How to distinguish a real collection from a fake? The difference between real collection and fake co

What anomalies can be judged as collections**

Withholding information from you:

The debt collector must tell you information such as the name of the creditor, the amount owed, etc., and if you have a dispute about the debt, the compliant collector will verify the debt information with the creditor and will give you the details of the debt by email or in writing. Fake collection of real ** will prevaricate for various reasons, and even promise all kinds of reductions and exemptions to lure you into**.

Forcing you to pay by money transfer or prepaid card:

Love these payment methods because they may not be traceable and you will have a hard time getting your money back. A legitimate collection will require you to transfer money directly to the creditor instead of to their account.

Threaten you with jail time or impersonate ****:

But beware, if you do owe criminal fines or compensation, you could be arrested for non-payment.

Say they'll tell your family, friends, and employer:

Some** will try to get you to pay it back by threatening to disclose your debts to family, friends, co-workers, or employers. In fact, debt collectors are generally not allowed to tell others the details of your debt without your consent. They can only ask people if you are in ** so that they can connect with you.

Ask for sensitive personal financial information:

Such as your bank account, license plate number, or social security number. Never give out your personal financial information to anyone unless you are sure they are legitimate. Your information can be exploited for identity theft.

Debt collectors cannot call you at unusual times or places or at times or places they know are inconvenient for you. If you receive ** before 8 a.m. or after 9 p.m., you may be dealing with **.

Web Links.

1. This can be specifically consulted about why it is collected, what money you owe and how much money is collected, and then verify with the individual or platform you owe money to, so that you can know the truth or falsehood;

2. It is natural to repay debts, since there is a debt that is not repaid, others will definitely collect it, so it must be repaid on time.

Will you distinguish the collection SMS you receive after the deadline?

1. The difference between real collection and fake collection:

1. The biggest difference between real collection and fake collection is that fake collection will not report to their home, and after asking in **, they will not say which platform they belong to.

2. The query results are different, the bank collection information, you can call 12378** to inquire, the CBRC is the superior unit of the supervision of the bank, and it is subordinate to the public institution directly under the bank.

3. The information is different, real collection and fake collection lawyer's letter.

There are the name of the cardholder and the balance of the arrears, the reason for collection and relevant laws and regulations, the relevant rights and obligations of the cardholder, the channels for inquiring about the account status, repayment, raising objections and providing relevant evidence, etc., otherwise, there is no basic information is a fake collection.

2. Common fraud methods of fake collection:

1. They usually don't explain which platform they are collecting from, but just ask users to repay as soon as possible, and threaten to take more radical collection methods if they don't repay, such as exploding the address book, **bombing, etc.;

3. Some collectors will ask users to add financial repayment, as long as they are paid off, they can write off the accounts, otherwise they will adopt violent collection methods, P maps, door-to-door, etc.;

4. Take the online loan platform.

System maintenance and other reasons require users to pay off the arrears through transfers and other means, otherwise they will keep contacting the borrower and contacts;

5.The legitimate collection agency will negotiate with the debtor to repay the loan in a lump sum or in installments, and once they agree to repay, a repayment agreement will be reached with the creditor, which will indicate which account the money will eventually be transferred to. The scam company will insist that the debtor pay immediately, demand repayment to the designated account, and threaten the debtor to face serious consequences such as legal action and credit blacklisting if they do not do what they say.

and other losses. The illegal payee also claims that he belongs to some form of ** institution in order to convince the debtor.

1. All the information about wanted, listed as a dishonest person, a laid, etc., is false, if you really break the law and are wanted, then why didn't the police come to arrest you? As for the dishonest person, Lao Lai, this is not something that can be determined by collection, and it is only possible to be included in the list of dishonest persons subject to execution if he refuses to return the calendar after the court has made a judgment.

2. As long as there is a court prosecution and public security organ investigation in the text message, it is basically fake, first of all, if you are really sued, the court will directly notify you with the landline number, and then it will mail you the relevant prosecution documents; Secondly, if the public security organs want to investigate you, they will come directly to you, will they be available to text you?

3. The text messages sent to you with a private mobile phone number are basically fake, official units, regular documents, who will send you with a private mobile phone number?

4. The content of the message is what will happen if you don't repay the loan, and then the tail that asks you to contact the xx director and xx lawyer is fake, and the so-called director, the lawyer, is just another collector.

5. The number of the text message is 106, and the word unsubscribe appears after the text message, which is sent by the commercial SMS platform, and this kind of text message is **, and this kind of text message is directly ignored.

6. The text message is xx year xx month xx day, how many people visit their homes, go to the village committee, community survey, this kind is basically fake, many online loans are afraid to come to the door, if the regular bank wants to come to the door, it will contact you through the landline number, as for the village committee, community survey, they do not have that power.

In the face of various threats and intimidation of collection, those who say that they want to sue, go to jail, and freeze all the property under their names should not be easily believed, after the loan is overdue, most of the collectors will try their best to scare you and make you repay the loan for the sake of performance. You must know that all the lawyer's letters, collection letters, warning letters, etc. sent to you in the form of **, text messages, WeChat and other forms have no legal effect.

Summary. Hello, it is a pleasure to serve you, all the collection SMS must be true, but there are differences in content.

Hello, it is a pleasure to serve you, all the collection SMS must be true, but there are differences in content.

Is this kind of text message really going to the door?

Fake. Or a collection method.

Which loan company did you get your loan from?

It's not expensive to come to the door. Installment music should be.

The second text message said that it had arrived, would it come to the door.

It won't come to the door.

Lie to you. You can handle interest-free accounting.