What kind of insurance is implemented for rural farmers, and what is the insurance for rural farmers

Crop insurance covers food crops such as rice and wheat and cash crops such as cotton and tobacco, and covers the loss of harvest value or production costs due to natural disasters or accidents during the growth period of various crops. 2.Crop insurance during the harvest period.

Crop insurance during the harvest period covers the value of primary agricultural products after the harvest of grain crops or cash crops. 3.Forest insurance.

Chan infiltration forest insurance is based on natural forest farms and plantation farms as the object of insurance, and covers natural disasters and accidents during the growth of Zheng trees next to the forest. <>

Support farmers and agricultural business entities to carry out mutual aid and cooperative insurance in accordance with the law. The establishment of a multi-level, wide-coverage and sustainable rural financial service system is an important support for rural revitalization, and agricultural insurance can play an important role in it. First of all, agricultural insurance can be used as an important policy tool and risk management means for the agricultural support and protection system in terms of ensuring the safety of Zhengwei's agricultural industry, stabilizing farmers' income, promoting industrial development, improving the quality and food safety of agricultural products, improving rural social governance, and protecting the rural ecological environment. Secondly, in the process of financial elements entering the countryside, agricultural insurance can help solve the underlying risk structure problems faced by agricultural credit and agricultural guarantees.

1. When will the grain subsidies be paid to farmers?

The timing of the disbursement of food subsidies is directly related to the timing of the maturity of the crop. Generally speaking, the distribution time is from March to May in Central China, where the grain matures earlier, and June in East China, where the grain matures later. The latest issuance date is set at the end of June.

The State shall establish and improve the agricultural support and protection system, and support farmers and agricultural production and operation organizations in developing agricultural production and raising the level of farmers' incomes in terms of capital investment, scientific research and technology promotion, education and training, agricultural production materials, market information, quality standards, inspection and quarantine, socialized services, and disaster relief.

2. What are the projects that the state is supporting and promoting?

**Special funds for the development of the service industry, the special funds focus on supporting the key areas and weak links of the development of the service industry, and the scope of support includes the following aspects: 1. Community services, non-food safety service systems and other service industries oriented to residents' lives; 2. Agricultural information service system, agricultural industrialization service system and other service industries for rural areas; 3. Third-party logistics, chain distribution and other commercial circulation industries, business service industries, renewable resource utilization systems, business outsourcing, e-commerce and other production-oriented service industries; 4. Other key service industries that need to be supported.

Article 66 of the Law of the People's Republic of China on the Promotion of Rural Revitalization The State shall establish and improve a multi-level agricultural insurance system, improve the policy-based agricultural insurance system, encourage commercial insurance companies to carry out agricultural Changpei insurance business, and support farmers and agricultural business entities to carry out mutual assistance and cooperative insurance in accordance with the law. The people at or above the county level shall take measures such as premium subsidies to support insurance institutions to appropriately increase insurance varieties, expand the coverage of agricultural insurance, and promote the development of agricultural insurance.

Insurance for rural peasants includes: endowment insurance, medical insurance, agricultural insurance, endowment insurance for landless peasants, etc.

There are three main types of social insurance for rural farmers, the first is the medical insurance for urban and rural residents, which is what we call cooperative medical care, the second is the pension insurance for urban and rural residents, and the third is the social insurance for farmers who have been expropriated and lost land.

What are the provisions of the pension insurance policy for land-expropriated farmers? 1. Insured objects of land-expropriated farmers' pension insurance **Farmers who have lost all or part of their land due to the unified expropriation of rural collective land. 2. Land-expropriated farmers.

NCMS and pension insurance are the most common.

Agricultural insurance refers to the insurance protection activities for the purpose of economic compensation in agricultural production and operation activities, because natural disasters or accidents injure living animals and plants, but the economic interests of farmers are lost. Depending on the type of agriculture, it can be divided into three main categories.

1) Planting insurance: It mainly refers to crop insurance, which is generally divided into crop insurance during the growth period and crop insurance during the harvest period.

2) Aquaculture insurance: including large livestock, poultry, aquaculture, etc.

3) Forest insurance: Plantations and natural forests are the contracting objects.

Ordinary farmers can participate in commercial endowment insurance and social endowment insurance.

There are two types of endowment insurance: commercial endowment insurance and social endowment insurance.

Commercial endowment insurance is a long-term life insurance with the main purpose of obtaining a pension, and is a supplement to social endowment insurance. Generally, the insured of commercial endowment insurance can receive a pension from a certain age after paying a certain insurance premium. For commercial endowment insurance, if there are no special provisions, the time interval between the insured's payment of insurance premiums is equal, the amount of insurance premiums is equal, the interest rate remains unchanged throughout the payment period, and the interest calculation frequency is equal to the payment frequency.

At present, there are two main ways to pay for social pension insurance.

One is the basic endowment insurance for the workplace, which follows the basic endowment insurance system of the state. It is divided into individual contribution part and unit contribution part, and the payment is made monthly. The part of the individual contribution shall be paid by the unit first, and shall be withheld in the payment of employees' wages, and the part paid by the unit shall be paid by the unit every month.

The payment standard refers to the "Regulations on the Administration of Social Security" of various provinces and cities.

Another kind of social endowment insurance for farmers refers to the new type of rural endowment insurance, and the specific policy refers to the "Guiding Opinions on the Pilot of the New Rural Social Security Endowment Insurance Issued in 2009", mainly for farmers who have no work unit and work at home. The national policy is that the new rural insurance is composed of individual contributions, collective subsidies and subsidies.

Rural residents participating in the New Rural Insurance shall pay pension insurance premiums in accordance with regulations. The payment standard is set at 5 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per month, and the local government can add payment grades according to the actual situation.

The insured chooses the grade to pay the premium, and the more you pay, the more you get. The State shall adjust the payment levels in a timely manner on the basis of the growth of the per capita net income of rural residents. Pension benefits: Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive pensions on a monthly basis.

Endowment insurance is one of the five insurances, and the minimum payment period of endowment insurance is 180 months, which is roughly 15 years. If you have paid more years of pension insurance, you can receive more expenses when you receive a pension.

The payment of pension insurance is allowed to be paid intermittently, and those who have reached retirement age can apply for pension benefits. To apply for endowment insurance separately, you need to bring your ID card and household registration booklet.

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<> agricultural insurance refers to agricultural insurance, which refers to the insurance with agricultural production as the main insurance object, agricultural production loss as the insurance object, and agricultural production risk as the insurance liability. Agricultural insurance mainly includes agricultural property insurance, agricultural liability insurance, agricultural life insurance, agricultural investment insurance, etc.

The rural insurance plan refers to an insurance plan launched to improve the economic situation of rural residents, improve the social security level of rural residents, promote rural economic development, improve the rural social environment, and promote the construction of rural social security system. The rural insurance program mainly includes rural basic medical insurance, rural work-related injury insurance, rural unemployment insurance, and rural residents' pension insurance.

In recent years, the implementation of rural insurance schemes has been getting better and better. According to statistics, by the end of 2018, the number of people insured by rural basic medical insurance in China reached 100 million, and the coverage rate reached; The number of people insured by rural work-related injury insurance with stool insurance has reached 100 million, and the coverage rate has reached; The number of people insured by rural unemployment insurance has reached 100 million, and the coverage rate has reached; The number of rural residents insured by old-age insurance has reached 100 million, and the coverage rate has reached. In addition, it has also launched policies such as rural subsistence allowance and rural livelihood security to provide more social security for rural residents.

Summary. China's current implementation of policy-based agricultural insurance is organized by the first initiative to protect and support, China's agriculture is a public welfare insurance product.

What is policy-based agricultural insurance, and how to do it for farmers.

China's current implementation of policy-based agricultural insurance is organized by the first initiative to protect and support, China's agriculture is a public welfare insurance product.

What are the points of agricultural insurance compared to commercial nature? Different business entities are different.

The different policy-based agricultural insurance of the business entities is directly involved and operated.

What is the process?

Please wait. Self-made agricultural Tongtong insurance, this piece, you can go to your local city ** or county ** agricultural department to conduct a docking or consultation, and then they will have a legal document related to this Qi imitation block, and then the two sides go to a docking including the bureau to sign, and then purchase.

How to do policy-based agricultural insurance business, what is the prospect of policy-based agricultural insurance, and how to do a good job in policy-based agricultural insurance.

The business of political agricultural insurance should be connected with your local area, that is, the Ministry of Agriculture and Rural Affairs.

Well, this is generally a problem of linking the index of ** and commercial insurance.

Do a good job in agricultural value-added insurance, take medicine through a draft of the first draft of the land marketing docking and the phenomenon level of the Ministry of Agriculture to do a good job of publicity, Xi Nai let farmers actively cooperate with the key game a payment.

For example, what does this kind of policy-based financing guarantee company do, if an agricultural enterprise comes to a closed agricultural guarantee company to do business, how to do business, what is the process, how to help the agricultural enterprise loan.

This is a difficult complaint to depend on a specific nature, Wang Bi includes a specific brother operation, what kind of enterprise is a unit you are facing? A company or a farmer?

If I am a salesman of Shuzhihong Agricultural Guarantee Company, in the face of a private agricultural company, how to guarantee a loan to him, what is the specific process of the car, can you answer in detail?

For example, rice, Jixiao or some other agricultural and sideline products, is he doing this part of the company, is it processing or exporting? Or do foreign trade, there are also many ways to dock, etc.

Then according to the rice, a rice company comes to a guarantee company to do business, and the guarantee company needs to do the process.

Well, if you can do it according to the business of a guarantee company, then it is necessary to go through agricultural insurance, and the process of rolling jujube is also very complicated, depending on the specific province.

Excuse me, do you mean agricultural insurance?

1: New rural cooperative medical care, there is a fixed payment time, generally at the end of each year, by the local village committee to handle the unified charge 2: in your local neighborhood committee we call the neighborhood committee, there are similar institutions in the local area, but the name is different.

3: Bring your ID card or household registration booklet.