How does GAC SOLI settle in advance?

After you repay the vehicle loan, you should first find the written "mortgage contract" that you have kept, check the bank, auto finance company or guarantee company on the contract, contact ** "Customer Service" <024-4567-5577> and get in touch with them. 2. Go through the settlement procedures and receive the "Motor Vehicle Registration Certificate".

Generally, within 10 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4S store and notify the borrower. After the mail arrives, the borrower can bring his ID card and go to collect the relevant procedures. However, if it is a bank loan, you may need to go through the procedures for the settlement of the vehicle loan by yourself, and after the bank checks and confirms that it is correct, if your car is loaned through a guarantee company, you also need to issue a certificate from the guarantee company.

3. Go to the vehicle management office to apply for the release of the mortgage registrationThe owner of the motor vehicle can go to the vehicle management office with the bank agent to apply for the registration of the "release of the mortgage" of the vehicle loan.

The owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and the following certificates and vouchers shall be submitted: 1. The identity certificate and copy of the owner and mortgagee (bank agent) of the motor vehicle; If the owner of the motor vehicle is not registered in Chengdu, a residence permit is also required;

2. Repayment certificate issued by the bank or guarantee company;

3. Motor Vehicle Registration Certificate.

Steps to decompress a car loan:

Step 1: Contact the bank, auto finance company or guarantee company that handled the loan.

If you have paid off your car loan, you should first find the written "mortgage contract" that you have saved, check the contact of the bank, auto finance company or guarantee company on the contract**, and get in touch with them.

Step 2: Go through the settlement procedures and receive the "Motor Vehicle Registration Certificate".

Generally, within 10 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4S store and notify the borrower. After the mail arrives, the borrower can bring his ID card and go to collect the relevant procedures. However, if it is a bank loan, you may need to go through the procedures for settling the car loan by yourself, and after the bank checks and confirms that it is correct, (if your car is loaned through a guarantee company, you also need a certificate issued by the guarantee company).

Step 3: Go to the DMV to apply for the release of the mortgage registration.

With the above procedures, the owner of the motor vehicle can go to the vehicle management office with the bank** person to apply for the registration of "release of mortgage".

Summary. Hello, GAC-SOLI supports users to defer repayment, but the following conditions need to be met:1

Lenders need to apply for deferment of repayment in advance and wait for review after the application is submitted; 2.The lender needs to provide a valid identification document, as well as a valid credit report; 3.Lenders are required to provide valid financial reports to demonstrate their ability to repay their payments on time; 4.

Lenders are required to provide valid security to demonstrate their ability to repay their loans on time; 5.The lender needs to pay the deferred repayment fee to GAC-SOLI; 6.Lenders need to make payments on time according to the new repayment plan or face penalties.

Hello, GAC-SOLI supports users to defer repayment, but the following conditions need to be met:1Lenders need to apply for deferment of repayment in advance and wait for review after the application is submitted; 2.

The lender needs to provide a valid identification document, as well as a valid credit report; 3.The lender is required to provide a valid financial report to prove that it is able to repay the loan on time; 4.Lenders are required to provide valid security to demonstrate their ability to repay their loans on time; 5.

The lender needs to pay the deferred repayment fee to GAC-SOLI; 6.Lenders are required to make timely repayments according to the new repayment plan or face penalties.

I have been overdue for more than three months and have submitted it to their company's legal affairs, what should I do next?

First of all, you need to contact the legal department of GAC-SOLI to inquire about their processing progress. If they have already taken care of it, you can ask them to provide the relevant documents so that you can provide proof to other agencies. If they regret not being processed, you can ask them for a specific time so that you can submit the relevant documents on time.

I want to repay the overdue ones now, and then repay them on time every installment.

First of all, you need to log in to the official website of GAC-SOLI, enter "My Account", click "Bill Query", check the current bill situation of your calendar, check how many overdue bills you have, and then click "Repay Now" to repay online.

If I pay back my overdue three months, it's fine, I told the legal counsel to return the overdue one, and people said no, and asked the latter to settle it.

You can try to settle the current overdue loan first, and then communicate with GAC-SOLI Pure Sales to try to reduce part of the loan amount to reduce your burden. As part of your trip, you'll also need to work on improving your credit profile so that you can better manage your loans in the future.

<> bring your ID card to the lending bank. Different loan products issue different loan settlement certificates, and different banks have different regulations on loan settlement certificates. There are two types of loan settlement: normal settlement and early settlement.

Different loan settlement methods have different ways of issuing loan settlement certificates.

Normal settlement of the loan: If the loan is settled in the last installment of the loan, the mortgage voucher or relevant supporting documents shall be retrieved with the valid ID card and the loan settlement voucher issued by the loan bank, and the mortgage registration cancellation procedures shall be completed at the mortgage registration department with the loan settlement voucher.

Early settlement of the loan: The borrower needs to apply to the lending bank at least 15 days, and the lending bank will go to the designated accounting counter for repayment after approval, and go through the procedures for the bank loan settlement certificate.

For first-hand personal housing loans, second-hand personal housing loans, personal pledge loans, personal housing mortgage comprehensive consumer loans, personal cultural consumption loans, personal household consumption loans, personal study abroad loans, personal self-use car loans, comprehensive loans for college students, national student loans, commercial student loans, etc., the bank can provide proof or record that the loan has been settled.

Banks generally do not issue paper proof of personal credit loans, but banks will inform borrowers of the loan settlement status according to the balance and status of the loan in the system.

If you use Meituan Loan to repay your mortgage, you can ask Meituan Loan customer service how to issue a settlement certificate after the repayment is completed. Usually, in order to prove that you have repaid all the loans on time, it may be necessary to provide some relevant documents or proofs, which also includes proof of settlement.

In some cases, banks or other financial institutions may require a borrower to provide proof of settlement to prove that the borrower has fully repaid the previous loan. If your bank requires proof of settlement to confirm whether the Meituan loan has been repaid, then in this case, you will need to call Meituan Loan customer service and consult the specific process and steps.

Only after the bank has passed the pre-examination will it enter the formal review stage, so if the pre-examination is passed, the loan application will be officially submitted. Failure to pass the pre-approval means that the lender's loan application was directly rejected, at which time the lender needs to know the reason for the rejection, and then decide whether to resubmit the loan application or apply after a certain period of time.

In addition, the review of bank loans will have a preliminary review and a final review, and only after passing the final review and signing the loan contract, then the application will be considered successful.

Portfolio loans allow the carrier to repay the commercial loan in advance. Normally, in portfolio loans, the loan term, borrowing date and repayment date of provident fund loans and commercial loans are the same, but there are usually conditions for early repayment of commercial loans, which requires the borrower to borrow for more than 1 year, and different banks have different regulations, which should be subject to specific bank regulations.

In addition, in portfolio loans, the commercial loan part is implemented according to the benchmark interest rate of the loan, while the provident fund loan is implemented according to the benchmark interest rate of the provident fund loan.

What are the disadvantages of portfolio loans?

Today, there are very few banks that can undertake portfolio loans. Borrowers who apply for portfolio loans will find that the provident fund management center only cooperates with a certain bank, which has great limitations on the borrower's application for portfolio loan business.

1. Cumbersome procedures.

Handling a portfolio loan is equivalent to applying for a provident fund loan and a Shangzhou old loan, with more materials to prepare, cumbersome procedures, and the loan funds need to be issued and transferred to the seller's account after completing the transfer of property rights and completing the mortgage registration, which takes 2 to 3 months. Judging from the operation process of "portfolio loan", the loan time is too long, and the seller is unwilling.

2. There are many handling fees.

Both provident fund and commercial loans charge a guarantee fee, as well as an assessment fee of varying amounts. In addition, if the borrower handles the application through an intermediary company or loan service agency, he or she also needs to pay a service commission. In this way, the handling fee of the portfolio loan is higher than that of a pure CPF loan or a business loan.

After the borrower applies for a portfolio loan, the part of the commercial loan will be kept on file in the central bank's personal credit system, assuming that the buyer wants to buy a house again, it will be counted as a second home. If you directly use a provident fund loan to buy a house, as long as the borrower pays off the loan for the first home and applies for a provident fund loan to buy a house again, the loan will still be based on the standard of the first house. In addition, the procedures for portfolio loans are more complicated, and borrowers need to wait for loans.

3. The upgrading of real estate is "implicated".

The disadvantage of portfolio loans is that borrowers will be "affected" by the second home policy when they buy a house and upgrade their houses.

In general, there are three possibilities:

One is that you have inadvertently registered on this platform and have entered your mobile phone number, so he will continue to send you advertising information about borrowing.

The second is that someone else has used your mobile phone number to register for this loan platform, or has used your mobile phone number as a contact.

The third is that this is a kind of marketing strategy, the so-called "casting a wide net and fishing well".

In this case, it is recommended that you call the customer service of this platform as soon as possible ** to verify, if it is accidentally registered, please ask him to delete or eliminate this mobile phone binding, if it is a marketing strategy, you have no intention of borrowing, you can also explain the situation, if you still have received this kind of harassing text messages, you can join the blacklist, report as harassment**.

You can apply for a personal housing provident fund loan from the branches of the provident fund center.

The borrower shall collect and truthfully fill in the Application Form for Housing Provident Fund Loan from each branch of the Provident Fund Center, and submit the relevant materials to the Provident Fund Center for review. Each branch of the provident fund center puts forward a proposal for the loan amount and term through the review of the borrower's authenticity and repayment ability, and submits it to the Municipal Provident Fund Center for approval after passing the preliminary examination and signing the opinion by the person in charge of the branch.

After review, the Municipal Provident Fund Center makes a decision to approve the loan or not to grant the loan, and transfers the loan materials back to the branches; If the loan is approved, each branch of the provident fund center shall transfer the loan materials to the entrusted bank, and the entrusted bank shall notify the borrower and the person responsible for the mortgage guarantee.

and sign the "Housing Provident Fund Loan Contract" to go through the mortgage guarantee procedures; For those who do not meet the loan conditions, each branch shall notify the borrower and explain the reasons; The trustee bank issues a loan to the borrower.