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It's up to you. If you don't have a particularly big ability, or your own son will do it again in the future, then you don't need to help him pay it back, because if your son is a repeat offender, then you can't finish it, if it's just a temporary mistake, and you happen to have that ability, then help him return it, so that he won't do it again in the future.
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You don't have to pay it back, my ex-husband borrowed an online loan and I went bankrupt, and I sold the house for the first time and paid it back, he didn't tell the truth, said no, and secretly said to his daughter that there was still a little bit of self-payment, but it didn't take a year to collect ** to me, and I was forced to sell the house I lived in, and I didn't pay off too much, and now I am divorced, and everyone is fine, he escaped, I heard that it is not good for outsiders, and the black household has not earned any money. I also often receive accounts from relatives and friends**, I have no money to repay, I have to raise children, I will never pay off the bills for him again, the current price of the house has risen, and I dream of buying a house that day......
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Personally, I don't think I should continue to pay it back, because if I help him repay it again and again, my son will form a habit, which will make him feel that the online loan is fine, after all, there is a family to help pay it back, and if you don't want to work hard, you will get something, and nothing will be achieved.
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Don't continue to pay it back, you should talk to the platform about the reduction and reduction, if the platform is unwilling to choose to call the police, these platforms have already violated the law.
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There are many online loans in the network that are not protected by law, and if we have paid off the principal, then the remaining interest will not be punished by the law if it is not repaid.
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If the son has a job, he should be allowed to repay it himself, and the loan itself is a wrong thing, and only by letting him earn money and repay the loan by himself can he realize his mistake and avoid this kind of thing from happening again.
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Check the credit, pay back the letter that is on the certificate, and don't pay it back if you don't have the credit. It's **, just ask him to urge, and he won't urge again for a few months.
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First of all, find out why you owe it. If it's gambling.
A kind of borrowing money to see, can't repay, can't pay it back, pay it off today, borrow money to gamble tomorrow, if it's a big daily consumption, or understand it clearly, it's good to pay it back, otherwise the child will be harassed unintentionally working and studying, and the child will be ruined.
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Big brother platforms and banks that don't pay back the interest will borrow money from all the belongings of your family and use the law and credit information to calculate your whole family, which is easy to calculate.
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Illegal online loans will not be repaid, only legal online loans on credit will be repaid, remember, banks are preferred.
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I am also a victim, for the sake of the online goods that my son owes, I went bankrupt, and now my son is seriously ill, and I have no money to see it, and I regret it.
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It's a ** company and a pit.
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It is reasonable for you to owe money and the loan company collects you, but the state has requirements for the way of collection.
Especially in view of the current prosperity of private lending, all kinds of violent collection have been staged, which has become a factor of social instability, and the state is now severely cracking down on all kinds of violent collection behaviors.
Online loan collection is a violation if it meets the following behaviors:
1. Without the permission of the borrower, call the contact person in the borrower's address book** more than once**, and use illegal software text messages** to bombard the borrower's mobile phone number.
2. After the borrower is overdue, the daily collection ** exceeds 3.
3. After the borrower is overdue, the collection call is not within the time period of 8 a.m. to 9 p.m.
4**Borrower's personal information.
5. Collect by threatening and intimidating the borrower.
6. Collecting from the borrower's home or unit causes damage to the personal reputation.
7. Pretending to be a national law enforcement agency to intimidate and violently collect money from the borrower.
8. Induce the borrower to borrow money from other platforms and repay the platform.
9. The overdue fee is higher than the legal requirement.
Collect relevant chat records, ** recordings, and other evidence one by one to prove that the other party is a violent collection.
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Summary. Hello, glad to answer for you. <>
Online loan arrears, the collection gives you a platform, so that you can repay the money on the platform, this can not be trusted. The money borrowed in **is repaid in **. Don't repay your loan through any other channel to avoid being deceived. <>
Online loan arrears, collectors give me a platform, let me repay the money on the platform, can this be believed?
Collect one and let me pay it back into what she gave.
Hello, I'm glad to answer your questions. <>
Online loan arrears, the collection gives you a platform, so that you can repay the money on the platform, this can not be trusted. The money borrowed in Changzhou Ridge is repaid in **. Do not repay the loan through any other impermeable channel to avoid being deceived. <>
asked the platform, and the platform also said that it was theirs.
Article 424 of the Civil Code stipulates that an intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides intermediary services for the conclusion of the contract, and the principal pays remuneration.
Article 426 of the Civil Code stipulates that if the intermediary facilitates the conclusion of the contract, the principal shall pay remuneration in accordance with the agreement. Article 19 of the Civil Code of the People's Republic of China stipulates:
Legitimate lending and borrowing relationships are protected by law. Hongsen dust.
Dear, not credible <>
The platform said to return the money to the collection, and then inform the platform.
Dear, don't turn <>
Dear, which platform is the other party from<>
Same city. Now every day the collection calls a courier to come to the door to collect the harassment.
Dear, it's okay <>
Pro, the other party is not regular, it is a usury <>
Dear, how much money have you borrowed<>
But it's already affecting my work status.
Dear, you can call the police to deal with the <>
Usury is a <> that is not protected by law
Dear, how much have you borrowed and how much have you repaid<>
Dear, receiving courier harassment is a <> that can be dealt with by the police
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Summary. Hello, very happy and honored to be able to ask you questions.
If my son owes an online loan, I think some of the online loans are informal and do not need to be repaid.
If some formal online loans or online loan companies make personal threats, I think you can help him repay part of the principal first, and then don't pay back the interest.
The son owes an online loan to the collector to collect it at home, should the parents help him pay it back?
Hello, very happy and honored to be able to check your sock problem. If my son owes an online loan, I think some of the online loans are irregular and do not need to be repaid. If some formal online loans or online loan companies make personal threats, I think you can help him repay part of the principal first, and don't pay back the interest.
You have to know that most of the ** are not formal, they are not recognized by national laws, they are all a way of usury, and I think you can negotiate with those platforms to only repay the principal without interest. If they violently collect debts, you can also go to the police department to report to the police, and it is illegal for them to violently collect debts.
Be able to understand what I mean. But you should help your son repay the money, and I think this Lu Song is a certain obligation for you as a father. You still look at the specific situation of the lack of ears to deal with it specifically, if you don't understand, you can continue to ask me.
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Summary. First of all, understand what the total amount of online loans you owe, write down each one clearly, then look at what the total amount is, and ask what is the reason for borrowing so many online loans, whether it is a routine loan, or purely your own consumption. If you encounter a routine loan, you can bargain with the online loan company to repay only the principal and not the interest.
Now in a society governed by the rule of law, collection does not dare to be rude.
The son owes an online loan to the collector to collect it at home, should the parents help him pay it back?
First of all, find out what the total amount of online loans you owe, write down each one clearly, and then look at what the total amount is, and ask the reason for borrowing so many online loans, whether it is a routine loan, or purely for your own consumption. If you encounter a routine loan, you can bargain with the online loan company to repay only the principal and not the interest. Now in a society governed by the rule of law, the collection of hidden truths does not dare to be rude.
You must make sure that what Er Hanzi said is the truth, and the amount of the online loan is fully stated, remember that Li Liangxiao can't keep his tail, otherwise it will still roll more and more. At this time, only his parents can help him.
Legal Analysis: Marriage is free, divorce is possible. The law stipulates that if one party has bad habits such as gambling and drug addiction and persists in teaching, and the other party sues for divorce, the court shall make a judgment for divorce if mediation fails. Moreover, the husband's online loan is his personal debt, and the wife does not need to be responsible for repaying it. >>>More
1.Debt Status: After repayment, your debt status will change from overdue to normal or settled. This helps to restore credit history and reduces the negative impact on an individual's credit score. >>>More
You can call the police yourself, just say that you can't afford it, and if you are threatened, you will generally accept it. >>>More
If you owe an online loan, you have to go to the village to understand the situation, which is likely to be true, because an online loan is also a kind of loan, and it is also a kind of arrears, if you owe money and do not pay it back, the debt collection company can take many ways to urge the borrower to repay, including but not limited to investigating the situation, to understand the people around the borrower, to use the borrower's relatives and friends to urge repayment, and may also file a lawsuit against the court to let the people's court make a fair judgment, therefore, This will cause debt collection agencies to choose a variety of ways to urge the debtor to pay back. >>>More
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