What signal does the Ministry of Housing and Urban Rural Development release when it determines the

Our country will invest more real estate in 2022, the real estate market in our country is already in a relatively high position, and there has been a bubble, the Ministry of Housing and Urban-Rural Development will be able to ease the relationship between supply and demand by putting more housing.

I believe that many people in the market are very concerned about the news of the Ministry of Housing and Urban-Rural Development, because this determines the economic trend of our country in the coming year, if our country puts more funds in the real estate market, then the development of the real industry is very difficult. The country's decision-makers have a very high level of understanding of the entire market, and have invested more funds in the real industry, so as to solve the employment problem in our country.

There has been a very big bubble in the real estate market, and the reason why our country has emphasized housing for several years in a row is that our country's real estate market has returned to our country's economy. <>

In the next year, our country will increase the investment of housing, economics has a very important concept, that is, around the change of supply and demand, if you can increase supply and demand, then the demand remains the same, you can stabilize the real estate market. <>

The real estate market has played a very big role in the process of reform and opening up in our country, and it is precisely because of the contribution made by the real estate market that our country's manufacturing and other service industries can achieve such good development, but in today's world, the development of the real estate market has hindered the development of the real economy, and our country must be adjusted. <>

The Ministry of Housing and Urban-Rural Development and the Ministry of Housing and Urban-Rural Development have paid attention to the bubble in the real estate market, and believe that under the adjustment of future policies, the development of the real estate market will definitely become more stable, and the real industry will get more funds, which is actually a cutting-edge plan.

Rewards should be given to those who are now taking out loans to buy houses, because you are supporting the real estate bubble with bank loans. Beijing's housing prices will definitely fall in the future, central enterprises will move to Xiong'an, the city will move to Tongzhou, college students will not come, investors can not sell, and Beijing's housing prices will fall by more than 50% in the future.

It should mean that the real estate industry is not very good now, and housing prices will be controlled.

I don't think these measures can save the real estate industry.

From my personal point of view, when the real estate industry has kidnapped the happy life of many people, this phenomenon itself shows that the real estate industry has reached the end of its development. For those who want to buy a house in the city, the housing prices in various cities will become cheaper and cheaper in the future, and there is a certain real estate bubble in many cities. I don't think there's any need to expect the real estate industry to return to the previous boom era, just hope that the real estate bubble will not burst, and a series of real estate measures introduced by many cities are also to avoid the bursting of the real estate bubble.

Various real estate measures were introduced in 2022.

When we proposed the real estate tax, although the real estate tax was not officially implemented, the topic of real estate tax directly changed the attitude of many home buyers towards the real estate industry. Since then, housing prices have fallen to varying degrees in all cities across the country, and although many cities have introduced intensive real estate measures, these measures have not played a corresponding role, and many cities are also encouraging people to actively buy houses through various means. <>

These real estate measures will not save the real estate industry.

The reason why we say this is mainly because our real estate industry has seriously affected the normal life of many people. Especially when housing prices in many cities are getting higher and higher, we will find that almost all young people have no way to buy a house through their own strength, and those who do not buy a house cannot afford to buy a local house. In my personal opinion, if the housing prices in a place do not fall, the real estate problem of the city cannot be solved, and we do not have to expect the local real estate industry to be rescued.

At the same time, if housing prices can be further reduced, this measure can really boost real estate in various regions**, and at the same time, it can also allow the majority of young people to get their own houses.

These measures do not solve the problem at the root cause. While these measures can sustain local real estate for a short period of time**, they do not fundamentally solve the problem because they do not touch the basic needs of the average homebuyer on their own.

I think of course it is possible to save the real estate industry, and now these policies are actually very good for ordinary people, which can greatly reduce their pressure to buy a house.

Being able to revive real estate, the Chinese population is a big advantage, and the market needs a large number of houses for sale.

1. Special deduction of mortgage interest. Buyers who purchase their first house can enjoy a special additional deduction for housing loan interest, which is deducted according to the standard fixed amount of 1,000 yuan per month, and the deduction period is not more than 240 months.

2. Mortgage interest rates have been lowered. If the buyer does not own a home in his or her name, the interest rate can be lowered.

3. High subsidies for talents to buy houses. Most cities are striving for talents, there are some subsidy policies for talents to buy houses, some cities have a maximum subsidy of five million for high-end talents, you can check the local policies before buying a house, and the actual regulations of the city shall prevail.

4. Large-scale entry into the market of co-ownership housing and various types of affordable housing. Individuals and the state each account for 50% of the property rights of co-ownership housing, and individuals only need to pay half of the ** of commercial housing, which is equivalent to reducing the cost of buying a house by half.

Personally, I think so. 2022 is a good year to buy a house. Because in 2021, due to changes in the relationship between supply and demand, the living space for house speculation is getting smaller and smaller, and house speculators who can't see the hope of housing prices will start to scale up real estate, resulting in the continuous release of second-hand properties in the market.

As speculators gradually withdraw from the property market, there will be a serious oversupply in the real estate industry in the future, and the property market will enter a buyer's market.

For the real estate market in 2022, the central bank has made it clear that it is necessary to implement a prudential management system for real estate finance to better meet the reasonable housing needs of home buyers. Coincidentally, the Ministry of Housing and Urban-Rural Development has also made clear adjustments: to ensure the demand for rigid housing, meet the reasonable demand for improved housing, and strive to stabilize land prices, housing prices, and expectations.

Specific measures include the following three aspects: strengthening the supervision of funds, increasing housing costs, and preventing and resolving financial risks.

The Ministry of Housing and Urban-Rural Development has once again clarified the direction of the development of the real estate market in 2022, and the development of the real estate market in 2022 is not destined to be too good, because our country has adopted a series of austerity policies, including monetary policy and fiscal policy, which have been increased in all aspects, in order to make the real estate market more stable.

It is very necessary to strengthen the supervision of funds, we can find through research that the reason why the real estate market has skyrocketed since 2015 is entirely because the amount of money in the real estate market is very large, and strengthening the supervision of funds will make the capital chain of the real estate market become less. <>

There is a theory of supply and demand in economics, if you want to make the real estate market stable, you must increase the security of housing, the biggest problem our country is currently facing is that the demand for the real estate market is not very large, but the real estate market is relatively small, and increasing the amount will flatten out. <>

The reason why such measures will be taken is that China's real estate market has already appeared financial risks, and the emergence of bubbles has a very large impact on the whole society on the one hand, it is necessary to increase capital supervision, on the other hand, it is necessary to resolve the existing financial risks, only in this way can the real estate market become more stable. <>

In fact, as early as 2015, the Ministry of Housing and Urban-Rural Development had discovered the risks in the real estate market, but at that time, our country proposed to destock. Monetary policy and fiscal policy have a very large impact on the real estate market, and it is necessary to control it from the capital side in order to make the development of the real estate market more stable.

Many departments, including the central bank and the Ministry of Housing and Urban-Rural Development, have mentioned "stability" and "virtuous circle" the most about real estate in previous meetings. "Promoting the virtuous cycle of the real estate industry" is widely regarded by the market as the main idea of real estate regulation in 2022.

Specifically, there is still uncertainty in the future, which is a beautiful yearning, so there is no time set for the implementation of the project, in order to promote a virtuous cycle and build healthy houses.

The specific measures are to formulate relevant policies to promote the development of real estate, and at the same time, it is also proposed to reduce housing prices, and formulate a plan to complete 2 million houses in 2022.

1. Some people said that the turning point of China's real estate is 2021. Or to put it more appropriately: 2021 is the year of China's real estate and inflection point. Why is that?

2. First of all, it has a certain relationship with the epidemic. This year, due to the impact of the new crown epidemic, many people originally wanted to buy a house, but now they are hesitating. Because I hoped that after the epidemic, domestic housing prices would be comprehensive, and I could buy a house in the market when I just needed it, but I didn't expect that after the resumption of work and production in May this year, housing prices in many places would rise instead of falling.

3. In fact, due to the support of the local government, the relaxation of real estate regulation, the reduction of the mortgage threshold, and the reduction of loan interest rates to historical points, all of which encourage buyers to enter the market to buy houses, so it is normal for housing prices to appear, but the inflection point will appear in 2021, mainly because of the current "selling tide" of second-hand housing in China.

4. Since June this year, the number of second-hand houses listed in the country has been straight lined, with 170,000 sets in Chongqing, 150,000 sets in Tianjin, 130,000 sets in Hangzhou, and 120,000 sets in Chengdu. And many owners are borrowing money to speculate on houses, holding a large number of real estate in their hands, carrying huge debts, their lives are getting worse and harder, and some people will reduce the price of each house by 500,000 yuan and cannot find a home. If the current state continues, the chain of many rich people will dry up next year, and the entire Chinese real estate will also occur, and there will be an inflection point in housing prices at that time.

5. At the inflection point of China's real estate in 2021, part of the reason for the closure of Hengliang is the supply interruption. Because judging from the data on the legal auction network, more and more people will abandon their houses in 2020, and the number of foreclosure houses has reached 1.15 million since 2020, while this data is only 500,000 in 2019; In 2018, there were 20,000 sets, and in 2017, there were less than 9,000 sets. If we follow this trend and there are more and more foreclosure houses, next year's housing prices will usher in an inflection point.

Real Estate Policy Regulation: **In recent years, the real estate market has been regulated, including restrictions on home purchases and loan amounts, and tightening regulatory policies on real estate development and sales. The implementation of these policies may lead to a decrease in investor confidence in the real estate market, which in turn will reduce residential investment.

Impact of the pandemic: The pandemic has had a huge impact on economic and social life, which may lead to a cautious attitude towards investing in the real estate market. Due to the restrictions on travel during the pandemic, real estate sales activities have also been restricted, which may have had a negative impact on residential investment.

Economic uncertainty: Uncertainty in the economic situation may lead to a lack of investor confidence in the real estate market. The instability of the global economic situation, as well as some domestic and foreign environmental factors (such as frictions, etc.) may lead to a decline in investors' investment expectations in the real estate market.

Rising cost of funds: The cost of funds may rise due to monetary policy adjustments or other factors, which will lead to a sporadic increase in the cost of residential investment. High costs may dampen investors' willingness to invest, leading to a decline in residential investment.

In conclusion, the reasons for the decline in residential investment are complex and can be influenced by a variety of factors.

Tightening of national policies: Since 2020, China** has taken measures to limit the boom in the real estate market to avoid excessive amplification of the real estate bubble. Policy restrictions have made it difficult for property developers to obtain financing, limiting the growth of real estate investment.

2.Rising lending rates: Bank lending rates increased in 2021, increasing the burden on property developers, negatively impacting real estate investment.

3.Impact of the epidemic: The epidemic has had a great impact on the economy and the market, making people uncertain about the future more uncertain. Due to the uncertainty of the pandemic, many people have postponed their home purchase plans, increasing the risk of a housing surplus.

4.Reduced market demand: Due to the pandemic and the economic downturn, many people have lost their jobs or their incomes have dropped significantly. In addition, with the acceleration of urbanization and the postponement of the marriage age of young people, the demand for housing has declined.

Overall, there are many reasons for the decline in residential investment, but policy tightening and the impact of the pandemic are the main reasons.