What does a trust company do?

1. A trust company is also a kind of financial institution, but unlike a bank, a trust company cannot absorb deposits. Trust companies can raise funds by setting up some trust plans, and then invest the raised funds in some industrial and agricultural construction projects (such as highway construction projects, real estate construction projects, etc.). Investors can sign a trust plan contract with the trust company, hand over the funds to the trust company, invest in a trust plan project, and the trust company promises to give how much interest and how long to return the principal.

At that time, the trust company will pay the interest and the repaid principal directly to the investor's bank account.

2. Article 8 of the Measures for the Administration of Trust and Investment CompaniesThe following conditions shall be met for the establishment of a trust company:

1) Have articles of association in accordance with the Company Law of the People's Republic of China and the provisions of the China Banking Regulatory Commission;

2) Shareholders who have the qualifications for shareholding as stipulated by the China Banking Regulatory Commission;

3) Have the minimum amount of registered capital specified in these Measures;

4) There are directors and senior managers who have the qualifications prescribed by the China Banking Regulatory Commission and trust practitioners who are suitable for their business;

5) Have a sound organizational structure, trust business operating procedures and risk control system;

6) Have business premises, safety precautions and other facilities related to business that meet the requirements;

7) Other conditions stipulated by the China Banking Regulatory Commission.

Trust is "trust entrustment", which is equivalent to managing money on behalf of others.

A trust company is a multilateral credit behavior based on trust and entrustment, in the form of monetary funds and physical property management, and integrating financing and financing. It emerged with the development of the commodity economy. The trust business emerged in England in the 18th century.

The trust business mainly includes two aspects: entrustment and **. The former refers to the property owner, for his own benefit or his designee, entrusts his property to others and demands proper management and beneficial operation for a certain purpose; The latter refers to certain economic matters that one party authorizes the other party to handle on its behalf. There are three parties involved in the trust:

Settlors, trustees and beneficiaries. The person who transfers the title, i.e. the owner of the original property, is the settlor; The person entrusted with the management and operation of the property is the trustee; A beneficiary is a person who has an interest in property. There are many types of trusts, including personal trusts, corporate trusts, discretionary trusts, special trusts, charitable trusts, private trusts, self-benefit trusts, other benefit trusts, capital trusts, movable property trusts, real estate trusts, business trusts, non-business trusts, civil trusts, and commercial trusts.

The trust business is flexible and adaptable, which is conducive to invigorating the economy and strengthening regional economic and technological cooperation; It is conducive to absorbing domestic and foreign funds and supporting the equipment renewal and technological transformation of enterprises.

Definition of trust:

Trust refers to the act of entrusting the legally owned property of the settlor to the trustee based on the trust of the trustee (trust and investment company), and the trustee manages or disposes of it in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the settlor. Generally speaking, it is "entrusted by others to manage the money for others".

The trust license is issued after passing the examination and approval by the CBRC, and the trust company must have a trust license before issuing products. Therefore, the trust company has a strong background, a scarce license, and a reliable platform.

In terms of business operation, trust companies are multilateral credit behaviors that combine financing and financing in the form of trust entrustment and the operation and management of monetary funds and physical property. The trust business mainly includes two aspects: entrustment and **. The former refers to the fact that the owner of the property entrusts his property to others for the benefit of himself or his designee, and requires proper management and beneficial management on behalf of him according to a certain purpose; The latter refers to certain economic matters that one party authorizes the other party to handle on its behalf.

There are three types of stakeholders in trust business: settlor, trustee and beneficiary. The person who transfers the property right, i.e. the owner of the original property is the settlor; The person who is entrusted with the management and operation of the property on behalf of the trustee is the trustee; The person who enjoys the benefits of the property is the beneficiary.

In terms of fulfilling responsibilities, trust companies should fulfill their duties and fulfill the obligations of honesty, credit, prudence and effective management in the management of trust property. The risks arising from the trust company's management of the trust property in accordance with the trust contract shall be borne by the trust property; If the trust company violates the trust contract or improperly handles the trust affairs and causes losses to the trust property, the trust company shall compensate for the loss of the trust property with its inherent property. If the compensation is insufficient, the investor shall bear the responsibility.

Trust refers to the act of entrusting the settlor's property rights to the trustee based on his trust in the trustee, and the trustee will manage or dispose of it in his own name for the benefit of the beneficiary or for a specific purpose according to the settlor's wishes. A trust company refers to a financial institution established in accordance with the law for the purpose of business and receiving remuneration, and commits to trust and handles trust affairs as a trustee.

The trust business mainly includes two aspects: entrustment and **. The former refers to the owner of the property entrusting his property to others for the benefit of himself or his designee, and demanding that it be properly managed and profitably operated on behalf of him for a certain purpose; The latter refers to certain economic matters that one party authorizes the other party to handle on its behalf.

Trust business includes: trust deposits, trust loans, trust investment, property trusts, etc.

Entrusted business includes: entrusted deposit, entrusted loan, and entrusted investment.

Business categories include: issuance of bonds, collection and payment, collection of arrears, supervision, credit visa, accounting affairs, insurance, custody, purchase and sale of value, etc.

Leasing business includes: direct leasing, sub-leasing, ** leasing, leaseback leasing, etc.

Consulting business categories include: credit investigation, business investigation, investment consulting, customer introduction, financial business consulting, etc.

According to the provisions of the "Measures for the Administration of Trust Companies", the businesses that trust companies in China can apply for include: capital trusts; chattel trusts; real estate trusts; Valuable ** trusts; other property or property rights trusts; Engaged in the business of investment ** as the promoter of the investment ** or **management company".

Basic characteristics: 1) The trust is based on trust, and the trustee should have a good reputation.

2) The premise of the establishment of the trust is that the settlor shall entrust his own property to the trustee.

3) The trust property is independent, and after the trust is established in accordance with the law, the trust property is separated from the self-owned property of the settlor, the trustee and the beneficiary and becomes an independent property.

4) The trustee manages the affairs of the trust in the best interests of the beneficiaries.

The scope of trust business includes commercial trusts, civil trusts, charitable trusts and other fields. Financial trust companies approved by the central bank can operate four types of trust business, including fund trusts, movable property trusts, real estate trusts and other property trusts. Lead Town.

A trust company is a financial institution that operates a trust business. The trust business mainly includes two aspects: entrustment and **, the former refers to the owner of the property for the benefit of himself or his former designee, entrusting his property to others, requiring proper management and beneficial operation according to a certain purpose; The latter refers to a certain amount of experience authorized by one party to handle it on behalf of the other party.

Trust deposits, trust loans, trust investments, property trusts, etc.

A trust company is a financial institution, but unlike a bank, a trust company cannot accept deposits. The trust company can raise funds by setting up some trust plans, and then invest the raised funds in some industrial and agricultural construction projects (such as railway construction projects, real estate construction projects, etc.).

Investors can sign a trust plan contract with the trust company, and give Xinbi some funds (such as 1 million yuan) to invest in the real estate trust imitation plan project. How much interest the trust company promises and how long to return the principal. At that time, the trust company will directly transfer the repayment of principal and interest to the investor's bank account.

Precautions for companies setting up trusts.

The trustee actually has the right to manage the trust property, and its position is very important. The beneficiary of a trust contract can be the settlor himself (self-interest trust), or the settlor may appoint a person other than himself to enjoy all the benefits (other benefit trust). or partly for their own benefit and partly for other interests;

Trust property is legally independent. After the purpose of the trust is established, the appropriate trust product should be selected to achieve the purpose of the trust.

Trust refers to the act of entrusting the settlor's property rights to the trustee on the basis of trust, and the trustee manages or disposes of the trust property in his own name in accordance with the settlor's positive infiltration, in his own name, for the benefit of the beneficiary or for specific purposes. Trust belt clearance is a kind of property management system that has emerged with the development of commodity economy, and its essence is "entrusted by others to manage money on behalf of others".

Summary. Hello, the trust company to do the first thing to do is asset management, the trust company is mainly for the management and maintenance of investment assets for customers, the customer's investment funds through standardized risk management and asset allocation and other technical means, to ensure that the customer's investment assets value-added.

Hello, the trust company to do the first thing to do is the asset management key, the trust company is mainly for the customer to manage and maintain the investment assets, the customer's investment funds through the draft Bixian standardized risk management and asset allocation and other technical means to ensure the appreciation of customer investment assets.

Expansion: Trust company, Gaoheng in China refers to a financial institution established in accordance with the Company Law of the People's Republic of China and the Administrative Measures for Trust Companies, which is mainly engaged in trust business. Lu Nianchan Trust Company is a multilateral credit behavior based on trust entrustment, in the form of the operation and management of monetary funds and physical property, and a combination of financing and financing.

What a trust company does is the business of accepting the trust of the settlor, managing or disposing of the trust property in accordance with the provisions of the trust contract, and receiving a certain amount of chain remuneration. In order to establish a company, it must first meet the minimum registered capital requirements, that is, at least 300 million yuan or the equivalent of registered capital in freely convertible currency. Note that the registered capital is paid-in monetary capital.

1. What does the letter call Mu Trust Company do?

A trust company is a multilateral credit behavior company based on trust entrustment, in the form of the operation and management of monetary funds and physical property, and a combination of financing and financing.

The scope of trust business includes commercial trusts, civil trusts, charitable trusts and other fields. With the approval of the central bank, the financial trust state forest investment company can operate four types of trust business: capital trust, movable property trust, real estate trust and other property trusts.

There are many types of trusts, mainly including personal trusts, corporate trusts, discretionary trusts, special trusts, charitable trusts, private benefit trusts, self-benefit trusts, other benefit trusts, capital trusts, movable property trusts, real estate trusts, business trusts, non-business trusts, civil trusts and commercial trusts.