I m about to retire, and I haven t had insurance for a few years, so I don t have to make up for it

This is related to your local social security, and there are certain differences in each region. It's impossible to calculate how much you can take.

I personally suggest that you go to make up for the insurance, although you can also receive a pension normally, but 20,000 yuan in your hand is looking less and less worthless, and it can be very reliable to let you receive money every month until you are old.

Of course, if you have good conditions in all aspects of your home, you can also skip it, and you can keep cash to travel or something.

As long as the minimum 15-year standard is met, it can be waived. There is definitely a difference between making up and not making up, but it won't be too big.

For retirement, there is a formula for calculating pensions: the sum of the average salary * 20% + personal account * 1 120, which is obviously directly related to the amount of social income and personal contributions. The amount of money to receive is determined according to comprehensive factors such as the payment time period and grade, the type of work, and whether it continues to pay.

In addition, after all, China is a large country with a large population, and the purpose of the country's social security is to solve the future pension and medical problems, reflecting the principle of socialist equalization, rather than widening the gap and creating contradictions, so even if you pay more, the upper limit is stipulated.

If you want to improve the quality of pension, it is recommended that you buy a certain amount of commercial insurance as a supplement on the basis of purchasing social security.

Legal analysis: If you didn't pay the pension insurance last year, you can make up for it this year.

Social security supplementary payment refers to the interruption of social security payment for some reason, and there is no payment in the middle of the month, and now due to recruitment or other reasons, it is necessary to make up for the part that has not been paid before, so as to obtain a complete social security time period to ensure the normal recognition of recruitment and settlement. Under normal circumstances, the general unit (sub-regional) can only make up for two months, and if it takes longer, it has to be operated through some ** institutions.

Note: The social security policy can be paid for up to two years, which means that it is calculated from the month of the supplementary payment as before (it is calculated according to the time period of the supplementary payment, not the cumulative month.) For example:

Any period of time from April 2021 to April 2020 is counted as one year. For example, any period from April 2022 to March 2020 to April 2019 is calculated as two years, and only September 2019 is paid separately, which is also calculated as two years).

Legal basis: Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

If we don't pay the corresponding insurance when we go to work, we can make up the payment when we retire, but we can only enjoy the benefits after retirement after we make up the payment, which is also a more troublesome point. Therefore, it is best to pay the insurance premium on time during the work period, so as to better protect our personal rights and interests. When we are employed, some companies will also handle the corresponding insurance for us, so that when we retire, we can get the corresponding benefits.

We can make up the cost of the insurance product after retirement, and we can only enjoy the benefits brought to us by the insurance product after the supplementary payment. More and more people in our lives will buy insurance products, these insurance products can better protect our lives, make our lives more colorful, but also reduce our unexpected economic expenses, and provide a security for our lives. <>

We can choose to make up for the corresponding insurance products after retirement, but the cost we have to pay is also relatively huge, so we try to pay the insurance premiums on time before retirement, so that we can spend less money to get better benefits. When we reach the corresponding retirement age.

In the future, if we all pay the insurance premiums on time, we will be able to enjoy the various benefits brought to us by the insurance product. <>

There are also various insurance products in the market, and we should choose the right insurance products according to the actual situation of the individual. A good insurance product can better protect our rights and economic security, reduce our economic expenses, and make our lives better. We should pay attention to the relevant precautions of insurance products and some deadlines that must be paid, so that we can better operate.

After that, you can also check the situation to make up the payment, generally to go to the Social Security Limb Huai Bureau, and then bring the relevant certificate and no friend documents can be handled, but you need to pay for 15 years.

If you have retired, you cannot make up the social security payment, you can pay the NCMS, or you can buy other commercial insurance.

Yes, as long as you bring all the relevant information to make up for it, and you have to make up for it according to the situation at the time.

No, according to the regulations, social security cannot be paid retroactively, retirement age.

After arriving, if you have not paid social security for 15 years, you can apply to the local social security bureau for an extension of social security payment.

After 15 years, you can go through the retirement procedures.

Legal analysis: You can apply to the local social security bureau for supplementary payment, and you can generally pay 3-5 years of social security-related expenses. The minimum payment period of pension insurance is 180 months, that is, 15 years, and you can pay more, and you can receive more when you retire to receive pension insurance.

The pension insurance can be accumulated to calculate the payment period, that is, intermittent payment is allowed.

Article 10 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Part-time employees who do not have employees, part-time employees who do not participate in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The methods for the public reform of the pension insurance for the staff and the staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Summary. Yes, and it should be noted that these 15 years can be discontinuous. However, 15 years is only the lower limit of the time to enjoy pension insurance benefits, and it is best to pay continuously if you have the ability.

Because the longer the payment period, the larger the payment base, the more pension you have when you reach the statutory retirement age, and the more secure your life will be in your later years.

If the payment is not made, when the basic pension insurance is calculated and paid at retirement, the average social wage of the province will be calculated according to the statistical data of the previous year when the pension insurance premium is interrupted. Correspondingly, if the employee intermittently pays the pension insurance premiums, when calculating and issuing the basic pension insurance premiums at his retirement, the average social wage of the province will be calculated according to the statistical data of the previous year after the cumulative actual payment period is compressed forward. At the same time, the minimum guarantee line of the basic pension when the employee retires should also be calculated and paid according to the average pension of the province in the previous year after the terminal payment or cumulative compression.

If he stops paying pension insurance premiums this year and does not pay any more, he should receive pension insurance when he retires with reference to the average social wage of the province.

Yes, and it should be noted that these 15 years can be discontinuous. However, 15 years is only the lower limit of the time to enjoy pension insurance benefits, and it is best to pay continuously if you have the ability. Because the longer the payment period, the larger the payment base, the more pension you have when you reach the statutory retirement age, and the more secure your life will be in your later years.

If the payment is not made, when the basic pension insurance is calculated and paid at retirement, the average social wage of the province will be calculated according to the statistical data of the previous year when the pension insurance premium is interrupted. Correspondingly, if the employee intermittently pays the pension insurance premium, when calculating the basic pension insurance for his retirement, the reference to the average social wage of the province will be calculated according to the statistical data of the previous year after the cumulative actual payment period. At the same time, the minimum guarantee line of the basic pension when the employee retires should also be calculated according to the average pension of the province in the previous year after the terminal payment or cumulative compression.

If he stops paying pension insurance premiums this year and does not pay any more, he should receive pension insurance when he retires with reference to the average social wage of the province.

Summary. Hello zero years to pay social security, now has been surrendered, then if according to the principle of pension insurance for 15 years, your pension insurance has not been paid enough, now can not be paid, because according to the 2021 flexible employment and individual in our country if the pension insurance is broken, or the cross-year payment and retirement one-time payment of pension insurance, now are not allowed, if you want to pay the pension insurance now, then you must have the social security center to handle the pension insurance payment business, In this way, you can only apply for pension insurance again. Make a payment.

Hello, the social security paid for a few years, and now it has been surrendered, so if you pay the pension insurance for 15 years, your pension insurance Sakura Bridge has not paid enough, and now it cannot be paid, because according to the flexible employment and individual stipulated by our country in 2021, if the pension insurance is broken, or which round is the cross-year supplementary payment and retirement one-time supplementary pension insurance, it is not allowed now, if you want to pay the pension insurance now, Then you must have the social security center to handle the payment of pension insurance, so that you can only apply for pension insurance again. Make a payment.

If your question has been solved, you can click "End Service" in the upper right corner and give a 5-star like to get or get 1 consultation coupon. If you have not linked the group, you can leave a message or ask me a question again

Summary. Hello dear, I am happy to serve you, I am a professional workplace worker with 15 years of consulting experience and management personnel experience, I have seen your question, and the correct answer to the question is being sorted out, it is expected to be about 5 minutes, please wait patiently, you can also take a look at my homepage first, maybe you can find the answer you need

Hello dear, I am happy to serve you, I am a professional workplace worker with 15 years of consulting experience and management personnel experience, I have seen your question of envy, I am sorting out the correct answer to the question, blindly prepared for about 5 minutes, please be patient and wait for it, you can also take a look at my homepage first, maybe you can find the answer you need

Hello dear, Bo Tansui is very sorry to keep you waiting, for your question, let me talk about it, this depends on the specific situation, if you have broken off diplomatic relations halfway this can be paid, if there is no Kib halfway but your pension insurance has not been paid for 15 years, you need to extend it for 5 years to continue to pay, if it is extended for 5 years and not yet to 15 years, this acacia can be paid to 15 years at one time. 