little. Interest = Principal * Annualized Settlement Rate * Actual Term. Suppose you have a fixed deposit of 60,000 yuan with a term of 1 year, and the annualized rate is, combined with the above income:

Interest = 60,000 yuan * year) = 1,260 yuan. Generally speaking, the interest rate of time deposit is higher than that of demand deposit, if you have a spare amount of money in hand, and at the same time want to pursue a stable investment, do not need high risk and high return, choose time deposit is the most suitable.

Yes, the interest rate of a one-year fixed deposit is not high.

Dear, I hope my help to you, for you is my honor, thank you for your support and trust, I hope you can give a like, and I hope you can pay attention to me, to me directional consultation, thank you.

Postal Savings Bank.

6 months p.a.

Yes, 10,000 yuan deposited in the Postal Savings Bank for 6 months fixed interest: 10,000 yuan.

Lump sum deposit and lump sum withdrawal time deposit introduction:

1. The one-time deposit and withdrawal time deposit are a time deposit of the book deposit, which is deposited by the principal at one time, and the school capital and interest are withdrawn when the recitation of Shen Zheng matures;

2. The one-time deposit and withdrawal time deposit of RMB start from 50 yuan, and the deposit period is divided into three months, six months, one year, two years, three years and five years;

3. The interest rate of Zai Song is higher: the interest rate of the hourly deposit is higher than the required deposit. The longer the time deposit period, the higher the interest rate;

4. Convenience of reinstallation: We provide consistent reinstallation and automatic reinstallation services for one-time deposit and withdrawal time deposit, and the agreed reinstallation and automatic reinstallation are not limited to reinstallation time. If you agree to open an account at maturity, principal and interest will be automatically redeposited based on the time of deposit in the same grade and during the same account period after the account expires.

Automatic Deposit Transfer Service is not required. After the deposit is due, the deposit will be automatically transferred along with the principal and interest according to the time of the same grade and the same amount;

5. Early withdrawal: For one-time deposits and withdrawals (including re-deactivation), partial withdrawals can be processed multiple times (up to 5 times). After partial withdrawal, the remaining funds shall not be less than 50 yuan, and the remaining funds shall be re-formulated according to the account open for export, and the value date shall be the original price date.

Introduction to Deposit and Withdrawal:

1. The fixed deposit and the fixed deposit withdrawn in the amount of the second paragraph are a fixed deposit, the agreed deposit period, the monthly fixed deposit and the one-time cancellation of the blind lead and its interest;

2. RMB zero deposit and one-time withdrawal time deposit start from 5 yuan, and there is no limit on the storage amount. The deposit period is divided into one-year, three-year and five-year periods.

Based on this, a detailed analysis of the operating advantages and disadvantages of the Postal Savings Bank shows that the Postal Savings Bank has advantages in terms of network, capital, cost, brand and reputation. However, it is still relatively backward in terms of asset-liability structure, talents, institutional mechanisms, and financial innovation. Therefore, the Postal Savings Bank should seize the opportunity, give full play to its internal advantages, and make use of its external network to open up new markets and improve its competitiveness.

Zen training at the Postal Savings Bank.

One-year fixed interest rate for a lump sum deposit.

In order to refer to the largest, 60,000 yuan is only deposited in the Postal Savings Bank for one year, and the interest due is 60,000* yuan.

Then the interest rate of the postal bank is generally a little higher than that of some banks, and there is probably an interest, so the interest of 10,000 yuan a year is 225 yuan, then 60,000 yuan, which is 6 225 = 1350, which is probably only such a large amount of interest. But the post has also launched a lot of financial products, some are still more cost-effective, if you can buy a one-year product, about 3 points more, more cost-effective than the regular price-saving, but if you don't want to buy financial products, then just exist in it, only so much interest, now the interest is very low.

The one-year fixed interest rate is, and the interest due to 60,000 yuan is.

900 yuan.

How much interest is there on a deposit for six years?

Your question is not clear, if it is 100,000 yuan deposited in the postal bank.

Fixed term for 6 years, according to the annual interest rate of deposit.

The interest of the post 60,000 deposit for 3 months is yuan. The annual interest rate of the fixed deposit of the Postal Savings Bank for three months is RMB, so the interest of 60,000 yuan saved for three months is RMB.

According to the postal savings interest rate, the term is 6 months, the term is 1 year, and the interest is calculated as follows:

6 months) 1 year interest).

Therefore, the interest for 6 months and 1 year is 468 yuan and 1068 yuan respectively.

Summary. The annual interest rate of 60,000 yuan for half a year is 468 yuan.

The annual interest rate of 60,000 yuan for half a year is 468 yuan.

Interest is the first fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. Tips: The bank is one of the financial institutions, China's well-known banks include Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, City Commercial Bank, such as Bank of Beijing, Ningbo Bank, joint-stock bankers, Shanghai Pudong Development Bank, Minsheng Bank, and rural commercial banks.