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10,000 three years of interest of three percent, which belongs to three years.
For fixed deposits, 10,000 yuan will receive an interest of 300 yuan per year, and a total interest of 900 yuan for three years.
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Yes, because the annual interest rate represents the interest earned by saving 100 yuan for one year, so the postal savings deposit of 10,000 yuan, the three-year interest rate is 3%, which means that the 10,000 yuan should be saved for three years, the annual interest rate is 3%, and the interest rate for three years is 9%, and the interest of 10,000 yuan can be 900 yuan.
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If you save 13,000 yuan in postal savings and the interest is 3%, it is calculated at 3% per year, that is, 10,000 yuan, and your annual interest is 300 yuan.
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Indeed, when it comes to interest rates, it is generally said that the annual interest rate is generally used, and the calculation method is also carried out on an annual basis.
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Postal savings deposit 10,000 years of interest 3% should be calculated at an annual interest rate of 3%, that is, 10,000 yuan a year is 300 yuan of interest, then three years of savings is 900 yuan of interest.
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The interest on deposits is calculated on an annual basis, not that the interest on deposits for three years is 3%, but that the interest is 3% every year.
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Yes, it's three percent per annum, and it's not that much per month, only a little bit, because there are twelve months in a year.
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If the Postal Savings Bank deposits 10,000 yuan for three years, the interest rate is 3%, then it must be calculated at 3% per year.
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Yes, this is calculated on an annual basis, 3% per year, otherwise depositors will lose a lot of money.
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Is the 3% interest rate for 13 years of postal savings deposit at 3% per year? Postal savings deposit 10,000 years of interest 3421 3% 3% calculation.
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Be. It must be calculated by year, do you still want to calculate by months?
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The interest rate generally refers to the annual interest rate, which is annual.
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Yes, he pays you 30% every year.
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Postal savings deposit 13,000 years interest 32% per annum. Right.
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Yes, at 3% per annum.
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Is the 3% interest rate for 13 years of postal savings deposit at 3% per year? This one should be.
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The interest rate of 10,000 for three years is calculated at 3 percent per year, and the interest rate for three years is multiplied by three, which is not bad.
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yeah.If you deposit 10,000 yuan in the Postal Savings Bank, the interest rate for three years is 3 percent, which means 3 percent per year.
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According to the current deposit interest rate, the annual interest rate of the three-year fixed deposit of the Postal Savings Bank is:
Deposit 30,000 yuan in the Postal Savings Bank, three years fixed, interest at maturity
30000 = RMB).
Total principal and interest: RMB.
It's not interesting, it is recommended to transfer to Yu'e Bao, the current annualized rate of return is close to 4%, there is more than 380 yuan of interest on 10,000 principal a year, and more than 3,400 interest on 30,000 principal in 3 years. The key is the current account, which can be accessed at any time, which is much more convenient.
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Hello, I'll answer this question for you. The postal deposit is 30,000 yuan, the term is one year, and the interest rate is 975 yuan according to the one-year fixed deposit interest rate. At present, the upper limit of the floating range of deposit interest rates of financial institutions is adjusted to multiple of the benchmark interest rate, and the deposit interest rates of commercial banks are allowed to be different.
Taking one year as an example, the bank can set the one-year deposit interest rate at no more than 3%, and the highest can be multiple, that is, the one-year deposit interest rate. Each bank implements an interest rate standard between 1 and multiple times of the benchmark interest rate according to the actual situation of the bank. In practice, large banks such as the Postal Savings Bank implement interest rates between 100% and 110%.
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The annual interest is 534 yuan.
Postal deposit of 30,000 yuan, the term is one year, according to the annual fixed deposit interest rate, according to the formula: interest = principal annual interest rate.
percentage) deposit period, i.e. 30,000 * yuan.
Extended Materials. 1. Interest.
Interest is the fee for the use of money for a certain period of time, and the pre-sale refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds. in the capitalist system.
The source of interest is the surplus value created by the wage labourers.
The essence of interest is a special form of transformation of surplus value, which is part of the profit.
Formula. Interest (annual) = principal Annual interest rate (percentage) Deposit period.
or interest = principal interest rate time.
Deposit interest = principal number of days listing interest (daily interest rate) = number of interest-bearing days daily interest rate.
Interest tax allocation = interest on deposits (amount of income tax payable) Applicable tax rate.
2. Postal Bank in 2021.
The annual interest rate of the deposit is as follows:
The annual interest rate of the current is:
Fixed Deposit Interest Rate: 3 months p.a. The 6-month APR is: The annual interest rate for one year is: The annual interest rate for two years is: The annual interest rate for three years is: The annual interest rate for five years is:
3. Postal deposit insurance.
Is it safe to save for 5 years?
Postal deposit insurance is safe for 5 years.
The full name of the postal service is China Postal Express Logistics Co., Ltd., which was initiated and established in June 2010 as a joint-stock company, which was approved by China Post Group Corporation.
As the main sponsor. The registered capital of the company.
It has reached 25 billion yuan, and its business scope covers all cities, counties, townships (towns) in 31 provinces (autonomous regions and municipalities directly under the central government).
4. What is Mövenpick Postal Banking?
Mövenpick Postal Wealth Management is a wealth management product launched by Postal Bank.
It is mainly for individual sales, with a subscription initiation amount of 50,000 yuan and a maximum purchase of 150,000 yuan. It is mainly used to invest in creditor's rights, currencies and interbank deposits.
China Post's wealth management products include: Debt Series Wealth Management Products, Mövenpick Series Wealth Management Products, Smart Enjoy Series Wealth Management Products, Privilege Series Wealth Management Products, Royal Enjoy Series Wealth Management Products, and e-Enjoy Series Wealth Management Products.
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The postal savings office has a regular 30,000 yuan and gets 2,475 yuan a year. Postal three-year fixed deposit interest rate: The three-year fixed deposit interest rate of lump sum deposit is.
According to the current deposit interest rate, the annual interest rate of the three-year fixed deposit of the Postal Savings Bank is: Deposit 30,000 yuan in the Postal Savings Bank, three-year fixed deposit, and the interest available at maturity: 30,000 = yuan) Total principal and interest:
Yuan. Further information: Postal Savings Bank of China fixed savings includes lump sum deposit, lump sum deposit, principal deposit and interest, lump sum deposit, fixed amount fixed deposit, etc.
Lump sum deposit and lump sum time deposit:
Lump sum fixed deposit is a kind of fixed deposit that stipulates the deposit period at the time of deposit, deposits the principal at one time, and withdraws the principal and interest at maturity. The minimum deposit is RMB50, and the deposit period is divided into three months, six months, one year, two years, three years and five years.
A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. Fixed deposits are used to settle or withdraw cash from a fixed deposit account.
Classification of Fixed Deposits:
Renminbi time deposits are usually divided into three interest rate levels: three-month, half-year and one-year. The foreign exchange fixed deposits of Chinese-funded enterprises can be divided into five grades: one month, three months, six months, one year and two years. Foreign exchange fixed deposits of foreign-invested enterprises and domestic and foreign financial institutions are divided into six levels: seven-day notice, one-month, three-month, six-month, one-year and two-year.
There are several ways to withdraw fixed deposits:
1) The full amount shall be withdrawn at maturity, and the principal and interest shall be settled at one time according to the prescribed interest rate.
2) If the full amount is withdrawn in advance, the bank will calculate and pay interest according to the current deposit interest rate announced on the date of withdrawal.
3) If the remaining time deposit is not less than the initial deposit amount, the interest will be calculated and paid on the withdrawn part according to the current deposit interest rate announced on the withdrawal date, and the remaining part of the deposit will be executed according to the original interest rate and term; If the remaining time deposit is less than the initial deposit amount, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the time deposit shall be liquidated.
Japan Post Bank Fixed Deposit Inquiry Method:
If you have a regular term in the bank card memory, you can check it on the online banking or under the "regular category" at the counter;
If you have a time deposit certificate, you need to go to the bank counter with the deposit certificate number.
Of course, we still need to choose according to our own needs before choosing the appropriate deposit method, if you want to be flexible, you can choose demand deposit.
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The postal bank deposit of 30,000 yuan has a fixed interest of 879 yuan a year.
The annual interest rate of a fixed deposit of Postal Bank for one year is, and the interest that can be obtained if you deposit 30,000 yuan for one year is that;
30000 = RMB).
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The one-year annualized rate of return is around, and the return on the principal of more than 50,000 yuan is slightly higher.
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30,000 yuan, 30,000 yuan.
According to the interest rate of the Postal Savings Bank in different regions, the one-year current interest rate is. 30,000 yuan can get interest of 90 105 yuan, in the current social purchasing power, almost negligible, if the funds are less than 100,000 yuan, it is better to put Yue Bao, or buy some financial products with a lower threshold.
The interest rate on demand deposits announced by the People's Bank of China is that most banks have dropped to the point that postal savings also exist in various places and two interest rates, mainly because of the short cycle of demand deposits and strong capital liquidity, and the banks still value fixed deposits. Interest is calculated according to the principal amount of 30,000 yuan.
10,000 yuan deposit bank current interest is too little, the deposit period is too long, it is better to throw Yu Bao and let it fend for itself, Yu Yu Bao annualized rate of return, one year expected income yuan, more than the bank's regular one-year interest, withdrawal and bank demand deposit as flexible.
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Hello, inter-provincial and non-local transfers between personal accounts in the Postal Savings Bank of China: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; Account transfer method: 5 yuan of inter-bank remittance (through the large and small payment system of the People's Bank of China) with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); 0.2/10,000 of each transaction of more than 1 million yuan, with a maximum of 200 yuan; 1% of the transaction amount of inter-bank remittance (through the large and small payment system of the People's Bank of China) by cash, up to a maximum of 50 yuan; From April 1, 2012 to April 30, 2012, preferential treatment fees will be charged at RMB 5 per transaction for inter-provincial and non-local transfers between personal accounts within the bank, inter-provincial and non-local transfers between personal accounts within the bank, inter-provincial and non-local transfers between personal accounts and corporate accounts, and counter inter-bank remittances (through the large and small payment system of the People's Bank of China) in the form of account transfers, as well as transfers from personal accounts to personal accounts and from personal accounts to corporate accounts in the domestic remittance business. When handling the above-mentioned business through relevant electronic channels such as online banking, mobile banking, and TV banking, during and after the above-mentioned preferential period, the preferential treatment will be carried out according to the corresponding preferential proportion of the handling fee of each channel.
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