When applying for a job, they all say that there are three golds, what are the three golds?

To be complete, five insurances and one housing fund should be paid, namely: endowment insurance, medical insurance, unemployment insurance, maternity insurance, work-related injury insurance and housing provident fund. Among them, the five insurances are forced by the labor law for each enterprise to pay for employees, and the one housing fund is not mandatory.

Among the five insurances, maternity and work-related injuries do not need to be borne by the employees themselves, and are completely paid by the enterprise. The so-called three golds are actually three kinds of pension, medical care and unemployment enterprises and individuals need to bear part of the insurance money, usually these three are also the most familiar to everyone.

The three golds are medical insurance, unemployment insurance, and endowment insurance. If it is four golds, it must be counted in the housing provident fund! Listening to the landlord's words, it seems that he is a peer who works in the private sector.

According to common sense, endowment insurance is a guarantee for us to reach the retirement age, but the amount in private enterprises will not be very large, so I think the meaning is not like our parents, medical insurance is more useful, but the money can not be put forward and only valid in the city, for example, after I arrived in Shanghai, the original medical insurance in Hubei is gone! Unemployment insurance is really a donation, and I don't see it working. Generally, the practice on our side is that if it is three golds, we will pay less.

After all, cash is more realistic, and it does not affect medical treatment. If you have a housing provident fund, you can pay more, and the company will pay you more, and you can withdraw it. My advice is to pay less.

If you are interested, the "four golds" or "three insurances and one housing fund" generally refer to medical insurance, unemployment insurance, pension insurance, and housing provident fund. I don't know which of the three golds you are talking about. When handing over, just pay attention to a principle, that is, the unit will pay more if you pay part of it, and pay less if you pay it yourself.

For example, the housing provident fund is borne by the unit, so try to pay as much as possible. Of course, it is impossible for the unit to let you pay a lot, otherwise it will not be a loss Three golds: pension insurance, medical insurance, unemployment insurance hardware:

On the basis of the above three golds, add: maternity insurance and work-related injury insurance. There is also a housing provident fund.

Pension benefits are only available when you retire. Medical insurance benefits, which are usually reflected in your medical card, can be used at any time. Unemployment Insurance Benefits:

If you are unemployed, you will receive it at the unemployment center as required. Maternity insurance is for female employees and is paid at the time of childbirth. Workers' compensation benefits are not payable until they are recognized as work-related injuries.

The housing provident fund can be withdrawn when you buy a house.

The "three golds" refer to the housing provident fund, as well as the small enterprise wage arrears guarantee and the unemployment insurance for the disabled.

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What are the "three golds" in work?

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Thank you for your patience Here is an explanation to you The three golds are medical insurance, endowment insurance, and unemployment insurance, but this understanding is only a non-professional understanding, and it cannot be used as a correct interpretation of "three golds and five insurances" or "five insurances and three golds". Shetan Xun wants to help you.

Categories: Education Science >> foreign language learning.

Problem description: What do you mean by the "three golds" that you often say when looking for a job?

And please narrate in English, it is better to have an abbreviation.

Analysis: The previous three gold refers to the pension, medical insurance, and housing provident fund, which used to be called the three gold because the collection units of these three items were different.

At present, pension and medical insurance are collected by the local tax on behalf of the social insurance center, and the payment year is calculated from July 1 to June 30 next year, and the payment base is 60% to 300% of the average social wage of the previous year, and the average social level of last year was 1,585 yuan. There are two ways to participate in insurance, unit insurance and individual insurance, and the detailed items and ratios are as follows:

Personnel in this city --- insured by enterprises (with units).The specific ratios are as follows:

1.22% of pensions, including 14% for units and 8% for individuals;

2.Medical insurance: 10%, including 8% for units and 2% for individuals;

3.3% for unemployment insurance, including 2% for single letters and 1% for individuals;

4.2% of work-related injury insurance, all paid by the unit;

5.Maternity insurance, regardless of gender, must be insured, and all of them are paid by the unit.

The items and proportions are as follows:

1.pension insurance 18%;

2.Medicare: 10%.

After 15 years of social security contributions, you can enjoy a retirement pension when you reach retirement age.

Housing provident fund, the contribution ratio is 20%, generally by the unit and the individual half. It depends on the unit"Belly volume"Depends.

Hello, I am glad to serve you and give you the following answers: The three golds refer to endowment insurance, medical insurance and unemployment insurance, and refer to the social security system provided by the state to protect citizens' basic right to life. 1. Pension insurance:

Endowment insurance refers to the social security system provided by the state to protect the basic living rights of citizens, mainly to ensure the basic life of the elderly, provide pensions, and provide certain medical security. 2. Medical insurance: Medical insurance refers to the social security system provided by the state to protect the basic living rights of citizens, mainly to protect the health of citizens, provide medical security, and provide certain medical subsidies.

3. Unemployment insurance: Unemployment insurance refers to the social security system provided by the state to protect the basic living rights of citizens, mainly to ensure the basic livelihood of the unemployed, provide unemployment subsidies, and provide certain employment assistance. Workaround:

1. Strengthen the construction of the social security system, improve the three-gold system, increase investment, improve the level of security, and improve people's livelihood. 2. Strengthen the publicity and implementation of the social security system, let more people understand the three-gold system, increase the participation rate, and improve the level of security. 3. Strengthen the supervision and management of the social security system, ensure the effective implementation of the three-gold system, and ensure the improvement of the level of security.

Personal tips: 1. Participate in social security in a timely manner, understand the three-pension system, and participate in insurance in a timely manner to ensure that your basic right to life is guaranteed. 2. It is necessary to actively participate in the publicity and implementation of the social security system, so that more people can understand the three-gold system, increase the insurance participation rate, and improve the level of Baoda Bank.

3. It is necessary to actively participate in the supervision and management of the social security system, ensure the effective implementation of the three-gold system, and ensure the improvement of the level of security.