Selling the house funds supervises when you can get the money

The time for supervising the sale of house funds is generally **15 to 20 days**, and the specific time depends on the following steps:

1.The staff of the bank and the housing management center need to confirm each other, and the process takes about 9 days.

2.The bank will confirm that the loan is correct, and the process will take about 3 days.

3.The transfer of funds from the escrow account to the seller's account also takes about 3 days.

Therefore, the total time adds up to 15 20 days. However, this time is not fixed and may vary depending on the actual processing speed. During the process, it is advisable to ask the staff directly for the most up-to-date information.

Depending on how the contract is agreed, the usual situation is that on the day of the transfer, the buyer gets the receipt, and the supervisor will pay the seller, and the general financial payment of the company does not exceed 3 days. If you encounter an inefficient intermediary company, it may drag on for a week, or it may be delayed.

When the buyer transfers within the specified time limit, the funds will be transferred to the original owner's account, otherwise it will be transferred to the buyer's account, so the fund supervision requires both the buyer and the seller to open an account in the supervised bank, and the bank is the main body of supervision of the funds, so as to ensure the safety of the transaction funds of the buyer and the seller, and safeguard the rights and interests of the buyer and the seller. Similar to online trading platforms such as Alipay, Tenpay and other payment platforms.

Home Purchase Supervision:

In the process of second-hand housing sales and transactions, it generally takes 1 to 3 months from the signing of the sales contract between the buyer and the seller to the completion of the transfer of real estate transactions. Only by adopting the two methods of capital supervision and fund custody can we truly ensure the safety of funds for second-hand housing transactions.

In both cases, funds are frozen through a special bank account, and other personnel cannot use the funds without the authorization of the buyer and seller. In addition, other housing payment delivery modes will make the transfer of funds have certain risks.

Generally, after the transfer of ownership is completed, the bank disburses the purchase price according to the instructions.

The supervision process of second-hand housing funds.

1. The supervision process of second-hand housing funds - full payment:

The buyer and the seller sign the "Second-hand Housing Sales Contract", and the buyer and seller jointly put forward the demand for transaction capital supervision services;

The buyer uses the POS machine to swipe the full amount of the card transaction in the store (provided by the core of capital supervision), and the money goes directly into the fund supervision account, which is supervised by xx bank. At the same time, the buyer and the seller sign the "Buyer and Seller Fund Supervision Agreement";

Shops and real estate trading markets handle tax payment and transfer procedures for buyers and sellers;

After completing the transfer procedures, according to the authorization of the buyer and the seller, the bank disburses the purchase price according to the instructions.

2. Supervision of second-hand housing funds - down payment (loan):

The buyer and the seller sign the "Beijing Housing Sale and Purchase Contract", and the buyer and seller jointly put forward the demand for transaction capital supervision services;

Bank XX reviews the qualifications of the buyer and the seller and signs the loan-related contract with the buyer;

Evaluate the property and determine the amount of the down payment based on the appraisal report;

The buyer uses the POS machine to pay the down payment by credit card in the store, and the money goes directly into the fund custody account, which is supervised by the bank. At the same time, the buyer and the seller sign the "Buyer and Seller Fund Supervision Agreement";

Shops and real estate trading markets handle tax payment and transfer procedures for buyers and sellers;

After completing the transfer procedures, according to the authorization of the buyer and the seller, the bank will allocate the down payment according to the instructions;

After seeing the warrants, the bank pays the balance to the seller.

Capital supervision is a kind of security system in second-hand housing transactions, there is no mandatory, second-hand housing buyers and sellers can use according to their needs, the most vivid example is Alipay when buying and selling items.

If there is an outstanding loan on the property in the second-hand property transaction, and the seller takes advantage of the buyer's down payment to pay off the loan, release the mortgage on the home, and then transfer the property to the buyer. The buyer is worried that the seller will use the money for other purposes, and the property cannot be transferred, so both parties can use the funds to monitor. The fund supervision is to keep the house payment that the buyer has paid in a third-party fund account agreed by the upper and lower families, and the funds are used for special purposes.

In other words, it can only be used to pay off the previous loan, so as to ensure the smooth and safe transaction process.

When the buyer obtains the certificate, the purchase price is transferred to the owner (landlord) by the fund supervision center.

Many people will sell their existing properties in order to replace them with improved properties to prepare funds for better ones. So after an individual sells a house, how long will it take for the fund supervision to arrive? PCHOUSE takes a look with everyone.

After the sale and transfer of ownership is completed, the buyer and the seller and the intermediary jointly issue an instruction to the bank to confirm the ownership of the house, and the bank will directly transfer the frozen funds to the seller's account. If it takes to arrive, it usually arrives on the same day or the next day.

The fund supervision process is as follows:

1. First of all, the buyer and seller of the second-hand house sign the "Housing Sales Contract", and sign the "Transaction Fund Supervision Agreement" with the intermediary to the bank;

2. Then, the buyer will open a transaction fund supervision with the bank and deposit the purchase money, and the bank will freeze the funds;

3. Finally, when the buyer and seller complete the real estate transfer procedures, the buyer and the seller and the intermediary jointly issue a confirmation instruction to the bank, and the bank will transfer the frozen funds to the seller's account. If the transaction fails, the funds will be returned to the buyer through the bank;

4. The "capital supervision" measures intervened by banks have introduced bank credit into second-hand housing transactions, which not only eliminates the distrust between buyers and sellers and intermediaries, but also promotes the recovery of popularity in the second-hand housing transaction market, and is also conducive to helping law-abiding intermediaries to facilitate transactions, which can be described as a win-win situation.

The money will be credited to your account after the purchase and sale is completed.

One-time payment for the sale and purchase of second-hand houses:

1. The seller issues a passbook of the personal settlement account (the account number should be entered when typing the sales agreement);

2. Both parties should go to the housing authority with their ID cards, property rights certificates, and seller's passbook to make a sale agreement;

3. The buyer holds the sale and purchase agreement to the bank to deposit the money in the account supervised by the funds;

After working days, both parties go to the housing authority to go through the transfer procedures;

5. After the buyer's property right certificate is made in about 15 working days, the fund supervision center will transfer the house payment into the passbook of the seller's personal settlement account.

These procedures are automatically completed by the system, as long as the property right certificate is transferred to the issuing post, the fund supervision center will receive the information, then the system will reflect, the money will be drawn out by the staff.

Legal analysis: the buyer can through any bank will be the house payment that is, the regulatory funds into the designated supervision account, the account is the "real estate trading center", after the transfer procedures are completed, the seller only needs to provide an account to the city real estate trading center, the regulatory funds will be transferred in the second working day after the transfer at the earliest, generally within a week to complete the loan. Sellers can also pick up a transfer check directly.

Legal basis: Article 7 of the Measures for Housing Registration shall be carried out in accordance with the following procedures:

a) Application; 2) Acceptance;

c) Audit; 4) Recorded in the register;

5) Issuance of certificates. The housing registration authority may make an announcement on the registration items when it deems it necessary.

Now due to the price of the house, many people have to choose second-hand housing when buying a house, you must know that the benefits of buying a second-hand house are still more, but it will be more troublesome in terms of procedures. Let's introduce to you a few days of fund supervision by the Housing Authority.

1. Full payment: If you choose to make a one-time payment when you buy it, the seller can go through all the procedures for buying a house within 15 days.

2. Loan: If the buyer applies for a provident fund or a commercial loan to purchase, the housing management department will generally issue a mortgage certificate for the house within 7 working days, and then the lender will hand over the mortgage to the loan bank, and the bank will transfer the loan to the supervision account, and after the buyer receives the property right certificate, the seller can receive the house payment.

What are the benefits of money regulation for both buyers and sellers.

1. Convenient and safe fund settlement.

At this time, the funds between buyers and sellers do not need to be delivered by themselves, and at the same time, they are not through intermediaries, but are supervised by the ** department, so they can be collected and paid through bank settlement at this time. On the one hand, this is also to facilitate the majority of consumers to deposit or withdraw large amounts of housing payments nearby, and can also avoid the risk of large cash flows.

2. Supervise the payment of funds with interest.

After the transaction is completed, the buyer can receive the title certificate at this time, and the money regulator instructs the bank to pay the house price to the seller along with the interest during the transaction.

3. Convenient service without extension of time limit.

After the implementation of supervision of housing transaction funds, the ownership registration authority will approve the registration and issuance of certificates for housing transactions at this time, and the buyer and seller can receive the property right certificate or housing payment after 15 days from the date of registration.

Summary: The relevant content of the housing authority fund supervision will be introduced in a few days, and the specific time should be determined according to the actual situation, so as to accurately determine its number of days, and you must know that there is still a certain difference between full payment and loan. I hope the above introduction of Chong which stupid will be helpful to everyone.

Legal analysis: 1. First sign the sales contract, and then submit a service request to the relevant departments for the supervision of transaction funds. 2. After the review is passed, the bank will sign the loan contract with the buyer.

3. The house is appraised and the amount of the down payment is determined according to the appraisal report. 4. The buyer pays the funds, and the funds enter the fund supervision account, which is supervised by the bank. 5. After the buyer pays the handling fee for the house, the bank pays the down payment to the seller first.

Legal basis: "Law of the People's Republic of China on the Management of Urban Real Estate" Article 61 To obtain land use rights by way of transfer or allocation, an application for registration shall be made to the local people's land management department at or above the county level, and the land use right certificate shall be issued by the local people's land management department at or above the county level.

If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate.

When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level.

Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.