Why can t you save money, how to solve it, and how to solve it if you can t save money

The way to save money is that when you make money every month, you will take out a fixed sum of money and save it, and you will not spend it when you save it, and you will consume rationally when you spend money, and you will not buy what you should not buy. Control yourself, and add up to a lot.

It is recommended that you make a plan every month, plan your income and expenditure, see what you must consume, what is necessary to go out, and set aside a certain amount of activity reserve for gifts. In addition to that, see if there is any money left, at least how much is left, then these are the money you can save. If you have a plan, go to the bank to get a card with a lump sum deposit and a fixed amount of money every month.

If you don't have any money left over without an appointment, then you don't have to think about whether you can save it, but how to earn it.

Why never live with money how to resolve because every month is too late. If you have a lot of money, you can't save money if you spend too much money You should make a fixed deposit for yourself, and take out a few hundred yuan every month to save it. Tram deposit so you will save money.

If you can't save money, you may not be able to control yourself, you like to spend money lavishly, and you are easy-going, so the money you earn is spent at once, and you may not be able to save money because you make too little money.

Set a small goal first, make a small plan, such as a 180-day savings plan (or 365-day savings plan) to make a 180-day calendar, save money in the corresponding grid every day (1 to 180 yuan), save a comparison on the corresponding number of days, if the balance of wages just paid today is more sufficient, save 180 that day; If it's at the end of the month and you're strapped for cash, you'll save 5 yuan that day. After 180 days, you can save 16,290 yuan in the whole cycle.

Nowadays, young people, the moonlight clan is particularly many, because they grew up in this superior society and family, most of them are pampered and raised, and now they can make money, and if they can't save it, then they have to control their own spending soul, the old man said that the thin water flows long, this is a certain truth, don't go to the moonlight clan to consume, save part of the remaining money, spend it, and develop this habit.

If you can't live with money, how to resolve it can only be controlled by yourself, and there is no other way. If you want to spend money. You can't help it, and there's nothing you can't help

It can only be said that he can't take out the money when he dies, or else he will do something else, but your current money is really saved. It's very, very difficult, it's difficult, because now the society is developing and the economy is more developed, well, what is it? I bought them from the Internet, or the Dandan things in the store are relatively expensive, and the wages are relatively small.

The reason why you can't save money is because you don't know how to spend rationally, so it is recommended to make a deposit plan for yourself, deposit regularly every month, and force savings.

Take out 100 or 200 yuan every month to deposit ** fixed investment in the bank, which is not only convenient for saving money for a long time, but also can get a lot of income.

Make a plan for yourself, how much money you take out of your salary each month to spend, how much money to save, so that you can make a habit and you will save money.

1. First of all, sort out the consumption in the previous months and sort out the monthly consumption direction.

2. Compress dispensable consumption.

3. Distribute income, which is divided into deposits (preferably deposited after salary payment), mandatory consumption (necessary goods), and non-essential consumption.

On the one hand, you may not be able to save money because you have no financial concept, or you are spending too much, or you are earning too little.

This depends on the individual's self-control, or if you have money, you will store it on your parents' side, so that your parents can't give it to you!

Don't spend it indiscriminately, save it when you earn it, save it immediately, you see if you can save it, as long as you want to save it, you will be able to save it.

When you think of saving money, you still have to be conscious, you can spend on the necessities of life that you should buy, you can spend your living expenses, and try not to spend anything else that you shouldn't buy, and you can save some money every month.

If you want to save money, you have to make money hard.

Because you spend too much, or you earn too little and don't spend enough.

Marxism holds that interest is essentially a part of profit, a transformed form of surplus value. Money itself does not create money, it does not increase in value on its own, and it is only when the functional capitalist buys the means of production and labor with money that he can create surplus value in the process of production by employing the labor of workers. The money capitalists, on the other hand, share the surplus value with the functional capitalists by virtue of their ownership of capital.

01. Change the concept of money.

Some people feel that they have to invest in themselves when they are young, buy and buy all kinds of things, there is not much left of the salary of 5,000 per month, and the salary of 1w is also spent at all.

In fact, we should change this somewhat deformed concept. There is nothing wrong with investing in yourself when you are young, but you must invest in a plan, you can't earn a penny, spend a penny, and it is better not to invest more than 2 3 of your salary, so that we have the opportunity to save money.

02. Uninstall redundant shopping software.

Shopping software, applets, etc. on the mobile phone, uninstall the redundant, and just keep one or two. Because too much follow-up software will continue to consume your time and wallet.

03. Don't stock up on too many cosmetics.

The shelf life of cosmetics is generally 3 years, but lipsticks, blush, eyebrow powder, and liquid foundation can not be used up for a long time. If you hoard too much, you can only throw it away when it expires, wasting money and goods. So, it's good to buy one item at a time, and buy it again when you run out.

04. Be sure to keep accounts.

Both handwritten and electronic versions are acceptable, and the general direction of bookkeeping is carried out once a month, and if you spend too much on entertainment, then you will need to reduce it appropriately next month.

05. Buy less or don't buy luxury goods.

Luxury doesn't help us in times of need, only money. So, try to cross extravagant things off our list.

Learn to remind yourself to remember to save money. You can also insist on manual bookkeeping, set a budget for yourself at the beginning of each month, keep accounts before spending each time, and then spend if you confirm that the balance is still relatively full.

1. Plant a fortune tree at home. If you want to make more money and attract more and more wealth, you can plant some lucky trees at home. Because the role of the lucky tree is very obvious, that is, it will make a person's money more and more.

It can also improve their ability to gather wealth, so it is enough to plant a lucky tree in a suitable place in the home.

2. Raise goldfish at home. Many people have some empty fish tanks at home, but it is very bad if there are no goldfish in them. Because this does not attract any wealth to yourself, you must keep some goldfish in the fish tank, which is particularly auspicious.

Because not only will you improve your fortune and make yourself more and more wealthy, but you will also be able to gather all this money.

Open source to earn money: This is mainly for some groups with low wages and few left after satisfying some daily life consumption. In this case, we will first consider how to increase revenue.

Boost productivity.

Increase the income of the main business: Although we are diligent and hard at work, if we do not find the right method and use skills, we fall into blind diligence, it is just an inefficient waste of time. It's better to learn some ways to be more productive, and then we can spend more time enriching ourselves.

Choose higher-value jobs: At present, many jobs are very cost-effective, mainly using manual labor and time to earn income, such as delivery and food delivery. This time is used to make money, and then there is no time and energy to use to improve yourself, then over time, self-worth.

If it is not improved, it will be difficult to make a breakthrough in future income.

Save money and save money: This is mainly for some groups with good income, but higher expenses. Especially nowadays, everyone's consumption concept has changed, and they will be more willing to spend money in several aspects of clothing, food, housing, transportation, eating, drinking and playing.

So when our income arrives, it is the highlight moment of consumption.

Therefore, it is particularly important to reduce consumption and force savings.

Reducing consumption: Specifically, we can divide goods into these categories: must-buy, to-buy, and want to buy. Necessities are essential expenses, including rent, utilities, meals, transportation, etc.

Forced savings: It's better to save after payroll, rather than storing the money that is left over after spending. For people who can't save money, they generally have little to no savings after spending. Here is an introduction to one of our asset allocations.

Method: Standard & Poor's.

Family Configuration Quadrant.

figure, we can click on the relevant links to learn more.

What should I do if I can't save money?

1.Mobile phone credit cards are used for some people who lack self-control and overall planning, and credit cards can only make their own debts more and more, and people don't feel that they have paid off their debts with a month's salary, and the money they have saved. Therefore, the first step becomes to regulate a de-circulation of money.

Stay. 2. The overall plan divides the user's monthly income into three or four meals, and the meal ratio can be divided into the specific conditions of a domain, which part of which is used as a fixed deposit.

3.Invest to learn some professional knowledge of investment and financial investment, and choose some stable and reliable financial products for investment. It is necessary to learn to manage money, learn to invest and make reasonable arrangements.

4.Throttling: For some investors with low monthly salaries, they should pay attention to their personal roar, and they will buy you products, buy things, buy things to eat, consume, etc. Just don't spend money indiscriminately.

5.Kaiyuan users do some side jobs in the form of non-form, or take the initiative to strive for promotions and salary increases in their own work.

6.It is agreed that the user chooses to deposit the money in the bank on time, and promises to the bank that the savings will be automatically rolled over after the expiration of the savings period, so that they can obtain an endless stream of interest in the form of interest interest.

The first step of saving money: start bookkeeping, the main role of bookkeeping is to help us understand our own consumption tendencies and the flow of funds, so as to screen out some unnecessary or large proportion of consumption, reduce these consumption, can effectively reduce their own expenses. Step 2 of saving money:

What should I do if I reduce early consumption of Huabei, credit cards, etc., and many friends always can't save money? One of the main reasons may be that they are deeply involved in online advanced consumption, in addition to Huabei and credit cards, some friends will also take out online loans and consume a large amount of advanced consumption, which makes consumption and income unequal. Appropriately reducing this type of consumption can effectively reduce consumption pressure.

The third step of saving money: change consumption habits If you want to save money, the most important thing is to adjust your consumption habits, only by fundamentally changing, you can accumulate more wealth, change your consumption habits, buy practical, versatile goods, personal enjoyment behavior should not be too much, self-restraint. You can set monthly investment and financial management goals, according to your own income, deduct a part of the financial management funds first, and then go to consumption, so that on the one hand, you can effectively control your own consumption, and on the other hand, you can form good financial habits.

The type of financial management here will not be explained in detail, and it is generally selected according to its own risk-expected return preference.

It is necessary to have a plan to live within your means, list the expenses that must be used, such as communication expenses, transportation expenses, living expenses, travel expenses, etc., how much is in total, and set aside these expenses after paying salaries, so as to have a flexible situation, and save the rest, resolutely do not move, after several times of moderation, you will develop the habit of saving, and you will naturally save.

You can save it in Alipay and do it regularly.

Compulsively control yourself and set a small plan for yourself.

If you've been forcing yourself to save money to the point where you're in trouble, you may want to consider whether there is some financial trauma associated with savings, or other financial factors.

Although most people are financially traumatized about saving money, there is no way to save money. However, the analysis of economic trauma may give the subject some inspiration.

First of all, I will ask you to write a number that makes you feel safe. When you're done with this section, you go back and look at the amount of your current deposit, look at the number of your current deposit, and say to yourself, "How much do I have now, it's not enough."

Try to say that this sentence is yes, what kind of stories and memories do you have.

Sometimes we find that some people have all kinds of emotions, for example, the most common thing we do is shame, discomfort, and anger. Some people may experience feelings of sadness, but this may not be very common. Because feelings of sadness may be accompanied by many other feelings, more people may feel frightened or feel like their hearts are beating a little, or they feel afraid to look at it.

There are also people who feel that their minds go blank and then resist to continue thinking about it, and that's okay. Because we will know that when we deal with our financial situation, there are all kinds of emotions and feelings that come out, and these emotions and feelings are actually what we are looking for.

If we do this exercise, we have all sorts of uncomfortable feelings. These feelings are what we have to deal with, because it is these feelings that arise in this place that we have no way to delve into the relationship between me and money, so that my brain instinctively rejects money elsewhere.

The same principle will also be applied to your attitude towards your relationship, your attitude towards your family, and your attitude towards your career.