If you have money in the future, is it more cost effective to buy an apartment or a fa ade?

It's a fan's question. Everyone has a different opinion about the current real estate market, and as an expert on this subject, I can only talk about my own opinion like everyone else, and that's it. So, for ordinary families, shops, apartments, and residences, which one is more valuable for investment at present?

I think. >First of all, apartments, residences and shops are all about location, and assets in the core area of the core city are all very value-added in any of these three forms. For example, if you have assets in the core area of Beijing, Shanghai, Guangzhou and Shenzhen, no matter how bad it is, it will not be bad, which is also a symbol of wealth. Of course, not everyone can afford to buy a home in the core area, just from the ordinary comparison:

Asset appreciation: Residential, Commercial, Apartment.

Stable returns: Shops, Residences, Apartments.

Ability to liquidate assets: Residential apartment shops (the market consensus is that the high shop tax is not easy to sell, and the residential is the most sought-after).

Let's take a closer look:

Apartment

Apartments with 40-year property rights, commercial water and electricity, the area is not as good as residential, most of them are purchased by young people in the city or investors to earn rental income, the value-added space and value-added rate are far less than the residential buildings in the same period, and the annual yield is between 2% and 7% (different cities). Taking Shanghai as an example, the average residential price in 2015 was still hovering at more than 20,000, and by the end of 2016, the house price had been more than 50,000, and the same apartment in the same period was at most.

30,000 or 40,000 looks, and some of them have not even risen, so the liquidity is medium.

Residential

Residential 70 years of property rights, just demand, appreciation space, strong ability to maintain value, in 2016 real estate market ** period is the main force, the first, second, third and fourth tier most of the urban residential increase is more than doubled. The current real estate market, the third and fourth tier below the urban residence, certainly does not have the investment conditions, but the first and second tier real estate market, there is still a certain upside, there is no doubt about it. Because of the flow of population and the comprehensive competitiveness of the city, this is the only guarantee for the strength of the real estate market.

Shops

In the past, it was often said that "one shop raises three generations", the stable rental return of the shop and the relatively good value-added space are indeed a good choice, for solving the problem of rigid demand, there are many suites at home, choose to invest in shops, and long-term income is a stable choice. The only drawback is the poor liquidity, and the transaction tax on second-hand shops is very high, which discourages many people.

To sum up, in the field of real estate, how to choose investment varieties? It is still necessary to choose according to your own economic strength, and it is recommended to buy a shop for families with more than 3 suites, and for ordinary families, if the economic conditions are not enough, it is better to buy a house steadily.

In short, at present, for ordinary families, investing in the real estate field is not the best time, nor is it the best choice, it can only be said to be a means of asset preservation, but pay attention to risk avoidance. The above is only a personal suggestion, without any theoretical basis, just a personal opinion, for reference only.

If you have the ability, it is more cost-effective to buy a storefront, but you must choose the right place, the store is very expensive to rent out, and it can be sold at a good price if you sell it.

Do the math how much it will cost you to renovate your home

From the current point of view, more and more people pay attention to investment awareness, so buying a house has become a very popular way for the public, but now many houses in many places are limited to purchase, at this time many people will focus on the apartment, the area of the apartment is small and many have been renovated, so is it cost-effective to buy an apartment? Let's take a look at it below, I believe it will bring you different insights.

Is it cost-effective to buy an apartment.

It's cost-effective to buy an apartment. The advantages of apartments are: 1. No limit on purchase and no loan; 2. The total price is low, mainly because the construction scope of this type of house is generally small; 3. Diversified uses, because the land nature of the apartment is commercial land, the apartment can be used for self-occupation and office registration of the company; 4. The supporting facilities are more perfect, and the location of the apartment is generally close to the subway or rail transit route.

What should I pay attention to when buying an apartment?

1. First of all, we must choose a developer with a good reputation, such a company will have a greater sense of responsibility, and it is also recognized by the public, and at the same time we should pay attention to the choice of location, see whether the transportation is convenient, whether the commercial facilities are mature, and the size of the house area should be appropriate.

2. Secondly, we should pay attention to property rights, according to the relevant regulations, the use of this type of housing is the same as the land use right, and the nature of commercial housing is only commercial land, industrial land and residential land, so buyers only need to check the land use column in the "Land Use Certificate" of the real estate when buying, and it is clear whether it is residential or commercial.

3. Finally, it is necessary to understand the purpose of purchase, assuming that it is mainly investment, it is recommended to choose commercial property rights, this kind of house has low rent compared with office buildings, and is very popular with small businesses; In addition, in terms of security system, it is also necessary to see whether it is perfect, whether the supporting facilities of the house and the surrounding transportation network are intact, which are all factors that investors cannot ignore when considering the project. If you are living in a residential apartment, it is recommended to choose a residential apartment.

Summary: Well, the above is about the introduction of the content of buying an apartment, I hope to provide you with some help, I believe that in the future in the process of understanding whether it is cost-effective to buy an apartment, friends will be more handy, get their own satisfactory answers.

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Do the math how much it will cost you to renovate your home

Many people choose to buy a house for investment, because the interest rate on bank deposits is low and unstable, relatively speaking, investment in real estate is relatively stable. So is it cost-effective to buy an apartment investment? Next, let's introduce the relevant content to you, let's take a look.

1. Low investment threshold.

The size of the apartment is small, the total price is low, and the investment threshold is relatively low, which allows many ordinary people to invest without having to put their hard-earned money in the bank to depreciate.

2. Stable income.

In the past, the income of residential and commercial buildings was much higher than that of apartment buildings, but now many urban residential purchases are restricted, and due to the impact of the e-commerce industry, shops are not easy to rent. Therefore, apartments have become a popular investment because the income of apartments is relatively stable.

3. Good policy strength.

Most first- and second-tier cities have implemented a purchase restriction policy, and apartments are halfway between commercial and residential, and there is no need to restrict purchases, which is the advantage of apartments. With the state's support for small and medium-sized entrepreneurs, there will be more early-stage entrepreneurs in the future, and apartments are the preferred office location for their small and medium-sized companies.

4. Apartments are allowed to enjoy civil water and electricity.

**It is allowed to convert commercial buildings into rental housing in accordance with relevant regulations, and the land use can be adjusted to residential land. The land use period and floor area ratio remain unchanged, and the water, gas and electricity consumption can be adjusted to the standard of residents, which is conducive to apartment rental.

5. The apartment is fully functional.

The apartment can be used as both residential and office space, integrating commercial, residential and office functions, which can meet the different needs of the market, whether it is ** or rental, it is very popular. Some young entrepreneurs can use the first floor as an office and the second floor as a residence, which can save a lot of money.

The investment threshold is low, the income is stable, the policy is good, and the apartment is allowed to enjoy the advantages of civil water and electricity, and complete functions. The area of the apartment is small, the total price is low, and many people can invest in it without the restrictions of the purchase policy, and the apartment integrates commercial, residential and office functions, which can meet the different needs of the market. Therefore, it is good to invest in an apartment, whether it is used for ** or rental income in the future.

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Is it better to buy an apartment or a residential house?

The 20 benefits of investing in an apartment are as follows:1. The apartment area is small, the unit price is cheap, the repayment time is short, and the monthly payment is low

2. Although the sparrow is small, it has all the internal organs and has complete living functions

3. The apartment can be self-occupied and the company can be registered

4. The living facilities around the apartment are more upscale;

5. The demolition time of the apartment is short, and the time to change the house is preferred

6. The apartment generally lives in single aristocrats, corporate white-collar workers, and the overall population is of high quality

7. Independent space, more comfortable living environment;

8. Intelligent life experience, enjoy efficient and thoughtful service;

9. The layout of the house is reasonable and practical.

10. Residence, office, operation and investment in a variety of ways, all kinds of things, diversified uses;

11. Because of their own product attributes, apartments are mostly located in superior urban areas

12. No limit on purchase, no limit on loan;

13. The apartment has no impact on the second exchange of large-area housing, and can still enjoy the first mortgage interest rate;

14. The rent of an apartment is higher than that of a residence;

15. The apartment is surrounded by complete facilities, shopping and shopping, and convenient eating.

16. Property management will be more standardized and in place

17. The apartment area is small and the total price is low, which is suitable for investment and transition

18. Form a community-centered business atmosphere with a high return on investment

19. The proportion of compensation for demolition and relocation is high, and the compensation for commercial demolition is 1:3, which is three times that of residential buildings

20. Automatic renewal upon expiration, no need to worry about 40-year and 70-year property rights.

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If it is an investment, of course, it is better to choose a shop, with higher returns and stable income. First, investing in shops should not only look at the first, but also look at the location. For example, there are some areas around the periphery that have low prices, but they are not popular, and they may have to be held for several years before they become prosperous.

Second-hand shops in mature areas have a certain radiation impact and have a fixed customer group, so the investment risk is less and the return is more stable. If you choose shops along the street, consider the neighborhood with a more mature business atmosphere; If you choose shops around the community, you should focus on the peripheral shops in the nearby large-scale community.

Second, it also depends on the number of regional shops, and the area with a large amount should be cautious. The commercial area is Dianduolong City, but at present, if the number of commercial facilities in the large residential area is too large, it is not good, because the capacity of the community business is limited.

Third, I would like to remind you that the type of shop is also very important, try to choose a large room with a short depth. Some shops have floors higher than meters, but it is actually difficult to do a mezzanine. If the unit price is higher because of the higher floor, be cautious.

Fourth, and most importantly, consider the return on investment of the shop, when buying a shop, you can't just consider **, the value of the shop is ultimately realized through leasing, and leasing should consider who to rent to. Different tenants have different requirements for shops, for example, restaurants need to have water and water supply, power electricity, gas, and smoke exhaust facilities. It is best to choose a shop with good versatility, and choose a larger space when renting.

If you want to invest in Chengdu, you can also find me, I have many projects to meet your needs.

Based on the current purchase restrictions in Chengdu and the lottery number, the apartment is still worth investing in It is more suitable for young people to transition But you have to think clearly But the apartment is suitable for long-term investment That is, it is used for rental It is more difficult to sell it in the future The tax is too high Now 500,000 After buying 80 sales tax, it is almost 13 140,000 Who will give this money? You give you a loss, and it's not worth it to give apartment investment, you have to consider the location I suggest that the high-tech zone or Tianfu New Area is better, but there are good locations in other places, if you still want to buy an apartment or a house, you can contact me

Apartments and shops belong to different formats, there are many differences, shops belong to the investment of both risk and return, a mature shop often has a very considerable rental return, will be higher than the vast majority of other forms of investment, but the liquidity of the shop is not very strong, a mediocre store often can't get up and is difficult to change hands; Apartments are different, rents are often not as strong as shops, and there may not be leaps and bounds for many years, but apartments themselves have the attributes of residence, and they will be more easily accepted and recognized when trading, so the liquidity will be better than that of shops, and the income is not so high but the relative risk is small. Therefore, there is no absolute who is more suitable for investment between the two, and it depends on the individual's judgment of risk.

Have 1 million investment shops in hand? Residence or apartment?