Are you there? The credit report is lost! Can I play online?

Personal credit report can be printed at the People's Bank of China branch personal credit report self-service inquiry machine, or printed in **, the following is the method of inquiry and printing at the People's Bank of China branch personal credit report self-service inquiry machine:

1. Credit reports are divided into personal credit reports and enterprise credit reports, which are records of personal credit information issued by the Credit Information Center of the People's Bank of China and used to inquire about the social credit of individuals or enterprises. Banks have set up self-service inquiry machines for personal credit reports in many places, and when you find the inquiry machine, you must bring your ID card (second generation) and mobile phone (you need to enter information), which must be done in person, not on your behalf;

2. Put the second-generation ID card in the designated position of the query machine (the left side of the middle of the query machine), and operate according to the screen prompt program. ）；

3. If everything goes well, your personal credit report will be automatically printed, so don't walk away, wait in front of the device to pick up the report, it's very convenient, and it will be completed in a few minutes;

4. There is a banknote slot on the right side of the middle of the inquiry machine, which can put 5 yuan and 10 yuan of RMB, and each resident can successfully check the personal credit situation twice a year for free, print a personal credit report, and the third time is charged.

It needs to be printed at a bank or a designated location.

There are two ways, one is online and the other is offline.

If you feel that the Internet is too complicated and do not know how to operate, then you can choose to go to the local branch of the People's Bank of China to inquire.

Now there is also a personal credit report self-service inquiry machine, using face recognition technology and ID card, after the comparison is successful, enter the mobile phone number, you can print the simple version or detailed version of the personal report.

There are many processes for online inquiries, and you also need to go through identity verification, which has the advantage of not having to go to the bank.

Online printing process: log in to the official website of the Credit Information Center of the People's Bank of China - click to start now - new user registration - select bank card Question Digital certificate for identity verification - select the credit report (summary, simple, complete) after passing - wait for the verification code after submission - enter the identity code to view the credit report - select print on the credit report web page.

Here's how:

1. Log in to the official website of the Credit Information Center;

2. After entering, enter the Internet Personal Credit Information Service Platform, and then click "Start Now" to inquire about the personal credit report.

3. The system jumps to the login interface, if it is a new user, you need to register;

4. After logging in, select the required credit information, check "Personal Credit Report", click to select "Bank Card Verification", and then click Next to enter verification;

5. Fill in the bank card verification information correctly;

6. Wait for 24 hours after filling in, if the information is filled in correctly, you can log in to the credit information center again after 24 hours to print the personal credit report.

In addition to the most common credit card overdrafts and overdue personal mortgage loan repayments, some behaviors such as failure to pay bills on time and guarantees may be included in the personal credit report. The report shows that if I have tax arrears, civil judgments, and enforcement.

Administrative penalties or telecommunications arrears may be displayed in the report. This means that future utility or landline bills, as well as guarantees for third parties who fail to repay their loans on time, will also be included in their bad credit history.

The generation of credit reporting activities stems from the emergence and development of credit imitation fiber transactions. Credit is a special form of value movement conditional on repayment, including forms such as money lending and commodity credit sales, such as bank credit, commercial credit and other bad losses. The modern economy is a credit economy, and credit, as a specific economic transaction behavior, is a commodity economy.

The product of a certain stage of development. The essence of credit is a creditor-debtor relationship, that is, the creditholder (creditor) believes that the trustee (debtor) has the ability to repay, and agrees to the promise of future repayment made by the trustee.

Credit investigation reduces the information asymmetry of all parties involved in the transaction, avoids the transaction risk caused by information asymmetry, and thus plays a role in risk judgment and disclosure. Credit reporting solves the bottleneck problem that restricts credit transactions, promotes the conclusion of credit transactions, promotes the innovation of financial credit products and commercial credit products, effectively expands the scope and methods of credit transactions, and drives the expansion of the scale of credit economy. Through specialized credit information services, the cost of information collection in transactions has been reduced, the transaction time has been shortened, the transaction space has been broadened, the operational efficiency of economic entities has been improved, and economic and social development has been promoted.

Operating Environment: Brand: ASUS.

System version: Windows 10

Google, version.

Log in to the People's Bank of China Credit Information Center for inquiry (web link), click "Internet Personal Credit Information Service Platform" on the home page, select "Start Now" on the new web page, enter your personal username to log in, first-time login users need to register, after logging in, select Information Service - Apply for Credit Information - Check the following three credit information. Enter your security verification information to get a credit report. 2. Bring your ID card to the local People's Bank of China branch credit information center, or the counter of a commercial bank authorized by the central bank to print.

3. If there is a self-service credit report inquiry machine in the local area, it can also be printed by itself.

If you lose your ID card, you can use a temporary ID card.

to print the credit report.

When the ID card is lost, it should be reported immediately and reissued, and a temporary ID card should be applied for emergency use. Temporary ID cards are usually valid for 3 months, and they have the same legal effect as official ID cards during the validity period. If you need to print a credit report if your ID card is lost, you can bring your temporary ID card and mobile phone to the People's Bank of China.

Printing at the self-service inquiry machine at the business hall.

Extended Materials

1. What is the relationship between credit report and credit?

Credit: refers to the act of providing funds, goods or services to one party to a transaction on the premise that the other party promises to repay it in the future.

Credit investigation: It is a service of a professional third-party agency that objectively records people's past credit information and helps ** whether to perform in the future.

Credit report: Records your debt repayment, contract performance, compliance with laws and regulations, etc., and is an objective record of your credit history. Help your trading partners get to know you better and make a decision about whether or not to trade with you as soon as possible. Therefore, your credit report is your "financial identity card".

2. What is the use of credit reports?

Currently, personal credit reports.

Including basic personal information, bank credit, non-bank credit, objection records, inquiry records, etc. Personal credit reports are widely used in commercial bank loans, credit card approvals, and post-loan management.

In addition, employees are engaged in many activities such as qualification examination and employee recruitment.

1.Loan approval.

When approving the loan, the bank will judge the borrower's willingness to repay by checking the borrower's "historical repayment record" in the credit report. Check the "number of loans", "external guarantees", etc., to determine whether to approve the loan and the amount of the loan.

A credit report can save your bank time in approving your loan and help you get a loan quickly. If you have good credit, the bank will lend money faster. However, if you have a late negotiation record, the bank will be more cautious when lending money, which will not help you get a loan or increase the cost of your loan.

2.Credit card approvals.

When a customer applies for a credit card, the bank will generally check the customer's credit status and determine the credit card limit based on the credit report.

Wait. After providing the credit card to the customer, check the "repayment status" to see if the credit limit will be increased.

Wait. 3.Qualification review and employee recruitment.

Some units will review the credit status of employees when they are hired.

In daily life, you should pay attention to maintaining a good credit record, living within your means, repaying the loan on time, and avoiding overdue. If the first car has an overdue record, it should be repaid as soon as possible and actively take measures to avoid recurrence; If there is an error in the overdue information, an application should be made as soon as possible and corrected in time.