Why does the price of medical insurance in rural areas increase every year, and you have to pay 320

It is normal for the price of medical insurance in rural areas to rise every year, because the current price level is also the first, and the current medical expenses are also relatively high, this year it is normal to pay 350, if you pay 320 there, it is 30 yuan cheaper.

This year has not increased in price, that is to say, there will be no price increase in 2022, and it will be 320 yuan in 2021, so this year is the same as last year, and the medical expenses are also rising.

First-time insurance contributors: pay directly at 280 yuan.

Persons who continue to participate in insurance and pay premiums: The National Medical Security Administration, together with the Ministry of Finance and the State Administration of Taxation, issued the "Notice on Doing a Good Job in Basic Medical Security for Urban and Rural Residents in 2020", clarifying that the per capita financial subsidy standard for basic medical insurance for urban and rural residents in 2020 will be increased by 30 yuan to no less than 550 yuan per person per year; In principle, the individual payment standard will be increased by 30 yuan to 280 yuan per person per year.

Since the actual payment of the 2020 medical premium is temporarily paid according to the 2019 (250 yuan) standard, the difference of 30 yuan should be paid together with the 2021 urban and rural residents' medical premium of 280 yuan, that is, the actual payment in 2021 is 310 yuan.

In recent years, the payment of rural medical insurance has been going forward, and when it first came out, each person only had to pay 10 yuan a year, and then it rose to 20 yuan, and then to more than 100 yuan, until 320 yuan in 2021. In the face of the increasing amount of contributions, many people are participating in the city.

The medical insurance rises every year, because you see a doctor and are reimbursed for hospitalization, so you will be reimbursed according to the proportion of payment, if you pay 200, you will be reimbursed 30%, if you pay 500, you can report 50%, this is the law of circulation, so this is the reason why rural medical insurance is rising every year.

There is also a reason why medical insurance in rural areas rises every year, because prices are also at the top every year, and the wage level of workers is also increasing every year.

The price of medical insurance in rural areas is indeed rising every year, from dozens of yuan to more than 300 yuan now, which is the current situation of medical insurance.

Since the level of medical insurance treatment in rural areas is increasing year by year, in order to carry out the medical insurance work smoothly, the price of medical insurance will increase every year, and it is acceptable to pay a fee of 320 yuan.

Yes, the price of this kind of cooperative medical insurance in rural areas is increasing every year, and it is growing a lot now, but the reimbursement ratio is also increasing.

Yes. In 2020, it was still 280 yuan, and this year it has risen to 320 yuan. Maybe it's for the sake of rural security in the future.

How can the price of rural medical insurance increase every year, this year it will be 320 yuan, and it will rise by 40 yuan every year, and it will be 320 yuan this year.

How can the price of rural medical insurance increase every year, and do you have to pay 320 this year? I think this is also a relatively normal phenomenon, right?,This price increase is based on this kind of coordination.,Is there more people going to the doctor? This one is just like your social security.

How does the price of rural subsistence allowance increase every year? This year, you have to pay 320 yuan, you pay 320 yuan, and some places pay 360 yuan, this is in Jilin, Jilin Province, Jilin Province, Jilin Province, the 600,000 Jilin Province pay 360, it's really fast.

How does the price of medical insurance in rural areas increase every year? Do you have to pay 320 yuan this year? I think the medical insurance in rural areas has risen to 360 yuan this year.

For the rural medical insurance payment standard every year, this is an ironclad fact, from the beginning of ten yuan per person per year to the current 220 yuan per person per year, more than ten years, the speed of medical insurance has reached 22 times, this speed is indeed amazing, directly increased the economic burden of farmers.

As far as the current rural medical insurance is concerned, a family with five or six people, young and old, has to pay at least 1,000 yuan of rural medical insurance fees, which is equivalent to the grain planting income of two acres of land of peasants, but it is a large expense, especially for peasant families whose main family economic income is farming, especially in the case of family difficulties, it is a great burden.

For the situation that rural medical insurance is rising year by year, it is mainly due to the fact that the drugs in the hospital are growing wildly every year, and the cost of its service items is also rising year by year, of course, there are also the salaries of employees and doctors in the hospital, so it has led to the rural medical insurance every year. Otherwise, it will be difficult for the hospital to maintain normal economic operation, and of course, the payment of rural medical insurance will be increased, so the payment standard of rural medical insurance must be increased.

The reimbursement rate for hospitalization has been increasedMedical insurance co-ordination** Expenditure expenses have increased, ** prices ** The cost of medicine has increased, these are all ruralCooperative medical careReasons for the price increase。Rural cooperative medical care is for rural villagers.

This kind of policy is limited to rural villagers, mainly to alleviate the problem of villagers' difficulty in seeing a doctor. Although the annual increase is only 20 to 30 yuan, it is also an expenditure for rural families, especially large families, which adds up to a lot of expenses and brings a certain burden to families. In fact, compared with employee medical insurance, the individual payment part of rural cooperative medical care has been very small, and there is a reason for the annual price increase.

We all know about NCMS.

At the beginning, the reimbursement rate was 50%, but later the reimbursement ratio rose to 60%, which is a great thing for rural residents. For example, in the past, 10,000 yuan could be reimbursed 5,000 yuan, but now 6,000 yuan can be reimbursed, and this reimbursement will increase the overall expenditure of medical insurance, and the financial subsidy will subsidize most of the expenditure, but the villagers also have to pay a small part, which is the reason for the price increase.

Another reason is the price **, in the past, I thought that 100 yuan was a lot, but now 100 yuan is very little, this is the difference. Prices are all in **, everyone's salary income is also in **, in this case medical insurance charges are also normal, is an inevitable trend, but also shows that everyone's living standards are improving.

In fact, while the growth of individual contributions, financial subsidies.

is also growing, we can not only see their own extra dozens of yuan, but also see the policy behind the people. For example, the increase in reimbursement ratio and the improvement of medical insurance treatment are all good things for the benefit of the people.

It is to better protect people's reimbursement, to improve the interests of the people, to alleviate social pressure, to cooperate with China's medical model, and to increase medical reimbursement.

The main reason is to be able to protect everyone's life and let everyone live a better life, so there is such a policy.

Because the scope of reimbursement is constantly expanding, and the cost of medical technology is getting higher and higher.

In fact, the price increase of medical insurance is also a normal thing, mainly for several reasons:

1. The social and economic level is improving, everyone's wages are rising, prices are also rising, 100 yuan can be eaten several meals in a restaurant in the past, but now one meal is not necessarily enough, and the purchasing power of money is not the same.

2. Medical costs are rising. According to the public data of the National Health Commission, in 2007, the total national health expenditure was 1,096.6 billion yuan, and the per capita health expenditure was 828 yuan; By 2020, the total national health expenditure will reach 100 million yuan, and the total per capita health expenditure will be more than five times higher than in 2007. However, in this case, the medical insurance payment has only doubled, and it is not easy to compare it to the medical insurance.

3. The level of security has been improved.

NCMS announced in 2022.

Individual payment is ** again, and each person's payment has increased to 350 yuan, so why is the price increasing every year?

1. The scope of reimbursement is constantly expanding, so it needs to be compensated for by price increases.

For rural cooperative medical care.

In addition, the medical insurance catalog is constantly expanding every year.

That is to say, the scope of reimbursement is constantly expanding, from the previous reimbursement for only some common diseases, to many rare diseases.

It has also been successfully incorporated into the medical insurance, and the number of drugs included in the medical insurance is also increasing, so for the patient, if he suffers from a serious disease in the year, then in this case, the medical insurance can also be used to make a large amount of reimbursement, which can greatly reduce the medical burden of farmers, so as to avoid the occurrence of large-scale cases of poverty due to illness in rural areas. <>

2. Medical technology is constantly improving, and the cost is constantly being spent.

With the continuous improvement of medical technology, new medical devices and professional diagnosis are also constantly improving, then it means that the country needs to pay for medical expenses is also expanding, then our country's significance is also very tight every year, so in this case, I hope to achieve a new dynamic balance through a small range of rural cooperative individual contributions, and in this way to ease the tension of medical insurance funds as much as possible, For the healthy and sustainable development of China's medical and health undertakings.

Contribute. <>

3. The per capita income level continues to rise, and the tide of medical security rises.

Medical insurance is closely related to the entire economic development of our country, and medical insurance is also linked to financial expenditure, although each of us pays the cost advantage, but this also means that the state provides us with more protection, and the funds for this guarantee are also allocated from the country's financial expenditure, so in this case, medical insurance funds will also appear to a certain extent ** to meet the economic development of our country. <>

The main reason is that inflation has become the norm, inflation has existed for a long time, and it is unrealistic for the medical insurance payment standard not to rise.

In 2022, the medical insurance benefits of NCMS have been increased, most notably the reimbursement rate for hospitalization has increased from 50% to 60%. Didn't some people complain that the reimbursement rate was too low in the past, but this time it has been raised.

Because there are many elderly people, the country's medical burden has increased, so they have to overcharge.

With the continuous improvement of China's social insurance system, medical insurance has also been improved accordingly, so more and more people participate in medical insurance, in addition to office workers, many urban and rural residents also have to pay for their own medical insurance. Rural health insurance.

In fact, it refers to the medical insurance for urban and rural residents, which is medical insurance for urban residents.

How do I pay? The cost of domestic medical insurance is paid on an annual basis, and for each year of medical insurance premium, you can enjoy one year of medical insurance protection. The level of economic development in different regions is different, so there are also differences in the payment standards of medical insurance for urban and rural residents.

In 2022, the minimum payment standard for medical insurance for urban and rural residents is 320 yuan per person per year. The medical insurance payment for urban and rural residents is usually paid from September to the end of December each year, and the specific time is subject to the local announcement of the current year.

Regarding the payment of medical insurance for urban and rural residents, the insured person can pay at the bank that cooperates with the medical insurance, or through the local tax app, or the third-party platform designated by the government.

Note that if it is the first time to apply for resident medical insurance, then you need to check the old chaos to register for resident medical insurance, and the insured person needs to bring his valid identity documents, household registration book and so on to the local village committee and neighborhood committee to apply for insurance (now there is no household registration restriction in many areas), and then fill in the insurance registration form according to the requirements, after filling out the insurance registration form, the village committee will report the insurance information and complete the insurance registration, and then you can pay the resident medical insurance within the specified time.

In addition, many areas can now register online, and specific online channels can consult the local village committee, neighborhood committee, or medical insurance department.

It is understood that if you miss the payment time, then you can usually make up the payment, but you may need to bear the cost of the individual payment amount and the financial subsidy amount, and there may be a waiting period, which is subject to local regulations.

Du Xiaoman Finance.

There is no money in the resident health insurance card. Because the resident Mingbixun medical insurance does not have a personal account, the fees paid are directly attributed to the overall account, so it will only be useful when the inpatient or outpatient clinic reaches the medical insurance threshold. In normal times, the resident medical insurance card mainly records the detailed information of the insured, as well as the payment and reimbursement status.

And this is the big difference between resident medical insurance and employee medical insurance. Because the employee medical insurance has a personal account, the fees paid by the employees themselves will be transferred to the personal account of the medical insurance card. Therefore, there is money in the employee medical insurance card, which can be used when the insured person goes to the outpatient clinic of the designated medical institution and goes to the designated retail pharmacy to buy medicine.

As for the fees paid by the unit, they will go directly to the pooled account. Although the premium of resident medical insurance is low, its reimbursement ratio is lower than that of employee medical insurance, so when you apply for social security, it is best to go through employee social security, so that you can enjoy better medical insurance reimbursement treatment.