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Introduction: With the steady development of modern social economy, people's economic income has also been greatly improved, and after people have a certain amount of savings, they will buy cars and houses for themselves, so that their future life can be guaranteed. Then after buying a house, sometimes there will be some natural disasters, such as water leakage in the house, so in order to better avoid this problem before buying a house, it is also very necessary to buy an insurance for the house, so that you can get a certain amount of compensation after the house has problems.
One:So what kind of insurance is better to buy for the house according to the problem of dripping water in the house?
So in the face of the problem of house leakage, not only the buyer of the house caused trouble, but also brought confusion to the person who sold the house, because after living in the house for a period of time, the symptoms of water leakage are unimaginable, so it is necessary to buy a house insurance before buying a house, so you can learn about some Huaan Insurance and Pacific Insurance when buying insurance. For the products and service attitudes and claims settlement methods of these two insurance companies, they are relatively reasonable and have won the love of many consumers, but for many consumers, it is also very necessary to buy insurance according to their own conditions and needs. <>
Two:So after purchasing house drip insurance, what are the claims?
Before buying a house, you need to buy an insurance policy, so that you can go to the insurance company to get a certain amount of compensation after the house has problems. Purchasing water leak insurance can guarantee reimbursement for general household property damage. It can also be guaranteed that other problems caused by water leakage in the house can also be compensated.
And after purchasing housing insurance, to a certain extent, it can protect people's rights and interests, and to a certain extent, it can also obtain a certain amount of compensation. <>
Three:If there is a water leak in the house, who will deal with it?
Sometimes buyers are very angry when they find that the house is leaking after buying a house, so the problem of house leakage also has a certain suddenness. If the cause of the water leakage in the house is not caused by man-made reasons, the developer is responsible for a certain amount of responsibility, and if the house leaks due to the disrepair of the house, the buyer and the developer need to share the compensation equally. Or because of the discovery of water leakage in the house, if the property does not provide timely feedback and repair to a certain extent, it also needs to bear some responsibility.
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To buy China Insurance, Huaan Insurance, Pacific Property Insurance, are all very good choices. The more recommended is Pacific Property Insurance, because this company is relatively large, and it has been established for a long time, and its reputation is also very good.
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You can choose Ping An or Sunshine is OK, there are businesses in this area, you can choose according to your own situation, and recommend Sunshine.
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It would be better to choose Chinese Life's insurance, because Chinese Life is a very long-established insurance company and very trustworthy.
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Choose Ping An, Ping An's insurance is better and more secure, and large companies are not prone to some other problems.
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Huaan Insurance. Of course, it can be recommended, Huaan Insurance is very good, and the reputation of this insurance is very good.
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Home insurance leakage insurance can be insured, and home leakage insurance is a type of home property insurance, usually in the form of additional insurance. If the owner applies for house leakage insurance in advance, then the waterproof project of the insured house has problems during the insurance period, and the insurance company will compensate for the material losses caused by the leakage of furniture, tiles, waterproof materials, ceiling materials and other houses, and also provide certain insurance compensation for the third-party liability caused by the water leakage of the house.
Housing water leakage insurance usually appears as an additional insurance for home property insurance, and when applying for insurance, it is necessary to first determine the main insurance of home property insurance, and then focus on the protection content of the housing water leakage additional insurance, and choose in combination with the current protection needs of the house, and lock in the most suitable housing water leakage insurance product.
In family property insurance, there should be a certain interest relationship between the policyholder and the subject matter of the insurance, that is, the policyholder has ownership, possession or interest arising from the provisions of the contract on the subject matter of the insurance. When applying for house leakage insurance, it is best to provide the insurance company with the property proof information, and if most of the family's property has changed after the insurance, you must go to the insurance company to change the content of the policy.
Therefore, when setting up the insured amount of house water leakage insurance, do not exceed the sum of the economic losses that will occur when the actual house leakage occurs, and the insured amount of the main insurance of home property insurance should not exceed the total value of the house, and the insurance company will not compensate for the overinsured part.
Test your anti-risk index, experts will interpret it for you for free!
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Summary. Housing water leakage insurance, it is recommended to choose China Property Insurance, a large brand of state-owned enterprises, and the service is guaranteed.
Which one is better to buy for house leakage insurance? Can you recommend this?
Housing water leakage insurance, it is recommended to choose China Property Insurance, a large brand of state-owned enterprises, and the service is guaranteed.
The odds of the big brand insurance company are a little higher than that of small insurance companies, and of course, the premiums are also more expensive, and the time for insurance review is relatively fast.
There is also people's insurance, and the property insurance of Dadi Insurance is also good, with cheap premiums and high cost performance.
Chinese people's insurance, the premium is thirty or fifty yuan a year, indoor losses have occurred, the amount of claims insurance is cautious and high, there are three versions to insure, there are basic version of the upgraded version, the hall key self-wide travel selection version, to focus on protecting that aspect of the loss, choose the optional version.
The basic version starts from 32 per year, and the upgraded version is 88 per year, which is cost-effective or relatively high.
Spend dozens of dollars to buy a leak-proof protection for the house, if the oak house leaks, the insurance company will send someone to assess the damage and make a loss claim
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Summary. Of course, it is Taishan Insurance, haven't you heard, Taishan Insurance, Guotai Min'an, Taishan Insurance since its establishment, to operate property insurance, liability insurance, health insurance employers and all insurance, can be inquired from the Internet.
Which one is better to buy for house leakage insurance? Can you recommend this?
What insurance to buy for waterproofing at home.
What insurance to buy for waterproofing at home.
Of course, it is Taishan Insurance, haven't you heard, Taishan Insurance, Guotai Min'an, Taishan Insurance has been established since its establishment, to operate property insurance, liability insurance, Yijian imitation insurance employers and all insurance, you can ask the first from the Internet to inquire.
Buy it. 1.Housing water leakage insurance usually appears as an additional insurance for home property insurance, and when applying for insurance, it is necessary to first determine the main insurance of home property insurance, and then focus on the protection content of the housing water leakage additional insurance, and choose in combination with the current protection needs of the house, and lock in the most suitable housing water leakage insurance product.
2.In family property insurance, there should be a certain interest relationship between the policyholder and the subject matter of the insurance, that is, the policyholder has the ownership, possession or unincorporated interest in the subject matter of the insurance. When applying for house leakage insurance, it is best to provide the insurance company with the property proof information, if most of the family's Zen branch property has changed after the insurance, you must go to the insurance company to change the content of the policy.
3.Therefore, when setting up the insured amount of house water leakage insurance, do not exceed the sum of the economic losses caused by the actual house water leakage, and the insured amount of the main insurance of home property insurance should not exceed the total value of the house, and the insurance company will not compensate for the part insured beyond the amount of He Xinmin.
You can also buy a large package insurance, the company's home contents insurance.
Housing water leakage insurance is a kind of home property insurance, usually in the form of additional insurance, if the owner in advance for the home on the house leakage insurance, then during the insurance period of the insured house waterproofing engineering problems, and during the insurance period or within one year after the insurance balance is closed, the insurance company will compensate for the economic loss of furniture, tiles, waterproof materials, ceiling materials damaged due to water leakage in the house, in addition, for the third party liability caused by water leakage in the house, also provide a certain amount of insurance compensationBefore applying for insurance, carefully check the terms and conditions of the housing water leakage insurance claims provided by the major insurance companies, because the provisions of the major insurance companies in terms of the scope of compensation for housing water leakage insurance may be slightly different.
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Water leakage in the house not only causes harm to the loving family, but also brings certain economic losses to the homeowner, especially in summer, the risk of water leakage in the house is greater. Having the right water leak insurance policy can help you avoid risk. What is home leak insurance.
Housing water leakage insurance is mainly for the loss caused by water leakage in the house, and the insurance company will compensate for it. Losses caused by the collapse of the main structure (exterior walls, roofs and roof trusses) of the insured house and the subsidence of the foundation caused by storms and rainstorms, as well as losses such as collapse, cracks, tilts and subsidence of the insured houses caused by large areas of water accumulation caused by heavy rains are also covered by the housing leakage insurance. When applying for insurance, you should pay attention to the following questions:
1. The insured has an insurance interest relationship with the subject matter of the insurance, and if most of the family's property has changed, it must go to the insurance company to change the content of the policy.
2. Not all family property can be insured with house water leakage insurance, and property (such as calligraphy and painting, antiques) and daily necessities that cannot determine the specific value cannot be insured with house water leakage insurance.
3. Don't overinsure. The insurance company follows the compensatory principle when making compensation, and the insurance company does not compensate for the overinsured part. At present, many insurance companies have a variety of different types of home property insurance that are suitable for your protection needs, and there are also corresponding home property insurance products, it is recommended that you can choose different protection content according to your actual situation.
It is recommended that you choose a cost-effective insurance policy to bring financial protection to your home. Hua'an "Full House" family property insurance protection content: * house and indoor property, household appliances electricity safety protection, etc. * indoor property theft, third-party liability insurance * special coverage of various natural risks including ** caused by losses as low as:
399 yuan of well-off home family property insurance paragraph B protection content: * housing, interior decoration, indoor property and other protection * unique portable household appliances protection * theft protection as low as: 140 yuan.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Analysis of the law of the law of age and type:
The party damaged by water leakage should first ask the housing quality inspection department to make an appraisal report on the cause of water leakage in the house and how to make up the leakage, and if it is the cause of the adjacent party, the adjacent party can be required to repair it immediately or in time with the report, and can submit a request to the adjacent party for compensation for the damage caused during the repair period. If the adjacent party does not cooperate, the injured party can take the dispute to court.
Legal basis: Article 288 of the Civil Code of the People's Republic of China Article 288 The adjacent rights holders of immovable property shall correctly handle the adjacent relationship in accordance with the principles of conducive to production, convenient life, solidarity and mutual assistance, fairness and reasonableness.
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Legal analysis: the party damaged by water leakage should first ask the housing quality inspection department to make an appraisal report on the cause of water leakage in the house and how to make up the leakage, if it is the cause of the adjacent party, the adjacent party can be required to repair it immediately or in time with the report, and can request the adjacent party to compensate for the damage caused during the repair period. If the adjacent party does not cooperate, the injured party can take the dispute to court.
Legal basis: Article 288 of the Civil Code of the People's Republic of China The owner of adjacent rights to immovable property shall correctly handle the adjacent relationship in accordance with the principles of conducive to production, convenience of life, solidarity and mutual assistance, fairness and reasonableness.
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Summary. Dear, it's a pleasure to serve you! A title deed is required to purchase water leak insurance from your home.
Home insurance is a type of home contents insurance, which usually covers only the home. Generally speaking, the traditional channels of home property insurance or home insurance require the real estate certificate, but the home insurance or home insurance on the Huize website does not need to provide the real estate certificate.
Hello, I would like to inquire about whether I need to show the real estate certificate when I buy water leakage insurance?
Dear, it's a pleasure to serve you! A title deed is required to purchase water leak insurance from your home. Home insurance is a type of home property insurance, usually only for the house.
Generally speaking, the traditional channels to apply for home property insurance or house insurance are required to provide a real estate certificate, but in Huiyun, it is not necessary to provide a real estate certificate to apply for home property insurance or home insurance online.
Legal basis: Article 26 of the Insurance Law of the People's Republic of China The statute of limitations for the insured or beneficiary of insurance other than life insurance to request compensation from the insurer for compensation or payment of insurance money to Brother Dong is two years, which is calculated from the date on which he knew or should have known about the occurrence of the insured accident. The statute of limitations period for the insured or beneficiary of life insurance to request the insurer to pay the insurance money is five years, which is calculated from the date on which the insured knew or should have known about the occurrence of the insured event.
Hello, you need to provide the real estate certificate.
Good. Can I buy home insurance online?
Dear, you can buy it online.
I would like to ask, is there such insurance, this kind of insurance that the downstairs neighbor's sewer leak corrodes the downstairs wall?
This kind of insurance is that the upstairs neighbor leaked and soaked all the downstairs walls.
Relatives can take out family liability insurance, which covers the damage to a neighbor's property due to a water leak in the home.
Teacher, it's like this, it's the upstairs neighbor's water leakage that has soaked the walls of my house, what insurance do I need to buy? I've looked upstairs a few times, but I didn't think so. I only have to buy insurance, and I can't always redecorate.
Kiss, you can buy property insurance.
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