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I think it's very feasible because the value of the house itself is the value of the residence, and there is not much investment value.
In most cases, if a person already has a house to live in and another house is not used for any purpose, the person can choose to rent out the house or sell it. Either way, if we want to invest in a house by flipping a house, this method is actually very dangerous, and we need to pay attention to the cash flow of the house as much as possible.
Issue. 1. You can sell the extra house.
If you already have a set of rigid needs.
The other house doesn't do anything, you can try to rent out the house, you can try to sell the house. Either way, you'll be able to get a steady stream of cash flow that you can use for other investment purposes. Because the real estate ** in many places is not good, and the transaction volume of the house is very small, it is not a simple matter to sell the house.
Second, you need to consider the value of the house.
It is precisely because real estate transactions** in many places are not good, that you need to further consider the value of the house. If the market for your house is 10,000, the house you can sell in the end may only be about 8,000. When you are ready to sell your home, you need to further consider the losses incurred during the house transaction, and it is best not to allow yourself to incur significant losses.
3. You can also rent the house to someone else.
When a user sells a house, it is more difficult to sell the house in a short period of time. That's why you can try to rent out your house to someone else first, so you can get a steady cash flow every month. For us ordinary people, there is no need for us to actively invest in a house, because the investment cycle of a house is very long, and the difficulty of realizing a house is relatively high, so investing in a house is a relatively dangerous thing.
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I don't think it's feasible, because this year's epidemic is more serious, and there is a trend of large housing prices, if you sell the house now, it may make you lose a lot, you might as well rent it out, and you can also receive more money.
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Of course it is feasible, because the current house is **, so if we have a surplus house, we must cash it out quickly.
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Of course, you can sell the extra house to make yourself have enough funds, and use these funds to buy a house again and invest.
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Just do the math. You now pay more than 2,000 per month, the principal only accounts for about 1 3, just calculate it according to 700, and repay the principal of about 8,400 yuan a year. Then multiply 5500 by the construction area, and compare the number with your purchase cost, if it is higher than the purchase cost, it means that you do not pay.
This is on the basis that the house can be sold and the buyer bears the business tax and personal income tax (the tax to be paid for less than five years). If you are responsible for business tax and personal income tax, it is clear that you are losing money. In any case, it is important to solve your problem, and you will lose points.
Business tax, personal income tax 1%; The buyer also has to pay the deed tax, and the buyer will pay as much deed tax as you pay, as long as it is not a second house. Now you do what I said, do the math, your cost of buying a house, the current market, can you calculate it?
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The tax is quite high, it is recommended to reach an agreement with the buyer, and the buyer will pay you the money for the down payment and all the expenses of a year to repay the loan, and if possible, add some money, after all, the house has appreciated, which needs to be negotiated by both parties. After reaching an agreement, the other party will continue to repay the loan (go to your loan bank to consult for processing). So there are the following questions to consider:
Does the buyer trust you, after all, all the formalities are in your hands, legally speaking, the house is still yours, and it is difficult for the buyer to accept it; You also have a loss, that is, now there are restrictions on purchases in various places, and now you already have a house in your name, if you buy a house when the economy permits, it will be a second home, and the loan interest discount will not be enjoyed. If you can't reach an agreement, you can only transfer it through negotiation, and the real estate certificate of the house for one year should not be done, which needs to modify a series of procedures such as the commercial housing sales contract, loan contract, guarantee contract, etc., which is quite difficult to operate, it is recommended that you operate through an intermediary company, so that it is done once and for all, but you may suffer some economic losses.
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For people who are not very familiar with the real estate business, they can directly find a second-hand agent, and if they want to find a large company, it will be *** and convenient.
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Summary. Hello dear, nice to this question. It is not reasonable to sell your current house and buy a house. Now the ** of the house has depreciated due to the epidemic, which is not suitable.
Hello dear, nice to this question. It is not reasonable to sell your current house and buy a house. Hengmo's current house size has depreciated due to the epidemic, and it is not suitable for sleepy fighting.
Indeed, if you sell the house, pay back the money, and then rent a house, is it not very unreasonable to buy a house again.
Of course it's not reasonable to pro.
Because you don't know when the house price will come up again.
In case you sell it now.
When you want to buy it later, the house price is higher than now, isn't this just a loss?
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Of course it's a good deal. Bigger and more expensive houses represent a more comfortable life and a better living environment. When the money is spent, you can make more money, and the non-renewable resource of the house is becoming more and more scarce.
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It is still necessary to change to a bigger house in order to live more comfortably. As long as you have the ability to continue to make money and maintain a normal life, then it is still cost-effective. If you can't make ends meet after spending your savings, then there's no need to change to a bigger house.
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This depends on the needs of the individual, if a person feels that earning money is to enjoy, and the happiness index of life is put at the forefront, then he must feel that it is worth it, and he will not do this if he thinks that he can live any way by swallowing a person, and only when he has money in his hand can he be happy.
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There is no need to live in the current house and use the money to improve your life.
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I felt that it would not be cost-effective to take all my savings and sell the house just to get a bigger house, and it would be too exhausting to exhaust myself.
The home is not big or small, as long as you have a warm place to live within your ability, the family is harmonious, and the economy is not how tight it is, which is the best way of life.
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If it's too expensive, I don't think it's cost-effective.
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Change to a larger place to live more comfortably, if you feel too stressed, you can consider changing it later.
In fact, if the man really loves the woman, he will not think about you, the woman's family generally has this kind of requirement, because she is afraid that her daughter will marry badly, or be bullied, which is also understandable, but generally the woman loves the man very much, bought a house, and the mortgage will be borne by the man, it is recommended that the man ask the woman, if the woman says yes, it means that she is actually in essence is still good, if he also depends on the family to say that the man is out. Then I personally think that the man must not feel very good in the future... In the end, it depends on how much the man loves her, bless you!
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1. I don't recommend selling;
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Basically, there is no more, the property of the parents and children are the first in line to inherit, if the eldest has given up the inheritance in writing, then the house basically has nothing to do with the boss, and the children of the eldest of course have no inheritance rights. Unless the second child also died unexpectedly and there is no will, and the house has not been transferred to the second child, then the grandchildren may enjoy the inheritance together.