How to confess to your parents when you borrow an online loan, and what are the consequences after c

It mainly depends on how much you borrow, if it's one or two thousand, it's okay to say, just tell them directly, they will forgive you, after all, you are biological, and they will help you pay it back. If it's one or two hundred thousand, they may be silent and may beat you up, but the final result is that they will persuade you not to borrow, and then they will help you pay it back, and those with poor family conditions may sell their houses and cars. So it's good to confess or not, I advise you not to confess if you have the ability to pay it back, after all, it's not easy for parents.

The last point is that if you want to confess, you must think of a reason for using the money in advance.

If you owe an online loan and want to confess to your family, you first need to explain the reason for the online loan, and secondly, promise your family that you will not apply for an online loan indiscriminately after paying off the online loan. As long as you explain the actual situation to your family, you can generally get the understanding of your family, and with the help of your family, you can pay off the online loan you owe. After paying off the online loan, you must develop good consumption habits and stop applying for online loans at will.

Mainly start from the following aspects: 1. Prepare the right reasons. Confess to your parents why you owe so much money now; 2. Recognize yourself.

Deeply aware of your own problems, if you have bad habits, you must get rid of them. You must know that applying for loans too often or frequently carrying out loan operations will increase personal credit risk.

3. Peace of mind. Your family will definitely be very sad, angry, and disappointed, and may scold you, blame you, or even tell you to get out. 4. Propose methods.

For example, in his spare time, he finds a way to work to earn extra money to repay the loan, or proposes to his parents to borrow money, write an IOU, and repay it slowly. In addition, even if you apply for an online loan, you must apply for a regular loan product. Informal loan products will lead to property losses.

Don't have too much psychological pressure, tell your parents honestly, explain why you hit the online loan, and promise not to do it again in the future. The online loan interest rate is very high, and the loss loss is early. Young and ignorant, honest like your parents admit their mistakes, and will forgive you.

Confess directly to your parents, don't make mistakes again and again, the only people who can really help you are your parents, don't let the snowball roll bigger and bigger, I've seen people who don't seek help from their families, thinking that they can slowly pay it back, it's basically impossible, to confess to your family, who else can you trust in this society except your parents.

Beaten and scolded. If the online loan is overdue, it will roll over more and more, it is recommended that you confess to your family as soon as possible, and remember that home is always your harbor. First of all, you must explain to your family why you took the road of online loans in the first place, and you should be sincere and be able to confess your shortcomings, and your family will generally support repayment.

But the first prerequisite is to recognize mistakes and show repentance and willingness to take responsibility. If you don't dare to confess to your family, you can also help the police to deal with it, because delaying it is only a temporary measure. Of course, the consequences of not confessing will be very serious, and you will even wait for the notice of the court, which will not be good for your life.

Precautions for online loans.

For online mortgage business, such as car loans, after the borrower has repaid the loan, it is necessary to find the platform to issue a loan settlement certificate, and then go through the relevant mortgage release procedures. Secondly, if you have been overdue before, and the overdue record has been recorded on the big data of online loans or the credit information of the central bank, it is not recommended that you continue to take out loans in a short period of time, but you should first raise your own credit information.

In addition, it is also necessary to pay attention to whether the loan platform charges additional fees, whether personal information has been leaked, etc., and if there are other abnormal fees, etc., it is necessary to collect evidence, report to the police in time, and report to the relevant departments to protect their legitimate rights and interests.

Summary. 2. The reasonableness of online loans: The illegality of online loans must be explained, these online loans are all usury, so the accumulation of interest is so high, and in fact only XX yuan is owed.

In real life, many people take out loans online, and in the end they are unable to repay them and are collected, and they want to find help from their families, but they don't know how to speak, so how to confess online loans to their parents? In fact, the method is very simple, so let's take a look at the rocks.

1. Be prepared with the right reasons: Confess to your parents why you owe so much money now;

2. Rationality of online loans: Tenants must explain the illegality of online loans, these online loans are all high-quality loans, so the accumulation of profits is so high, and in fact, they only owe XX yuan to the wide roll.

3. Peace of mind: The family will definitely be very sad, angry, disappointed, and may blame, at this time, they should be calm, strive for forgiveness from their families, and express their determination to work hard and redeem.

4. Propose methods: For example, let Mu and himself work in addition to work, find a way to work to earn extra money to repay, or propose to parents to borrow money, write down an IOU, and then repay it slowly.

Although online loans can solve the problem of urgent need for money, when applying for a loan, you should also pay attention to your own repayment ability, and not exceed your own repayment ability, so as not to be unable to repay in the end.

Thank you for your consultation, I hope this service can help you sail and slide, you can click on my avatar to follow me, and if you have any questions in the future, please give me a thumbs up, and finally wish you a happy life! [Slight laughter] <>

Summary. Dear, glad to answer for you. How to confess to your parents if you don't have an online loan:

1.Be honest. Everyone has a time when they do something wrong.

The attitude is sincere, let the parents pay it back first, and the money will definitely be returned to them after work. 2.Promise them that only this time, and they will never touch an online loan again.

Don't be afraid of being blamed, and be mentally prepared for the worst. Not all households can afford this liability. But this does not mean that things are no longer able to turn back, with the help of parents, when you go to the loan platform to negotiate repayment, the success rate will be greater.

How to confess to your parents if you don't have an online loan:

Dear, glad to answer for you. How to confess to your parents if you can't get an online loan:1

Be honest. Everyone has a time when they do something wrong. The attitude is sincere, let the parents pay it back first, and the money will definitely be returned to them after work.

2.Promise them that they will only do it this time, and they will never touch an online loan again. Don't be afraid of being blamed, and be mentally prepared for the worst.

Not all households can afford this liability. But this does not mean that things are no longer able to turn back, with the help of parents, when you go to the loan platform to negotiate repayment, the power of the relatives will be greater. <>

<> dear relatives, whether you want to repay the money or rely on yourself, whether it is your parents to help you repay the loan, or to borrow money from other friends, this is always a debt. Don't think it's okay to borrow money and return it to people with a smile, and you can spend money in the future. The money saved still has to be paid for the hunger and returned to the parents, which can give the parents some financial support on the one hand, and bring some psychological comfort to the parents on the other hand.

<> said it would have been done early. Don't put it off!

Many users spend their days tormented by online loan collection**. Some people have also thought about forcibly going ashore and telling their parents and family, but many parents are very angry and difficult to accept for borrowing online loans from their families. Someone consulted, confess what to do with online loan parents?

Then there are a few methods listed below that you can try.

What should I do if my parents don't count for honest online loans?

Generally speaking, online loans tell parents that they will usually get help, either to help repay together, or to appease and share the pressure, but some parents really don't want to manage and have no ability to manage, so whether they can successfully go ashore in the end can only depend on the user himself.

1. Negotiate repayment:Pay back the credit first, then repay the low interest, and finally negotiate with the small anti-aircraft artillery platform, tell them the real situation, and agree on the repayment time, maybe there will be a glimmer of hope. After all, online loan companies want money, and it's not interesting to collect them all the time.

2. Retain evidence:If the negotiation fails, and the other party continues to collect violently, it is recommended to keep the evidence, such as ** and audio recordings, and report to the police directly.

3. Bear silently:This method is the last resort, and it is also a helpless move. Now that your parents already know about online loans, even if they don't care about you, at least you are prepared to prevent harassment and not be suddenly frightened by collection.

As long as the user himself survives this collection time, it will be much quieter in the future.

The above is about "Confessing to online loans, what should parents do?" The above measures are all countermeasures after the overdue, or it is recommended that everyone do a good job from the source, do what you can, and borrow less if you do not have enough repayment ability.

I borrowed an online loan and confessed to my family, and when the time comes, you can euphemistically say to my family that I accidentally borrowed an online loan and have no ability to repay, can you help me.

Let's be honest, let's just say that you are in trouble, and it is true that you can't pay it back.

If you can pay it back, it's best not to tell your family, who will blame you and be very worried.

1. Calculate the interest rate of the online loan first, and if it exceeds the national statutory 36%, report directly to the local banking regulatory bureau. Looking for you to collect money, you tell it that it has been reported, and when the competent unit comes out with the results, someone will contact them. Don't look for you.

2, I went home and confessed. There is no other way.

Hurry up and tell the truth to your family, otherwise you won't be able to repay the online loan, and the interest will roll over more and more, and you would rather offend your family than get into trouble.