Describe the rise and development of China s banking industry in modern times Everyone s help, hurry

The most prosperous thing in modern times is the ticket number.

1. Reasons for ideological tradition: The ticket numbers and commercial houses of the Ming and Qing dynasties were usually set up by relatives, friends, fellow villagers, and peers, and even if the shareholders withdrew, their shares could only be transferred to the above-mentioned figures. The business of ticket numbers is also open to the above-mentioned figures.

Moreover, practitioners do not regard the ticket number as a family industry that can be passed on to their descendants, and many practitioners turn off the ticket number and return to their hometowns to retire when they are old. This short-sighted behavior in operation led to the scale and profit of ticket numbers being greatly restricted, which affected the development of the financial industry in ancient China.

Second, the reasons for the business environment: the financial industry and industry and commerce are interdependent, and the development of industry and commerce is hindered, and the financial industry will naturally wither. Although China's handicraft industry and commerce developed relatively rapidly from the Ming Dynasty to the early Qing Dynasty, the economic development was severely affected by social turmoil in the middle and late Qing Dynasty.

The development of China's monetary history is very long, from the first shells to copper coins to gold and silver, it has gone through a long history of more than 5,000 years. It can be said that from the time of the appearance of shell currency, the economic system in ancient society has been continuously improved with the change of dynasties. and eventually developed into an economic system with Chinese characteristics.

Due to the lag in the speed of information transmission in ancient society, in addition to the citizens living in the city, who can use paper money more conveniently, some people living in remote areas still use copper coins or silver in their daily life. Due to the low reserves of gold in ancient societies, it rarely became a currency in circulation.

Modern banks are only available after industrialization, providing credit services for large-scale production.

Emphasizing agriculture and suppressing business is one thing.

Answer]: The modern commercial bank developed with the emergence of the capitalist mode of production. It is mainly established through two rolling and noisy ways:

First, the usury-oriented bank was gradually transformed into a capitalist merchant bank, and second, a joint-stock commercial bank was established in accordance with the requirements of the capitalist economy.

1. The characteristics of modern China's financial development are: the emergence and development of modern financial institutions; Old and new financial institutions coexist.

The favorable conditions for China's financial development are: the development of the "national economic construction movement"; The rapid development of national industry and the change of people's ideological concepts.

Extended information: 1. Characteristics of China's financial industry.

1. First of all, the structure of China's financial assets will undergo major changes, and the proportion of first-class assets will continue to increase. This means that the function of China's financial system will change, from financing-based to financing and wealth management, leading to changes in the risk structure of the entire financial system, and will put forward higher requirements for financial supervision.

2. Second, the technological content of China's financial industry will increase rapidly. The payment format of China's financial industry is undergoing major changes, which is also the most typical manifestation of China's financial industry to achieve "corner overtaking". The impact of the reform of the payment industry on China's financial industry is revolutionary, and it has also played an important role in promoting the restructuring of China's economy as a whole.

Wu Xiaoqiu believes that in the future, the power of science and technology will promote the adjustment of the financial industry at a faster speed, and change many theories, policy frameworks and mechanisms.

3. The internationalization level of China's financial industry will be greatly improved, and China will gradually become an important global financial center. Wu Xiaoqiu said: Historically, there has not been a major international country that is not a global financial center.

Second, the characteristics of modern national industry.

1) The development of light and heavy industries is unbalanced.

Modern China lacks the primitive accumulation of capital, also lacks a modern investment method, and does not have a solid economic foundation, so the national industry can only start with light industry with little investment, short cycle, and quick results. Therefore, the early Chinese national industry was basically light industry.

2) Unbalanced regional distribution.

In the early days, national industries were mainly concentrated in large coastal cities. Because these cities were areas where foreign capitalism invaded earlier, the feudal natural economy was the first to disintegrate; In addition, treaty ports are convenient for export and transportation, and easy to obtain foreign raw materials and technical equipment.

3) National industry is both contradictory and dependent on foreign capitalism and domestic feudal forces.

Since the national industry was subjected to double oppression from the day it was born, its development was difficult, and contradictions were inevitable. However, the lack of capital, small scale, and weak technical force make the national industry dependent on them.

Characteristics: The emergence and development of modern financial institutions; Old and new financial institutions coexist. (4 points, 2 points per point, other expressions, reasonable, can be given as appropriate).

Conditions: the development of the "National Economic Construction Campaign"; the rapid development of national industry, etc. (4 points, 2 points per point, other expressions, reasonable, can be given as appropriate).

Answer]: The Bank of England was founded in 1694 and is the world's first ** bank, although there was a Swiss Canton Liszt Ming Sui Bank, but it is only a nominal ** bank and does not have the functions it should have. Book open.

Answer]: With the development of the Jinpei Tongrong market, Shuyan bond investment has become an important asset form for commercial banks.

Test Centers. Investment business.

Answer]: During the 37 years from 1912 to 1949, the functions of the Bank of China underwent three changes. From 1912 to 1928, he exercised the functions of the **** bank at that time; In 1928, the Bank of China was changed to the Chartered International Exchange Bank of Shanqing; In 1942, the Bank of China split and became the leading professional bank in the development of the world.