Is there a conflict between the medical commercial insurance and Ping An insurance for college stude

Hello! There is no conflict, after the first one has been reported, the remaining part will be reimbursed to the second one, and the overall reimbursement amount will not exceed the cost you spent, but there will be a problem of overreporting and underreporting! That is to say, buy more, report more, buy less, report less!

Hello: Liu Ligang of Taikang Life Insurance cooperates with the national industry to serve you! There is no conflict, the urban medical insurance is state-owned, and the original must be retained.

All commercial insurance is a concession for social security, and commercial insurance requires a copy. If it is reimbursed by social security, with your original invoice, the total list of expenses, and the discharge summary, you must first make a copy, and then you must have a fresh seal of the hospital, and then get the reimbursement from other insurance companies, there will be a reimbursement list, the original will be left, and you will be provided with a copy and stamped"The original has been verified", and the commercial insurance company will recognize the copy after stamping this seal, and then get reimbursement from other insurance companies. Wishing you well:

All the best, solve your worries as soon as possible!

Generally speaking, there is no conflict, depending on what kind of insurance you have purchased, if you buy both, there will be no conflict problem.

Hello! Medical plans in commercial insurance are reimbursement-based products. You can take out more than one commercial insurance company, and you only have one bill to make a claim in the event of a medical expense.

When you apply for a claim from the first company, you need to make a copy of the original documents, because when the first company completes the claim work, it will show you the claim settlement notice and the split sheet, which will list the detailed data of the reimbursement according to the contract responsibility, and the original will not be returned to the customer. You can take the claim settlement notice, split order, and a copy of the medical expense bill that you have set aside from the first company to the second insurance company for a claim, and so on. Reimbursement products allow you to pay the least amount out of pocket.

You can refer to the article on claims in my blog. I'm Yang Qiang from Taiping Life Insurance Beijing Branch. If necessary, you can communicate online through QQ or email, communicate first, and learn more about your insurance planning, hoping to give you some help with ten years of experience in the insurance industry.

Reference: How to make a claim for medical expenses.

Hello friends! College student medical insurance, you are a student insurance or social security insurance, social security can be reported first, and then the insurance company, if it is a commercial insurance, also report the insurance of an insurance company first, such as the first report of safety, if the safety is not finished, you can go to another newspaper. The reimbursement of medical expenses is a compensatory one.

Hello: I would like to add that the total cost of both will not exceed the cost of the loan, which means that you will not get any benefit from the insurance, but will only reduce the loss. But the value is different.

Pacific Insurance Haofeng Business Department sincerely serves you. Welcome friends in Pingdingshan jurisdiction to click on my avatar or ** consultation. If it helps you, please give a good review, thank you!

Which company did you buy your school's medical insurance? When you make a claim with the previous insurance company, you should state that your original invoice will be returned to you, and you need to report it again. Generally, after the first company has finished reporting, it will be reported to another company, but all the claim information must be photocopied.

Except that the invoice is to be original. If the same purchase is made in Ping An, after the first reimbursement, the second time can only be reimbursed no more than 65% of the remaining reasonable expenses.

Hello! You can choose to go to an insurance company for reimbursement first, and the remaining part of the invoice can be reimbursed, as long as it is within the scope of medical insurance. Have a great day!

Hello! Medical insurance reimbursement is a proportional apportionment principle.

Hello: There is no conflict between the two, both are compensatory, if you only buy a type of insurance to be reimbursed, you can only report the deductible and then report dozens of percent, you have to pay a part of the drug costs, if the two buy, the two to compensate, you only pay a small amount of drug costs, so as to protect your own economy. It's a pleasure to be there for you!

Hello, no conflict. Medical insurance is compensatory insurance, and its reimbursement principle is compensation. If one company fully reimburses all expenses (excluding out-of-pocket expenses), the other company will not be reimbursed.

2.We have bought urban basic medical insurance, do we still need to buy college students' safety insurance?

Kiss! Hello, happy to answer your <>

Dear, where is the turn to buy urban basic medical insurance, you don't need to buy college student safety insurance, students have bought resident medical insurance, it is best to buy a school safety insurance. Because no one can guarantee that the child will be safe every day, if the child is injured because of bumps and bumps outside of school or school, the part that is not covered by the domestic medical insurance, the school's safety insurance can also reimburse a part, so as to reduce the burden on parents. If you buy a resident medical insurance, if you don't buy the commercial medical insurance of his insurance company, it is best to buy a student's student insurance, so that when you are hospitalized, in addition to the resident medical insurance can be reimbursed, then the student insurance can also be reimbursed in the remaining medical expenses.

If there are other commercial medical insurance companies in addition to domestic medical insurance, then there is no need to buy student insurance. Hope mine can help you <>

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