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The "Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability" is formulated in accordance with the "Road Traffic Safety Law of the People's Republic of China", "Insurance Law of the People's Republic of China", "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" and other laws and administrative regulations. The compulsory insurance contract for motor vehicle traffic accident liability consists of this clause and the insurance policy, insurance policy, endorsement and special agreement. All agreements related to compulsory liability insurance contracts shall be in written form.
The full name of compulsory third-party compulsory insurance for motor vehicles is traffic compulsory liability insurance, which is the compulsory insurance of Chunzhen issued and implemented on July 1, 2006 in China. Compulsory motor vehicle traffic accident liability insurance provides basic protection against the risk of liability for damages to the victim caused by traffic accidents. Each motor vehicle only needs to be insured with one compulsory motor vehicle traffic accident liability insurance, and cannot be insured repeatedly.
After taking out this insurance, you can take out other motor vehicle insurance.
Legal basis: Article 1 of the Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability, this clause is formulated in accordance with the Road Traffic Safety Law of the People's Republic of China, the Insurance Law of the People's Republic of China, the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability and other laws and administrative regulations.
Article 2 of the Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability, the compulsory insurance contract for motor vehicle traffic accident liability (hereinafter referred to as compulsory traffic insurance) consists of this clause and the insurance policy, insurance policy, endorsement and special agreement. All agreements related to compulsory liability insurance contracts shall be in written form.
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Legal analysis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" is to ensure that victims of motor vehicle road traffic accidents are compensated according to law and promote road traffic safety, the regulations are formulated in accordance with the "Road Traffic Safety Law of the People's Republic of China" and "Insurance Law of the People's Republic of China", which was promulgated by *** on March 21, 2006 and came into force on July 1, 2006.
Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability
Article 2 The owner of a motor vehicle driving on a road within the territory of the People's Republic of China or the manager of the operator shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China.
These Regulations shall apply to the insurance, compensation, supervision and management of compulsory insurance for motor vehicle traffic accident liability.
Article 3 The term "compulsory insurance for motor vehicle traffic accident liability" as used in these Regulations refers to the compulsory liability insurance in which the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by road traffic accidents caused by the insured motor vehicle.
Article 4 The insurance regulatory authority shall supervise and administer the compulsory insurance business of motor vehicle traffic accident liability of insurance companies in accordance with the law.
The traffic management department of the public security organ and the competent department of agriculture (agricultural machinery) (hereinafter referred to as the motor vehicle management department) shall, in accordance with the law, supervise and inspect the participation of motor vehicles in the compulsory insurance of motor vehicle traffic accident liability. For motor vehicles that have not participated in the compulsory insurance of motor vehicle traffic accident liability, the motor vehicle management department shall not be registered, and the motor vehicle safety technical inspection agency shall not be inspected.
When investigating and handling road traffic safety violations and road traffic accidents, the traffic and blind management departments of public security organs and their traffic police shall inspect the insurance signs of compulsory motor vehicle traffic accident liability insurance in accordance with the law.
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Article 38 If an insurance company violates the provisions of these Regulations and commits any of the following acts, it shall be ordered to make corrections by the China Insurance Regulatory Commission and imposed a fine of not less than 50,000 yuan but not more than 300,000 yuan; If the circumstances are serious, the scope of business may be restricted, and Tongshu may be ordered to stop accepting new business or revoke the license to operate insurance business: (1) Refuse or delay the compulsory letter wheel mu insurance for motor vehicle traffic accident liability.
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Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for the liquidation of motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it. From the above point of view, for friends who have just bought a new car, after buying compulsory traffic insurance, it is also good to buy a body scratch insurance, after all, it is a new car, or try not to have scratches, as for how much is the body scratch insurance, you can consult the relevant car insurance company, after all, the cost and compensation requirements of each insurance company are also slightly rotten, you can consult a lawyer for more related questions.
Article 1 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
Legal analysis: The corresponding compensation shall be made according to the size of the liability, and if the compensation scope of the compulsory traffic insurance is exceeded, the parties shall bear the responsibility for compensation according to the size of the liability. According to the relevant laws and regulations, if the insured motor vehicle suffers from a road traffic accident and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law. >>>More
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After the police determine the responsibility and are not satisfied, you can apply for a review. After the compulsory traffic insurance is compensated, the insufficient part shall be compensated according to the liability. >>>More
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Now the road has no primary and secondary distinction in the traffic rules, there is no traffic light and no yield sign, it is necessary to abide by the right side of the first, before entering the intersection to carefully observe and then pass, to you pass through the intersection does not affect the normal driving of the vehicle on the right, the right vehicle hit you, indicating that you hindered the normal driving of the right, the responsibility is great. The other party's motorcycle was drunk and the vehicle was not inspected on time, and it did not fulfill its obligation to pay attention to safety, so it also has to bear certain responsibilities. There is nothing wrong with this accident, unless the other party is seriously speeding and you can't judge normally, but this kind of evidence is difficult to find.