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I think these positive measures can promote people's motivation to buy a house, and can also reduce some of the pressure on people to buy a house, which can make China's economy develop better.
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Such a positive policy will also bring more positive help to the development of life in the future, and the development of today's society and the current economic progress will bring more positive help, and will also bring more new possibilities for the future development of our country.
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It will make people's pressure less, accelerate the recovery of the property market to a certain extent, and make the real estate market more stable.
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I don't think there's any need to look forward to the "Golden Nine and Silver Ten", and the real estate measures introduced by many cities are actually useless.
The reason why we say this is mainly because our real estate industry has basically come to an end, especially when housing prices remain high in many cities, we will find that many ordinary people simply cannot afford to buy local houses. For young people, the number of young people who can buy a house through their own ability is almost 1%, and many young people need to rely on the strength of their family when buying a house. To some extent, no matter what real estate measures a city implements, when the purchasing power of residents is severely drained, the number of people who can buy houses will only become fewer.
If the house price in a place is not reduced, it is impossible for the real estate in this place to return to normal. <>
The real estate industry is unlikely to usher in the "Golden Nine and Silver Ten".
This is a very simple truth, because the entire real estate industry has appeared a variety of problems, many places not only will not usher in the "golden nine silver ten", but there will be a lot of real estate problems. Especially for those real estate developers with greater financial pressure, some developers will have unfinished real estate due to financial problems, and the housing prices in many third- and fourth-tier cities will also be more than 50%. <>
In many cities, the real estate measures implemented are simply not useful.
The main reason for this is that the real estate measures implemented by these cities only play a role in maintaining stability, and there is no way to effectively restore local real estate**. Especially when housing prices in many places have reached more than 5 times the income of ordinary people, a person needs to go without food or drink for at least 30 years before he can afford a local house. As long as a city doesn't lower its local house prices, the real estate** in that place will get worse and worse.
In the end, I don't think there is any need to expect the real estate industry to come back to life, after all, the industry has done its job, and housing prices will get lower and lower in the future.
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The economy said that the real estate market "golden nine silver ten" is a bit cold, which has a certain positive impact on the real estate industry, because in recent years, the real estate industry is really hot, and the state has been introducing corresponding policies to regulate the normal operation of the real estate market. Although the development of the real estate industry can drive the development of many industries, we should also make it clear that the development of anything has a certain amount of laws to follow, and if this law is broken, then it is unhealthy and will definitely bring adverse effects.
First, the problem of overheating in the real estate market.
Probably since 2016, there has been an abnormal phenomenon in the real estate market, housing prices are still soaring, and the outlook is good. The inherent concept of many consumers is to buy up and not buy down, because real estate is a relatively large investment, so for many people who just need it, they are afraid of accelerating, so they can only get on the car, so it has caused a hot situation in real estate.
Second, the development of the market should follow certain laws.
However, the development of the market must follow certain laws, and any commodity is determined by two reasons: use value and value. Although the house is a special commodity, in the final analysis, it is still a commodity, and the purpose of the house is also for living, for use, not for speculation, so the state will introduce certain measures to regulate the real estate market.
Third, the real estate market has gradually stabilized.
Because of the hot development of the real estate market, the macro control of the market will play a certain role in influencing the invisible hand of the market. In the past two years, the housing prices have been stabilized, and the real estate market has tended to gradually stabilize the state, so this year's Golden Nine and Silver Ten, from the entire real estate industry, there is no hot phenomenon, which shows that the regulation has a certain effect, which is conducive to the stable development of the real estate market.
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It has a particularly serious impact, which will lead to unsalable houses, and then the income of real estate developers will become lower and worse, and there will be a lot of empty houses.
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This is really very important for the real estate industry, and the real estate industry is basically very low in sales right now.
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It can be seen that there are many problems in real estate now, and the promulgation of relevant policies has a relatively large impact on real estate, which inhibits some malicious speculation.
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I think the real estate market is unlikely to usher in the golden nine silver ten, although our country has regulated the real estate market, but the real estate market is still in a relatively high position, so many people still can't afford to buy a house.
Our country's real estate market will have a relatively high sales volume in September and October every year, and the development of the real estate market this year is actually not very good, although our country has given some subsidies, but it is insignificant, and it is not enough to promote the development of the real estate market.
The reason why I have a negative judgment is mainly because the real estate market is still in a relatively high position, and in the process of high housing prices, ordinary people simply do not have the money to buy houses, which will reduce the sales volume of the real estate market, and it is unlikely that there will be a hot sales in September and October. <>
Although subsidies have been provided in some places, the subsidies that ordinary people can receive are relatively small, and civil servants in many places can receive subsidies, but others receive very little subsidies. <>
Although our country has released a policy of subsidizing real estate market buyers, but many places have not actually subsidized, and the real estate market in many northern cities will not get too good development, in the case of the introduction of policies, it is not possible for more people to choose to buy, because there is no value of investment, the actual situation is that many places have not introduced preferential policies, which is not conducive to the development of the real estate market, and it is unlikely that more sales will be obtained in September and October. <>
Through the analysis of the above three aspects, we can find that it is unlikely that there will be sales growth in September and October this year, and there will still be pressure on the real estate market in the coming period.
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It's still very tough. The most important thing is because of the impact of the epidemic, many people's jobs and incomes are basically unstable, and consumption is rising, so many people are in a wait-and-see attitude.
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Of course, the property market can usher in the "golden nine and silver ten". Such a policy is very good, and it really brings benefits to home buyers, and I hope that many places can follow suit.
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It is difficult for the property market to usher in the "Golden Nine and Silver Ten", mainly because of the economic downturn, and everyone does not dare to take the risk of price reduction to buy a house.
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I think it can be ushered in in the near future, because the heat of speculation is not as high as before, so the economic bubble is unlikely to appear, and now a lot of preferential policies have been introduced, which can drive the development of the real estate market.
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The development of the domestic property market is sluggish, in order to further increase the regulation and control of the property market, many places have launched a series of policies to stabilize the property market, and the purchase subsidy has become the standard configuration of the circle, some places also encourage real estate companies to formulate their own concession policies, including in Hangzhou Lin'an District, in the local purchase of a total price of no more than 300 yuan of new commercial housing You Zhao will be given a subsidy for the total price of the house, which is actually a very good policy for the property market, but also will reduce the pressure on home buyers, improve their enthusiasm for buying a house.
In order to encourage everyone to buy a house, many places have released restrictions on purchase and sale, and encouraged everyone to buy and settle down in the local area, some places have lowered the mortgage interest rate, and also reduced the down payment ratio of the first house, but the house price is still at a high level, so the house transaction volume has not increased significantly, and the house has also launched a more preferential policy to subsidize the purchase of houses, that is, a disguised price reduction, so that the public can get benefits, and they are willing to buy houses.
Real estate incentives are getting bigger and bigger, and will also help stabilize the expectations of buyers, for those who just need or improve the purchase of a house is very good, but I think the property market does not have a large investment value, if you have some surplus money is better than to save it in the bank, so that it is more reliable, especially the domestic housing prices have ushered in a turning point, there is no room to continue to rise in the future, and the real estate market will also be polarized, in the first-tier cities the house may not appear a large **, However, housing prices in third- and fourth-tier cities will continue to fall.
If you are not in a hurry to buy a house, I think you can wait and see for a while, because there is room for house prices and mortgage interest rates to continue to fall, so you will save a lot of money by buying later, especially the repeated outbreaks of the epidemic, which makes the real estate market worse, so you should buy a house more rationally.
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Many places have introduced policies to stabilize the property market, and housing subsidies have become "standard"! The property market can usher in the "golden nine and silver ten", after all, the property market is currently in a process of gradual recovery, and the preferential policies in various places are also very powerful.
First, many places have introduced policies to stabilize the property market, and house purchase subsidies have become "standard"!
With the arrival of the sales period in September and October, many places have introduced policies to stabilize the property market, some places have reduced interest rates and increased subsidies to allow people to buy real estate, and some cities are directly connected to a large number of real estate through their own enterprises to alleviate the pressure on the property market, and more is to convert the demand for housing and selling houses for rental credit housing. In any case, the current state of the development of the property market is still very clear, that is, it must go through a period of downturn and then go back to the peak.
Second, the property market can still usher in the "golden nine and silver ten": relatively speaking
In fact, the property market can really grasp the two ** periods in September and October, why do you say that? Compared with the sales performance in the first half of the year, the sales volume of the property market must have increased, after all, the sales volume itself during the two months is huge, and coupled with the introduction of such a noisy preferential policy in the local area, consumers will soon rush into the market when the peak consumption season comes, and eventually will win the corresponding houses, which is a reality we need to see.
Third, the property market will survive the cold winter and spring will come <>
Although the current situation in the real estate market is still quite difficult, we must also firmly believe in a truth, that is, as long as the property market survives this cold winter, then the spring of the property market is coming. As the current property market has shown a sluggish state, this has led to the lack of confidence of many consumers in the property market, and finally led to a sharp decline in the number of real estate sales in the property market, which has formed a not very healthy cycle, which is the current dilemma of the property market. However, with the introduction of more and more preferential policies, and the state of the property market is gradually picking up, the property market will eventually be able to usher in the corresponding spring.
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It is difficult for the building to usher in the golden nine silver time, because now the epidemic on the one hand, coupled with real estate speculation, on the other hand, people have understood how to spend.
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It is difficult for the property market to usher in the "Golden God Slow Hand Nine Silver Ten", because everyone has no money to buy a house, but the house price has been ** after the suspicion, which also makes everyone dare not buy a house.
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I think that if the housing purchase subsidy is strong enough, then there is still a lot of hope for the grand occasion of the Golden Nine and Silver Ten.
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More than half of 2021 has passed, and the time is getting closer and closer to the peak season of the traditional property market in the second half of the year. In fact, the whole month of September can only be regarded as a marketing momentum, the real market heat and transactions are set in the end of September to the beginning of October, the harvest of the year has basically been determined, superimposed on the National Day holiday, in fact, not only the property market, for the vast majority of the physical industry, the golden nine and silver ten, is a year, very important and key marketing nodes.
The important thing is one thing, as for whether there is one, then it has to be analyzed on a case-by-case basis, and talking about the cycle out of the environment is all hooliganism, isn't it? China's property market in 2021 is difficult to describe, and it may not be applicable to all real estate projects in all cities, but from the general situation, it is difficult to be optimistic.
On September 15, the National Bureau of Statistics announced the changes in the sales of commercial housing in 70 large and medium-sized cities in August 2021.
The mainstream view is rarely more consistent: with the return of credit policy to normal, the growth of housing prices is expected to slow down in the future, the number of cities with downward adjustments will continue to increase, and the property market has an inflection point.
Incomplete statistics, in the whole month of August, real estate regulation has exceeded 68 times, superimposed on 352 times from January to July, and the cumulative real estate regulation has exceeded 420 times during the year, with an average of more than 50 times per month, which is a new record since the history of socks. The real estate sector as a whole has seen a fever under the tightening of credit. In 2021, there will be no suspense in the year of regulation, credit tightening, and strong supervision.
In 2021, China's property market participants, groups and funds for speculation in real estate are targeted as the main target, and the main force that has been active in the property market for a long time has become a value investment group and a group that just needs to be improved.
Of course, there is one thing to say, everyone has experienced the economic and monetary environment, in 2021, the demand side, that is, the people who buy houses, it is not easy to make money, it is not easy to take loans, and there is no meaning of decline, and the downward pressure on the economy is an indisputable fact.
Everything has cycles, the economy has fluctuations, but it just so happens that it is concentrated in 2021, and there is nothing to make a fuss about. Based on the analysis of the above three dimensions, the "golden nine and silver ten" of China's property market in 2021 are quite hanging.
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