Is it appropriate to invest in a house that will be handed over after more than four years?

Since you have paid the deposit, there is no way, and if you return it, you will lose 20,000.

The price of the river view room is very good.

But it was a problem to wait until March '14 to live.

But you can give some numbers for your reference.

Assuming a loan of 1 million yuan and repaying it in 20 years, 4,352 yuan will be repaid every month.

To do a simple calculation, you will have to pay a total of 178456 yuan by the day you get the house, and you will not have a house to live in if you pay this money.

So it depends on whether your payment of about 180,000 yuan can make up for the appreciation of housing prices.

To put it simply, if the house is still 8,600 per square meter after 4 years, you will lose 180,000 yuan.

If the house price is 10,000 per square meter and a 100-square-meter house after four years, you will get 140,000 yuan from the profit of rising house prices, but you still lose 40,000 yuan, that is to say, there is still 40,000 yuan to make up for the loss that you spent money but did not live on.

That is to say, when you lose 20,000 yuan because the house is 10,200 square meters, according to the 100 square meter house, at this time, the money you lose is the same as the money you lose when you unsubscribe now (of course, time and interest, prices and other factors are ignored here).

To sum up, what you have to consider is whether there is room for appreciation in this house, how much appreciation is, and the next day 400 is scaring you, and those who sell houses are like this Hehe The above data are approximate calculations, just for your reference. I hope you understand.

Finally, let's summarize the two choices you can make:

1.If you think that the house price can rise to 10,200 yuan per square meter after 4 years, you will buy this house and don't return it.

2.If you think that the house price will rise to less than 10,200 yuan per square meter in 4 years, it is not a bad thing to cancel now.

I know that it hurts everyone to give up 20,000 yuan now, but you also have to consider that in the next 4 years, you may not just lose 20,000 yuan if you pay money to a house that you don't have to live in.

I hope you are satisfied with my answer and I wish you all the best

You're bold enough to buy a house in five years' time.

Now you have to look at the development trend of this place, if you think there is a lot of potential, you can buy it, and you won't see the income in five years, but maybe the income will be very big after five years, because there will definitely be fewer and fewer houses with this resource.

If you think that the financial pressure is very high and you are not optimistic about the prospects, you really don't need to make a deposit, and you can't invest millions of yuan because of 20,000 yuan. The risk ratio is not equal

It's really possible, in the end, I may tell you that I don't have a pre-sale certificate, so I won't hand over the house and refund the money to you, and the reason for this is because the ** merchant wants to increase the price.

It seems that either the procedures are not in order, and you didn't look at it when you bought the house, or the small developer has insufficient funds, it is difficult to say, and there is a relatively large possibility of failure.

You bought the unit, right? The nature of the land is allocation, right? The land transfer fee must be paid for the transfer of land to be listed on the transfer of land**; Otherwise, the house will not be able to apply for the real estate certificate, and even if it is, it can only be done in the name of the allocated unit, so in fact, you still only have the right to use, not the ownership.

Don't worry, the house is there, it's just not a new one. Calm down!

What is the delivery time of your house, and if the developer delays the delivery, you can claim compensation.

Don't buy a 40-year condominium, try to buy a house as much as possible.

Here, I have chosen the two-year performance of the market from September 2013 to September 2015, which is more reflective of the appreciation.

It can be seen that the new West Ming Pavilion apartment has appreciated from 7,369 yuan to 8,576 yuan, with an appreciation rate; Tuoji City Plaza appreciated from 7,794 yuan to 9,671 yuan, which increased in value, almost 8 percentage points more than Xinxi Mingge, and nearly half of the income.

The above is the value-added situation of non-school district communities, let's look at the value-added situation of high-quality school district communities below:

Located in the Imore apartment on Maoyin Road in Hefei Municipal District and the Yulongwan Community across the road, they are both located at the intersection of Metro Line 3 and Line 4, and the school district is also the school district of 50 Zhongxin District.

We can see that imore opened on October 26, 2011, with an average price of 6,800 yuan; The 10 buildings in Yulong Bay were opened on December 16, 2011, more than 50 days later than imore, with an average price of 7,100 yuan, which is similar.

Forty years of ownership of the house pros and cons.

1. Pro: A house with a 40-year property right is not a small property right house or an illegal building, and it can be purchased normally. The property rights mentioned here refer to the term of land use, that is, the 40 years indicated on the land use certificate.

Under normal circumstances, the 40-year property right is commercial, tourism, and entertainment land, and the water and electricity bills of such house residents will be higher than that of ordinary residents in accordance with commercial standards.

2. Disadvantages: Because it is for business purposes, water and electricity are **, there is no gas, and the ring tower is not suitable for living, and the loan interest rate is rising.

Help you analyze whether you can buy a house with a 40-year property right and the difference between a house with a 70-year property right.

You can wait. Because the house price is not high, it means that you have no appreciation potential there, the population is relatively sparse, and there will be a large number of houses that cannot be sold in the future, so you can choose when the time comes. But you also have to calculate, because the cash in hand for two years is easy to depreciate, which means that the purchasing power of the money in your hand will decrease after two years.

With so much money in your hands, it is easy to be robbed, and it is difficult not to spend. It's safer to spend it early.

If you have a lot of money, you can consider going to the city centers of big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, buy a small house as an investment, and then sell it for a profit after a few years.

If there are many people who buy houses there, you can also consider buying in a group and negotiating with the developer, which can be cheaper.

Figure 1 is really not good-looking If you don't have to buy it this year, you can wait.

Shaanxi Zhihong Supervision Tips: You first go to the design department, the Construction Bureau, the quality inspection station and other relevant departments to understand the details, and determine that the violation of the relevant regulations of the state, you can directly take the legal route (pay attention to the collection of evidence).