If the headlights are broken, can I take insurance? If the headlight of the car is damaged, can I go

No, you can't. According to the terms of the car insurance, the separate glass of the lights, sunroof, and rearview mirror are all within the scope of the exclusion of the car insurance, so if the lights are damaged separately, the car damage insurance.

There is no compensation. If the lights are damaged and the vehicle is damaged elsewhere, the insurance company will pay for it.

The insurance company exempts the headlights, rearview mirrors and other separate glass from liability in order to prevent some repair shops from cheating on the replacement of broken lights or rearview mirrors on other cars of the same model, so as to defraud the claim.

Vehicle insurance, i.e., motor vehicle insurance.

Abbreviated as car insurance, also known as car insurance. It refers to motor vehicles due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles. At the same time, unlike modern motor vehicle insurance, car insurance is based on third-party liability insurance for automobiles in the early stage.

It is the main insurance, and gradually extends to the risk of collision loss of the car body.

The main insurance of commercial insurance includes vehicle damage insurance, third-party liability insurance, and vehicle occupant liability insurance.

Full car theft insurance. Motor Vehicle Damage Insurance.

It is an insurance that covers the insured vehicle to suffer from natural disasters or accidents within the scope of insurance, resulting in the loss of the insured vehicle itself, and the insurer will compensate in accordance with the provisions of the insurance contract. Motor vehicle third-party liability insurance is also responsible for compensation by the insurance company for the amount that should be paid by the insured in accordance with the law if the insured or its permitted qualified driver has an accident during the use of the insured vehicle, resulting in personal damage or property damage to the third party. Whole vehicle theft insurance refers to.

1) The insured motor vehicle (including the insured trailer) that has been stolen, robbed, or snatched in the whole vehicle shall be filed and investigated by the public security criminal investigation department at or above the county level, and the whereabouts have not been ascertained for 60 days;

2) Reasonable expenses for the damage to the insured motor vehicle after it has been stolen, robbed or snatched, or the parts and accessories on the vehicle are lost and need to be repaired;

3) In the event of an insured accident, the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured motor vehicle shall be borne by the insurer, and the maximum amount shall not exceed the insured amount.

amount. Losses incurred in three cases can be compensated. Liability insurance for persons on board the vehicle refers to the loss of expenses caused by the driver or passengers in your car**, as well as the necessary and reasonable rescue and protection expenses paid to reduce the loss, which is not intentional by the perpetrator (not intentionally by the actor, but unforeseeable and irresistible by the actor, resulting in the loss of personnel ** or property), as well as the necessary and reasonable rescue and protection expenses paid to reduce the loss, which shall be compensated by the insurance company.

No, the insurance company does not insure, if the car is under warranty 4S shop will give you a free replacement, accessories can be claimed, you have to find the manufacturer.

But if your headlight assembly is also broken, we can choose to take insurance at this time, because replacing a set of headlights, the assembly is more expensive, basically thousands of dollars. Even if we can't get a discount for insurance in the second year, it is very cost-effective, because it can save thousands of dollars.

Of course, you can go to insurance to make a claim, because you have purchased insurance, so you should immediately play the role and effect of insurance at this time.

OK. Because the car headlight is damaged and is covered by the car damage insurance, you can go to the insurance to make a claim.

If this is only a damaged headlight, the insurance will not pay, but if there are other places that are also broken, then the insurance will be paid together with your headlights, and the brother of the assassin Kan society is not right at all, if you have replaced other lights, the insurance will also pay, but the claim is your original ** with the lights, understand?

Yes, insurance is to protect our vehicles, and you can ask the insurance company you are insured for the specific claim process.

It is normal for the car to be damaged in an accident and need to be repaired, and at this time, if you go, you can reduce the cost of repairing the car a lot. However, you still have to figure out the specific process of repairing headlights and insurance, only after you are familiar with the process, the time for repairing the car and making claims can be greatly shortened, especially for people who are in a hurry to use the car.

1.See if you can repair your headlights and take insurance.

There are some cases where the company refuses to pay compensation, for example, if it is thought that the car insurance company will not pay for the damage. Therefore, when you repair the headlights and take insurance, you should first look at what causes the headlights to be damaged. If you don't know if your situation can repair the headlights and take insurance, then you can consult the customer service to see if your situation can be insured.

2.How much compensation you can get.

How much can the headlight repair insurance pay and the amount of insurance you insured.

There is a direct relationship between how much it is, so when applying for insurance, you should choose those car insurance with relatively high insurance amounts. Ping An Auto Insurance.

The cost of insurance is low, but the amount of insurance is generally much higher than that of other car insurance companies, so if you are insured with Ping An car insurance, the amount of compensation that can be obtained by car headlight insurance will naturally be higher.

3.The time it takes to repair the headlights and go to insurance.

Repairing the headlights is not a big project, but many car insurance companies can only go to the designated place to repair the car, not to mention the long waiting time for repairing the car, and the owner also needs to pay the cost of repairing the car in advance. At this time, it is not cost-effective to repair the headlights and take insurance. Ping An car insurance supports the first payment and then the repair of the car in the claims service, not only do you not have to pay a penny, but also can quickly complete the repair of the car, so that you no longer have to worry about the problem of the car repairer.

4.Is it cost-effective to repair headlights and go insurance?

When you repair your headlights and go for insurance, you will have an accident record with the car insurance company. Many people are also worried about this problem, so they prefer to pay for car repairs themselves. Ping An car insurance is different, it will not adjust the amount of insurance because of the owner's accident.

As long as it is a normal accident and you are not recognized by Ping An Auto Insurance as having a high record of being in danger, then you don't have to worry about this situation at all.

In this way, it depends on whether you can repair the headlights and go to insurance, and there are some situations where the company refuses to pay, for example, the car insurance company will not pay for man-made damage, so you should first look at what is the cause of the headlight damage when you repair the headlights and go to the insurance brother. If you don't know whether you can take insurance if you are in a rough situation, you can consult customer service to see if you can take insurance.

OK. According to Article 4 of the "Chinese People's Insurance Motor Vehicle Loss Insurance Clause", the insurer shall be responsible for compensation for the loss of the insured vehicle caused by the following reasons in the process of using the insured vehicle or its permitted drivers:

collision, overturning, falling; Fire, **, spontaneous combustion; Falling and collapsing of external objects; Storms, tornadoes.

1. If the insurer fails to conduct an investigation and fails to give an acceptance opinion within 48 hours after receiving the report, resulting in property losses that cannot be determined, the list of property damage and losses provided by the insured shall be used.

2. The insurer shall provide the insured with the notice of claim in a timely manner according to the nature of the accident and the loss situation; After reviewing the claim materials, it is found that the relevant proof and information are incomplete.

1.At the first scene, it is necessary to call the insurance company to report the case**, (some companies will not pay compensation if they do not report the case in time for more than two days), let the insurance company investigate and assess the damage, and confirm that the report is true.

2.On the premise of purchasing commercial insurance car damage insurance, if only the glass of the reversing light is broken, the insurance company has an exclusion clause and will not compensate.

If the entire reversing light is broken and there are collision marks around, it depends on which company's insurance you buy.

3.If the above two conditions are met, the insurance company will be responsible for compensation. Broken parts insurance company ** fixed residual value. Depending on your situation, you will be compensated for all repair costs (car damage insurance is not subject to deductibles).

4.If you don't have a lot of accidents, you can go to the insurance company to make a claim. It is important to know that an increase in the number of claims has a lot to do with an increase in insurance rates for the next year. Within 200, it is recommended that it is better to pay for it yourself.

The operation of the insurance company is legal and compliant, after the accident is reported to the 4S shop for vehicle maintenance, the ownership of the replacement parts is the insurance company, the replacement of the headlights needs to be recorded, if you want to take away the old headlights need to negotiate with the insurance company, although you are the maintenance party, but the real payment for the maintenance is the insurance company, so the insurance company has the right to dispose of the replacement lights. If the insurance company agrees that you will take the old lamp, the replaced headlight can be taken home.

Article 19 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability After the occurrence of an insured accident, the insurer shall determine the amount of compensation for the person in accordance with the liability limit of the compulsory traffic insurance in accordance with the scope, items and standards stipulated by the relevant national laws and regulations and the provisions of the compulsory traffic insurance contract, and in accordance with the guidelines for the clinical diagnosis and treatment of traffic accident injuries and the national basic medical insurance standards formulated by the competent health department.

If the victim is personally injured due to an insured accident, the insurer has the right to re-examine the amount of compensation promised or paid by the insured without the written consent of the insurer.

Article 20 Where the property of the victim damaged by an insured accident needs to be repaired, the insured shall, together with the insurer, inspect it before repairing it, and negotiate to determine the items, methods and costs of repair or replacement. Otherwise, the insurer has the right to re-evaluate within the liability limit of the compulsory liability insurance.

If the victim's property damaged by the insured accident needs to be repaired, the insured shall, together with the insurer, inspect it before repairing it, and negotiate to determine the items, methods and costs of repair or replacement. Otherwise, the insurer has the right to re-evaluate within the liability limit of the compulsory liability insurance.

Article 21 In the event of a traffic accident involving the injury of the victim in the insured motor vehicle, the insurer needs to pay the rescue expenses due to the rescue of the victim, the insurer shall verify in accordance with the guidelines for clinical diagnosis and treatment of traffic accident personnel and the national basic medical insurance standards after receiving the written notice of the traffic management department of the public security organ and the list of rescue expenses issued by the medical institution. For eligible rescue expenses, the insurer pays within the limit of medical expenses. If the insured is not liable in the traffic accident, the insurer shall pay within the compensation limit for medical expenses without liability.

People changed one for you, and you want to do something bad about it, and the speed is given to others.

Yes, or not. It's legal.

I think it's legal, give you a new one, of course, if it's bad, the insurance company will have to go through the procedure!

This should be determined according to the requirements of the insurance compensation process, even if people compensate you, give you the money, and then put the bad **, it is normal!

In 2009, it was selected as the third batch of outstanding domestic cartoons in 2009 [13] In 2009.

Hello, for car insurance claims, there is usually a time limit, and life insurance is different, car insurance is generally required to notify the insurance company within 48 hours, life insurance requires 10 days to notify the insurance company, life insurance is generally looser in time, unless it is some special circumstances, involving the scene.

For those who do not report the case, or delay in reporting the case and cause the inability to collect evidence on the spot, in most cases it may affect the timeliness of the claim, and may even refuse to pay the claim.

Car insurance is often easy to ignore is that small accidents are private, private cases, the insurance company can not judge whether it is a fraud insurance will definitely refuse to pay, we must pay attention to the time to report, and sometimes feel that the danger has to wait for the personnel to arrive at the scene, and to tow away the car, affecting the use, often feel that I will do it first and then report it.

If there is the responsibility of the other party, or if the accident and loss are not caused by yourself, you must report the case, otherwise the insurance company may refuse to pay when making a claim.

In addition, for the pricing mechanism of car insurance, if there is no insurance in a year or within three times there can be a preferential rate, if the cost of the car lamp is not high, it is more appropriate to digest it yourself, if it is high, then go to the insurance, you need to go to the damage assessment point, if it takes a long time to go, there will be a difference between a new injury and an old injury, then there is a suspicion of insurance fraud, in this regard, the repair shop will usually help you "dry".

Another point is that for the car damage caused by their own reasons, we can take the car damage insurance, if our commercial insurance is comprehensive, this part of the liability can be covered, I am talking about normal circumstances, and for more than 48 hours of accidents, it is possible not to pay. If we only take out compulsory traffic insurance when we apply for insurance, then this is not covered by the insurance liability. You need to pay for yourself.

The principle of car insurance claims is to report the case in time, the second is to contact the repair shop, the third is not to be private, and the fourth is not to rush to pay in advance, so that you can report anything.