What is compensation and decompensation, and how to deal with compensation

Compensatory is the substitution of a healthy part of the original organ or other organs for an organ that compensates for a functional or structural lesion.

Decompensation, also known as decompensation, is the early stage of liver function can still be compensated, and liver cirrhosis develops to a certain extent, beyond the compensatory ability of liver function, which is called cirrhosis decompensation, and the main clinical manifestations are symptoms and signs caused by liver function and portal hypertension.

The difference is that compensation can use other organ functions to replace the diseased organ, while decompensation means that the disease is severe and can no longer be replaced by other organ functions.

When certain organs are damaged due to disease, the body mobilizes the undamaged parts and related organs, tissues or cells to replace or compensate for their metabolism and function, so that a new balance is established in the body.

The body has a certain ability to adapt to abnormal metabolism and function, and can meet the needs of the normal operation of the body within a certain range after self-regulation. For example, when one kidney is no longer working, the other can do all the work. However, this is not infinite, when the time is too long, or the degree is too high, beyond the scope of the body's regulation, it will lead to the collapse of the compensatory mechanism, and it will be decompensated.

That is, it is no longer powerless on its own, and it needs external intervention to "recover".

It's up to your body to regulate itself.

Decompensation is beyond your own control.

I don't think the examples he gave are good enough, and they should be like eating. If you continue to eat, the volume of your stomach will increase (compensation), but when it increases to a critical point, you will still eat and it will burst (decompensation)!

The compensation record will be displayed in the credit report of the People's Bank of China, and this compensation record may cause you to be rejected for further credit business. You should negotiate with the guarantee company as soon as possible to solve the problem, pay off the substitution payment, and at the same time request the deletion of the substitution record, you must pay attention here, and be sure to keep the relevant evidence, because your substitution record is reported by the guarantee company and the lending institution, and the deletion record is also handled by them.

An insurance subrogation record means that the insurance company has repaid you for the money you borrowed, and the insurance company has the right to recover from you. In essence, all the violations of laws and regulations of the lender (lending platform or bank) are legally covered up by the insurance company in the name of substitution, and the illegal lending behavior becomes a legitimate insurance contract dispute, avoiding the management and illegal risks of the regulatory authorities.

On the contrary, the insurance company will file a lawsuit with the court in the name of an insurance contract dispute or a dispute over the right of recourse to demand you to pay, which is not only the money you have borrowed but also liquidated damages, late fees, interest, remaining unpaid premiums, attorney fees and litigation costs, etc.

The insurance company has a full-time lawyer involved in the whole process of the litigation, and there is a strong legal team behind it, which is difficult for ordinary people to compete with (especially all the loan agreements and insurance contracts and other materials are in the hands of the insurance company), coupled with the bias of the court, basically the court will support the insurance company's litigation claim.

The so-called substitution means that the lending institution and the insurance company have signed an agreement with each other, and when the borrower is overdue, the insurance company will repay the loan on behalf of the borrower. At this point, the borrower's creditor becomes the insurance company.

Normally, once the user's loan at the lending institution is repaid, it will inevitably be recorded in the individual's credit report.

For many lenders, subrogation is more serious than overdue.

Extended information: The legal term of subrogation is called third-party performance, which refers to the situation that in the process of contract performance, the person who performs the contractual obligation or accepts the performance of the obligation is not a party to the contract, but a third party other than the party to the contract. As long as there is an agreement in the contract, the third party can become the subject of the performance of the contract.

The characteristics of the subrogation contract are as follows:

1 No debt transfer occurs. Although the parties to the contract agree that a third party will perform the contract on their behalf, it does not mean that the creditor's rights and debts relationship between the parties to the contract has changed, and the debt will not be transferred to the third party.

2. The parties to the contract agree through consensus that a third party will perform the contractual obligations on behalf of the debtor, in particular with the consent of the creditor;

3. In this type of contract, the third party is only the subject of the performance of the contract, not the party to the contract;

4. The third party shall not be liable for breach of contract.

Although the debtor's debts are performed by a third party, in the event of a breach of contract, the debtor is not exempted from the liability for breach of contract due to the existence of a third party.

A contract of substitution, also known as a contract performed by a third party, also known as a contract performed by a third party on behalf of the third party, refers to a contract in which a third party performs its obligations on behalf of the debtor by agreement of the parties, and the third party does not become a party because of the performance of the debt.

China's Contract Law

Article 65 stipulates: "If the parties agree that a third party shall perform the debt to the creditor, and the third party fails to perform the debt or the performance of the debt does not conform to the agreement, the debtor shall bear the liability for breach of contract to the creditor." ”

The legal characteristics of a contract performed by a third party are as follows:

1) A contract performed by a third party, the third party has not become a party to the contract, and the parties to the contract are still the original creditor and debtor. If the third party fails to perform, the debtor shall be liable to the creditor.

2) The parties to the contract agree through consultation that the third party shall perform the debt to the creditor, and whether the third party performs shall be negotiated between the debtor and the third party.

3) The performance of a third party on behalf of the creditor cannot harm the interests of the creditor.

4) The contractual debt can be performed by a third party, that is, the debt that must be performed by the debtor itself cannot be performed by a third party.

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Subrogation refers to the act of the creditor having a third party bear the debt on behalf of the debtor when the debtor is unable to repay the debt. Subrogation is a common financial risk measure, which is usually applied to credit loans, mortgage loans, secured loans, etc. For example, when an enterprise is unable to repay the principal and interest of the loan as required by the loan contract, the bank may require the enterprise to provide filial piety collateral or a third-party guarantee to urge it to pay the arrears.

If the enterprise is unable to repay, the bank can pay the arrears to an intermediary or a third party by way of substitution, and transfer the debt to the intermediary or third party to handle the follow-up matters. In this way, the bank can recover some or all of the amount owed from the reimbursement agency or a third party, mitigating the debt risk. In short, subrogation is an act in which a third party performs the debt on behalf of the debtor when the debtor is unable to perform the debt or refuses to perform the debt, and is cautious and bears the relevant debt liabilities and obtains the corresponding benefits.

Compensatory means: the replacement of an organ with a healthy part of the original organ or other organs for an organ that compensates for a defective function or structure.

Pronunciation: dài cháng.

Example sentence: If the increase in heart rate does not compensate, the cardiac output will decrease.

Compensatory sentences. 1. Blood flow remodeling is to achieve the goal of improving the compensatory ability of cerebrovascular vessels.

2. No one can replace others, and those who need psychological compensation are weak-willed people, and I am not in that ranks.

3. Muscle biopsy was mainly a small group of amyotrophia, and enzyme staining showed homotypic muscle grouping and compensatory hypertrophy of muscle fibers.

4. As a result, in order to overcome resistance every time you urinate, the bladder is compensated for hypertrophy, and trabeculae are formed on the surface of the bladder.

5. The anterior skull base and mandible are normally developed, while the compensatory retraction of the inferior alveolar process can lead to pseudomental protrusion in adult patients with cleft palate.

The meaning of compensation is as follows:1. Reimbursement on behalf of others.

For example, loan repayment means that someone else helps you repay your loan. Sometimes a guarantor is required for a loan, and if the borrower or institution is unable to meet the repayment obligations, the lending bank or lending institution will ask the guarantor to repay the loan.

2. When the tissue of a certain organ is diseased, the sound part of the original organ or other organs replace its function to compensate.

Pinyin: dài cháng.

Synonyms of compensation1. Repay cháng huán ].

Interpretation: to return what is owed. It is mostly used for debts, ** or various physical objects, etc.

Source: Wang Xiyan's "Ancient House" Part 3 Part 1: "The debt she owed to her daughter in her previous life has been repaid to her with interest. ”

2. 清付 qīng cháng ].

Definition: Pay off all debts.

Source: Liu Dabai's poem "Cutting Wheat Over the Waste": "The old covenant owes rent, and the wheat is ripe to pay off." ”

Summary. 1.Insurance Company Compensation:

When the insured suffers an unexpected loss or risk, the insurance company will compensate as stipulated in the contract. 2.Guarantor company substitution:

The guarantee company acts as an intermediary to provide guarantee services for the borrower, and when the borrower is unable to repay the loan on time, the guarantee company will bear part or all of the arrears on behalf of the borrower. 3.**Compensated:

**In some cases, in order to maintain public interest or social stability, certain enterprises or individuals will be compensated.

Dear, is there anything else to add to your question?

Substitution rotation refers to the act of having a third party assume the debt on behalf of the debtor when the debtor is unable to perform the debt. The three parties can be creditors, insurance companies or other institutions with solvency and qualifications.

1.Insurance company compensation: When the insured suffers accidental loss, loss or risk, the insurance company will compensate for the difference in accordance with the contract.

2.Guarantee company compensation: The guarantee company acts as an intermediary to provide guarantee services for the borrower, and when the borrower fails to repay the loan on time, the guarantee company will bear part or all of the arrears on behalf of the borrower.

3.Compensation: In some cases, in order to maintain the public interest or social stability, certain enterprises or individuals will be compensated for their annual contributions.

Similarly, the late stage is equivalent to the decompensated stage of liver cirrhosis, but the late stage is a word often spoken by ordinary people, and the decompensated stage is a medical term.

The early and late stages of liver cirrhosis are commonly said by the common people, and the late stage is equivalent to the decompensation stage of liver cirrhosis, and complications of liver cirrhosis appear, such as ascites, jaundice, and upper gastrointestinal bleeding, and even hepatic encephalopathy and hepatorenal syndrome. When these complications occur, it is considered to have entered the decompensated stage, which is what the common people call the advanced stage of liver cirrhosis.

There are several types of cirrhosis, and the common ones are divided into compensated and decompensated cirrhosis, and they can also be divided into grade A, B and C according to the grade of the child.

Similar. But it can also be reversed as long as the right methods and drugs are chosen.