How to calculate the depreciation insurance of the car, how to calculate the depreciation expense of

In fact, only if we understand the depreciation price of vehicle insurance, then we can get the most reasonable compensation in the whole process of using car insurance, and we can have a certain understanding of the current compensation, so many people are still very concerned about the depreciation price of vehicle insurance. To put it simply, the vehicle in the process of use, will not always maintain its value, when the vehicle has undergone some changes, the natural will be relatively low, so, now when we use the vehicle, we must have an understanding of car insurance, and for the current vehicle insurance depreciation price also needs special attention, many people in the vehicle encounter an accident, get the insurance company's claim** is not our vehicle insurance**, so, what is the reason for this, This is related to the depreciation of the vehicle**, which may have a great impact on our current use of the entire vehicle, in a sense, the use of the vehicle is actually very important, when we use it for a period of time, the depreciation of the vehicle insurance will occur, and the depreciation of the vehicle insurance will occur, and it will become smaller and smaller with the increase of the years.

Now the depreciation price of vehicle insurance has slowly entered our side, which is still very important for our whole life now, only if we know some of the depreciation expenses, we can better know our car when an accident occurs, how much compensation we can get from the insurance company, which is also an important reason why many people will choose not to be higher than the insurance amount of the car itself, so as to make our vehicle use simpler. In a sense, after we understand the depreciation value of vehicle insurance, we will also have a more in-depth understanding of car damage insurance, so that we know that the amount of claims we get will be gradually reduced according to the damage of the vehicle, or according to the use time of the vehicle, so as to make our entire vehicle use easier and simpler.

Vehicle insurance depreciation price is very important for the current use of vehicles, how to calculate the depreciation price of vehicle insurance, in fact, it is calculated according to the month of use of the vehicle, multiply the ** of the car itself by the month of use of the car, and, in the calculation of the depreciation rate, such a calculation is also relatively simple, for the current various models, all levels of cars can make accurate calculations, in a sense, can make our current life easier, For the current car insurance, in fact, it also plays a very important role, which deserves everyone's attention, and will also make our current car insurance continue to increase and improve, ensuring the practicability of car insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

According to the regulations, the depreciation of the insured motor vehicle is calculated on a monthly basis, and the part less than one month is not depreciated, of which the "depreciation amount" is calculated as "the purchase price of the new car, the number of months that the insured motor vehicle has been used, and the monthly depreciation rate", the monthly depreciation rate of passenger cars with less than 9 seats (including 9 seats), and the monthly depreciation rate of passenger cars with more than 10 seats, and the maximum depreciation amount does not exceed the occurrence of insured accidents.

Calculation method of depreciation cost of insured vehicle: 1. Determine the estimated residual value of the vehicle. Generally, it is calculated at a residual value rate of 5%.

If the amount of a newly purchased transport vehicle is 200,000 yuan, the estimated residual value is 200,000 * 5% = 10,000 (yuan). The estimated net value is 200,000-10,000 = 190,000 (yuan); 2. Determine the depreciation method. It is recommended to adopt the straight-line method, which is simple and easy to implement, and second, it is in line with the relevant provisions of the Regulations for the Implementation of the Enterprise Income Tax Law of the People's Republic of China, Article 59 of which clearly stipulates that "depreciation of fixed assets calculated according to the straight-line method is allowed to be deducted".

Article 60 also stipulates the minimum number of years for calculating depreciation of fixed assets: "4 years for means of transport other than aircraft, trains and ships"; 3. Provision for depreciation. Using the straight-line method, the monthly depreciation amount of the fixed asset is (200000-10000) 48=yuan).

The depreciation value of vehicle insurance is calculated as follows: calculated according to the month of use of the vehicle, multiplied by the ** of the car itself by the month of use of the car, and, through the depreciation rate.

to do the calculations.

Vehicle insurance, i.e., motor vehicle insurance.

Abbreviated as car insurance, also known as car insurance. It is a yard that refers to motor vehicles due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles. At the same time, unlike modern motor vehicle insurance, car insurance is based on third-party liability insurance for automobiles in the early stage.

It is the main insurance, and gradually extends to the risk of collision loss of the car body.

The role of car insurance is as follows:

1. Purchasing car insurance can give the owner economic compensation or cash compensation when the vehicle has an accident or encounters other things;

2. Important measures to transfer risks. By purchasing insurance, you can transfer daily operation errors or unpredictable risks to the insurance company, giving the car owner great protection;

3. The various risks and risk losses in the process of using the machine code He Dong vehicle are difficult to solve through the risk avoidance, prevention, dispersion, inhibition and risk retention, whether it is a new car or a second-hand car, after a good license, you need to buy insurance. Types of vehicle insurance today.

There are many car insurance policies that you don't have to buy.

The benefits of purchasing a commercial insurance product are as follows:

1. You can avoid risks and make a big deal with a small one. By purchasing sufficient commercial insurance, we will provide follow-up financial assistance to the parties in distress, so that if they lose a stable economy, they can continue to maintain a normal life;

2. It helps to preserve assets and lock wealth. With the ever-changing market environment, the risks of business operations are everywhere, and people's assets, especially the business owners and self-employed people who run their own businesses.

It is easy to shrink one's own assets due to poor management or turbulent financial environment, and can achieve one's own asset preservation and lock in wealth through commercial insurance;

3. Commercial insurance is an effective means for people to carry out financial planning.

Summary. 1. What is compensation for the depreciation of vehicle damageThe compensation for the depreciation of vehicle damage means that the compensation for vehicle depreciation refers to the payment of the corresponding vehicle depreciation fee to the non-responsible party after the occurrence of a traffic accident. 2. What is vehicle depreciation cost Vehicle depreciation cost is the financial manifestation of vehicle investment, which is to withdraw a certain amount of funds every year to update vehicles in order to maintain transportation reproduction.

3. In traffic accident dispute cases, the compensation issues involved generally include compensation for property damage and compensation for personal injury: 1The scope of compensation for property damage mainly includes:

repair fees; loss of goods on board, etc. Repair fee: According to the reasonable amount on the repair invoice, if the vehicle has been scrapped, it should be compensated at a discount; Compensation for damage to items on board the vehicle in an accident shall be based on the actual loss.

2.The main items of personal injury compensation are: medical expenses; Lost time pay; Hospitalization meal subsidy; nursing fees; Living allowance for the disabled; disability appliance fee; funeral expenses; death compensation; maintenance of dependants; Travelling expenses; accommodation fees and so on.

Among them, the lost work expenses include two parts, one is the lost work expenses caused by the party's inability to go to work during the period of medical treatment and hospitalization, and the other is the lost work expenses due to the handling of the aftermath of the traffic accident.

Hello dear! Nope.

There is no legal basis for depreciation and courts generally do not support it. According to the second paragraph of Article 117 of the General Principles of the Civil Law of China, if the property of the state, the collective or the property of others is damaged, the original state shall be restored or compensation shall be discounted.

Citizens should have the right to demand compensation for any loss caused by injury to their property. One of the vehicle benefits is "Depreciation of Vehicle Damage", but this compensation is not covered by insurance. The parties can resolve it on their own, and if an appeal is filed, the court upholds it.

1. What is compensation for the depreciation of vehicle damageThe compensation for the depreciation of vehicle damage means that the compensation for vehicle depreciation refers to the payment of the corresponding vehicle depreciation fee to the non-responsible party after the occurrence of a traffic accident. 2. What is vehicle depreciation cost Vehicle depreciation cost is the financial manifestation of vehicle investment, which is to withdraw a certain amount of funds every year to update vehicles in order to maintain transportation reproduction. 3. In traffic accident dispute cases, the compensation issues involved generally include compensation for property damage and compensation for personal injury

1.The scope of compensation for property damage mainly includes: repair fees; loss of goods on board, etc.

Repair fee: According to the reasonable amount on the repair invoice, if the vehicle has been scrapped, it should be compensated at a discount; Compensation for damage to items on board the vehicle in an accident shall be based on the actual loss. 2.

The main items of personal injury compensation are: medical expenses; Lost time pay; Hospitalization meal subsidy; nursing fees; Living allowance for the disabled; disability appliance fee; funeral expenses; death compensation; maintenance of dependants; Travelling expenses; accommodation fees and so on. Among them, the lost work expenses include two parts, one is the lost work expenses caused by the party's inability to go to work during the period of medical treatment and hospitalization, and the other is the lost work expenses due to the handling of the aftermath of the traffic accident.

According to the regulations, the depreciation of the insured motor vehicle is calculated on a monthly basis, and the part less than one month is not depreciated, of which the "depreciation amount" is calculated as "the purchase price of the new car, the number of months that the insured motor vehicle has been used, and the monthly depreciation rate", the monthly depreciation rate of passenger cars with less than 9 seats (including 9 seats), and the monthly depreciation rate of passenger cars with more than 10 seats, and the maximum depreciation amount shall not exceed 80% of the purchase price of the new car of the insured motor vehicle at the time of the insured accident.

Car Insurance Depreciation Rate Table: According to the type of vehicle, the state has a certain percentage of depreciation rate per year, and also every month. For example, the family car is 6% per year, and the standard depreciation is used every month.

The monthly depreciation rate of the motor vehicle loss insurance clause for business use and the monthly depreciation rate of the vehicle loss insurance clause for business use.

What is the depreciation rate of car insurance in car insurance, generally speaking, the insurance company will have a detailed plan for the type of insurance required for the purchase of a new car, and many details will be told in the contract. When you go to the insurance company, they will give you a reference, of course, not every insurance company is the same plan, but in general it is still the same, the difference should be the company's characteristic projects.

If you don't know the specific amount of insurance, or what is the depreciation rate of car insurance, then don't listen to others casually, and be sure to confirm some knowledge. Also, after buying the insurance, you must carefully read the content of the policy, don't find out that there are terms that are unfavorable to you until the end of the accident, and it is useless to argue at that time because you have signed, and the contract has a certain legal effect.

Summary. Car damage insurance refers to a kind of automobile commercial insurance that is compensated by the insurance company within a reasonable range if the insured or its permitted driver is damaged by an insured accident while driving the insured vehicle. The car damage insurance mainly includes 1. collision and overturning; 2. Fire, **; 3. Collapse of external objects, falling objects running in the air, and parallel falling of insured vehicles while driving; 4. Lightning strikes, storms, tornadoes, heavy rains, floods, tsunamis, subsidence, ice subsidence, cliff avalanches, avalanches, hailstorms, mudslides, landslides; 5. The ferry carrying the insured vehicle suffers from a natural disaster<>

How to calculate the depreciation rate of insurance car damage insurance.

The Hongqi H5 sedan in 2021 has been insured once, and now how much money can be paid for the car to be scrapped.

Dear dear, it's a pleasure to answer your <>

The depreciation rate of insurance car damage insurance is calculated: the old is generally calculated according to the actual value of the vehicle, and the vehicle will have a depreciation rate every year, and the general situation is to depreciate according to the proportion <>of the monthly loss of the pants

It depends on the specifics of your vehicle. Your Hongqi H5 sedan has been insured once in 2021, so when it is scrapped, the insurance company will make a claim according to the actual value of the vehicle and the agreement in the insurance contract. There is no unified standard for compensation for the elderly<>

How much did you actually buy your car?

Car damage insurance refers to a kind of automobile commercial insurance that is compensated by the insurance company within a reasonable range if the insured or its permitted driver is damaged by an insured accident while driving the insured vehicle. Vehicle damage insurance mainly includes premature annihilation 1, collision, overturning; 2. Fire, **; 3. Collapse of external objects, falling objects running in the air, and parallel falling of insured vehicles while driving; 4. Lightning strikes, storms, tornadoes, heavy rains, floods, tsunamis, subsidence, ice subsidence, cliff avalanches, avalanches, hailstorms, mudslides, landslides; For example, the ferry carrying the Lulu rubber rush vehicle suffered a natural disaster<>

More than 138,000 were actually insured.

How many months have you been using the car so far?

The formula for calculating the scrapping of insured vehicles: (Hail Sail 1 - how many months the car is used now x the monthly depreciation rate of Xiaoqing or the car) x the insured car damage. When the cost of vehicle maintenance exceeds 80% of the value of the vehicle or is more than a reputation, the insurance company will pay the claim according to the vehicle scrapping insurance.