What to do with insurance after resignation, what to do with insurance after resignation

For your social security, you can apply for either transfer or surrender.

1) The transfer procedure is to apply for the issuance of a "Transfer Certificate or Letter" at the Social Security Bureau of the place of transfer, and then apply for the transfer of the social security bureau with my ID card and the pension insurance materials.

Yes, medical insurance does not support remote transfer, and can only be used and reimbursed at the place of purchase. That is, other species can only be used locally.

In the co-ordination area, you can handle the transfer relationship casually, while in the non-co-ordination area, in the transfer of social security, you can only transfer the endowment insurance, and you can only transfer to the social security bureau where the hukou is located, so if your hukou is local, you can handle the transfer.

For inter-provincial and municipal transfers, the procedures need to be applied to the social security bureaus of the two places separately, and only the part of the personal account can be transferred, and the personal account and the overall account cannot be taken away together, so be mentally prepared.

The provident fund can be refunded at the local provident fund management center after two years from the date of termination of the labor contract.

2) You can apply to the local social security bureau according to your actual situation, and the procedures include your ID card, surrender application, and social security payment (pension book, medical insurance card) and other materials.

And can only retire pension and medical insurance.

However, it should be noted that the fees paid by social security are managed by two accounts, namely the individual account and the overall account, and if you take it out, you can only receive the amount in the personal account. However, most of the money is into the overall account, the money in the personal account is not much, and only a part of the personal account can be withdrawn, then it is even less, generally ranging from a few thousand yuan to a few hundred yuan, depending on the payment time period and payment grade.

Finally, it is recommended that you surrender the policy cautiously, as the gains outweigh the losses.

After resignation, it can be handled in the following ways: 1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts; 2. Paid in full by the individual; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded.

If you have a new job, it will be relatively simple, issue a resignation certificate, and then you can go through the social security transfer procedures after joining the new company. If you haven't found a suitable job yet, don't worry, the local hukou can renew the social security payment at the talent center where the file is located. For foreign accounts, you need to be attached to a regular company to pay on your behalf.

The conditions for applying for pension insurance include a payment period of not less than 15 years and a statutory retirement age.

1. If you are an urban household registration person, in the absence of a new unit to accept it, you can choose to transfer the social security to the file custody department where your household registration is located according to your own situation, and then participate in the insurance as a flexible employment person, or you can go to the community where the household registration is located to apply for resident medical insurance.

2. Of course, you can also choose not to participate in the insurance temporarily, and there is no limit to the length of interruption. However, considering the future treatment (pension insurance for at least 15 years, medical insurance for women for at least 25 years, and men for at least 30 years), it is recommended that everyone pay as much as possible continuously.

3. If you are an agricultural household registration person, you can first go through the social security suspension procedures in the original unit, and then choose to participate in the new rural insurance and the new rural cooperative medical insurance.

If you leave your job, your original employer will help you go through the procedures for suspension.

1. After resignation, if you work in another employer in the same city, the new unit will go through the insurance procedures, and the number of years of social insurance will be automatically cumulatively calculated;

2. If you resign and work in a different place, you need to transfer the social security relationship to the social security system of the city.

1. What is the amount of unemployment insurance money?

The amount they receive is generally around the local minimum living standard. If you are insured by unemployment insurance, you can receive unemployment benefits while you are unemployed. There are certain conditions for enjoying unemployment benefits:

1) Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions for more than one year in accordance with the regulations;

2) Interrupting employment within the legal working age not due to one's own will;

3) Those who have been registered as unemployed and job-seeking in accordance with the regulations.

As long as the above conditions are met, you can enjoy unemployment insurance benefits. The amount of unemployment benefit is stipulated in the following aspects: if the cumulative payment is one year but less than two years, the unemployment benefit can be received for three months, and if the unemployment benefit is two months but less than three years, it is six months, and so on, and the maximum period is not more than 24 months, that is, two years.

2. What is the use of unemployment insurance?

1) Maintain social stability. Social insurance is the safety net of society, and maintaining social stability is a basic function of social insurance. Unemployment insurance, which is one of the important items, plays a more prominent role in this regard.

Society must be stable and the people's livelihood must be guaranteed. Unemployment deprives workers of their livelihoods** and can easily cause social unrest without institutional protections.

2) It is a prerequisite and supporting measure for deepening the reform of state-owned enterprises.

3) Maintain the reproduction of labor force and promote the improvement of labor quality. The reproduction of labor power is the basis of social reproduction. The material security provided by unemployment insurance satisfies the basic requirements for the reproduction of labor force; In addition, services such as job transfer training and re-employment introduction have provided them with opportunities to improve their employability and provide good external conditions for reemployment.

If an employee participates in unemployment insurance, he or she can receive unemployment insurance benefits for up to two years when he or she loses his or her livelihood, and if an unemployed worker suffers from serious injury or illness or unfortunately dies, he or she can also receive medical subsidies or pensions and relief expenses; Work-related injury insurance can enable employees to receive medical expenses, hospitalization expenses, disability compensation, etc. after a work-related accident; Health insurance can help sick workers avoid a greater financial burden when they are temporarily incapacitated and their income is reduced.

1.The first thing you need to do is settle your personal account. Among the social security contributions, there are personal accounts for pension and medical insurance, while there are no personal accounts for unemployment, work-related injury and maternity insurance.

2.If you find a new job, you can go to the HR department of the new company with the voucher to handle the social security transfer, and transfer the balance from the previous account to the personal social security account of the new company. Moreover, the new company will help us make up for the interruption of medical insurance for two or three months.

3.When you leave your job and start your own business instead of finding a new job. In this case, you need to participate in social security by yourself, or social security is cut off.

Before we leave our job, we also need to apply for a social security certificate. If the medical insurance is interrupted, you will not be able to enjoy the medical insurance reimbursement treatment in the next month. Therefore, even if our social security is interrupted, we must participate in a medical insurance to provide protection for ourselves.

Extended Material: Social Security.

1.Social insurance refers to a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

2.The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.

3.In China, social insurance is an important part of the social security system, and it occupies a core position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility.

However, only when the worker fulfills the statutory payment obligation and meets the statutory conditions can he enjoy the corresponding social insurance benefits.

On September 18, the Standing Committee of the Political Bureau and the Prime Minister emphasized at the executive meeting that all localities should keep the existing social security policies unchanged.

Starting from January 1, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland will have a social security card, and have the same legitimate rights and interests as mainland residents to participate in social insurance and enjoy social insurance benefits in accordance with the law.

On February 18, the Prime Minister presided over an executive meeting to decide to reduce or exempt the social security premiums of enterprises in stages and implement the policy of deferring the payment of housing provident fund by enterprises, and take multiple measures to stabilize enterprises and employment. From November 1, 2020, the social insurance premiums of enterprise employees will be collected by the tax department.

The steps for insurance processing after resignation are as follows:

1. Endowment insurance has a personal account, the ID number is the account number, after resignation, you can stop paying, the payment period is interrupted, and the accumulation of personal accounts is stopped, but as long as the time is not long, it will have little impact on the future; It is paid in full by the individual, that is, the payment is not interrupted and the part paid by the enterprise in the past is paid by itself, but it is not cost-effective for the individual to bear a heavier burden; If you go to another place to find a job, you can go through the insurance transfer procedures and go to a new employment area. Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment, but you can't get a refund;

2. Medical insurance, there are also personal accounts, the treatment method after resignation is basically the same as endowment insurance, the money in the personal account can continue to be used locally, but it cannot be transferred for the time being, the state has introduced the relevant transfer measures, and the local ** implementation rules can be implemented;

3. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but as long as the unemployment insurance has been paid for one year and is not caused by personal reasons, you can receive unemployment benefits.

1. Pension insurance has a personal account, the ID number is the account number, and there can be three ways to deal with it after resignation:

The first is to stop paying fees, resulting in the interruption of the payment period and the cessation of personal account accumulation, but as long as the time is not long, it will have little impact on the future;

The second is to pay the full amount by the individual, that is, to pay the part of the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden;

Third, if you go to other places to seek employment, you can go through the insurance transfer procedures and go to a new employment area. Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment, but you can't get a refund;

2, medical insurance, there are also personal accounts, after resignation treatment methods are basically the same as endowment insurance, the money in the personal account can continue to be used locally, but at present can not be transferred, the state has introduced the relevant transfer measures, after July 1 this year, the local ** issued implementation rules can be implemented.

3. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically released after resignation, but as long as the unemployment insurance has been paid for one year, and unemployment is not caused by personal reasons, you can receive unemployment insurance money.

4. Housing provident fund, there are personal accounts, enterprises and individuals pay fees, all form the total amount of personal accounts, just like the bank's fractional deposit ownership belongs to the individual, after resignation, just stop saving money, but the money in the account is still yours, as long as it meets the provident fund withdrawal regulations, it can be withdrawn at any time, and it can be renewed in the future, and it will never be invalid.

Don't take it out, it's for retirement in the future, not only can you not take it, but if you can't take it, you should pay it yourself as much as possible. If you pay premiums without interruption, when you retire in the future, the retirement amount you receive is different from the intermittent retirement amount!

One is that it cannot be taken, and the other is that even if it can be taken, it can only be taken by itself, and the unit cannot be withdrawn, only the provident fund can be withdrawn, and the unit leader must sign and purchase the contract.

You need the original unit to provide a social security transfer form, and you will give the list to your HR when you join the company, and you can directly renew it in the social co-ordination.

Dizzy, what are you doing taking it out? You can't take it, except for the provident fund, you can buy a house, decorate and repair the house, and the others are all for your retirement and medical treatment in the future.

Just change the unit and continue to hand it in.