Do you think it s necessary for young people to start saving for retirement in their 20s?

Young people save some pension money for themselves to cope with future emergencies, but it is still a bit early to start saving this from the 20s. And there are different things at different stages of life, when you are in your 20s, you need to improve your ability to find the development point of your career and find the person you will be with for life, rather than just thinking about saving for retirement every day. <>

How much pension money is enough, but there is no count, and life is so long, from the 20s to this retirement age of about 60 years old, who knows what kind of changes will occur in the middle of the 40 years or so? It may be said that after 40 years, the national pension insurance will be truly popularized, and everyone can get a part of the most basic living security, or it is possible that some accidents have occurred on the way in the past 40 years, resulting in the disappearance of all the property that they have saved for a few years or even more than ten or twenty years. Because there is a saying in China, after three years of hard work, we don't want that tragedy to happen to ourselves and our families, but who dares to guarantee that this thing will not happen?

Being young should be a little more optimistic, but we have to be prepared for the worst. Only by preparing for the worst can we really be able to deal with future risks. So don't think so much when you're young, retire after 40 years, spend so much every day, work hard, talk about pensions every month, and you will naturally receive some money after retirement.

This age is the time to think about how to improve yourself, how to develop your career, and how to develop your love. <>

People in their 20s are the most important two things, one love and one career, this thing is done, 20 to 30 years old at this age is the winner in life. Because people from different starting points, the final result is not the same, someone has no savings at home, he can support himself on his own, take care of his parents, and have a person who really accompanies him and loves himself, then he is successful, someone has a very rich family, and when he starts a business, he can make millions or tens of millions at will, then even if he has 10 million 20 million he is not successful, so everyone must find their own rhythm, don't compare with others casually.

In fact, for many young people, it is necessary for them to start saving money for their retirement from the age of 20 or so. Because this society is very realistic now, it is a very good thing to prepare in advance, which is worth learning from. <>

I believe that there are many people who are more open-minded now, they feel that marriage is a very troublesome thing for them, and they don't like the life of two people very much. Because many young people nowadays, they may feel very stressed after marriage, so they will choose to live alone. Maybe when they are old, they will not choose to get married, so in such a situation, they will not have children.

At this time, when they are old, there will be no one to provide for them, and they will start to save money for themselves from a young age just in case. Because if you don't choose to get married, you won't have children in the future, in this case, if you can start to want old money for yourself from about 20 years old, it is a very good thing, and start saving money at a young age, so that everyone will enjoy better treatment when they are old, so this thing is very necessary. <>

Nowadays, some of the older people also know that watching their children live a very stressful life now. Now the standard of living is constantly improving, and at the same time, everyone pays attention to their own quality of life. In such a situation, it is very likely that everyone will not be able to support their own income to support their own life, which is also a common situation for many young people.

Therefore, in such a situation, some elderly people may feel very regretful because they did not save money for their pension when they were young, because they also want to reduce the burden on their children to some extent, so in this case, the elderly will feel that they should start to grow pension money for themselves from a young age, so this practice is also more necessary. <>

In fact, it is a very correct choice for young people to start saving for their retirement at the age of 20. At the same time, this choice is also very worthy of everyone's learning, everyone needs to have such an idea, and pay some practical actions for it.

I feel necessary. Because the sooner you can save money, the more you will be able to save, and the more trouble you can save when you get older.

I don't think it's necessary, because young people can't even get a down payment on a house, where can they get the money to save for retirement?

I don't think it's necessary. It's not worth saving for retirement because the renminbi will depreciate, which is not cost-effective.

I think young peopleIt is necessaryI have been saving for retirement since I was in my 20s. As the saying goes, "Born in sorrow, die in peace." "If we save money for retirement now, then even if we can't live a rich life in the future, we won't be very hard because of poverty.

Every penny you save when you are young is a guarantee for you when you are old.

Some people may feel that their 20s are the age when they have just earned money, and it is too early to save money for retirement, and some people may feel that there will be regrets in their lives that have not been squandered. But I think the 20s are not too early, and the most painful thing in life is that "people live and the money is gone".

Rational consumption will not fall into the abyss.

Now I will talk about why you should start saving for retirement in your 20s.

The sooner we save for retirement, the better, and the 20s is just the age when we start earning money, so this is also the best age for us to start saving. If we save one dollar a day, not considering the future price **, and not counting the growth of values such as interest and financial management, then the sooner we start saving, the more pension money.

It's hard to live without money, so in order to live a decent life in the future, it's best to save for retirement money early. Maybe we usually pay on the **, so we will feel that money is just a value, but when you don't have money, you will be very sensitive to changes in value. When I was younger, my mother used to cook and calculate gas, food and utilities.

At the time, I couldn't understand it, but when I grew up, I realized that I didn't care about the utility bills before, which was really worrying. Earning less and living a normal life has taught me how to save. If you can save some money every month, then although the current life is a little harder, the future life will be more comfortable.

It is better to rely on our children than on ourselves, and we still have to save our own pension money, so it is best to plan for the future earlier. The phrase "raising children to prevent old age" is not wrong, but we can't guarantee that the children we raise will be filial to themselves. And raising children is out of instinct, and when I gave birth to a child, I didn't have such a utilitarian mentality.

Xi pinned his hopes on the unborn child, but it was better to work hard and try to give himself a guarantee. Only those who give it themselves can be caught. And when you save a certain amount of pension money, your waist will also be straight, because you know that you don't have to worry about the future.

Of course, it is necessary to start saving for retirement money from the first day of work.

In your 20s, when you are a child, you start saving money, mainly to let you have a healthy concept of financial management. And it is the easiest time to store the first pot of gold, start saving money in your 20s, your economic foundation will be higher than many peers, and the cost of marriage and childbirth will be relatively large, so you will not be too anxious.

If you have savings, it is good for the relationship between husband and wife, after all, money can solve 99% of the problem.

If you are in your 20s and are moonlight, the concept of consumption has been formed, and it is difficult to change. However, saving money for retirement in your 20s is a good consumption concept and financial awareness, and you will benefit for a lifetime.

It is very necessary.

First, when people are young, if they can have the consciousness of saving money for the elderly, it is very good, so that you can cultivate a good habit of thrift in your life, and always have a sense of crisis, saving money is not much, but you can't make ends meet, when you are in your 20s, we should learn to save money, even if you don't save much, but this awareness is very important.

Second, people who learn to save money generally have a good sense of planning, and many young people have a good income, but because they don't know how to save money or spend ahead of time, they often fall into trouble, and some even become gnawing old people and moonshine people, and it's too late to be anxious when they need to spend money. Therefore, it is no problem for young people to save money for retirement, and many people say that money is earned by earning, not by saving, which is actually a big misunderstanding.

Third, young people learn to save money for the elderly, this is a kind of consciousness of being prepared for danger in times of peace, people with this awareness are not bad in life, whether in good times or in bad times, such people can be prepared, not in how much money they have saved, but more importantly, they have this sense of worry.

Now there are many articles saying that young people should have fun in time, of course, happiness is very important, but we all have a sense of worry, and we should have a plan for spending money, so that when the unexpected comes, we can get through it safely.

It is necessary for young people to spend money in a plan, and saving some money can also be prepared for emergencies, but it is a bit too early to save money for retirement in their 20s. Young people should work hard to start a career, to accumulate experience, to try, even if it is necessary to spend a little tuition, including failure, should spend money to buy lessons.

Young people, it is not recommended to think about the matter of pension too early, once you think about such a distant thing now, the courage is not enough, there is no courage, you don't dare to take risks, and at the same time, you will lose more opportunities.

Young people, based on the current opportunity, need to spend money, need to spend energy, need to spend energy, save some money, and then use it as capital, to start a business, to enrich themselves, don't think that this is to spend your pension money, you are young, the money is spent and there is a chance to earn again, the opportunity is gone.

Young people, it is right to have a vision, but it is necessary to distinguish between short-term and long-term goals. For example, if you have 10,000 yuan, do you want to save up to buy an endowment insurance or use it as capital to do some small business, and then look for opportunities? The latter, of course.

For middle-aged people, there are fewer opportunities and less tolerance for failure, so for the sake of children and families, you should consider setting aside pension money.

However, if you are only in your 20s, and you have not experienced much innovation and failure, it is recommended that you invest your money, no matter how big or small, 10,000 yuan, but also invest it in greater profits, rather than conservative pension. In this way, your future is full of hope and possibilities.

I think for young people,It is not necessary to start saving for retirement at the age of 20, but it is necessary to start saving money from now on.

It is too early to consider the issue of pension for young people who have just entered the society and are studying in college that have not yet entered the society. In today's rapidly changing society, we can't accurately know what our future will be, and the plan to save money for 40 or even 45 years in advance is too slim and not easy to be adhered to. In addition, whether the money saved by that time can be used; Even if you can use it enough, it is not enough; Whether there will be other circumstances that affect the effect of the money, and other issues need to be considered.

Therefore, I think it is more practical to say that it is better to save money for retirement. Aside from this concept of earmarking, savings can be used more flexibly. Short-term savings plans are easy to adjust at any time according to changes in the environment, and tangible goals are achieved to make people motivated and easier to stick to.

If you must make the goal of saving money concrete, you can consider temporarily focusing on self-education investment, marriage, childbirth, etc., and young people are or will face the things to focus on planning, so that saving money can play a better role.

That's all for me.

Glad for your question.

I think it's necessary to save money in your 20s, not necessarily retirement money, and the following is my personal opinion.

1.Saving money is the most pragmatic. A person's assets are always his confidence.

2.Twenty-something is the age when you have just started working, and it is not easy to have extra food in your hands regardless of your schedule expenses. 3.Young people spend a lot of money in society, and they can set aside a little bit every month, not more but to develop a good habit of saving money.

4.Small amounts of money can be used to invest and manage money, and the income obtained can be used for a better life.

4.It is said that it is pension money, but in fact, as long as you start working, the employer will pay social security, and social security covers pension insurance. The sooner you pay the pension in the future, the more pension you will get, so that you don't have to save too much pension money every day, but you have to save money in your hands.

As the saying goes, if you have money in your hands, you don't panic.