Can I be reimbursed for buying medical insurance for urban and rural residents?

Urban and rural residents can be reimbursed for medical insurance outpatient services, but the insured also needs to go to the designated medical institutions for treatment, and the outpatient medical expenses incurred can be reimbursed. In addition, there are also minimum payment line standards and reimbursement limit for outpatient reimbursement of medical insurance for urban and rural residents, so if the outpatient expenses incurred are below the threshold or exceed the reimbursement limit, they cannot be reimbursed. Generally speaking, for reimbursement of medical insurance outpatient services for urban and rural residents, you only need to bring a special prescription for medical insurance and a social security card to the resident medical insurance settlement counter for reimbursement and settlement.

Now buy medical insurance for urban and rural residents, is there reimbursement and how to reimburse.

According to China's medical insurance system for urban and rural residents, urban and rural residents can reimburse medical expenses within a certain range, but the specific policies will be slightly different in different regions. Generally speaking, you need to register for urban and rural residents' medical insurance at the local social security bureau or medical insurance bureau and pay the corresponding medical insurance fees. Then, when you see a doctor at a hospital or clinic, you can be reimbursed with a valid ID and health insurance card.

The specific reimbursement process and percentage need to be determined according to local political policies and regulations. You can check with your local health insurance bureau or social security bureau for specific reimbursement procedures and policies. Generally speaking, the Health Insurance Bureau will provide relevant reimbursement guidelines and procedures, and you can also consult relevant questions at the medical insurance window of the hospital clinic.

Now buy medical insurance for urban and rural residents, is there reimbursement and how to reimburse.

Now buy medical insurance for urban and rural residents, is there reimbursement and how to reimburse. After purchasing medical insurance for urban and rural residents, you can apply for a medical insurance card at the medical insurance agency in the place where you participate in the insurance, and seek medical treatment within the scope of medical insurance. There are generally two types of reimbursement methods:

1.Cash reimbursement: Go to the window of the medical insurance agency with the medical insurance card and medical invoice to go through the reimbursement procedures, and directly reimburse the medical expenses to the personal bank account.

2.Electronic reimbursement: After opening a personal account at the medical insurance agency, you can go to the insured hospital or pharmacy with the medical insurance card and the medical invoice for medical treatment, and the reimbursement will be made through the medical insurance electronic settlement system, and the expenses will be directly credited to the personal account.

The specific reimbursement method is subject to the regulations of the place where the insurance is insured.

The medical insurance for urban and rural residents can use medical insurance cards, identity documents, charging certificates and other documents to the medical institution for reimbursement when the parties settle the medical expenses. China's "Social Insurance Law" stipulates that the medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service and limb hunger facilities, as well as emergency and rescue medical expenses, shall be paid from the basic medical insurance in accordance with national regulations.

Legal analysis: 1. The cost of drugs in basic medical insurance.

The drugs included in the scope of basic medical insurance are divided into two types: Class A and Class B. Class A drugs refer to drugs that are basically unified across the country and can ensure the basic needs of clinical practice. The cost of such drugs is included in the scope of basic medical insurance** and is paid according to the standard of basic medical insurance.

The list of Class B drugs is adjusted by the provinces, autonomous regions and municipalities directly under the Central Government according to their own conditions, and such drugs are first paid by employees for a certain percentage of the cost, and then they are included in the scope of payment of basic medical insurance, and pay according to the standard of basic medical insurance.

2. The cost of diagnosis and treatment items of basic medical insurance.

The scope of diagnosis and treatment items paid by basic medical insurance is determined in accordance with the scope of diagnosis and treatment items of basic medical insurance stipulated by the state. Belong to the basic medical insurance to pay part of the cost of the diagnosis and treatment items within the catalog, by the insured according to the prescribed proportion of self-payment, and then according to the provisions of the basic medical insurance payment. If it is within the list of diagnosis and treatment items that are not paid by the basic medical insurance for employees, the basic medical insurance for employees will not be paid.

3. Expenses for basic medical service facilities.

The reimbursement of medical service facilities for basic medical insurance covers the life service facilities provided by designated medical institutions and necessary for insured persons in the process of receiving diagnosis, ** and nursing, mainly including bed fees or outpatient (emergency) observation bed fees.

Legal basis: Social Insurance Law of the People's Republic of China Article 30 The following medical expenses are not included in the scope of payment of basic medical insurance**

1) It shall be paid from the work-related injury insurance of Rotten Soliang;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.