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The 5 yuan production cost charged by going to the bank to apply for a bank card needs to be paid when the card is opened; (The production cost of IC card is 10 yuan).
The annual fee will be deducted from the balance of the card after the card is opened. (If you meet the exemption conditions, you can apply to the bank for a waiver of annual fee and management fee.) )
The process of applying for a bank card:
Bring your ID card and a small amount of cash to a bank branch;
Fill in ** with the assistance of the bank lobby staff;
Take the number and queue up, and at the same time copy the ID card with the assistance of the staff;
Call the number at the counter, go to the counter, hand over the filled ** and ID card to the bank teller, you will need to sign and enter the password when you apply for the card, the password is a six-digit number, and you must remember it after setting, this is the future withdrawal password;
After all the transactions are completed, you will get a bank card, and if you handle online banking business at the same time, you will get a password card or a U shield at the same time;
After completing the card, you can leave with your belongings.
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With your ID card, go to the bank to apply for a credit card or savings card, have a list, fill in the identity information and contact address** on the line!
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This is very simple, just go to ICBC, bring your ID card! The staff will ask you to fill out a form, name, amount, date, ID number, ** or that's it.
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Take your ID card and some cash to the bank, fill out a bank card application**, and then go to the window to handle it.
Fill in ** as required, and if you don't understand something, you can ask the bank service staff.
After applying for a bank card, a minimum cash deposit of 10 yuan is required.
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ID card, a small amount of cash, go to the Industrial and Commercial Bank of China to fill out the form, queue, go to the counter to handle it, add a point, you don't need a passbook, this thing must be clear, most banks are to do the card must bring a passbook, and not because you don't need to do it, some banks can choose whether to go with the card passbook, so to ask clearly, if it is a card must be with the passbook, then you must carefully keep the passbook and set the passbook password, the big deal is not to put it away, but the card and the passbook are the same account, If the passbook is stolen, the password leakage may also have a loss, and you only have a card in your hand to stop the person who took your passbook from withdrawing money!
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You take your ID card to the ICBC counter and tell him that you want to get a debit card, you don't need a passbook, and you usually say you need a debit card, and he will ask you if you need a passbook
Then he will ask you to add a list, which is basically your personal information, and it is very easy, you can write whatever you ask
In addition, if you go to a slightly larger ICBC, there will be a table for adding orders, there are special instructors, the service is very considerate, they are very enthusiastic, will tell you what to add, how to add
Don't worry, it's easy, do it once, and you'll know it
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Insert your card --- enter your PIN --- confirm --- selection"Withdrawals"--- enter the withdrawal amount--- confirm --- withdrawal--- choose whether to print the receipt --- withdraw the card.
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Insert the card, enter the password, press a few confirmation keys and you're done.
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Enter the ATM, close the security door, insert the bank card into the financial card hole, click Continue, enter the bank card transaction password, click Confirm, select Withdrawal, enter the amount to be withdrawn, click Confirm, wait for the banknote, take the banknote, click End, the system exits the bank card, and takes the bank card.
Cardholders can use a credit card or debit card to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook re-registration, purchase**, change password, pay mobile phone bills and other services according to the password at the ATM.
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Insert the bank card, enter the password, then press the withdrawal button, enter the withdrawal amount, and you're good to go.
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Bank cards generally have magnetic stripe cards and chip cards, and the operation is as follows:
1. Magnetic stripe card:
Locate the card slot of the ATM;
The front of the card (with a pattern) is facing up, and the magnetic stripe is facing down;
The arrow on the front of the card points in the direction of the ATM;
Insert the bayonet.
2. Chip card: the front chip is upward, and the rest is consistent with the magnetic stripe card.
Further information: ATM, also known as ATM (abbreviation for Automatedteller Machine), means Automated Teller Machine, also known as ATM because it is mostly used to withdraw money. It is a highly sophisticated mechatronic device that uses a magnetic** card or smart card to enable self-service in financial transactions, replacing the work of bank counter staff.
It can withdraw cash, check the deposit balance, transfer funds between accounts, and inquire about the balance. It can also carry out cash deposits (real-time entry), check deposits (not available in China), passbook re-registration, intermediary business, etc. Cardholders can use credit cards or savings cards to handle automatic withdrawals, balance inquiries, transfers, cash deposits, passbook re-registration, purchases, password changes, mobile phone bill payments and other services according to the password.
In March 2019, the People's Bank of China issued a notice that ATM transfers can be received in real time, without waiting for 24 hours.
ATMs can be divided into three types: outdoor ATMs, indoor ATMs and independent ATMs according to their installation locations.
Indoor: According to the use of ATMs, indoor ATMs can be divided into lobby type and through-wall type.
Outdoor: According to the safety performance requirements, outdoor ATM machines have semi-enclosed and fully enclosed ATM protective kiosks, fully enclosed according to the appearance of the shape can be further divided into square and round, square is commonly known as outdoor ATM protective kiosk, round is commonly known as ATM protective cabin.
2. The off-line ATM should realize the network alarm in accordance with the relevant national standards, sign a cooperation agreement with the unit where the ATM is located, stipulate the responsibilities and obligations of both parties, and cooperate to do a good job in the security of the ATM.
3. The ATM jurisdiction should strengthen the security precautions of the ATM, cooperate with each other, find hidden dangers, and rectify them in a timely manner.
4. In the event of ATM risk events and cases, they should be reported immediately, the cause should be quickly identified, and the solution should be dealt with in a timely manner.
If it is Ping An Bank, you can log in to the official website of Ping An Bank**-Branch Inquiry - ATM Branch Inquiry to check the nearest ATM.
Since December 1, 2016, in accordance with the regulations of the People's Bank of China, the transfer of self-service machines from the Agricultural Bank of China to the savings card of the Agricultural Bank of China and the card of other banks will arrive in the account within 24 hours, and generally within 24-25 hours. >>>More
Different bank transfer fees are different, so it is recommended to check with the bank for specific fees. >>>More
Revocation method: If you are using a China Merchants Bank savings card, transfer to a non-personal account through an ATM and all inter-bank transfers, the funds will arrive in the account within 24 hours, and you can apply for cancellation through the China Merchants Bank branch or 95555 manual service within 24 hours. >>>More
Withdrawals are also available during the Chinese New Year. >>>More