How to buy affordable housing, how to buy affordable housing

Households applying for affordable housing should also meet the following conditions: at least one of the applicant family members has obtained a non-agricultural household registration in the county for more than 3 years (inclusive); The income-to-house price ratio is below 1 4, that is: the ratio of the total income of the applicant family in the previous year to the average ** of an affordable housing with a construction area of 70 square meters in the county is below 1 4, if the price per square meter of affordable housing is temporarily calculated at 2200 yuan (the specific ** is subject to ** announcement), the total income of the applicant family in the previous year should be below 38500 yuan (2200 70 1 4 = 38500); Residents applying for affordable housing must be married to a married family with a marriage certificate, or single persons aged 35 years and above (including divorced persons); Households are homeless households, or households with a floor area of less than 36 square meters although they have housing (including the housing that has been enjoyed, the commercial housing purchased through the market, and all the houses acquired by donation, inheritance, self-construction of "including rural housing"), etc.

Now if you want to buy affordable housing, you have to draw a number to buy it.

What I was talking about upstairs was not Tianjin's policy.

The policy is 1Non-agricultural hukou.

2.Within half a year of the signing of the demolition agreement.

3.The demolition cost is less than 250,000.

4.The annual income of the whole family was less than 10,000 yuan in the previous year.

5 There is no dwelling elsewhere.

Apply to the Housing Committee of the Housing Management Bureau of the district where the demolition site is located.

Before buying affordable housing, it is necessary to meet the corresponding conditions, and to issue proof of an annual income of less than 60,000 yuan, the specific steps are as follows:

1. To receive the application form for the purchase of affordable housing, the unit will conduct a preliminary examination.

2. After submitting the application form within the specified time, you should also provide your ID card, household registration book and other materials.

3. After the end of the preliminary examination, a review will be carried out within 40 working days, and the conditions will be publicized, and the approval will be accepted after the end of the examination, and the reasons will be notified if the approval is not passed.

4. Start the purchase procedures and wait to buy a house by lottery.

If you want a loan, you need to go to the housing land management department for mortgage registration with the sales contract, and after 5 years of receiving all the property rights certificate of the house, you need to pay 10% of the transaction amount to make up the low price Hanchang. Jiwu real estate encyclopedia, more must know to buy a house.

Legal analysis: According to the Administrative Measures for Affordable Housing, urban low-income families applying for affordable housing must meet the following conditions at the same time: (1) have a local urban household registration; (2) The family income meets the income standards for low-income families delineated by the people of the city and county; (3) There is no house or the area of the current housing is lower than the housing difficulty standard stipulated by the people of the city and county.

The family income standards and housing hardship standards for the affordable housing ** objects specified in the above conditions require everyone to check whether they are eligible according to the content of the local ** announcement. These standards will be determined by a comprehensive combination of factors such as residents' income, population structure, and commercial housing. It is time-sensitive, dynamically managed, and announced to the public once a year.

Legal basis: Measures for the Administration of Affordable Housing

Article 3 The affordable housing system is an integral part of the policy system to solve the housing difficulties of urban low-income families. The targets of affordable housing** should be linked to the targets of low-rent housing. The construction, use, supervision and management of housing suitable for economic collapse and seepage shall comply with these measures.

Article 4 The development of affordable housing shall be under the guidance of the unified national policy, and all regions shall take measures according to local conditions, and shall be led by the society and participated. The people of the city and county shall, according to factors such as the level of local economic and social development, the housing status and income level of residents, reasonably determine the policy objectives, construction standards, scope and objects of affordable housing, and organize their implementation. The people of provinces, autonomous regions and municipalities directly under the Central Government shall be responsible for the work of affordable housing in their respective administrative regions, and shall implement the target responsibility system for the management of the people of the cities and counties under their jurisdiction.

Legal analysis: Affordable housing refers to the housing that has been included in the national plan, built by the city's ** real estate development enterprises or fund-raising housing units, and provided to urban low- and middle-income families at a small profit. It is a commercial housing with the nature of social security.

It has the characteristics of economy and applicability. Affordability refers to the affordability of housing that is moderate to the market in the same period and suitable for middle and low-income families. Applicability refers to the fact that the construction standards of the house cannot be reduced and reduced, and a certain use effect must be achieved.

As in many other countries, affordable housing is a policy arrangement made by the state to solve the housing problem for low-income people, and another type of rent-based housing policy is called low-rent housing.

Legal basis: Measures for the Administration of Affordable Housing

Article 29 After purchasing affordable housing, individual residents shall go through the ownership registration in accordance with the provisions. When handling the registration of ownership, the housing and land registration departments shall indicate the affordable housing and the allocated land respectively.

Article 30 Buyers of affordable housing have limited property rights. If the buyer really needs to transfer the affordable housing for special reasons, it shall be repurchased according to the original and considering factors such as depreciation and price level.

There are many types of houses on the market in China, in addition to commercial housing, public rental housing, apartments, there are also affordable housing, and different houses have different ways to buy houses. So how do you buy affordable housing? What should I look for when buying affordable housing?

1. The requisitioner shall first receive the "Affordable Housing Application Form", and then fill it in as required, and then the requisitioner's unit will conduct a preliminary examination to prove its income and housing status. If the purchaser does not have a unit, the neighborhood office shall conduct a preliminary examination.

2. The requisitioner shall submit the "Requisition Form", the requisitioner's ID card, household registration book and other relevant supporting materials to each sub-bureau within the specified time.

3. Each sub-bureau shall review the requisitioner within 40 working days, and if the reexamination meets the requirements, it will be accepted, and the requisition acceptance form shall be issued.

What to look for when buying affordable housing:

1. Although the ** of affordable housing is relatively cheap, many people cannot accept its location, because affordable housing is generally in urban and rural areas, and there are fewer bus lines and stations, which is not convenient to travel, so you must understand it clearly when buying.

2. When buying affordable housing, it is necessary to clearly distinguish the concept of apportioned area and usable area, and also consider issues such as house type and area, and do not blindly choose a large area of housing to avoid an increase in housing prices and property fees. Instead, it is necessary to pay attention to the functionality of the living room, including living, dining, kitchen and bathroom, sleeping, storage, work, study and balcony.

3. When buying a house, the contract and supplementary contract should be signed in accordance with the Contract Law, and the project construction, housing property rights, property management, delivery time, area error, and key supporting facilities should be agreed upon in the contract, and the punishment for each breach of contract should be indicated.

Article summary: Well, about how to buy affordable housing and what should be paid attention to when buying affordable housing, the relevant knowledge is introduced here, if you need more information, please continue to pay attention to Qeeka Home, and we will have better and more exciting content for you in the future.

Legal Analysis: Affordable housing can be bought, but with certain conditions:

1. Have a local urban household registration (including military personnel who meet the local resettlement conditions) or a target determined by the people of the city or county, and often need to live for five years;

2. The family income meets the income standards of low-income families delineated by the people of the city and county;

3. There is no house or the area of the current housing is lower than the housing difficulty standard stipulated by the city and county people;

4. Other conditions stipulated by the people of the city and county.

2) Restrictive provisions on the sale and purchase of affordable housing.

1. Affordable housing shall not be officially listed and traded for less than 5 years;

2. The policy stipulates that after 5 years, the land transfer fee will be paid to convert the affordable housing into commercial housing, and it can be legally sold;

3. If the sales contract signed is invalid and not protected by law, it is not yet 5 years old.

In short, economic housing can be bought, and those who apply for affordable housing need to meet the conditions such as no housing or the per capita housing area is not up to standard, and the income needs to meet the minimum income standard in urban areas, and at the same time, the purchase of affordable housing also needs to pay corresponding taxes.

Legal basis: Measures for the Administration of Affordable Housing

Article 28 Eligible families may purchase a set of affordable housing corresponding to the approved area with the approval notice. In principle, the purchased area shall not exceed the approved area. If the purchase area is within the approved area, it shall be purchased according to the approved **; The part exceeding the approved area shall not enjoy the preferential treatment, and the buyer shall pay the difference according to the ** of the same type of ordinary commercial housing in the same location.